﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2024v5.2" xsi:schemaLocation="http://www.irs.gov/efile">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-10-03T14:28:07-07:00</ReturnTs>
    <TaxPeriodEndDt>2024-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>272780272</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>Summit CPA Services Inc</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>1227 Volunteer Parkway</AddressLine1Txt>
        <CityNm>BRISTOL</CityNm>
        <StateAbbreviationCd>TN</StateAbbreviationCd>
        <ZIPCd>37620</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>260287914</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>Raymon Grace Foundation</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>RAYM</BusinessNameControlTxt>
      <PhoneNum>4233614182</PhoneNum>
      <USAddress>
        <AddressLine1Txt>220 Johnson Street</AddressLine1Txt>
        <CityNm>Bristol</CityNm>
        <StateAbbreviationCd>VA</StateAbbreviationCd>
        <ZIPCd>24201</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>David Grace</PersonNm>
      <PersonTitleTxt>Secretary</PersonTitleTxt>
      <SignatureDt>2025-10-03</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>true</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>Eric Fields</PreparerPersonNm>
      <PTIN>P00856408</PTIN>
      <PhoneNum>4232740700</PhoneNum>
    </PreparerPersonGrp>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="9">
    <IRS990PF documentId="IRS990PF" referenceDocumentId="GeneralExplanation" softwareId="24020486" softwareVersionNum="2024v5.2">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>3992838</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ContriRcvdRevAndExpnssAmt>3269</ContriRcvdRevAndExpnssAmt>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>28201</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>28201</InterestOnSavNetInvstIncmAmt>
        <InterestOnSavingsAdjNetIncmAmt>28201</InterestOnSavingsAdjNetIncmAmt>
        <DividendsRevAndExpnssAmt>84264</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>84264</DividendsNetInvstIncmAmt>
        <DividendsAdjNetIncmAmt>84264</DividendsAdjNetIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>-5625</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>1114028</GrossSalesPriceAmt>
        <GrossSalesLessRetAndAllwncAmt>488765</GrossSalesLessRetAndAllwncAmt>
        <GrossProfitRevAndExpnssAmt referenceDocumentId="SalesOfInventorySchedule">488765</GrossProfitRevAndExpnssAmt>
        <GrossProfitAdjNetIncmAmt>488765</GrossProfitAdjNetIncmAmt>
        <TotalRevAndExpnssAmt>598874</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>112465</TotalNetInvstIncmAmt>
        <TotalAdjNetIncmAmt>601230</TotalAdjNetIncmAmt>
        <OthEmplSlrsWgsRevAndExpnssAmt>40554</OthEmplSlrsWgsRevAndExpnssAmt>
        <OthEmplSlrsWgsDsbrsChrtblAmt>40554</OthEmplSlrsWgsDsbrsChrtblAmt>
        <DeprecAndDpltnRevAndExpnssAmt referenceDocumentId="DepreciationSchedule">4686</DeprecAndDpltnRevAndExpnssAmt>
        <TravConfMeetingRevAndExpnssAmt>4611</TravConfMeetingRevAndExpnssAmt>
        <TravConfMeetingDsbrsChrtblAmt>4611</TravConfMeetingDsbrsChrtblAmt>
        <PrintingAndPubRevAndExpnssAmt>165</PrintingAndPubRevAndExpnssAmt>
        <PrintingAndPubDsbrsChrtblAmt>165</PrintingAndPubDsbrsChrtblAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="OtherExpensesSchedule AmortizationSchedule">176051</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesDsbrsChrtblAmt>176051</OtherExpensesDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>226067</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>0</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>221381</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>0</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>0</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>226067</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>0</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>221381</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>372807</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>112465</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>601230</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>56638</CashBOYAmt>
        <CashEOYAmt>58000</CashEOYAmt>
        <SavAndTempCashInvstBOYAmt>785846</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>326944</SavAndTempCashInvstEOYAmt>
        <USGovernmentObligationsBOYAmt>101109</USGovernmentObligationsBOYAmt>
        <USGovernmentObligationsEOYAmt referenceDocumentId="InvestmentsGovtObligationsSche">103629</USGovernmentObligationsEOYAmt>
        <USGovtObligationsEOYFMVAmt>104357</USGovtObligationsEOYFMVAmt>
        <CorporateStockBOYAmt>1242752</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="InvestmentsCorpStockSchedule">1267520</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>2209848</CorporateStockEOYFMVAmt>
        <CorporateBondsBOYAmt>110727</CorporateBondsBOYAmt>
        <CorporateBondsEOYAmt referenceDocumentId="InvestmentsCorpBondsSchedule">831714</CorporateBondsEOYAmt>
        <CorporateBondsEOYFMVAmt>894808</CorporateBondsEOYFMVAmt>
        <OtherInvestmentsBOYAmt>438544</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="InvestmentsOtherSchedule2">501873</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>783825</OtherInvestmentsEOYFMVAmt>
        <LandBldgEquipCostOrOtherBssAmt>50137</LandBldgEquipCostOrOtherBssAmt>
        <LandBldgEquipAccumDeprecAmt>31394</LandBldgEquipAccumDeprecAmt>
        <LandEOYAmt referenceDocumentId="LandEtcSchedule2">18743</LandEOYAmt>
        <TotalAssetsBOYAmt>2735616</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>3108423</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>3992838</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
        <NoDonorRstrNetAssestsBOYAmt>2735616</NoDonorRstrNetAssestsBOYAmt>
        <NoDonorRstrNetAssestsEOYAmt>3108423</NoDonorRstrNetAssestsEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>2735616</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>3108423</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>2735616</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>3108423</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>2735616</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>372807</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>3108423</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>3108423</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>140 Appharvest</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-05-05</AcquiredDt>
          <SoldDt>2024-01-04</SoldDt>
          <GrossSalesPriceAmt>1</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2080</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2081</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2081</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>200000 Umpqua Bk Roseburg</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-19</AcquiredDt>
          <SoldDt>2024-03-27</SoldDt>
          <GrossSalesPriceAmt>200000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>200000</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>25000 Associated Bk Natl</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-12</AcquiredDt>
          <SoldDt>2024-04-12</SoldDt>
          <GrossSalesPriceAmt>25000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25000</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>100 Darling Ingredients</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-08-23</AcquiredDt>
          <SoldDt>2024-04-18</SoldDt>
          <GrossSalesPriceAmt>4029</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>7573</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3544</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3544</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>200000 Peoplesbank</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-19</AcquiredDt>
          <SoldDt>2024-04-29</SoldDt>
          <GrossSalesPriceAmt>200000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>200000</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>200000 Ameris Bk Moultrie</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-12-19</AcquiredDt>
          <SoldDt>2024-06-27</SoldDt>
          <GrossSalesPriceAmt>200000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>200000</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>25000 Associated Bk Natl Assn</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-04-12</AcquiredDt>
          <SoldDt>2024-07-15</SoldDt>
          <GrossSalesPriceAmt>25000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25000</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>130000 First Fmrs Bk &amp; Tr</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-06-10</AcquiredDt>
          <SoldDt>2024-09-16</SoldDt>
          <GrossSalesPriceAmt>130000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>130000</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>100000 Umpqua Bk Roseburg</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-07-12</AcquiredDt>
          <SoldDt>2024-11-18</SoldDt>
          <GrossSalesPriceAmt>100000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>100000</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>130000 Bml Bk Natl Assn</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-06-10</AcquiredDt>
          <SoldDt>2024-12-13</SoldDt>
          <GrossSalesPriceAmt>130000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>130000</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>100000 Bangor Svgs Bk ME</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2024-11-14</AcquiredDt>
          <SoldDt>2024-12-19</SoldDt>
          <GrossSalesPriceAmt>100000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>100000</CostOrOtherBasisAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>-5625</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>1563</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>1563</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>1563</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>1536</EstimatedPlusOvpmtIncmTxAmt>
        <TotalPaymentsAndCreditsAmt>1536</TotalPaymentsAndCreditsAmt>
        <TaxDueAmt>27</TaxDueAmt>
        <AppliedToESTaxAmt>0</AppliedToESTaxAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>false</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>http://www.raymongracefoundation.org</WebsiteAddressTxt>
        <PersonsWithBooksName>
          <BusinessNameLine1Txt>David Grace</BusinessNameLine1Txt>
        </PersonsWithBooksName>
        <PhoneNum>2763614182</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>220 Johnson Street</AddressLine1Txt>
          <CityNm>Bristol</CityNm>
          <StateAbbreviationCd>VA</StateAbbreviationCd>
          <ZIPCd>24201</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <ActsFailToQlfyAsExceptionsInd>false</ActsFailToQlfyAsExceptionsInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Raymon Grace</PersonNm>
          <USAddress>
            <AddressLine1Txt>29501 N Fork River Rd</AddressLine1Txt>
            <CityNm>Saltville</CityNm>
            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>24370</ZIPCd>
          </USAddress>
          <TitleTxt>President</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>40.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>David Grace</PersonNm>
          <USAddress>
            <AddressLine1Txt>201 Johnson Street</AddressLine1Txt>
            <CityNm>Bristol</CityNm>
            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>24201</ZIPCd>
          </USAddress>
          <TitleTxt>Secretary</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>20.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>3373805</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>613714</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>3987519</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>3987519</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>59813</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>3927706</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>196385</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>196385</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>1563</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>1563</TotalTaxAmt>
        <DistributableBeforeAdjAmt>194822</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>194822</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>194822</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>221381</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>221381</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>194822</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>19525</UndistributedIncomePYAmt>
        <QualifyingDistributionsAmt>221381</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>19525</AppliedToYear1Amt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>194822</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>7034</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>7034</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovToNextYrAmt>7034</ExcessDistriCyovToNextYrAmt>
        <ExcessFromCurrentYearAmt>7034</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <RelatedOrExemptFunctionIncmAmt>28201</RelatedOrExemptFunctionIncmAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <RelatedOrExemptFunctionIncmAmt>84264</RelatedOrExemptFunctionIncmAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <RelatedOrExemptFunctionIncmAmt>-5625</RelatedOrExemptFunctionIncmAmt>
        </GainSalesAstOthThanInvntryGrp>
        <GrossProfitLossSlsOfInvntryGrp>
          <RelatedOrExemptFunctionIncmAmt>488765</RelatedOrExemptFunctionIncmAmt>
        </GrossProfitLossSlsOfInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <RelatedOrExemptFunctionIncmAmt>595605</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>595605</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <DepreciationSchedule documentId="DepreciationSchedule" softwareId="24020486" softwareVersionNum="2024v5.2">
      <DepreciationPropertyGrp>
        <PropertyDesc>New Auto</PropertyDesc>
        <AcquiredDt>2024-10-01</AcquiredDt>
        <CostOrOtherBasisAmt>23429</CostOrOtherBasisAmt>
        <ComputationMethodTxt>200DB</ComputationMethodTxt>
        <Rt>0.2000</Rt>
        <CurrentYearExpenseAmt>4686</CurrentYearExpenseAmt>
      </DepreciationPropertyGrp>
    </DepreciationSchedule>
    <InvestmentsCorpBondsSchedule documentId="InvestmentsCorpBondsSchedule" softwareId="24020486" softwareVersionNum="2024v5.2">
      <InvestmentsCorporateBondsGrp>
        <BondNm>Altria Group</BondNm>
        <EOYBookValueAmt>68256</EOYBookValueAmt>
        <EOYFMVAmt>130725</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>Select Notes Trust Securities LT 2003-2</BondNm>
        <EOYBookValueAmt>8356</EOYBookValueAmt>
        <EOYFMVAmt>9179</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>Select Notes Trust Securities LT 2003-4</BondNm>
        <EOYBookValueAmt>3809</EOYBookValueAmt>
        <EOYFMVAmt>4426</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>CVS Caremark Corp Senior Note</BondNm>
        <EOYBookValueAmt>30293</EOYBookValueAmt>
        <EOYFMVAmt>29313</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>Bank Montreal Med</BondNm>
        <EOYBookValueAmt>150000</EOYBookValueAmt>
        <EOYFMVAmt>148998</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>Morgan Stanley Pvt Bk Natl</BondNm>
        <EOYBookValueAmt>25000</EOYBookValueAmt>
        <EOYFMVAmt>25031</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>Nbt Bk Natl Assn Norwich</BondNm>
        <EOYBookValueAmt>86000</EOYBookValueAmt>
        <EOYFMVAmt>86191</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>Bank Amer Na Charlotte</BondNm>
        <EOYBookValueAmt>130000</EOYBookValueAmt>
        <EOYFMVAmt>130599</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>JPMorgan Chase Bk N A</BondNm>
        <EOYBookValueAmt>200000</EOYBookValueAmt>
        <EOYFMVAmt>200092</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>First Horizon Bk Memphis</BondNm>
        <EOYBookValueAmt>130000</EOYBookValueAmt>
        <EOYFMVAmt>130254</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="InvestmentsCorpStockSchedule" softwareId="24020486" softwareVersionNum="2024v5.2">
      <InvestmentsCorporateStockGrp>
        <StockNm>Chevron Corp - 400 SH</StockNm>
        <EOYBookValueAmt>25713</EOYBookValueAmt>
        <EOYFMVAmt>36210</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Newmont Mining Corp - 900 SH</StockNm>
        <EOYBookValueAmt>32662</EOYBookValueAmt>
        <EOYFMVAmt>33498</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Philip Morris Intl - 700 SH</StockNm>
        <EOYBookValueAmt>32662</EOYBookValueAmt>
        <EOYFMVAmt>84245</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Automatic Data Processing - 561 SH</StockNm>
        <EOYBookValueAmt>17949</EOYBookValueAmt>
        <EOYFMVAmt>164222</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Bristol Myers Squibb - 1239 SH</StockNm>
        <EOYBookValueAmt>27675</EOYBookValueAmt>
        <EOYFMVAmt>70078</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Kellanova</StockNm>
        <EOYBookValueAmt>32077</EOYBookValueAmt>
        <EOYFMVAmt>72873</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Procter &amp; Gamble Co - 700 SH</StockNm>
        <EOYBookValueAmt>34440</EOYBookValueAmt>
        <EOYFMVAmt>117355</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Wells Fargo &amp; Co - 3500 SH</StockNm>
        <EOYBookValueAmt>11258</EOYBookValueAmt>
        <EOYFMVAmt>14996</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Totalenergies SE</StockNm>
        <EOYBookValueAmt>9932</EOYBookValueAmt>
        <EOYFMVAmt>11990</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Bank of America - 2005.03651</StockNm>
        <EOYBookValueAmt>34791</EOYBookValueAmt>
        <EOYFMVAmt>115701</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>National Health Investors Inc - 209.7025</StockNm>
        <EOYBookValueAmt>14006</EOYBookValueAmt>
        <EOYFMVAmt>17705</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Realty Income Corp - 500 SH</StockNm>
        <EOYBookValueAmt>28780</EOYBookValueAmt>
        <EOYFMVAmt>37387</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Apple, Inc.</StockNm>
        <EOYBookValueAmt>42145</EOYBookValueAmt>
        <EOYFMVAmt>254919</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Franklin Mutual GLBL DSCV FD</StockNm>
        <EOYBookValueAmt>74599</EOYBookValueAmt>
        <EOYFMVAmt>71058</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>American Water Works Co</StockNm>
        <EOYBookValueAmt>6065</EOYBookValueAmt>
        <EOYFMVAmt>13034</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Berkshire Hathaway Inc CL B</StockNm>
        <EOYBookValueAmt>26579</EOYBookValueAmt>
        <EOYFMVAmt>67992</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Nutrien Limited</StockNm>
        <EOYBookValueAmt>34943</EOYBookValueAmt>
        <EOYFMVAmt>19770</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Invx S&amp;P MC Lwty</StockNm>
        <EOYBookValueAmt>30443</EOYBookValueAmt>
        <EOYFMVAmt>42904</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INV S&amp;P500 Hvlty</StockNm>
        <EOYBookValueAmt>33629</EOYBookValueAmt>
        <EOYFMVAmt>40016</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INV S&amp;P 500Lw VT</StockNm>
        <EOYBookValueAmt>31822</EOYBookValueAmt>
        <EOYFMVAmt>49684</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Invs S&amp;P SC Lvty</StockNm>
        <EOYBookValueAmt>31222</EOYBookValueAmt>
        <EOYFMVAmt>34215</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Constellation Brands Inc. Cl A</StockNm>
        <EOYBookValueAmt>23239</EOYBookValueAmt>
        <EOYFMVAmt>24248</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Dollar General</StockNm>
        <EOYBookValueAmt>14433</EOYBookValueAmt>
        <EOYFMVAmt>11994</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Microsoft Corp</StockNm>
        <EOYBookValueAmt>38141</EOYBookValueAmt>
        <EOYFMVAmt>135242</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Blackberry Ltd - 500 SH</StockNm>
        <EOYBookValueAmt>1902</EOYBookValueAmt>
        <EOYFMVAmt>945</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Annaly Capital Management</StockNm>
        <EOYBookValueAmt>7710</EOYBookValueAmt>
        <EOYFMVAmt>4718</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Invs Svrgn Dbt</StockNm>
        <EOYBookValueAmt>50647</EOYBookValueAmt>
        <EOYFMVAmt>35676</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Agilent Technologies</StockNm>
        <EOYBookValueAmt>5176</EOYBookValueAmt>
        <EOYFMVAmt>6906</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>American Tower Corp</StockNm>
        <EOYBookValueAmt>10900</EOYBookValueAmt>
        <EOYFMVAmt>8185</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Becton Dickinson</StockNm>
        <EOYBookValueAmt>10946</EOYBookValueAmt>
        <EOYFMVAmt>9690</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Corning</StockNm>
        <EOYBookValueAmt>5680</EOYBookValueAmt>
        <EOYFMVAmt>8132</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Crown Castle</StockNm>
        <EOYBookValueAmt>11191</EOYBookValueAmt>
        <EOYFMVAmt>6608</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Oneok</StockNm>
        <EOYBookValueAmt>24803</EOYBookValueAmt>
        <EOYFMVAmt>69183</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Rio Tinto</StockNm>
        <EOYBookValueAmt>19198</EOYBookValueAmt>
        <EOYFMVAmt>17643</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Thermo Fisher</StockNm>
        <EOYBookValueAmt>10726</EOYBookValueAmt>
        <EOYFMVAmt>13132</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>United Parcel Service</StockNm>
        <EOYBookValueAmt>11334</EOYBookValueAmt>
        <EOYFMVAmt>8801</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Fedex</StockNm>
        <EOYBookValueAmt>11274</EOYBookValueAmt>
        <EOYFMVAmt>15125</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>IBM</StockNm>
        <EOYBookValueAmt>15357</EOYBookValueAmt>
        <EOYFMVAmt>26587</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Carrier Global</StockNm>
        <EOYBookValueAmt>1729</EOYBookValueAmt>
        <EOYFMVAmt>7215</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Rtx Corp</StockNm>
        <EOYBookValueAmt>5768</EOYBookValueAmt>
        <EOYFMVAmt>12232</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Gladstone Capital</StockNm>
        <EOYBookValueAmt>3878</EOYBookValueAmt>
        <EOYFMVAmt>7193</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Oxford Lane</StockNm>
        <EOYBookValueAmt>6544</EOYBookValueAmt>
        <EOYFMVAmt>5773</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PIMCO</StockNm>
        <EOYBookValueAmt>6117</EOYBookValueAmt>
        <EOYFMVAmt>4906</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Alphabet</StockNm>
        <EOYBookValueAmt>76651</EOYBookValueAmt>
        <EOYFMVAmt>113580</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Appharvest</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Deutsche Bank Ag</StockNm>
        <EOYBookValueAmt>6923</EOYBookValueAmt>
        <EOYFMVAmt>8525</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Illinois Tool Works</StockNm>
        <EOYBookValueAmt>32603</EOYBookValueAmt>
        <EOYFMVAmt>35720</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Invs Gb Cln Engy</StockNm>
        <EOYBookValueAmt>32204</EOYBookValueAmt>
        <EOYFMVAmt>11570</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>iShares Barclays</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Vaneck ETF Tr</StockNm>
        <EOYBookValueAmt>38968</EOYBookValueAmt>
        <EOYFMVAmt>46363</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AllianceBernstein Holding</StockNm>
        <EOYBookValueAmt>2439</EOYBookValueAmt>
        <EOYFMVAmt>1855</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Bayer AG</StockNm>
        <EOYBookValueAmt>402</EOYBookValueAmt>
        <EOYFMVAmt>146</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Bionano Genomics</StockNm>
        <EOYBookValueAmt>768</EOYBookValueAmt>
        <EOYFMVAmt>3</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Globalstar</StockNm>
        <EOYBookValueAmt>410</EOYBookValueAmt>
        <EOYFMVAmt>414</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Vaneck ETF</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Kohls</StockNm>
        <EOYBookValueAmt>2530</EOYBookValueAmt>
        <EOYFMVAmt>702</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Spirit Airlines</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Apple</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Cenntro</StockNm>
        <EOYBookValueAmt>670</EOYBookValueAmt>
        <EOYFMVAmt>58</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Telecom</StockNm>
        <EOYBookValueAmt>371</EOYBookValueAmt>
        <EOYFMVAmt>1</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Darling</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Amazon</StockNm>
        <EOYBookValueAmt>29831</EOYBookValueAmt>
        <EOYFMVAmt>43878</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Flex Lng</StockNm>
        <EOYBookValueAmt>8887</EOYBookValueAmt>
        <EOYFMVAmt>6882</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Public Storage</StockNm>
        <EOYBookValueAmt>37823</EOYBookValueAmt>
        <EOYFMVAmt>34274</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Tesla</StockNm>
        <EOYBookValueAmt>10139</EOYBookValueAmt>
        <EOYFMVAmt>20192</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Wk Kellogg</StockNm>
        <EOYBookValueAmt>2055</EOYBookValueAmt>
        <EOYFMVAmt>4048</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Chord Energy</StockNm>
        <EOYBookValueAmt>4068</EOYBookValueAmt>
        <EOYFMVAmt>2923</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Chipotle</StockNm>
        <EOYBookValueAmt>16310</EOYBookValueAmt>
        <EOYFMVAmt>15075</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Alps Arian Mlp</StockNm>
        <EOYBookValueAmt>52227</EOYBookValueAmt>
        <EOYFMVAmt>52976</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Leonardo Fin</StockNm>
        <EOYBookValueAmt>606</EOYBookValueAmt>
        <EOYFMVAmt>676</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>Tritium</StockNm>
        <EOYBookValueAmt>550</EOYBookValueAmt>
        <EOYFMVAmt>1</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="InvestmentsGovtObligationsSche" softwareId="24020486" softwareVersionNum="2024v5.2">
      <USGovtObligationsBookVlEOYAmt>75396</USGovtObligationsBookVlEOYAmt>
      <USGovtObligationsEOYFMVAmt>78034</USGovtObligationsEOYFMVAmt>
      <StateLocalSecBookVlEOYAmt>28233</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>26323</StateLocalSecEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <InvestmentsOtherSchedule2 documentId="InvestmentsOtherSchedule2" softwareId="24020486" softwareVersionNum="2024v5.2">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>Franklin Rising Dividends - 1332.513</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>243615</BookValueAmt>
        <EOYFMVAmt>380512</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>KKR &amp; Co LP - 500 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <EOYFMVAmt>73955</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BASF AG Sponsored ADR</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>32728</BookValueAmt>
        <EOYFMVAmt>21984</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MSCI USA Momentum</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>27995</BookValueAmt>
        <EOYFMVAmt>51664</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MSCI USA Value</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25686</BookValueAmt>
        <EOYFMVAmt>31683</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>Goldman Sachs CD</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AllianceBernstein</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>20024</BookValueAmt>
        <EOYFMVAmt>19517</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>Mplx LP Com</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>10020</BookValueAmt>
        <EOYFMVAmt>40681</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>Glb X Rbtcs</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>23187</BookValueAmt>
        <EOYFMVAmt>25560</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>Ish US Technology</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>51048</BookValueAmt>
        <EOYFMVAmt>67796</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>Pacer US Cash100</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>48264</BookValueAmt>
        <EOYFMVAmt>56480</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>Spdr S&amp;P Intl Div</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>14963</BookValueAmt>
        <EOYFMVAmt>10488</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>Tritium</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>Vaneck ETF J P Morgan</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4343</BookValueAmt>
        <EOYFMVAmt>3505</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <LandEtcSchedule2 documentId="LandEtcSchedule2" softwareId="24020486" softwareVersionNum="2024v5.2">
      <LandEtcGrp>
        <CategoryOrItemTxt>Miscellaneous</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>50137</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>31394</AccumulatedDepreciationAmt>
        <BookValueAmt>18743</BookValueAmt>
      </LandEtcGrp>
    </LandEtcSchedule2>
    <OtherExpensesSchedule documentId="OtherExpensesSchedule" softwareId="24020486" softwareVersionNum="2024v5.2">
      <OtherExpensesScheduleGrp>
        <Desc>Bank</Desc>
        <RevenueAndExpensesPerBooksAmt>1758</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>1758</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Donations</Desc>
        <RevenueAndExpensesPerBooksAmt>113850</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>113850</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Employee Benefits</Desc>
        <RevenueAndExpensesPerBooksAmt>27574</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>27574</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Equip</Desc>
        <RevenueAndExpensesPerBooksAmt>9556</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>9556</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Insurance</Desc>
        <RevenueAndExpensesPerBooksAmt>3187</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>3187</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Operations</Desc>
        <RevenueAndExpensesPerBooksAmt>502</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>502</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Software</Desc>
        <RevenueAndExpensesPerBooksAmt>4563</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>4563</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Tax</Desc>
        <RevenueAndExpensesPerBooksAmt>4087</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>4087</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Telephone</Desc>
        <RevenueAndExpensesPerBooksAmt>10974</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>10974</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <SalesOfInventoryList documentId="SalesOfInventorySchedule" softwareId="24020486" softwareVersionNum="2024v5.2">
      <InventorySaleGrp>
        <CategoryTxt>Seminars</CategoryTxt>
        <GrossSalesAmt>488765</GrossSalesAmt>
        <NetAmt>488765</NetAmt>
      </InventorySaleGrp>
    </SalesOfInventoryList>
  </ReturnData>
</Return>