﻿<?xml version="1.0" encoding="utf-8"?>
<Return returnVersion="2024v5.2" xmlns="http://www.irs.gov/efile" xsi:schemaLocation="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-07-12T17:30:46-05:00</ReturnTs>
    <TaxPeriodEndDt>2025-06-30</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>461280292</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>CERTIFACT TAXES</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>1241 PANOLA RD STE B</AddressLine1Txt>
        <CityNm>STONE MOUNTAIN</CityNm>
        <StateAbbreviationCd>GA</StateAbbreviationCd>
        <ZIPCd>30088</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990EZ</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-07-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>853924552</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>KONSPICUOUS FOUNDATION INC</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>KONS</BusinessNameControlTxt>
      <PhoneNum>7046817550</PhoneNum>
      <USAddress>
        <AddressLine1Txt>8405 CONNER RIDGE LN</AddressLine1Txt>
        <CityNm>CHARLOTTE</CityNm>
        <StateAbbreviationCd>NC</StateAbbreviationCd>
        <ZIPCd>28269</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>RAYMOND WHITE</PersonNm>
      <PersonTitleTxt>Executive director</PersonTitleTxt>
      <PhoneNum>7046817550</PhoneNum>
      <SignatureDt>2025-06-22</SignatureDt>
      <DiscussWithPaidPreparerInd>1</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>1</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>RAYMOND WHITE</PreparerPersonNm>
      <PTIN>P01419433</PTIN>
      <PhoneNum>6786917275</PhoneNum>
      <SelfEmployedInd>X</SelfEmployedInd>
    </PreparerPersonGrp>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="4">
    <IRS990EZ documentId="IRS990EZ">
      <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
      <Organization501c3Ind referenceDocumentId="IRS990ScheduleA">X</Organization501c3Ind>
      <TypeOfOrganizationCorpInd>X</TypeOfOrganizationCorpInd>
      <GrossReceiptsAmt>101750</GrossReceiptsAmt>
      <InfoInScheduleOPartIInd>X</InfoInScheduleOPartIInd>
      <ContributionsGiftsGrantsEtcAmt>101750</ContributionsGiftsGrantsEtcAmt>
      <TotalRevenueAmt>101750</TotalRevenueAmt>
      <GrantsAndSimilarAmountsPaidAmt>3100</GrantsAndSimilarAmountsPaidAmt>
      <SalariesOtherCompEmplBnftAmt>75000</SalariesOtherCompEmplBnftAmt>
      <FeesAndOtherPymtToIndCntrctAmt>3765</FeesAndOtherPymtToIndCntrctAmt>
      <OccupancyRentUtltsAndMaintAmt>6474</OccupancyRentUtltsAndMaintAmt>
      <PrintingPublicationsPostageAmt>117</PrintingPublicationsPostageAmt>
      <OtherExpensesTotalAmt>13546</OtherExpensesTotalAmt>
      <TotalExpensesAmt>102002</TotalExpensesAmt>
      <ExcessOrDeficitForYearAmt>-252</ExcessOrDeficitForYearAmt>
      <NetAssetsOrFundBalancesEOYAmt>-252</NetAssetsOrFundBalancesEOYAmt>
      <Form990TotalAssetsGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </Form990TotalAssetsGrp>
      <NetAssetsOrFundBalancesGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>0</EOYAmt>
      </NetAssetsOrFundBalancesGrp>
      <InfoInScheduleOPartIIIInd>X</InfoInScheduleOPartIIIInd>
      <PrimaryExemptPurposeTxt>OUR PRIMARY EXEMPT PURPOSE IS TO INCREASE FINANCIAL LITERACY AND PROMOTE ECONOMIC EMPOWERMENT BY PROVIDING ACCESSIBLE EDUCATION, RESOURCES, AND COMMUNITY-BASED PROGRAMS THAT HELP INDIVIDUALS MAKE INFORMED AND CONFIDENT FINANCIAL DECISIONS.</PrimaryExemptPurposeTxt>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>FINANCIAL LITERACY EDUCATION [:AMP:] WORKSHOPS. DESCRIPTION: DELIVERED A SERIES OF IN-PERSON AND VIRTUAL FINANCIAL LITERACY WORKSHOPS DESIGNED TO HELP INDIVIDUALS IMPROVE THEIR UNDERSTANDING OF BUDGETING CREDIT SAVINGS AND FINANCIAL PLANNING. THE EXECUTIVE DIRECTOR DEVOTED THE MAJORITY OF TIME TO PROGRAM DEVELOPMENT CURRICULUM PLANNING AND COMMUNITY ENGAGEMENT. SESSIONS SUPPORTED INDIVIDUALS FROM DIVERSE BACKGROUNDS IN MAKING INFORMED FINANCIAL DECISIONS.</DescriptionProgramSrvcAccomTxt>
        <ProgramServiceExpensesAmt>45000</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>COMMUNITY AWARDS AND MICROGRANTS. DESCRIPTION: PROVIDED DIRECT FINANCIAL SUPPORT THROUGH SCHOLARSHIPS AND SMALL BUSINESS MICROGRANTS. THE ORGANIZATION AWARDED TWO $1000 SCHOLARSHIPS TO YOUTH PARTICIPANTS PURSUING EDUCATIONAL ADVANCEMENT AND TWO $500 STARTUP GRANTS TO PARTICIPANTS IN THE FOUNDATIONS YOUTH ENTREPRENEURSHIP INITIATIVES. ADDITIONALLY ONE BUSINESS ACCOUNT SETUP WAS FUNDED TO SUPPORT YOUTH IN A BUSINESS INCUBATOR PROGRAM.</DescriptionProgramSrvcAccomTxt>
        <GrantsAndAllocationsAmt>3100</GrantsAndAllocationsAmt>
        <ProgramServiceExpensesAmt>3100</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <ProgramSrvcAccomplishmentGrp>
        <DescriptionProgramSrvcAccomTxt>OUTREACH AND PROGRAM SUPPORT. DESCRIPTION: SUPPORTED THE IMPLEMENTATION OF PROGRAM SERVICES THROUGH OUTREACH COMMUNICATIONS AND OPERATIONAL INFRASTRUCTURE. THIS INCLUDED MARKETING AND ADVERTISING CAMPAIGNS EVENT COORDINATION INSURANCE COVERAGE FOR PUBLIC-FACING PROGRAMMING AND PROFESSIONAL TOOLS TO ENHANCE SERVICE DELIVERY. THESE EFFORTS HELPED EXPAND THE REACH AND EFFECTIVENESS OF FINANCIAL LITERACY AND EMPOWERMENT INITIATIVES.</DescriptionProgramSrvcAccomTxt>
        <ProgramServiceExpensesAmt>3555</ProgramServiceExpensesAmt>
      </ProgramSrvcAccomplishmentGrp>
      <TotalProgramServiceExpensesAmt>51655</TotalProgramServiceExpensesAmt>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>RAYMOND WHITE</PersonNm>
        <TitleTxt>EXECUTIVE DIRECTOR</TitleTxt>
        <AverageHrsPerWkDevotedToPosRt>20</AverageHrsPerWkDevotedToPosRt>
        <CompensationAmt>0</CompensationAmt>
        <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
        <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
      </OfficerDirectorTrusteeEmplGrp>
      <ActivitiesNotPreviouslyRptInd>0</ActivitiesNotPreviouslyRptInd>
      <ChgMadeToOrgnzngDocNotRptInd>0</ChgMadeToOrgnzngDocNotRptInd>
      <OrganizationHadUBIInd>0</OrganizationHadUBIInd>
      <SubjectToProxyTaxInd>0</SubjectToProxyTaxInd>
      <OrganizationDissolvedEtcInd>0</OrganizationDissolvedEtcInd>
      <MadeLoansToFromOfficersInd>1</MadeLoansToFromOfficersInd>
      <LoansToFromOfficersAmt>21790</LoansToFromOfficersAmt>
      <EngagedInExcessBenefitTransInd>0</EngagedInExcessBenefitTransInd>
      <BooksInCareOfDetail>
        <PersonNm>SHARED PROSPERITY FINANCIAL INC</PersonNm>
        <USAddress>
          <AddressLine1Txt>8405 CONNER RIDGE LANE CHARLOTTE</AddressLine1Txt>
          <CityNm>CHARLOTTE</CityNm>
          <StateAbbreviationCd>NC</StateAbbreviationCd>
          <ZIPCd>28269</ZIPCd>
        </USAddress>
        <PhoneNum>7044585285</PhoneNum>
      </BooksInCareOfDetail>
      <DonorAdvisedFndsInd>0</DonorAdvisedFndsInd>
      <OperateHospitalInd>0</OperateHospitalInd>
      <TanningServicesProvidedInd>0</TanningServicesProvidedInd>
      <RelatedOrganizationCtrlEntInd>0</RelatedOrganizationCtrlEntInd>
      <PartVIOfCompOfHghstPdEmplTxt>NONE</PartVIOfCompOfHghstPdEmplTxt>
      <PartVIHghstPdCntrctProfSrvcTxt>NONE</PartVIHghstPdCntrctProfSrvcTxt>
    </IRS990EZ>
    <IRS990ScheduleA documentId="IRS990ScheduleA">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus2YearsAmt>187747</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>88775</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>101750</CurrentTaxYearAmt>
        <TotalAmt>378272</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus2YearsAmt>187747</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>88775</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>101750</CurrentTaxYearAmt>
        <TotalAmt>378272</TotalAmt>
      </TotalCalendarYear170Grp>
      <PublicSupportTotal170Amt>378272</PublicSupportTotal170Amt>
      <TotalSupportAmt>378272</TotalSupportAmt>
      <PublicSupportCY170Pct>1</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0</PublicSupportPY170Pct>
      <DistributableAmountGrp>
        <CYAdjNetIncomeDistributableAmt>0</CYAdjNetIncomeDistributableAmt>
        <CYPct85AdjustedNetIncomeAmt>0</CYPct85AdjustedNetIncomeAmt>
        <CYTotalMinAstDistributableAmt>0</CYTotalMinAstDistributableAmt>
        <CYGreaterAdjustedMinimumAmt>0</CYGreaterAdjustedMinimumAmt>
        <CYIncomeTaxImposedPYAmt>0</CYIncomeTaxImposedPYAmt>
        <CYDistributableAsAdjustedAmt>0</CYDistributableAsAdjustedAmt>
      </DistributableAmountGrp>
    </IRS990ScheduleA>
    <IRS990ScheduleL documentId="IRS990ScheduleL">
      <LoansBtwnOrgInterestedPrsnGrp>
        <BusinessName>
          <BusinessNameLine1Txt>RAYMOND WHITE</BusinessNameLine1Txt>
        </BusinessName>
        <RelationshipWithOrgTxt>EXECUTIVE DIRECTOR</RelationshipWithOrgTxt>
        <LoanPurposeTxt>TO SUPPORT ORGANIZATIONAL MISSION AND PURPOSE</LoanPurposeTxt>
        <LoanToOrganizationInd>X</LoanToOrganizationInd>
        <OriginalPrincipalAmt>24442</OriginalPrincipalAmt>
        <BalanceDueAmt>21790</BalanceDueAmt>
        <DefaultInd>1</DefaultInd>
        <BoardOrCommitteeApprovalInd>1</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>1</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="IRS990ScheduleO">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART I, LINE 10</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BALANCE OF THE CONTRIBUTIONS WERE EACH USD 5,000 OR LESS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART I, LINE 16</FormAndLineReferenceDesc>
        <ExplanationTxt>1) OTHER EXPENSES BANK AND MERCHANT FEES AMOUNT 370 2) OTHER EXPENSES DUES SUBSCRIPTIONS AND LICENSES AMOUNT 806 3) OTHER EXPENSES EVENT EXPENSES AMOUNT 7794 4) OTHER EXPENSES INFORMATION TECHNOLOGY AMOUNT 351 5) OTHER EXPENSES INSURANCE AMOUNT 1343 6) OTHER EXPENSES MARKETING AND ADVERTISING AMOUNT 1472 7) OTHER EXPENSES MEETING EXPENSES AMOUNT 151 8) OTHER EXPENSES OTHER GENERAL AND ADMINISTRATIVE AMOUNT 140 9) OTHER EXPENSES SUPPLIES AND MATERIALS AMOUNT 1119</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>OTHER</FormAndLineReferenceDesc>
        <ExplanationTxt>EXECUTIVE DIRECTOR COMPENSATION DISCLOSURE PART IV THE EXECUTIVE DIRECTOR PROVIDED PROFESSIONAL SERVICES TO THE ORGANIZATION DURING THE FISCAL YEAR AS AN IN-KIND CONTRIBUTION. THE ESTIMATED VALUE OF THESE SERVICES, BASED ON FAIR MARKET VALUE, WAS USD 6,250 PER MONTH, TOTALING USD 75,000 FOR THE FISCAL YEAR. NO COMPENSATION WAS PAID, AND NO FORM W-2 OR 1099 WAS ISSUED. ACCORDINGLY, USD 0 IS REPORTED IN PART IV. GRANTS AND AWARDS DISCLOSURE DURING THE FISCAL YEAR, THE ORGANIZATION AWARDED TWO USD 1,000 SCHOLARSHIPS TO YOUTH PURSUING POST-SECONDARY EDUCATION AND TWO USD 500 BUSINESS STARTUP GRANTS TO PARTICIPANTS IN THE FOUNDATIONS YOUTH ENTREPRENEURSHIP PROGRAM. ADDITIONALLY, THE ORGANIZATION FUNDED ONE BUSINESS ACCOUNT SETUP AS PART OF ITS YOUTH INCUBATOR INITIATIVE. ALL AWARDS WERE UNDER USD 5,000 AND NO INDIVIDUAL OR ORGANIZATION RECEIVED MORE THAN USD 5,000 IN AGGREGATE.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>