2025-04-21T14:01:23-05:00 2024-12-31 346565596 ERNST & YOUNG US LLP 2100 ONE PPG PLACE PITTSBURGH PA 15222 990PF 2024-01-01 386664958 RUTH DUBOIS LUDINGTON HIGH SCHOOL SCHOLARSHIP DUBO 5135345310 PO BOX 630858 CINCINNATI OH 452630858 MATTHEW CAROTHERS Trustee 5135345310 2025-02-27 true true DEREK MASTIC P01394162 4126447407 2025-02-27 2024 2025-03-06 01:10:19Z X 496513 X 10952 10923 36725 292585 36725 0 47677 47648 6968 5923 1045 0 0 0 0 0 0 1470 735 0 735 0 0 544 163 0 0 0 0 0 0 0 8982 6821 0 1780 20500 20500 29482 6821 0 22280 18195 40827 0 1 1 1 19063 15948 15948 0 0 0 376686 398031 480564 395750 413980 496513 0 X 395750 413980 395750 413980 395750 413980 395750 18195 192 414137 157 413980 159.995 BAILLIE GIFFORD EMRG MKTS K 2023-09-01 2024-02-02 2944 3058 -114 -114 241.459 CALVERT EMERGING MARKETS EQUITY R6 2023-02-15 2024-02-02 3788 4056 -268 -268 60.544 CALVERT EMERGING MARKETS EQUITY R6 2023-09-01 2024-02-02 950 979 -29 -29 411.552 CALVERT EMERGING MARKETS EQUITY R6 2022-07-25 2024-02-02 6457 6610 -153 -153 748.732 DEUTSCHE REAL ASSETS INST 2022-07-25 2024-02-02 8191 8947 -756 -756 52.061 DEUTSCHE REAL ASSETS INST 2023-09-01 2024-02-02 570 572 -2 -2 2.211 FIDELITY 500 INDEX FD INST PREMIUM 2021-10-27 2024-02-02 381 349 32 32 116.236 FIDELITY 500 INDEX FD INST PREMIUM 2023-09-01 2024-02-02 20017 18264 1753 1753 20.044 FIDELITY 500 INDEX FD INST PREMIUM 2021-08-24 2024-02-02 3452 3126 326 326 64.759 FIDELITY 500 INDEX FD INST PREMIUM 2022-10-21 2024-02-02 11152 8436 2716 2716 285.831 SEAFARER OVERSEAS GR AND INCOME INSTITUTIONAL SHARES 2023-09-01 2024-02-02 3541 3487 54 54 24.637 JPMORGAN TR I EQTY INCOME R6 SH 2023-09-01 2024-02-02 571 552 19 19 964.573 JPMORGAN TR I EQTY INCOME R6 SH 2019-04-18 2024-02-02 22349 17179 5170 5170 111.044 JPMORGAN TR I EQTY INCOME R6 SH 2020-01-24 2024-02-02 2573 1767 806 806 278.513 JPMORGAN TR I EQTY INCOME R6 SH 2020-03-23 2024-02-02 6453 3473 2980 2980 3. VANGUARD EXTENDED MARKET ETF 2023-02-15 2024-02-02 488 454 34 34 1220.294 DODGE & COX INCOME FD COM 2022-07-25 2024-04-25 14790 15571 -781 -781 19.058 DOUBLELINE TOTAL RETURN BOND I 2020-05-27 2024-04-25 162 203 -41 -41 93.623 DOUBLELINE TOTAL RETURN BOND I 2021-08-24 2024-04-25 796 991 -195 -195 111.051 DOUBLELINE TOTAL RETURN BOND I 2018-01-25 2024-04-25 944 1174 -230 -230 396.39 DOUBLELINE TOTAL RETURN BOND I 2021-04-20 2024-04-25 3369 4186 -817 -817 74.603 DOUBLELINE TOTAL RETURN BOND I 2019-03-22 2024-04-25 634 787 -153 -153 52.162 DOUBLELINE TOTAL RETURN BOND I 2019-04-18 2024-04-25 443 547 -104 -104 151.552 DOUBLELINE TOTAL RETURN BOND I 2019-02-14 2024-04-25 1288 1584 -296 -296 117.679 DOUBLELINE TOTAL RETURN BOND I 2019-01-11 2024-04-25 1000 1226 -226 -226 731.54 DOUBLELINE TOTAL RETURN BOND I 2018-12-20 2024-04-25 6218 7608 -1390 -1390 15.359 FIDELITY 500 INDEX FD INST PREMIUM 2022-10-21 2024-04-25 2693 2001 692 692 26. INVESCO EXCHANGE-TRADED FD TR S&P 500 QUALITY ETF 2024-02-02 2024-04-25 1522 1472 50 50 12. ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BD FD 2024-02-02 2024-04-25 1226 1253 -27 -27 290. ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BD FD 2023-09-01 2024-04-25 29629 29676 -47 -47 43.208 ARTISAN HIGH INCOME FUND 2022-07-25 2024-05-10 386 386 57.099 BAILLIE GIFFORD EMRG MKTS K 2023-09-01 2024-05-10 1164 1091 73 73 72.366 BAIRD FDS INC INTER BD INSTL 2024-04-25 2024-05-10 736 729 7 7 45.54 BROWN ADVISORY SUSTAINABLE GROWTH FD INST 2024-02-02 2024-05-10 2389 2319 70 70 .265 COHEN & STEERS REALTY SHARES I 2024-02-02 2024-05-10 16 16 20.467 DODGE & COX INCOME FD COM 2022-07-25 2024-05-10 252 261 -9 -9 26.623 DOUBLELINE TOTAL RETURN BOND I 2018-12-20 2024-05-10 229 277 -48 -48 11.014 FIDELITY INTERNATIONAL INDEX FUND 2023-11-09 2024-05-10 554 484 70 70 32.613 FIDELITY 500 INDEX FD INST PREMIUM 2022-10-21 2024-05-10 5920 4248 1672 1672 17.868 SEAFARER OVERSEAS GR AND INCOME INSTITUTIONAL SHARES 2023-09-01 2024-05-10 224 218 6 6 1.741 GRANDEUR PEAK INTL STALWARTS 2020-01-24 2024-05-10 30 28 2 2 3.842 GUGGENHEIM LIMITED DURATION INSTL 2024-04-25 2024-05-10 92 92 46. INVESCO EXCHANGE-TRADED FD TR S&P 500 QUALITY ETF 2024-02-02 2024-05-10 2761 2604 157 157 7. ISHARES S&P GLOB INFRAS INDEX FD 2024-02-02 2024-05-10 350 318 32 32 16. ESG AWARE MSCI EAFE ETF 2023-09-01 2024-05-10 1289 1151 138 138 6.581 ABBEY CAP MULTI ASSET FD I 2022-07-25 2024-05-10 82 78 4 4 1. VANGUARD BD INDEX FD INC ETF 2024-04-25 2024-05-10 76 76 15. VANGUARD EXTENDED MARKET ETF 2023-02-15 2024-05-10 2557 2269 288 288 45.111 COHEN & STEERS REALTY SHARES I 2024-02-02 2024-05-29 2683 2746 -63 -63 36. ISHARES S&P GLOB INFRAS INDEX FD 2024-02-02 2024-05-29 1765 1635 130 130 624.808 ARTISAN HIGH INCOME INST 2022-07-25 2024-12-10 5748 5586 162 162 43.208 ARTISAN HIGH INCOME INST 2022-07-25 2024-12-10 398 383 15 15 49.339 ARTISAN HIGH INCOME INST 2024-04-25 2024-12-10 454 437 17 17 777.455 ARTISAN HIGH INCOME INST 2023-09-01 2024-12-10 7153 6795 358 358 61.013 ARTISAN HIGH INCOME INST 2023-02-15 2024-12-10 561 531 30 30 19.172 BAILLIE GIFFORD EMRG MKTS K 2023-09-01 2024-12-10 396 366 30 30 43.823 BROWN ADVISORY SUSTAINABLE GROWTH FD INST 2024-02-02 2024-12-10 2602 2231 371 371 6.962 FIDELITY 500 INDEX FD INST PREMIUM 2024-05-29 2024-12-10 1463 1275 188 188 36.72 FIDELITY 500 INDEX FD INST PREMIUM 2022-10-21 2024-12-10 7715 4783 2932 2932 9.253 SEAFARER OVERSEAS GR AND INCOME INSTITUTIONAL SHARES 2023-09-01 2024-12-10 114 113 1 1 230.465 GRANDEUR PEAK INTL STALWARTS 2020-01-24 2024-12-10 3927 3759 168 168 35.702 GRANDEUR PEAK INTL STALWARTS 2023-09-01 2024-12-10 608 582 26 26 82.436 GRANDEUR PEAK INTL STALWARTS 2020-03-23 2024-12-10 1405 906 499 499 41. INVESCO EXCHANGE-TRADED FD TR S&P 500 QUALITY ETF 2024-02-02 2024-12-10 2816 2321 495 495 2. ESG AWARE MSCI EAFE ETF 2023-09-01 2024-12-10 159 144 15 15 72. ESG AWARE MSCI EAFE ETF 2023-02-15 2024-12-10 5725 5147 578 578 179. ESG AWARE MSCI EAFE ETF 2022-07-25 2024-12-10 14232 11540 2692 2692 7. VANGUARD EXTENDED MARKET ETF 2024-05-29 2024-12-10 1411 1180 231 231 242. VANGUARD EXTENDED MARKET ETF 2023-02-15 2024-12-10 48781 36611 12170 12170 4. VANGUARD EXTENDED MARKET ETF 2023-05-26 2024-12-10 806 556 250 250 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 CAPITAL GAIN DIVIDENDS P 3965 36725 567 0 567 0 567 252 0 0 252 0 315 0 0 false false false false false false false true true MI true false false false false true N/A FIFTH THIRD BANK NA 5135347001 38 FOUNTAIN SQUARE PLAZA MD1090VD CINCINNATI OH 45202 false false false false true false false false false false false false false false false false false false false false false false FIFTH THIRD BANK N A 38 FOUNTAIN SQUARE PLZ MD1090VD CINCINNATI OH 45202 TRUSTEE 1 6968 NONE 0 NONE 0 464709 17270 0 481979 0 0 481979 7230 474749 23737 23737 567 567 23170 0 23170 0 23170 22280 0 0 0 0 22280 23170 0 0 0 1780 0 4212 468 6460 22280 0 0 0 22280 0 890 890 5570 0 0 0 0 0 0 0 5570 890 0 4212 468 X LUDINGTON AREA SCHOOL DISTRICT 809 E TINKHAM AVENUE LUDINGTON MI 49431 NONE GOV SCHOLARSHIP 20500 20500 14 10952 18 36725 47677 47677 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 1470 735 735 258620103 DOUBLELINE TOTAL RET AT COST 10259 9525 315911750 FIDELITY 500 INDEX F AT COST 61205 124439 317609295 SEAFARER OVERSEAS GR AT COST 8907 9182 38145N220 GOLDMAN SACHS ABS RE AT COST 4683 4974 04314H717 ARTISAN HIGH INCOME 25159K705 DEUTSCHE REAL ASSETS 256210105 DODGE & COX INCOME F AT COST 9661 9410 46435G516 ESG AWARE MSCI EAFE 74933W882 ABBEY CAP MULTI ASSE AT COST 5114 5058 056823396 BAILLIE GIFFORD EMRG AT COST 8636 9041 115233207 BROWN ADVISORY SUSTA AT COST 46741 59237 131649766 CALVERT EMERGING MAR 315911727 FIDELITY INTERNATION AT COST 16470 17206 38656X831 GRANDEUR PEAK INTL S 464288612 ISHARES BARCLAYS INT 46636U876 JPMORGAN TR I EQTY I 922908652 VANGUARD EXTENDED MA 057071805 BAIRD FDS INC INTER AT COST 46355 47056 09260B382 BLACKROCK FDS II STR AT COST 16923 16746 192476505 COHEN & STEERS REALT AT COST 7265 7284 207019704 CONESTOGA FDS SMALL AT COST 14493 13623 256206103 DODGE & COX INTL STO AT COST 9014 8444 315911743 FIDELITY EXTENDED MA AT COST 7092 6669 40168W483 GUGGENHEIM LIMITED D AT COST 9566 9708 46137V241 INVESCO EXCHANGE-TRA AT COST 52751 62472 464288372 ISHARES S&P GLOB INF AT COST 7292 7370 46434G103 ISHARES CORE MSCI EM AT COST 13399 12689 552966806 MFS INTERNATIONAL EQ AT COST 9005 8555 921937827 VANGUARD SHORT-TERM AT COST 18596 18854 949915482 ALLSPRING SPECIAL MI AT COST 14604 13022 2024 TRANSACTIONS POSTED IN 2025 150 RETURN OF CAPITAL ADJUSTMENT 6 ROUNDING 1 2023 TRANSACTIONS POSTED IN 2024 192 FEDERAL TAX PAYMENT - PRIOR YE 129 0 0 FEDERAL ESTIMATES - PRINCIPAL 252 0 0 FOREIGN TAXES ON QUALIFIED FOR 121 121 0 FOREIGN TAXES ON NONQUALIFIED 42 42 0