2025-11-06T15:48:51-06:00 2025-09-30 300038643 VARNEY & ASSOCIATES CPAS LLC 1501 POYNTZ AVE MANHATTAN KS 66502 990 2024-10-01 480997376 FRONTIER FINANCIAL PARTNERS INC FRON 6203427041 1512 W 6TH AVE EMPORIA KS 66801 WAYNE SYMMONDS PRESIDENT 6203427041 2025-10-27 1 0 MICHELLE R CROW P00249476 7855372202 2024 2025-03-06 01:10:19Z WAYNE SYMMONDS 1512 W 6TH AVE STE E EMPORIA KS 66801 740170 0 X WWW.FRONTIERFINANCIALPARTNERS.COM X 1985 KS TO FURTHER ECONOMIC DEVELOPMENT IN THE MIDWEST. TO PROMOTE AND ASSIST THE GROWTH AND DEVELOPMENT OF BUSINESS CONCERNS IN THE AREA. TO BENEFIT THE REGION BY INCREASING EMPLOYMENT, PAYROLL AND BUSINESS VOLUME. 9 8 5 0 0 0 0 0 636816 659791 96632 80379 0 0 733448 740170 0 0 0 0 442265 449133 0 0 0 236473 242718 678738 691851 54710 48319 1978721 2038886 111964 123810 1866757 1915076 TO FURTHER ECONOMIC DEVELOPMENT IN THE MIDWEST. TO PROMOTE AND ASSIST THE GROWTH AND DEVELOPMENT OF BUSINESS CONCERNS IN THE AREA. TO BENEFIT THE REGION BY INCREASING EMPLOYMENT, PAYROLL AND BUSINESS VOLUME. 0 0 575195 659791 PROGRAM TO FURTHER ECONOMIC DEVELOPMENT IN THE MIDWEST; TO BENEFIT THE REGION BY INCREASING EMPLOYMENT, PAYROLL AND BUSINESS VOLUME; LOAN SERVICE AND PACKAGING 575195 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 13 0 1 5 1 0 0 0 0 0 0 0 0 0 0 X 9 8 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X WAYNE SYMMONDS 6203427041 1512 W 6TH AVE SUITE E EMPORIA KS 66801 LONNIE KING CHAIRMAN 2.00 X X 900 0 0 KEN MORTENSEN VICE CHAIRMAN 2.00 X X 1110 0 0 DAVID THORNBURGH SECRETARY/TREASURER 2.00 X 330 0 0 JEFF CONNER DIRECTOR 2.00 X 599 0 0 KEN BUCHELE DIRECTOR 2.00 X 1200 0 0 KIRK ENGLE SECRETARY/TREASURER 2.00 X X 1050 0 0 LYLE BUTLER DIRECTOR 2.00 X 300 0 0 RON DICKEY DIRECTOR 2.00 X 1410 0 0 SCOTT SODERSTROM DIRECTOR 2.00 X 970 0 0 WAYNE SYMMONDS PRESIDENT 40.00 X X 223881 0 4620 231750 0 4620 1 0 1 0 0 LOAN SERVICING FEE 522291 471143 471143 LOAN PROCESSING FEES 522291 174154 174154 ADMINISTRATIVE FEES 522291 14494 14494 659791 80379 80379 740170 659791 0 80379 257030 203068 53962 153204 147863 5341 8777 7378 1399 600 600 29522 25760 3762 111494 111369 125 22501 1251 21250 5500 5500 4864 3314 1550 6376 6376 14794 11574 3220 8449 6503 1946 14642 10981 3661 4677 3487 1190 4137 3070 1067 2323 2323 9386 9386 DUES & SUBSCRIPTIONS 19712 19338 374 PROVISION FOR LOAN LOSS 13863 13863 691851 575195 116656 0 1497674 1412851 473026 619943 4570 4964 103406 102278 3451 1128 1978721 2038886 111964 123810 111964 123810 X 1603207 1651526 263550 263550 1866757 1915076 1978721 2038886 48319 0 X X 0 1 X 1 0 103406 102278 1128 1128 X 740170 0 740170 0 740170 691851 0 691851 0 691851 PART X, LINE 2: THE ORGANIZATION IS A NON-PROFIT CORPORATION EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(4) OF THE INTERNAL REVENUE CODE. THE ORGANIZATION IS NOT CLASSIFIED AS A PRIVATE FOUNDATION. ACCORDINGLY, NO PROVISION FOR INCOME TAXES HAS BEEN REFLECTED IN THE ORGANIZATION'S FINANCIAL STATEMENTS. THE ORGANIZATION BELIEVES THAT IT HAS APPROPRIATE SUPPORT FOR ANY TAX POSITIONS TAKEN, AND AS SUCH, DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS THAT ARE MATERIAL TO THE FINANCIAL STATEMENTS. FOR EACH OF THE YEARS ENDED SEPTEMBER 30, 2025 AND 2024, THE ORGANIZATION DID NOT RECOGNIZE ANY INTEREST OR PENALTIES ASSOCIATED WITH TAX MATTERS. THE ORGANIZATION'S FEDERAL EXEMPT ORGANIZATION RETURNS (FORM 990) ARE SUBJECT TO EXAMINATION BY THE IRS, GENERALLY FOR THREE YEARS AFTER THEY ARE FILED. NO TAXING AUTHORITIES HAVE COMMENCED INCOME TAX EXAMINATIONS FOR OPEN YEARS AS OF THE REPORTING DATE. X 0 0 0 0 0 1 0 0 0 WAYNE SYMMONDS PRESIDENT 173560 0 50321 0 0 0 4620 0 0 0 228501 0 0 0 PART I, LINE 6 A BONUS PROGRAM IS IN PLACE TO PROVIDE A BONUS OF ANY NET PROFIT IN EXCESS OF $18,000 UP TO $65,000. NET PROFIT IN EXCESS OF $65,000 WILL BE DIVIDED EQUALLY BETWEEN THE STAFF AND THE COMPANY. THE BONUS PROGRAM IS BASED ON UNRESTRICTED NET PROFIT ONLY AND NET INCOME ON RESTRICTED INCOME IS NOT INCLUDED IN THE CALCULATION. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD WILL APPROVE THE 990 AT THEIR ANNUAL MEETING BEFORE IT IS EFILED. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY WILL REVIEWED AT A MINIMUM ANNUALLY. DISCLOSURE STATEMENTS WILL BE COMPLETED BY ALL BOARD MEMBERS ANNUALLY AND THEY EXCUSE THEMSELVES FROM ANY VOTE THEY FEEL MIGHT BE A CONFLICT OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION COMMITTEE DETERMINES THE PRESIDENT'S SALARY ANNUALLY BASED ON REVIEW OF CDC PRESIDENT/CEO'S SALARIES. THE PRESIDENT DETERMINES ALL OTHER EMPLOYEES SALARIES BASED ON BENCHMARKS IN THE INDUSTRY AS WELL AS PERSONAL PERFORMANCE. THEIR SALARIES ARE THEN REPORTED TO THE COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 THEY ARE MADE AVAILABLE AT THE EMPORIA OFFICE UPON REQUEST. FORM 990, PART XII, LINE 2C: THERE WERE NO CHANGES IN THE CURRENT YEAR