2025-04-24T14:10:19-07:00 2024-12-31 990 2024-01-01 030197116 MEMBERS 1ST CREDIT UNION MEMB 8022575131 10 BROWNE COURT PO BOX 8245 BRATTLEBORO VT 053048245 Evelyn Sirois CEO 8022575131 2025-04-28 1 2024 2025-03-06 01:10:19Z MEMBERS 1ST CREDIT UNION 10 BROWNE COURT PO BOX 8245 BRATTLEBORO VT 05304 1355422 0 X www.members1cu.com X CREDIT UNION 1957 VT CREDIT UNION/NOT FOR PROFIT FINANCIAL INSTITUTION 7 2121 13 10 0 0 0 0 1244210 1230796 91214 124626 0 0 1335424 1355422 0 0 166422 372089 386352 431858 0 0 0 530657 521430 1083431 1325377 251993 30045 17231872 21181241 15256990 19176314 1974882 2004927 WE ARE A MEMBER OWNED FINANCIAL SERVICES PROVIDER MEETING OUR MEMBERS FINANCIAL NEEDS IN THE MOST PERSONAL WAY 0 0 Not a required field since we are a 501 (c) 14 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 13 1 0 0 0 0 0 0 0 0 X 7 2121 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 VT X MEMBERS 1ST CREDIT UNION 8022575131 10 BROWNE COURT PO BOX 8245 BRATTLEBORO VT 053048245 EVELYN SIROIS CEO 45 0 X X 78083 0 0 TAMARA GRAY CHAIR 1 0 X 0 0 0 MICHAEL DEL PRIORE VICE CHAIR 1 0 X 0 0 0 MONA WILLIAMS DIRECTOR 1 0 X 0 0 0 JUDITH WISELL TREASURER 1 0 X 0 0 0 EDWARD HOGAN DIRECTOR 1 0 X 0 0 0 LAWRENCE O'NEILL DIRECTOR 1 0 X 0 0 0 BERT WILKINS DIRECTOR 1 0 X 0 0 0 SHERI BOLSTER SUPERVISORY COMMITTEE CHAIR 1 0 X 0 0 0 EDITH HARVEY SUPERVISORY COMMITTEE MEMBER 1 0 X 0 0 0 AMBER DOWNING SUPERVISORY COMMITTEE MEMBER 1 0 X 0 0 0 78083 0 0 0 0 0 0 0 0 INTEREST ON LOANS/PROGRAMS/SERVICES 522130 1230796 1230796 0 0 0 0 0 0 1230796 124626 124626 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1355422 1355422 0 0 0 0 0 372089 78083 0 303161 6529 14309 29776 0 0 77332 0 0 0 0 45246 46385 65892 0 34541 0 0 7414 0 6067 32605 9786 Share Draft/Credit Card expenses 168091 28071 1325377 0 0 0 296055 292859 1223375 5341801 15340563 15152516 28090 51952 786653 638209 158245 148444 185544 193669 17231872 21181241 104606 75232 15152384 19101082 15256990 19176314 X 0 0 0 0 1974882 2004927 1974882 2004927 17231872 21181241 30045 0 0 0 0 0 X 1 X 1 X 1 0 84138 0 84138 441776 0 380227 61549 0 0 0 0 241635 0 241635 0 19104 0 16347 2757 148444 0 DEPOSIT ACCOUNTS 19101082 19101082 1355422 0 0 0 0 0 1355422 0 0 0 1355422 1325377 0 0 0 0 0 1325377 0 0 0 1325377 Form 990, Part VI, Section A, Line 6 THE CREDIT UNION HAD 2121 MEMBERS Form 990, Part VI, Section A, Line 7a MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING. THE BOARD OF DIRECTORS APPOINT THE SUPERVISORY COMMITTEE MEMBERS. Form 990, Part VI, Section A, Line 7b MEMBERS APPROVE THE CREDIT UNION BORROWING LIMITS AT THE ANNUAL MEETING. Form 990, Part VI, Section B, Line 11b REVIEWED BY BOARD OF DIRECTORS AT THEIR REGULAR SCHEDULED MEETING. Form 990, Part VI, Section B, Line 12c CONFLICT OF INTEREST IS MONITORED ON A DAILY BASIS AND ALSO DISCUSSED AT MEETINGS HELD BY BOARD OF DIRECTORS. Form 990, Part VI, Section B, Line 15 BOTH LOCAL AND NATIONAL SURVEYS THROUGHOUT THE CREDIT UNION INDUSTRY ARE REVIEWED. Form 990, Part VI, Section C, Line 19 MONTHLY FINANICIAL STATEMENTS ARE POSTED IN LOBBY, AND ALSO AVAILABLE UPON REQUEST. APPLICABLE POLICIES ARE PROVIDED UPON REQUEST.