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        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <IRS990ScheduleB documentId="IRS990ScheduleB">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorPersonNm>Richard Waitzer Marital trust</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>244 Mustang Trail Suite 6</AddressLine1Txt>
          <CityNm>Virginia Beach</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23452</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>356250</TotalContributionsAmt>
        <NoncashContributionInd>X</NoncashContributionInd>
      </ContributorInformationGrp>
      <ContributorInformationGrp>
        <ContributorNum>2</ContributorNum>
        <ContributorPersonNm>Richard Waitzer Marital Trust</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>244 Mustang Trail Suite 6</AddressLine1Txt>
          <CityNm>Virginia Beach</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23452</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>459891</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
      <ContributorInformationGrp>
        <ContributorNum>3</ContributorNum>
        <ContributorPersonNm>Richard Waitzer marital Trust</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>244 Mustang Trail ste 6</AddressLine1Txt>
          <CityNm>virginia beach</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23452</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>4800199</TotalContributionsAmt>
        <NoncashContributionInd>X</NoncashContributionInd>
      </ContributorInformationGrp>
      <ContributorInformationGrp>
        <ContributorNum>4</ContributorNum>
        <ContributorPersonNm>richard waitzer marital trust</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>244 mustang trail SUITE 6</AddressLine1Txt>
          <CityNm>virginia beach</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23452</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>165046</TotalContributionsAmt>
        <NoncashContributionInd>X</NoncashContributionInd>
      </ContributorInformationGrp>
      <NonCashPropertyContributionGrp>
        <ContributorNum>1</ContributorNum>
        <NoncashPropertyDesc>25% interest in Boss Daniel Corp</NoncashPropertyDesc>
        <FairMarketValueAmt>356250</FairMarketValueAmt>
        <ReceivedDt>2024-12-31</ReceivedDt>
      </NonCashPropertyContributionGrp>
      <NonCashPropertyContributionGrp>
        <ContributorNum>1</ContributorNum>
        <NoncashPropertyDesc>charles schwab acct 6081-various securities</NoncashPropertyDesc>
        <FairMarketValueAmt>165046</FairMarketValueAmt>
        <ReceivedDt>2024-03-08</ReceivedDt>
      </NonCashPropertyContributionGrp>
      <NonCashPropertyContributionGrp>
        <ContributorNum>1</ContributorNum>
        <NoncashPropertyDesc>United Dominion REalty stock- 125000 shares</NoncashPropertyDesc>
        <FairMarketValueAmt>4800199</FairMarketValueAmt>
        <ReceivedDt>2024-12-31</ReceivedDt>
      </NonCashPropertyContributionGrp>
    </IRS990ScheduleB>
    <AccountingFeesSchedule documentId="AccountingFeesSch">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING FEES</CategoryTxt>
        <Amt>21240</Amt>
        <NetInvestmentIncomeAmt>21240</NetInvestmentIncomeAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <DepreciationSchedule documentId="DepreciationSch" />
    <InvestmentsCorpStockSchedule documentId="InvestCorpStockSch">
      <InvestmentsCorporateStockGrp>
        <StockNm>SECURITIES-CHARLES SCHWAB 0494</StockNm>
        <EOYBookValueAmt>22180083</EOYBookValueAmt>
        <EOYFMVAmt>28174517</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>URBAN EDGE</StockNm>
        <EOYBookValueAmt>10132</EOYBookValueAmt>
        <EOYFMVAmt>12936</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TOWNE BANK</StockNm>
        <EOYBookValueAmt>429358</EOYBookValueAmt>
        <EOYFMVAmt>526447</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FULTON FINANCIAL</StockNm>
        <EOYBookValueAmt>14786</EOYBookValueAmt>
        <EOYFMVAmt>18291</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UDR</StockNm>
        <EOYBookValueAmt>6363580</EOYBookValueAmt>
        <EOYFMVAmt>7001099</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="InvGovtObligSch">
      <USGovtObligationsBookVlEOYAmt>2986765</USGovtObligationsBookVlEOYAmt>
      <USGovtObligationsEOYFMVAmt>2995391</USGovtObligationsEOYFMVAmt>
      <StateLocalSecBookVlEOYAmt>0</StateLocalSecBookVlEOYAmt>
    </InvestmentsGovtObligationsSch>
    <InvestmentsOtherSchedule2 documentId="InvOtherSch2">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>EXCHANGE TRADED FUNDS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>7524916</BookValueAmt>
        <EOYFMVAmt>8360540</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PAINTING INVENTORY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2320000</BookValueAmt>
        <EOYFMVAmt>2320000</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ENVEST CAPITAL PARTNERS LLC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>301215</BookValueAmt>
        <EOYFMVAmt>301215</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BOSS DANIEL CORP</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>356250</BookValueAmt>
        <EOYFMVAmt>356250</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>WFBC INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2903776</BookValueAmt>
        <EOYFMVAmt>2903776</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>RESIDENCE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>698100</BookValueAmt>
        <EOYFMVAmt>669000</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherAssetsSchedule documentId="OtherAssetsSch">
      <OtherAssetsScheduleGrp>
        <Desc>DUE FROM MARITAL TRUST</Desc>
        <BOYBookValueAmt>257209</BOYBookValueAmt>
        <EOYBookValueAmt>257209</EOYBookValueAmt>
        <EOYFMVAmt>257209</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
    </OtherAssetsSchedule>
    <OtherExpensesSchedule documentId="OtherExpensesSch">
      <OtherExpensesScheduleGrp>
        <Desc>BANK FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>151</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>151</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>ASSET PROTECTION-PAINTINGS</Desc>
        <RevenueAndExpensesPerBooksAmt>53538</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>53538</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="OtherIncomeSch2">
      <OtherIncomeDetail>
        <Desc>ENVEST CAPITAL PARTNERS DISTRIBUTIONS</Desc>
        <RevenueAndExpensesPerBooksAmt>26550</RevenueAndExpensesPerBooksAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>ENVEST k-1-non UBTI-INCOME</Desc>
        <NetInvestmentIncomeAmt>-1805</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>miscellaneous income deposits</Desc>
        <RevenueAndExpensesPerBooksAmt>459</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>459</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>net insurance refund</Desc>
        <RevenueAndExpensesPerBooksAmt>683</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>683</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherProfessionalFeesSchedule documentId="OthProfFeesSch">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT FEES</CategoryTxt>
        <Amt>205606</Amt>
        <NetInvestmentIncomeAmt>205606</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
      <OtherProfessionalFeesDetail>
        <CategoryTxt>ASSET APPRAISAL FEES</CategoryTxt>
        <Amt>52519</Amt>
        <NetInvestmentIncomeAmt>52519</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <SubstantialContributorsSch documentId="SubsContributorsSch">
      <SubstantialContributorDetail>
        <PersonNm>Richard Waitzer Marital trust</PersonNm>
        <USAddress>
          <AddressLine1Txt>244 Mustang Trail Suite 6</AddressLine1Txt>
          <CityNm>Virginia Beach</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>23452</ZIPCd>
        </USAddress>
      </SubstantialContributorDetail>
    </SubstantialContributorsSch>
    <TaxesSchedule documentId="TaxesSchedule">
      <TaxesDetail>
        <CategoryTxt>FEDERAL TAXES</CategoryTxt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES</CategoryTxt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>