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        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
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        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
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        <AssetDesc>467 SHARES JP MORGAN CHASE INC</AssetDesc>
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        <BasisAmt>15327</BasisAmt>
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      <GainLossSaleOtherAssetGrp>
        <AssetDesc>485 TEXAS INSTRUMENTS INC</AssetDesc>
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        <EOYFMVAmt>26102</EOYFMVAmt>
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      <InvestmentsCorporateBondsGrp>
        <BondNm>LEHMAN BROTHERS 5.75%</BondNm>
      </InvestmentsCorporateBondsGrp>
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    <InvestmentsCorpStockSchedule documentId="RetDoc4">
      <InvestmentsCorporateStockGrp>
        <StockNm>ACCENTURE IRELAND PLC</StockNm>
        <EOYBookValueAmt>13927</EOYBookValueAmt>
        <EOYFMVAmt>175895</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMERICAN ELECTRIC POWER</StockNm>
        <EOYBookValueAmt>18493</EOYBookValueAmt>
        <EOYFMVAmt>46115</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BANK OF NY MELLON INC</StockNm>
        <EOYBookValueAmt>8471</EOYBookValueAmt>
        <EOYFMVAmt>76830</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CALIFORNIA FIRST NATIONAL BANK INC</StockNm>
        <EOYBookValueAmt>6406</EOYBookValueAmt>
        <EOYFMVAmt>21770</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COCA COLA INC</StockNm>
        <EOYBookValueAmt>20389</EOYBookValueAmt>
        <EOYFMVAmt>31130</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DUKE ENERGY HOLDING CORP</StockNm>
        <EOYBookValueAmt>14536</EOYBookValueAmt>
        <EOYFMVAmt>35877</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>IBM CORP</StockNm>
        <EOYBookValueAmt>115964</EOYBookValueAmt>
        <EOYFMVAmt>197847</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JOHNSON &amp; JOHNSON CO</StockNm>
        <EOYBookValueAmt>20463</EOYBookValueAmt>
        <EOYFMVAmt>65089</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JP MORGAN CHASE &amp; CO</StockNm>
        <EOYBookValueAmt>73309</EOYBookValueAmt>
        <EOYFMVAmt>535272</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>KKR &amp; CO</StockNm>
        <EOYBookValueAmt>25317</EOYBookValueAmt>
        <EOYFMVAmt>147910</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>KYNDRYL HOLDINGS</StockNm>
        <EOYBookValueAmt>5063</EOYBookValueAmt>
        <EOYFMVAmt>6228</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MEDTRONIC INC</StockNm>
        <EOYBookValueAmt>27089</EOYBookValueAmt>
        <EOYFMVAmt>28597</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PROCTOR &amp; GAMBLE CO</StockNm>
        <EOYBookValueAmt>24459</EOYBookValueAmt>
        <EOYFMVAmt>83825</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RTX CORP</StockNm>
        <EOYBookValueAmt>21198</EOYBookValueAmt>
        <EOYFMVAmt>135045</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TE CONNECTIVITY LTD</StockNm>
        <EOYBookValueAmt>10754</EOYBookValueAmt>
        <EOYFMVAmt>53614</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TEXAS INSTRUMENTS CO</StockNm>
        <EOYBookValueAmt>4804</EOYBookValueAmt>
        <EOYFMVAmt>405209</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERIZON COMMUNICATIONS INC</StockNm>
        <EOYBookValueAmt>66043</EOYBookValueAmt>
        <EOYFMVAmt>79980</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WASTE MANAGEMENT INC</StockNm>
        <EOYBookValueAmt>8146</EOYBookValueAmt>
        <EOYFMVAmt>100895</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>OCCIDENTIAL PETRO WTS</StockNm>
        <EOYBookValueAmt>307</EOYBookValueAmt>
        <EOYFMVAmt>1708</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
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      <OtherDecreasesDetail>
        <Desc>BOOK VALUE ADJUSTMENT</Desc>
        <Amt>121118</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="RetDoc6">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>ACCOUNTING EXPENSE</Desc>
        <RevenueAndExpensesPerBooksAmt>10000</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>655</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MISCELLANEOUS INVESTMENT EXPE</Desc>
        <RevenueAndExpensesPerBooksAmt>655</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <TaxesSchedule documentId="RetDoc7">
      <TaxesDetail>
        <CategoryTxt>TAX ON INVESTMENT INCOME</CategoryTxt>
        <Amt>1000</Amt>
        <NetInvestmentIncomeAmt>1000</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
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</Return>