2025-08-12T09:55:16-04:00 2024-12-31 660528656 GONZALEZ TORRES & CO CPA PSC 1250 PONCE DE LEON AVE SUITE 801 SAN JUAN PR 009073912 990 2024-01-01 660206444 COOPERATIVA DE AHORRO Y CREDITO DE LARES y REGION CENTRAL % CARLOS DE JESUS COOP 7878972220 PO BOX 362 LARES PR 006692505 CARLOS DE JESUS EXECUTIVE PRESIDENT 2025-08-13 true JOSE A GONZALEZ TORRES P01485821 7879934360 2025-08-13 2024 2025-03-06 01:10:19Z CARLOS DE JESUS PO BOX 362 LARES PR 00669 15017332 false X X 1949 PR IT IS A NON PROFIT ORGANIZATION AND IS PRIMARILY DEDICATED TO RECEIVE SAVINGS FROM ITS MEMBERS IN THE FORM OF SHARES AND DEPOSITS. 11 11 76 14 0 0 0 0 0 0 11508702 13430026 4356532 1587306 15865234 15017332 0 0 0 0 3160196 3410252 0 0 0 6925934 7508574 10086130 10918826 5779104 4098506 222090136 231162182 161222848 166181632 60867288 64980550 SAVINGS AND CREDIT UNION OPERATION false false 0 0 0 INTEREST INCOME AND OTHER INCOME OF $15,017,332 AND TOTAL EXPENSES OF $10,918,826. 0 0 0 0 0 0 0 0 0 0 false false false false false false false false false false true false false false true false true false false false false false false false false false false false false false false true false false false false false false false false false false false false true 0 0 false 76 true false false false false false false false false 11 11 false false false false true true true true true false true true true true false true true true false true false PR X COOP AHORRO Y CREDITO DE LARES 7878972220 PO BOX 362 LARES PR 006692505 CARLOS DE JESUS PRESIDENT 40.00 0.00 X 147254 0 0 JOSE J MERCADO MEDINA MANAGER OF OPERATIONS 40.00 0.00 X 92417 0 0 CARLOS J CENTENO PEREZ MANAGER OF DEPARMET CON SYSTEM 40.00 0.00 X 69382 0 0 MARYBELIS ACEVEDO ORTIZ MANAGER 40.00 0.00 X 45005 0 0 JOHNNY MONTANEZ VARGAS CONTROLLER 40.00 0.00 X 67188 0 0 ISRAEL RIVERA RIVERA MANAGER 40.00 0.00 X 63675 0 0 JAHEIRA CUEVAS ACCOUNTING SUPERVISOR 40.00 0.00 X 57994 0 0 JEANNETTE JIMENEZ RODRIGUEZ MANAGER 40.00 0.00 X 55094 0 0 EDUARD IRIZARRY JIMENEZ MANAGER 40.00 0.00 X 53209 0 0 651218 0 0 1 false false false SHERIFF SECURITY SERVICES INC CARR 1 KM 19 9 BO TORTUGO RIO PIEDRAS PR 00926 SECURITY 144158 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 13430026 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1587306 0 0 0 1587306 15017332 0 0 0 X 0 0 0 0 0 0 0 0 651218 0 651218 0 0 0 0 0 2147054 0 2147054 0 127627 0 127627 0 210200 0 210200 0 274153 0 274153 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 234062 0 234062 0 162750 0 162750 0 214454 0 214454 0 0 0 0 0 0 0 0 0 0 0 0 0 17341 0 17341 0 0 0 0 0 100000 0 100000 0 1593246 0 1593246 0 10000 0 10000 0 552925 0 552925 0 882011 0 882011 0 Repairs and Maintenances 397551 0 397551 0 Provision for Losses 1151192 0 1151192 0 ATM Maintenances 359672 0 359672 0 Credit Cards Management 398058 0 398058 0 1435312 0 1435312 0 10918826 0 10918826 0 0 0 0 0 28226092 25682683 1000000 1800000 0 0 129441481 135415844 107575 927855 0 0 0 0 0 0 0 0 23137135 8928495 14185811 14208640 39759994 43251120 5873357 6136136 0 0 0 0 3495826 3739904 222090136 231162182 1871114 1792117 0 0 0 0 0 0 0 0 0 0 0 0 0 0 159351734 164389515 161222848 166181632 X 39988778 40603056 20128510 23377494 750000 1000000 60867288 64980550 222090136 231162182 X 4098506 0 0 0 0 14756 X false true X true 1923597 1923597 15193883 3644843 11549040 997820 854927 142893 4829025 4295533 533492 192810 133192 59618 14208640 Deposits 125301821 Certificated of Deposits 39087694 164389515 15017332 0 15017332 0 15017332 10918826 0 10918826 0 10918826 Angel M Lugo Perez Employee Personal X 35000 31254 false true true Sarahida Velez Lamourt Employee Personal X 35000 33587 false true true Israel Rivera Rivera Employee Personal X 50000 42240 false true true Luz M Aviles Mercado Employee Personal X 36700 34338 false true true Limary E Martinez Toledo Employee Personal X 35000 32496 false true true Amilcar Quiles Valentin Employee Personal X 63000 61710 false true true Myrna Serrano Rosario Employee Personal X 50000 46733 false true true Carlos M De Jesus Sanchez Executive President Personal X 30000 26487 false true true Jose J Mercado Medina Employee Personal X 32420 28664 false true true Others Employees Various X 544396 590347 false true true 927856 Part VI, Line 6 THE ORGANIZATION HAS MEMBERS CALLED "SOCIOS". EACH MEMBER CONTRIBUTES AT LEAST 120 DOLLARS IN SHARES. Part VI, Line 7a EACH YEAR THE ORGANIZATION PERFORMS ITS ANNUAL STOCKHOLDERS MEETING WHERE MEMBERS OF THE GOVERNING BOARD ARE ELECTED FOR THREE YEAR PERIOD. Part VI, Line 7b ONLY THOSE AFFECTING GENERAL RULES. Part VI, Line 11a THE ORGANIZATION HAS TO SEND EVERY THREE MONTHS A REPORT ON COMPLIANCE WITH LAWS AND REGULATIONS TO THE REGULATOR IN THIS CASE COSSEC. Part VI, Line 12c THE ORGANIZATION HAS TO SEND EVERY THREE MONTHS A REPORT ON COMPLIANCE WITH LAWS AND REGULATIONS TO THE REGULATOR IN THIS CASE COSSEC. Part VI, Line 15 THE BOARD OF DIRECTORS PERFORMS ITS ANNUAL STOCKHOLDERS MEETING WHERE MEMBERS OF THE GOVERNING BOARD ARE ELECTED FOR A THREE-YEAR PERIOD. ALSO AUDITED FINANCIAL STATEMENTS ARE DISCUSSED BY THE BOARD OF DIRECTOR WITH MEMBERS. FINANCIAL STATEMENTS ARE AVAILABLE FOR EACH MEMBER AT THE ANNUAL MEETING. Part XI, Line 9 | Description:, Explanation:, Amount:| Change in net assets., The change in net assets is the result of changes in reserves and surplus., $14756|