2025-08-28T17:29:45-05:00 2024-12-31 410746749 CLIFTONLARSONALLEN LLP 20 EAST THOMAS ROAD SUITE 2300 PHOENIX AZ 85012 990 2024-01-01 842298062 3RD DECADE INC 3RDD 5202024095 4729 EAST SUNRISE DRIVE 331 TUCSON AZ 85718 JOE'MAR HOOPER EXECUTIVE DIRECTOR 5202024095 2025-08-28 1 1 ERIN SPARKS P01432691 6022662248 2025-08-26 2024 2025-03-06 01:10:19Z JEFF LOCKE 4729 EAST SUNRISE DRIVE 331 TUCSON AZ 85718 1094332 0 X 3RDDECADE.ORG X 2019 DE 3RD DECADE DELIVERS FINANCIAL EDUCATION AND ONE-ON-ONE MENTORSHIP TO YOUNG PEOPLE, FOSTERING SMART MONEY HABITS, BUILDING FINANCIAL CONFIDENCE, AND LONG-TERM STABILITY. 10 10 12 199 0 0 1080372 1086818 175000 0 797 5051 0 2463 1256169 1094332 130500 129500 0 0 836574 834982 22750 1625 150876 532144 345562 1521968 1311669 -265799 -217337 1119101 938812 60110 97279 1058991 841533 X CHANGING FINANCIAL FUTURES FOREVER STARTING NOW. 3RD DECADE IS AN AWARD-WINNING PROGRAM PROVIDING FINANCIAL EDUCATION AND MENTORSHIP TO YOUNG ADULTS AGES 18-35, WITH A FOCUS ON LOW TO MODERATE INCOME INDIVIDUALS. 0 0 859985 127900 0 3RD DECADE IS A NATIONAL NONPROFIT ORGANIZATION DEDICATED TO EMPOWERING INDIVIDUALS TO ACHIEVE FINANCIAL STABILITY AND INDEPENDENCE. OUR COMPREHENSIVE PROGRAM FOCUSES ON BEHAVIORAL CHANGE, LONG-TERM FINANCIAL GOAL SETTING, AND EQUIPPING PARTICIPANTS WITH THE NECESSARY KNOWLEDGE AND TOOLS TO ACHIEVE A SECURE FINANCIAL FUTURE. WITH A GROWING TEAM AND 199 VOLUNTEERS, 3RD DECADE SERVES PARTICIPANTS THROUGH A TWO-PART PROGRAM OFFERED QUARTERLY. THE PROGRAM CONSISTS OF: FINANCIAL EDUCATION: TEN-HOUR CURRICULUM DELIVERED THROUGH LIVE OR ON-DEMAND CLASSES COVERING ESSENTIAL FINANCIAL CONCEPTS. MENTORSHIP: TWO-YEAR ONE-ON-ONE GUIDANCE FROM A FINANCIAL MENTOR TO CREATE AND IMPLEMENT PERSONALIZED FINANCIAL PLANS. FINANCIAL JUMPSTART: TO ENCOURAGE LONG-TERM SAVINGS, 3RD DECADE CONTRIBUTES $250 TO PARTICIPANTS' ROTH IRAS. MENTORS FROM ACROSS THE COUNTRY DONATE THEIR TIME, EXPERTISE, AND PASSION TO GUIDE PARTICIPANTS ON THEIR FINANCIAL JOURNEYS.KEY IMPACTS:- PARTICIPANTS FROM 48 STATES PARTICIPATED IN THE 3RD DECADE PROGRAM- 779 NEW PARTICIPANTS ONBOARDED IN 2024- 1,676 NUMBER OF INDIVIDUALS SERVED IN 2024, INCLUDING NEWLY ONBOARDED- 1,188 ALUMNI GRADUATED FROM THE FULL 2-YEAR MENTORING PROGRAM- AVERAGE AGE OF PARTICIPANTS: 29- 73.3% FEMALE PARTICIPANTS- 21.6% MALE PARTICIPANTS- 3.4% NON-BINARY- 1.7% PREFER NOT TO ANSWER- AVERAGE NET WORTH CHANGE OVER 2 YEARS: $60,641- AVERAGE GROSS INCOME: $45,242 19464 1600 0 3RD DECADE OFFERS BOTH IN-PERSON AND VIRTUAL FINANCIAL EDUCATION WORKSHOPS TAILORED FOR BUSINESSES, SCHOOLS, NON-PROFITS, AND OTHER COMMUNITY ORGANIZATIONS. THESE WORKSHOPS ARE DESIGNED TO PROVIDE PARTICIPANTS WITH PRACTICAL KNOWLEDGE AND SKILLS IN PERSONAL FINANCE, INCLUDING BUDGETING, SAVING, CREDIT MANAGEMENT, INVESTING, AND RETIREMENT PLANNING. OUR SESSIONS AIM TO EMPOWER INDIVIDUALS TO MAKE INFORMED FINANCIAL DECISIONS, BUILD LONG-TERM FINANCIAL STABILITY, AND DEVELOP CONFIDENCE IN MANAGING THEIR MONEY. WORKSHOPS ARE CUSTOMIZED TO MEET THE NEEDS OF DIVERSE AUDIENCES, WITH CONTENT APPROPRIATE FOR DIFFERENT AGE GROUPS AND PROFESSIONAL BACKGROUNDS. THROUGH THESE WORKSHOPS, 3RD DECADE ADVANCES ITS MISSION OF IMPROVING FINANCIAL LITERACY AND FOSTERING ECONOMIC EMPOWERMENT IN THE COMMUNITIES WE SERVE. 879449 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 7 0 1 12 1 0 0 0 0 0 0 0 0 0 0 0 0 X 10 10 0 0 0 0 0 0 0 1 0 0 0 1 1 1 1 1 1 1 0 0 DE X NICOLE DEL PERCIO 5202024095 4729 EAST SUNRISE DRIVE 331 TUCSON AZ 85718 JOE'MAR HOOPER CHIEF EXECUTIVE OFFICER 40.00 X 134543 0 15556 ROBERT SWIFT PRESIDENT 4.00 X X 0 0 0 JEFF LOCKE TREASURER 1.00 X X 0 0 0 DESIREE CUNNINGHAM SECRETARY 0.20 X X 0 0 0 MAURICIO CORTES DIRECTOR 1.00 X 0 0 0 KERRI LOPEZ-HOWELL DIRECTOR 0.10 X 0 0 0 ASHLEY ILARDO DIRECTOR 0.20 X 0 0 0 NICKOLAS MINARD DIRECTOR 0.10 X 0 0 0 TJ MITCHELL DIRECTOR 1.00 X 0 0 0 SHERRI TROMBLY DIRECTOR 0.20 X 0 0 0 NATHALIA UNTIVEROS DIRECTOR 0.10 X 0 0 0 134543 0 15556 1 0 1 0 0 10149 1076669 49050 1086818 5051 5051 OTHER REVENUE 900099 2463 2463 2463 1094332 0 0 7514 129500 129500 150099 102067 28518 19514 526195 349789 93762 82644 12292 6650 3798 1844 93336 54365 25258 13713 53060 36513 9006 7541 181 181 58603 58603 1625 1625 65349 53992 8349 3008 27060 21335 394 5331 102772 66634 26437 9701 773 773 6251 3510 2241 500 25857 5151 20703 3 1624 1624 5675 3611 1032 1032 MENTORSHIP PROGRAM 42578 42578 MISCELLANEOUS 7164 1800 2759 2605 MEMBERSHIPS 1675 1181 303 191 1311669 879449 281344 150876 204060 102363 818 140783 869647 644357 9188 35388 38433 12876 1119101 938812 60110 64779 32500 60110 97279 X 23301 112805 1035690 728728 1058991 841533 1119101 938812 -217337 -121 0 X X 0 1 X 1 0 X 912505 974738 1002101 1080372 1086818 5056534 912505 974738 1002101 1080372 1086818 5056534 3320149 1736385 42 797 5051 5890 2463 2463 5064887 175000 0.34280 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: OTHER REVENUE RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 X 1383361 -121 289150 289029 1094332 0 1094332 1600819 289150 289150 1311669 0 1311669 PART X, LINE 2: THE ORGANIZATION IS ORGANIZED AS A DELAWARE NONPROFIT CORPORATION AND HAS BEEN RECOGNIZED BY THE INTERNAL REVENUE SERVICE (IRS) AS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(A) OF THE INTERNAL REVENUE CODE AS AN ORGANIZATION DESCRIBED IN SECTION 501(C)(3), QUALIFIES FOR THE CHARITABLE CONTRIBUTION DEDUCTION UNDER SECTION 170(B)(1)(A)(VI) AND (VIII), AND HAS BEEN DETERMINED TO NOT BE A PRIVATE FOUNDATION UNDER SECTIONS 509(A)(1) AND (3), RESPECTIVELY. THE ORGANIZATION IS ANNUALLY REQUIRED TO FILE A RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX (FORM 990) WITH THE IRS. IN ADDITION, THE ORGANIZATION IS SUBJECT TO INCOME TAX ON NET INCOME THAT IS DERIVED FROM BUSINESS ACTIVITIES THAT ARE UNRELATED TO ITS EXEMPT PURPOSES. THE ORGANIZATION HAS DETERMINED IT IS NOT SUBJECT TO UNRELATED BUSINESS INCOME TAX. THE RETURNS ARE SUBJECT TO EXAMINATION FOR THREE YEARS (FOUR YEARS FOR ARIZONA). THE ORGANIZATION BELIEVES THAT IT HAS APPROPRIATE SUPPORT FOR ANY TAX POSITIONS TAKEN AFFECTING ITS ANNUAL FILING REQUIREMENTS, AND AS SUCH, DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS THAT ARE MATERIAL TO THE FINANCIAL STATEMENTS. THE ORGANIZATION WOULD RECOGNIZE FUTURE ACCRUED INTEREST AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS AND LIABILITIES IN INCOME TAX EXPENSE IF SUCH INTEREST AND PENALTIES ARE INCURRED. 1 ROTH AWARDS TO PARTICIPANTS 273 129500 0 N/A N/A PART I, LINE 2: AS STEWARDS OF THE FUNDS 3RD DECADE STAFF HAVE CREATED INTERNAL CONTROLS TO ENSURE ALL FUNDS ARE USED FOR THE APPROPRATE DESIGNATION. AS ROTH AWARDS ARE BEING DEPOSITED, THEY ARE MONITORED TO ENSURE THEY ARE BEING DEPOSITED INTO THE APPROPRIATE ACCOUNTS. JOE'MAR HOOPER, THE EXECUTIVE DIRECTOR, PROVIDES UPDATES TO 3RD DECADE FUNDERS ON A REGULAR BASIS REGARDING THE FOLLOWING - - WORKING WITH GRANTORS TO DEVELOP PERFORMANCE MEASURES - MANAGING PERFORMANCE - MONITORING THE FINANCIAL STATUS OF GRANTS - ENSURING RESULTS THROUGH PERFORMANCE MONITORING - USING AUDITS TO PROVIDE VALUABLE INFORMATION TO GRANTORS - ASSESSING AND USING RESULTS - PROVIDING EVIDENCE OF PROGRAM SUCCESS X X 0 0 0 0 0 0 0 1 0 JOE'MAR HOOPER CHIEF EXECUTIVE OFFICER 127290 0 5000 0 2253 0 6543 0 9013 0 150099 0 0 0 PART I, LINE 7 BONUSES ARE BASED ON BOARD DISCRETION. X 1 49050 FMV 0 0 1 0 PART I, COLUMN (B): THE AMOUNT IN COLUMN (B) REFERS TO THE NUMBER OF CONTRIBUTIONS RECEIVED. FORM 990, PART VI, SECTION A, LINE 8B THERE ARE NO COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY THE ORGANIZATION'S INDEPENDENT PUBLIC ACCOUNTING FIRM BASED ON INFORMATION PROVIDED BY MANAGEMENT. ONCE THE DRAFT IS AVAILABLE, IT IS REVIEWED BY MANAGEMENT AND ANY CHANGES INCORPORATED INTO THE FILING. ONCE THIS DETAILED REVIEW IS COMPLETE, THE DRAFT OF THE FORM 990 IS PRESENTED TO THE BOARD OF DIRECTORS FOR THEIR REVIEW AND COMMENTS PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C ALL 3RD DECADE BOARD OF DIRECTOR MEMBERS ARE COVERED BY THE CONFLICT OF INTEREST POLICY. ALL BOARD MEMBERS SIGNED AND AGREED TO THE CONFLICT OF INTEREST POLICY BEFORE BEING ACCEPTED. EVERY MEMBER HAS A DUTY TO DISCLOSE ANY CONFLICTS. AFTER THE INTERESTED PERSON DISCLOSES THEIR POTENTIAL CONFLICT TO THE BOARD, THEY MUST LEAVE THE ROOM WHILE THE REMAINING DISINTERESTED BOARD MEMBERS REVIEW AND VOTE ON THE POTENTIAL CONFLICT. IF IT IS DETERMINED THAT THERE IS A CONFLICT, THE REMAINING DISINTERESTED BOARD MEMBERS WILL VOTE TO DETERMINE WHETHER THE POTENTIAL AGREEMENT OR TRANSACTION IS IN THE BEST INTEREST OF 3RD DECADE. FORM 990, PART VI, SECTION B, LINE 15A 3RD DECADE HAS ESTABLISHED DEFINED SALARY RANGES FOR EACH POSITION, CONSIDERING FACTORS SUCH AS EDUCATION, EXPERIENCE, AND PERFORMANCE. TO MAINTAIN MARKET COMPETITIVENESS AND INTERNAL EQUITY, THE COMPANY UTILIZES ASU LODESTAR COMPENSATION REPORTS AS A BENCHMARK. THE BOARD REVIEWS THESE REPORTS AND RECOMMENDS SALARY ADJUSTMENTS ACCORDINGLY. THE BOARD OF DIRECTORS HAS APPROVED A MAXIMUM ANNUAL SALARY INCREASE FOR THE CEO, EFFECTIVE FOLLOWING THE YEAR-END PERFORMANCE EVALUATION. A SIMILAR PROCESS IS IN PLACE FOR ALL OTHER EMPLOYEES WITHIN THE ORGANIZATION. THE LAST TIME THIS PROCESS TOOK PLACE WAS IN 2024. FORM 990, PART VI, SECTION C, LINE 19 THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XII, LINE 2C: THE PROCESS FOR OVERSIGHT AND SELECTION OF AN INDEPENDENT ACCOUNTANT HAS NOT CHANGED FROM THE PRIOR YEAR.