2025-12-22T01:01:35-06:00 2025-10-31 861065772 DELOITTE TAX LLP 330 RUSH ALLEY SUITE 800 COLUMBUS OH 432153932 990PF 2024-11-01 146100040 TW LUCILLE A HEROLD -CO-TRUSTEE 26-209270 HERO 2125250561 66 HUDSON BOULEVARD EAST NEW YORK NY 10001 FOR HSBC BANK USA VP 2125250561 2025-12-22 true true KELLY NEUGEBAUER P01285591 3124869399 2025-12-22 2024 2025-03-06 01:10:19Z X 2870642 X 49730 49730 34969 36888 34969 0 84699 84699 36868 29494 7374 0 0 0 0 0 0 0 0 4437 220 0 0 0 0 0 0 0 250 250 41555 29714 0 7624 106100 106100 147655 29714 0 113724 -62956 54985 0 111980 52128 52128 0 0 0 443357 443357 1904838 728536 731685 913676 1283873 1227170 2870642 0 X 1283873 1227170 1283873 1227170 1283873 1227170 1283873 -62956 6253 1227170 0 1227170 195. TAIWAN SEMICONDUCTOR MFG SPONS ADR 2009-10-28 2024-11-19 36888 1919 34969 34969 34969 764 0 764 0 764 1169 0 0 1169 0 405 405 0 false false false false false false false true true NY true false false false false true HSBC BANK USA 2125250561 66 HUDSON BOULEVARD NEW YORK NY 10001 false false false false true false false false false false false false false false false false false false false false false false HSBC BANK USA 66 HUDSON BOULEVARD NEW YORK NY 10001 TRUSTEE 0 31672 ROBERT B MACCHESNEY PO BOX 449 TROY NY 121810449 TRUSTEE 0 2598 JAMES E PROUT 12 ROBIN LANE TROY NY 12180 TRUSTEE 0 2598 NONE 0 NONE 0 2505909 48065 0 2553974 0 0 2553974 38310 2515664 125783 125783 764 764 125019 0 125019 0 125019 113724 0 0 0 0 113724 125019 39575 0 0 0 0 0 0 0 113724 39575 0 0 74149 0 0 0 0 0 0 0 0 50870 0 0 0 0 0 0 0 0 X ARTS CENTER OF THE CAPITAL REGION 265 RIVER STREET TROY NY 12180 NONE PC PROGRAM SUPPORT 10000 THE BOYS AND GIRLS CLUB OF THE CAPITAL 258 HOOSICK STREET TROY NY 12180 NONE PC PROGRAM SUPPORT 6000 HART CLUETT MUSEUM AT HISTORIC RENSSEL 57 SECOND STREET TROY NY 12180 NONE PC PROGRAM SUPPORT 15000 Lansingburgh Boys and Girls Club Inc 501 FOURTH AVENUE Troy NY 12182 NONE PC PROGRAM SUPPORT 6000 WILDWOOD FOUNDATION 2995 CURRY ROAD EXTENSION SCHENECTADY NY 12303 NONE PC PROGRAM SUPPORT 10000 AVERILL PARK EDUCATION 146 GETTLE ROAD AVERILL PARK NY 12018 NONE PC PROGRAM SUPPORT 13500 ADIRONDACK FOLK SCHOOL INC 51 MAIN STREET LAKE LUZERNE NY 12846 NONE PC PROGRAM SUPPORT 4600 CAPITAL REPERTORY COMPANY 111 N PEARL ST ALBANY NY 12207 NONE PC PROGRAM SUPPORT 10000 FRIENDS OF CHAMBER MUSIC OF TROY NY 285 PAWLING AVE TROY NY 12180 NONE PC PROGRAM SUPPORT 1000 TROY CHROMATIC CONCERTS INC 25 QUACKENBUSH SQUARE Albany NY 12207 NONE PC PROGRAM SUPPORT 10000 CAPITAL ROOTS 594 RIVER STREET TROY NY 12180 NONE PC PROGRAM SUPPORT 20000 106100 14 49730 18 34969 84699 84699 false false false false false false false false false false G5494J103 LINDE PLC 6813 47686 H1467J104 CHUBB LIMITED 21216 52896 002824100 ABBOTT LABS 6898 28444 00287Y109 ABBVIE INC 7481 50307 02079K305 ALPHABET INC CL A 3805 101228 02079K107 ALPHABET INC CL C 3805 101455 023135106 AMAZON.COM INC 3069 185607 030420103 AMERICAN WATER WORKS 060505104 BANK OF AMERICA CORP 110122108 BRISTOL MYERS SQUIBB 14448C104 CARRIER GLOBAL CORP 149123101 CATERPILLAR INC 9346 115175 166764100 CHEVRON CORPORATION 14075 21923 125523100 CIGNA CORP NEW 4385 15887 17275R102 CISCO SYSTEMS INC 192446102 COGN ANTTECHNOLOGYSO 5230 33088 20825C104 CONOCOPHLLLIPS 5230 16173 21036P108 CONSTELLATION BRANDS 16434 18404 126650100 CVSHEALTH CORPORATIO 235851102 DANAHER CORP 278865100 ECOLAB INC 7521 16666 30231G102 EXXON MOBIL CORPORAT 3210 31220 370334104 GENERALMLS INC 437076102 HOME DEPOT INC 7309 14424 446150104 HUNTINGTON BANCSHARE 459200101 INTL. BUSINESS MACHI 478160104 JOHNSON & JOHNSON 11202 36074 46625H100 JP MORGAN CHASE & CO 9410 28001 482480100 KLA-TENCOR CORP 7915 163180 50540R409 LABORATORY CORP AMER 571903202 MARRIOTT LNTERNATION 3594 39869 580135101 MCDONALDS CORP 58933Y105 MERCK & CO INC 9464 23473 594918104 MICROSOFT CORP 19636 187965 65339F101 NEXTERA ENERGY INC 68622V106 ORGANON&CO 68902V107 OTIS WORLDWIDE CORP 713448108 PEPSICO INC 12015 39883 747525103 QUALCOMMINC 13921 65667 75513E101 RAYTHEON TECHNOLOGIE 16054 101567 842587107 SOUTHERN COMPANY 74144T108 T ROWE PRICE GROUP I 9315 18660 254687106 THEWALTDISNEY COMPAN 89417E109 TRAVELERS COMPANIES 12162 73333 92343V104 VERIZON COMMUNICATIO 949746101 WELLS FARGO & CO 11146 39484 98419M100 XYLEM INC 037833100 APPLE INC 19629 33796 50155Q100 KYNDRYL HOLDINGS INC 040413106 ARISTA NETWORKS INC 35994 63076 172967424 CITIGROUP INC 5960 10123 22160K105 COSTCO WHOLSALE CORP 22415 22819 45866F104 INTERCONTINENTAL EXC 16231 14629 532457108 ELI LILLY & CO 45376 43143 504922105 LABCORP HOLDINGS INC 1710 15746 744573106 PUBLIC SERVICE ENTER 8478 8056 745867101 PULTE GROUP INC 13910 11987 806857108 SCHLUMBERGER NV 4133 3606 931142103 WALMART INC 7860 10118 464287226 ISHARES CORETOTAL US AT COST 363054 321929 464288513 ISHARES IBOXX HIGH Y AT COST 28029 28603 46435G672 ISHARES INTERNATIONA AT COST 104057 97690 464286517 ISHARES J.P. MORGAN AT COST 37583 41152 464288281 ISHARES JP MORGAN US AT COST 20905 20301 78468R622 SPDR BLOOMBERG BARCL AT COST 1618 1461 874039100 TALWAN SEMICONDUCTOR AT COST 2952 90129 46434G103 ISHARES CORE MSCI EM AT COST 8652 10582 464287465 ISHARES MSCI EAFE ET AT COST 15620 21733 464287630 ISHARES RUSSELL 2000 AT COST 31228 74217 464287499 ISHARES RUSSELL MIDC AT COST 50073 109837 544006505 LORD ABBETT DEVELOPI AT COST 67914 96042 ATTORNEY GENERAL FILING FEE 250 0 250 COST BASIS ADJUSTMENT 6253 FOREIGN TAXES 182 182 0 FEDERAL TAX PAYMENT - PRIOR YE 3048 0 0 FEDERAL ESTIMATES - PRINCIPAL 1169 0 0 FOREIGN TAXES ON QUALIFIED FOR 23 23 0 FOREIGN TAXES ON NONQUALIFIED 15 15 0