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        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>A copy of the 990 was provided to the Board of Directors for review and discussion at a regular quarterly board meeting prior to being filed. Board members had an opportunity to ask questions about the content of the return and recommended changes to some descriptions which they felt needed further explanation.</ExplanationTxt>
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