2025-06-27T10:25:49-04:00 2024-12-31 411620961 LEWIS KISCH & ASSOCIATES LTD 1125 SOUTH FRONTAGE ROAD SUITE 1 HASTINGS MN 550332489 990 2024-01-01 411953515 NORTHCOUNTRY COOPERATIVE FOUNDATION NORT 6127672116 2610 UNIVERSITY AVE W STE 150 SAINT PAUL MN 55114 VICTORIA CLARK-WEST EXECUTIVE DIRECTOR 6127672135 2025-06-19 true true THOMAS A MADSEN P00543681 6514373356 2025-06-27 2024 2025-03-06 01:10:19Z VICTORIA CLARK-WEST 2610 UNIVERSITY AVE W STE 150 SAINT PAUL MN 55114 3460291 false X NORTHCOUNTRYFOUNDATION.ORG X 1999 MN NCF'S MISSION IS TO "TRANSFORM LIVES AND COMMUNITIES THROUGH COOPERATIVE ENTERPRISE." WE CARRY OUT THIS MISSION BY PROVIDING TECHNICAL ASSISTANCE AND COOPERATIVE EDUCATION TO COOPERATIVE ORGANIZATIONS. FROM OUR INCEPTION, WE HAVE BEEN INNOVATIVE AND ENTREPRENEURIAL, SEEKING OUT CREATIVE, SOCIALLY ORGANIZED APPROACHES TO CHALLENGING PROBLEMS. 12 11 15 11 0 1913796 2941940 463000 483037 35314 0 2376796 3460291 0 0 712524 1100667 0 82521 997517 608638 1710041 1709305 666755 1750986 3200296 11912748 2020240 8981706 1180056 2931042 X NCF'S MISSION IS TO "TRANSFORM LIVES AND COMMUNITIES THROUGH COOPERATIVE ENTERPRISE." WE CARRY OUT THIS MISSION BY PROVIDING TECHNICAL ASSISTANCE AND COOPERATIVE EDUCATION TO COOPERATIVE ORGANIZATIONS. FROM OUR INCEPTION, WE HAVE BEEN INNOVATIVE AND ENTREPRENEURIAL, SEEKING OUT CREATIVE, SOCIALLY ORGANIZED APPROACHES TO CHALLENGING PROBLEMS. false false 1400571 518351 NORTHCOUNTRY COOPERATIVE FOUNDATION (NCF) IS A NON-PROFIT 501(C)(3) ORGANIZATION WORKING TO TRANSFORM LIVES AND COMMUNITIES THROUGH COOPERATIVE ENTERPRISE FOR RESIDENTS OF MANUFACTURED HOUSING COMMUNITIES. NCF SUPPORTS LOW-INCOME AND UNDERSERVED COMMUNITIES THROUGH THE DEVELOPMENT OF AFFORDABLE HOUSING COOPERATIVES BY PROVIDING EDUCATION, TECHNICAL ASSISTANCE, PROGRAMS, AND SERVICES TO RESIDENTS OF THE COMMUNITIES THEY SERVE. THE ORGANIZATION CURRENTLY SUPPORTS 16 MANUFACTURED HOME COOPERATIVES, AND CONTINUES TO DEVELOP NEW COOPERATIVES EACH YEAR. NCF IS ONE OF ELEVEN CERTIFIED TECHNICAL ASSISTANCE PROVIDERS (CTAPS) UNDER THE NATIONAL ROC USA NETWORK PROVIDING TAILORED TECHNICAL ASSISTANCE, TRAINING AND EDUCATION, AND PEER-TO-PEER ENGAGEMENT OPPORTUNITIES FOR THE COOPERATIVES WE WORK WITH ACROSS MINNESOTA AND WISCONSIN. THIS WORK IS A COMMUNITY-ROOTED AND SYSTEMICALLY TRANSFORMATIVE APPROACH TO PRESERVING AFFORDABLE HOUSING THAT GIVES HOMEOWNERS THE POWER AND STABILITY THAT COMES WITH COOPERATIVE OWNERSHIP AND CONTROL OF THE LAND UNDER THEIR HOMES. NCF ALSO ADVOCATES FOR LEGISLATION AND LEGISLATIVE FUNDING THAT ADVANCES CO-OP OWNERSHIP AND SUPPORTS MANUFACTURED HOMEBUYERS AND COOPERATIVES. WE ALSO WORK DIRECTLY WITH OUR MANUFACTURED HOUSING COOPERATIVE COMMUNITIES TO SECURE STATE GRANTS FOR CRITICAL IMPROVEMENT PROJECTS IN THEIR COMMUNITY. TO FURTHER OUR MISSION AND EXPAND ACCESS TO COOPERATIVE FINANCING, WE ALSO ESTABLISHED A LENDING SUBSIDIARY, COOPERATIVE LOAN FUND LLC (CLF), IN 2023. THIS SUBSIDIARY OFFERS LOANS AND OTHER FINANCING FOR COOPERATIVES WITH A FOCUS ON SERVING LOW-INCOME, LOW-WEALTH, AND HISTORICALLY MARGINALIZED COMMUNITIES. 1400571 true true false true false false false false false false false false false true true true true false false false false false false false false false false false false false false false false false false false false false false false false false true false false false false true 17 0 15 true false false false false false false false false false false false false false false X 12 11 false false false false false false false true true false false true true true true true true true false false MN WI X JULIE FLIFLET 6127672116 2610 UNIVERSITY AVE W STE 150 ST PAUL MN 55114 VICTORIA CLARK-WEST EXECUTIVE DI 40.00 X X 136817 0 4105 EMILY STEWART ASSOCIATE DI 40.00 X 105455 0 3164 DAVID BERGLUND DIR REAL EST 40.00 X 104017 0 3120 SARAH BERKE CLF CHAIR 1.00 X X 0 0 0 BRIAN DAHLK TREASURER 1.00 X X 0 0 0 BOBBIE GRUBB VICE CHAIR 1.00 X X 0 0 0 NOAH HOBBS NCF CHAIR 1.00 X X 0 0 0 BENJY NICHOLIE DIRECTOR 1.00 X 0 0 0 TRISHA PRESLEY SECRETARY 1.00 X X 0 0 0 JUAN LUIS RIVERA-REYES DIRECTOR 1.00 X 0 0 0 MAR VALDECANTOS DIRECTOR 1.00 X 0 0 0 346289 10389 3 false false false 231433 2710507 2941940 COOPERATIVE SUPPORT SERVICES 228535 228535 LENDING INCOME - INTEREST 208082 208082 LENDING INCOME 44969 44969 OTHER INCOME 1451 1451 483037 35314 35314 3460291 483037 35314 136817 109510 18194 9113 809697 648092 107673 53932 75495 60425 10040 5030 78658 62959 10460 5239 18135 986 17149 61353 52526 7509 1318 40000 40000 135988 98547 37202 239 9149 7202 1161 786 51987 42535 6238 3214 15114 15017 67 30 38000 38000 9237 7558 1108 571 LENDING EXPENSES 82999 82999 CO-OP CONV, ASSISTANCE 70488 70488 STAFF, BOARD & VOLUNTEER 45978 38286 7156 536 DUES, SUBS, LICENSE, FEES 30210 25441 2256 2513 1709305 1400571 226213 82521 2706298 9687623 229951 653942 71592 87489 192455 1483694 3200296 11912748 46197 161689 4017169 1791346 4536355 182697 266493 2020240 8981706 X 1108350 1341883 71706 1589159 1180056 2931042 3200296 11912748 1750986 X false true X true false X 346536 636788 957878 1913796 2941940 6796938 124154 248589 339007 463000 483037 1657787 470690 885377 1296885 2376796 3424977 8454725 8454725 35314 35314 35314 35314 470690 885377 1296885 2376796 3460291 8490039 0.99580 1.00000 0.00000 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false true false false false true 40000 true 3935 false false 43935 false SCHEDULE C, PART II-B, LINE 1 THE ORGANIZATION HAS CONTRACTED FOR LOBBYING ACTIVITIES TO BE PERFORMED IN AN EFFORT TO FURTHER THE OGRANIZATION'S MISSION. LOANS RECEIVABLE, NET 1344000 RIGHT OF USE ASSET, NET 139694 1483694 LEASE LIABILITY 139694 BORROWER ESCROW & INTEREST RESERVE 126799 266493 X 3460291 3460291 3460291 1709305 1709305 1709305 SCHEDULE D, PAGE 3, PART X MANAGEMENT HAS EVALUATED FOR UNCERTAIN TAX POSITIONS AND HAS DETERMINED THERE ARE NO UNCERTAIN TAX POSITIONS AS OF DECEMBER 31, 2024. TAX RETURNS FOR THE PAST THREE YEARS REMAIN OPEN FOR EXAMINATION BY TAX JURISDICTIONS. FORM 990 - ORGANIZATION'S MISSION NCF'S MISSION IS TO "TRANSFORM LIVES AND COMMUNITIES THROUGH COOPERATIVE ENTERPRISE." WE CARRY OUT THIS MISSION BY PROVIDING TECHNICAL ASSISTANCE AND COOPERATIVE EDUCATION TO COOPERATIVE ORGANIZATIONS. FROM OUR INCEPTION, WE HAVE BEEN INNOVATIVE AND ENTREPRENEURIAL, SEEKING OUT CREATIVE, SOCIALLY ORGANIZED APPROACHES TO CHALLENGING PROBLEMS. FORM 990, PAGE 2, PART III, LINE 4A NORTHCOUNTRY COOPERATIVE FOUNDATION (NCF) IS A NON-PROFIT 501(C)(3) ORGANIZATION WORKING TO TRANSFORM LIVES AND COMMUNITIES THROUGH COOPERATIVE ENTERPRISE FOR RESIDENTS OF MANUFACTURED HOUSING COMMUNITIES. NCF SUPPORTS LOW-INCOME AND UNDERSERVED COMMUNITIES THROUGH THE DEVELOPMENT OF AFFORDABLE HOUSING COOPERATIVES BY PROVIDING EDUCATION, TECHNICAL ASSISTANCE, PROGRAMS, AND SERVICES TO RESIDENTS OF THE COMMUNITIES THEY SERVE. THE ORGANIZATION CURRENTLY SUPPORTS 16 MANUFACTURED HOME COOPERATIVES, AND CONTINUES TO DEVELOP NEW COOPERATIVES EACH YEAR. NCF IS ONE OF ELEVEN CERTIFIED TECHNICAL ASSISTANCE PROVIDERS (CTAPS) UNDER THE NATIONAL ROC USA NETWORK PROVIDING TAILORED TECHNICAL ASSISTANCE, TRAINING AND EDUCATION, AND PEER-TO-PEER ENGAGEMENT OPPORTUNITIES FOR THE COOPERATIVES WE WORK WITH ACROSS MINNESOTA AND WISCONSIN. THIS WORK IS A COMMUNITY-ROOTED AND SYSTEMICALLY TRANSFORMATIVE APPROACH TO PRESERVING AFFORDABLE HOUSING THAT GIVES HOMEOWNERS THE POWER AND STABILITY THAT COMES WITH COOPERATIVE OWNERSHIP AND CONTROL OF THE LAND UNDER THEIR HOMES. NCF ALSO ADVOCATES FOR LEGISLATION AND LEGISLATIVE FUNDING THAT ADVANCES CO-OP OWNERSHIP AND SUPPORTS MANUFACTURED HOMEBUYERS AND COOPERATIVES. WE ALSO WORK DIRECTLY WITH OUR MANUFACTURED HOUSING COOPERATIVE COMMUNITIES TO SECURE STATE GRANTS FOR CRITICAL IMPROVEMENT PROJECTS IN THEIR COMMUNITY. TO FURTHER OUR MISSION AND EXPAND ACCESS TO COOPERATIVE FINANCING, WE ALSO ESTABLISHED A LENDING SUBSIDIARY, COOPERATIVE LOAN FUND LLC (CLF), IN 2023. THIS SUBSIDIARY OFFERS LOANS AND OTHER FINANCING FOR COOPERATIVES WITH A FOCUS ON SERVING LOW-INCOME, LOW-WEALTH, AND HISTORICALLY MARGINALIZED COMMUNITIES. FORM 990, PAGE 6, PART VI, LINE 11B THE BOARD OF DIRECTORS REVIEWED AND ACCEPTED INFORMATION CONTAINED IN THE FORM 990. FORM 990, PAGE 6, PART VI, LINE 12C THE EXECUTIVE DIRECTOR AND THE BOARD OF DIRECTORS REVIEW AND MONITOR ALL POSSIBLE ISSUES RELATED TO CONFLICT OF INTEREST. FORM 990, PAGE 6, PART VI, LINE 15A THE ORGANIZATION USES SALARY COMPARISON DATA OF SIMILAR SERVICE AND SIZED ORGANIZATIONS TO ESTABLISH SALARY RATES FOR STAFF. THE AMOUNTS ARE REVIEWED AND APPROVED BY A GROUP OF BOARD MEMBERS FOR THE EXECUTIVE DIRECTOR AND WAGES ARE APPROVED AS PART OF THE ANNUAL BUDGET PROCESS. FORM 990, PAGE 6, PART VI, LINE 19 THE GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. VIKING LAKES 2610 UNIVERSITY AVE W STE 150 SAINT PAUL MN 55114 NONE MN NCF COOPERATIVE LOAN FUND 2610 UNIVERSITY AVE W STE 150 SAINT PAUL MN 55114 LOAN FUND MN 685883 9589285 NCF