﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2024v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-11-05T17:03:00-05:00</ReturnTs>
    <TaxPeriodEndDt>2024-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>202115106</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>VERNA &amp; ASSOCIATES</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>105 JESSUP RD STE 100</AddressLine1Txt>
        <CityNm>THOROFARE</CityNm>
        <StateAbbreviationCd>NJ</StateAbbreviationCd>
        <ZIPCd>080869354</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>813997004</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>THE ALVIN D DUBIN</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>FAMILY FOUNDATION</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>ALVI</BusinessNameControlTxt>
      <PhoneNum>8566697038</PhoneNum>
      <USAddress>
        <AddressLine1Txt>122 PALM BAY TERRACE</AddressLine1Txt>
        <CityNm>PALM BEACH GARDENS</CityNm>
        <StateAbbreviationCd>FL</StateAbbreviationCd>
        <ZIPCd>33418</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>ALVIN D DUBIN</PersonNm>
      <PersonTitleTxt>PRESIDENT &amp; DIRECTOR</PersonTitleTxt>
      <SignatureDt>2025-11-05</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>false</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>NEAL A CUPERSMITH</PreparerPersonNm>
      <PTIN>P00023970</PTIN>
      <PhoneNum>8563848400</PhoneNum>
      <PreparationDt>2025-11-05</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="10">
    <IRS990PF documentId="RetDoc10">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>710521</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ContriRcvdRevAndExpnssAmt>100000</ContriRcvdRevAndExpnssAmt>
        <InterestOnSavRevAndExpnssAmt>1</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>1</InterestOnSavNetInvstIncmAmt>
        <InterestOnSavingsAdjNetIncmAmt>1</InterestOnSavingsAdjNetIncmAmt>
        <DividendsRevAndExpnssAmt>18905</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>18905</DividendsNetInvstIncmAmt>
        <DividendsAdjNetIncmAmt>18905</DividendsAdjNetIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt referenceDocumentId="RetDoc3">-6371</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>71316</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>11379</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>112535</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>30285</TotalNetInvstIncmAmt>
        <TotalAdjNetIncmAmt>18906</TotalAdjNetIncmAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc2">1575</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>1575</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesAdjNetIncmAmt>1575</AccountingFeesAdjNetIncmAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc9">807</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>807</TaxesNetInvstIncmAmt>
        <TaxesAdjNetIncmAmt>807</TaxesAdjNetIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="RetDoc7">150</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesNetInvstIncmAmt>150</OtherExpensesNetInvstIncmAmt>
        <OtherExpensesAdjNetIncmAmt>150</OtherExpensesAdjNetIncmAmt>
        <TotOprExpensesRevAndExpnssAmt>2532</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>2532</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesAdjNetIncmAmt>2532</TotOprExpensesAdjNetIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>46000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>46000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>48532</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>2532</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesAdjNetIncmAmt>2532</TotalExpensesAdjNetIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>46000</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>64003</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>27753</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>16374</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>6574</CashBOYAmt>
        <CashEOYAmt>9167</CashEOYAmt>
        <CashEOYFMVAmt>9167</CashEOYFMVAmt>
        <SavAndTempCashInvstEOYAmt>120595</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>120595</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc4">262749</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>275182</CorporateStockEOYFMVAmt>
        <OtherInvestmentsBOYAmt>597364</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="RetDoc5">275680</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>305577</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>603938</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>668191</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>710521</TotalAssetsEOYFMVAmt>
        <LoansFromOfficersBOYAmt>111</LoansFromOfficersBOYAmt>
        <LoansFromOfficersEOYAmt>111</LoansFromOfficersEOYAmt>
        <TotalLiabilitiesBOYAmt>111</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>111</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <RetainedEarningBOYAmt>603827</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>668080</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>603827</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>668080</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>603938</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>668191</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>603827</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>64003</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt referenceDocumentId="RetDoc8">560</OtherIncreasesAmt>
        <SubtotalAmt>668390</SubtotalAmt>
        <OtherDecreasesAmt referenceDocumentId="RetDoc6">310</OtherDecreasesAmt>
        <TotNetAstOrFundBalancesEOYAmt>668080</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapitalGainNetIncomeAmt>11379</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>386</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>386</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>386</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>261</EstimatedPlusOvpmtIncmTxAmt>
        <ExtsnRequestIncomeTaxPaidAmt>500</ExtsnRequestIncomeTaxPaidAmt>
        <TotalPaymentsAndCreditsAmt>761</TotalPaymentsAndCreditsAmt>
        <OverpaymentAmt>375</OverpaymentAmt>
        <AppliedToESTaxAmt>375</AppliedToESTaxAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>ALVIN D DUBIN</IndividualWithBooksNm>
        <PhoneNum>8566697038</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>122 PALM BAY TERRACE D</AddressLine1Txt>
          <CityNm>PALM BEACH GARDENS</CityNm>
          <StateAbbreviationCd>FL</StateAbbreviationCd>
          <ZIPCd>33418</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ALVIN D DUBIN</PersonNm>
          <USAddress>
            <AddressLine1Txt>122 PALM BAY TERRACE D</AddressLine1Txt>
            <CityNm>PALM BEACH GARDENS</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>33418</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT &amp;</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ADAM M DUBIN</PersonNm>
          <USAddress>
            <AddressLine1Txt>1640 E 50TH STREET</AddressLine1Txt>
            <CityNm>CHICAGO</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60615</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ANDREA S WILDY</PersonNm>
          <USAddress>
            <AddressLine1Txt>215 WOODBINE DRIVE</AddressLine1Txt>
            <CityNm>MARLTON</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>08053</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>EILEEN DUBIN MORRIS</PersonNm>
          <USAddress>
            <AddressLine1Txt>11321 49TH STREET</AddressLine1Txt>
            <CityNm>ROYAL PALM BEACH</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>33411</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>281217</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>96135</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>290365</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>667717</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>667717</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>10016</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>657701</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>32885</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>32885</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>386</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>386</TotalTaxAmt>
        <DistributableBeforeAdjAmt>32499</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>32499</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>32499</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>46000</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>46000</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>32499</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr5Amt>12784</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr2Amt>96</ExcessDistributionCyovYr2Amt>
        <TotalExcessDistributionCyovAmt>12880</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>46000</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>32499</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>13501</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>26381</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovFromYr5Amt>12784</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>13597</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear2Amt>96</ExcessFromYear2Amt>
        <ExcessFromCurrentYearAmt>13501</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BREAST CANCER RESEARCH FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>28 WEST 44TH STREET</AddressLine1Txt>
            <AddressLine2Txt>SUITE 609</AddressLine2Txt>
            <CityNm>NEW YORK</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10036</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CANCER RESEARCH</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MICHAEL J FOX FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 4777</AddressLine1Txt>
            <CityNm>NEW YORK</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10163</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501 (C) (3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PARKINSON RESEARCH</GrantOrContributionPurposeTxt>
          <Amt>16000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>AMERICAN HEART ASSOCIATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>7272 GREENVILLE AVENUE</AddressLine1Txt>
            <AddressLine2Txt>NATIONAL CENTER</AddressLine2Txt>
            <CityNm>DALLAS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75231</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>501 (C) (3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>HEART RESEARCH</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>46000</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>1</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>18905</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>11379</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>-17750</RelatedOrExemptFunctionIncmAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>30285</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>-17750</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>12535</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <IRS990ScheduleB documentId="RetDoc1">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorPersonNm>DR ALVIN D DUBIN</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>122 PALM BAY TERRACE</AddressLine1Txt>
          <CityNm>PALM BEACH GARDENS</CityNm>
          <StateAbbreviationCd>FL</StateAbbreviationCd>
          <ZIPCd>33418</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>100000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <AccountingFeesSchedule documentId="RetDoc2">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING FEES</CategoryTxt>
        <Amt>1575</Amt>
        <NetInvestmentIncomeAmt>1575</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>1575</AdjustedNetIncomeAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <GainLossSaleOtherAssetsSch documentId="RetDoc3">
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>CLEARBRIDGE LARGE CAP VAL A</AssetDesc>
        <AcquiredDt>2023-12</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-12</SoldDt>
        <GrossSalesPriceAmt>573</GrossSalesPriceAmt>
        <BasisAmt>505</BasisAmt>
        <TotalNetAmt>68</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FLAGSTAR FINANCIAL INC NEW</AssetDesc>
        <AcquiredDt>2024-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-12</SoldDt>
        <GrossSalesPriceAmt>94</GrossSalesPriceAmt>
        <BasisAmt>144</BasisAmt>
        <TotalNetAmt>-50</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>AEGON LTD ADR</AssetDesc>
        <AcquiredDt>2018-10</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-12</SoldDt>
        <GrossSalesPriceAmt>29862</GrossSalesPriceAmt>
        <BasisAmt>25230</BasisAmt>
        <TotalNetAmt>4632</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>CLEARBRIDGE LARGE CPA VAL A</AssetDesc>
        <AcquiredDt>2023-11</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-12</SoldDt>
        <GrossSalesPriceAmt>20672</GrossSalesPriceAmt>
        <BasisAmt>17208</BasisAmt>
        <TotalNetAmt>3464</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FLAGSTAR FINANACIAL INC NEW</AssetDesc>
        <AcquiredDt>2021-07</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-07</SoldDt>
        <GrossSalesPriceAmt>4</GrossSalesPriceAmt>
        <BasisAmt>11</BasisAmt>
        <TotalNetAmt>-7</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FLAGSTAR FINANCIAL INC NEW</AssetDesc>
        <AcquiredDt>2021-07</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-12</SoldDt>
        <GrossSalesPriceAmt>8732</GrossSalesPriceAmt>
        <BasisAmt>34589</BasisAmt>
        <TotalNetAmt>-25857</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsCorpStockSchedule documentId="RetDoc4">
      <InvestmentsCorporateStockGrp>
        <StockNm>EQUITIES</StockNm>
        <EOYBookValueAmt>240617</EOYBookValueAmt>
        <EOYFMVAmt>250746</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ETFS &amp; CEFS</StockNm>
        <EOYBookValueAmt>22132</EOYBookValueAmt>
        <EOYFMVAmt>24436</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc5">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MORGAN STANLEY INVESTMENTS (STOCKS)</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MORGAN STANLEY INVESTMENTS (ETF'S &amp;</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MORGAN STANLEY INVESTMENTS (MUTUAL F</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MUTUAL FUNDS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>211903</BookValueAmt>
        <EOYFMVAmt>239680</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIXED INCOME &amp; PREF-ETFS &amp; CEFS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>10051</BookValueAmt>
        <EOYFMVAmt>11097</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIXED INCOME &amp; PREF-MUTUAL FDS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3314</BookValueAmt>
        <EOYFMVAmt>3748</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ALTERNATIVES-ETCS &amp; CEFS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>50412</BookValueAmt>
        <EOYFMVAmt>51052</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherDecreasesSchedule documentId="RetDoc6">
      <OtherDecreasesDetail>
        <Desc>OTHER MISC ITEMS</Desc>
        <Amt>310</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="RetDoc7">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT ACCOUNT FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>150</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>150</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>150</AdjustedNetIncomeAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncreasesSchedule documentId="RetDoc8">
      <OtherIncreasesDetail>
        <Desc>NON-DIVIDEND DISTRIBUTIONS</Desc>
        <Amt>560</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <TaxesSchedule documentId="RetDoc9">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES</CategoryTxt>
        <Amt>544</Amt>
        <NetInvestmentIncomeAmt>544</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>544</AdjustedNetIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FILING FEE - FL ANNUAL REPORT</CategoryTxt>
        <Amt>61</Amt>
        <NetInvestmentIncomeAmt>61</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>61</AdjustedNetIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>EXCISE TAX</CategoryTxt>
        <Amt>202</Amt>
        <NetInvestmentIncomeAmt>202</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>202</AdjustedNetIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>