2025-11-17T09:04:44-08:00 2024-12-31 611701345 Neil and Company CPAs PC 1184 N 15th Ave Ste 1 Bozeman MT 59715 990 2024-01-01 810171144 MONTANA FOOD DISTRIBUTORS ASSOC MONT 4064496394 PO BOX 5775 HELENA MT 59604 MCKEE ANDERSON President/Ex Dir 2025-11-17 true true JAKE NEIL P00837434 4065879239 2024 2025-03-06 01:10:19Z MCKEE ANDERSON PO BOX 5775 HELENA MT 59604 160910 false X WWW.MFDA.BIZ X 1939 MT TO PROMOTE THE ECONOMIC, CIVIL AND SOCIAL WELFARE OF FOOD DISTRUTORS WITHIN MONTANA. 9 9 3 102928 45109 42690 68981 102928 5808 15217 377 75 120275 160910 0 0 109668 114599 0 0 26926 33602 136594 148201 -16319 12709 3419171 3111322 2571595 2251037 847576 860285 PROMOTING AND PROTECTING THE GROCERY INDUSTRY OF MONTANA. TO PROVIDE MEMBERS WITH THE SERVICES, WHICH MAY BE IMPOSSIBLE, IMPRACTICAL OR ECONOMICALLY INFEASIBLE TO ACHIEVE ALONE. false false THE ASSOCIATION PROVIDES ITS MEMBERS THE OPPORTUNITY TO PARTICIPATE IN A FULLY INSURED HEALTH, LIFE, DENTAL AND VISION PLAN AT A COMPETETIVE PRICE. IN ADDITION TO THE FULLY INSURED BENEFITS, A VOLUNTARY EMPLOYEE BENEFITS ASSOCIATION (VEBA) TRUST IS BEING ESTABLISHED TO PROVIDE PREMIUM STABILITY AND LARGE LOSS PROTECTION FOR LOSSES IN EXCESS OF $100,000. THE VEBA STRUCTURE PROTECTS PARTICIPATING MEMBERS FROM LARGE PREMIUM SWINGS AND UNPREDICTABLE COSTS OF EMPLOYEE BENEFITS. THE ASSOCIATION PROVIDES A GROUP PURCHASING AND WORK PLACE SAFETY PROGRAM, WHICH BENEFITS THE MEMBERS IN A MULTITUDE OF AREAS. THE RECOGNIZED BENEFITS PROVIDED BY THE ASSOCIATION PROGRAM INCLUDE A POTENTIAL REDUCTION IN WORKPLACE INJURY COSTS BY PROMOTING WORKPLACE SAFETY, A REDUCTION IN PREMIUM BY GROUP PURCHASING POWER, A DUAL DIVIDEND STRUCTURE (INDIVIDUAL AND GROUP) FOR EFFECTIVE LOSS CONTROL, CENTRAL BILING BY THE ASSOCIATION. THE ASSOCIATION PROVIDES A CENTRAL CLEARING SERVICE THROUGH A CONTRACT SERVICE PROVIDER TO REDEEM MANUFACTUERS' DISCOUNT COUPONS HONORED BY THE MEMBERS FOR THEIR RETAIL CUSTOMERS. THE PROGRAM ORIGINATED IN 1939 AND IS THE OLDEST SERVICE TO THE MEMBER CURRENTLY PAYING 99% OF THE FACE VALUE OF THE COUPON TO THE MEMBER. false false false true false false false false false true false false true true false false false false false false false false false false false false false false false false false false false false false false false false false false true false false true 0 0 false 3 true true true false false false false false false false X 9 9 false false false false true true false true true false false false true true true true true true false false THE ORGANIZATION 4064496394 PO BOX 5775 HELENA MT 596045775 MCKEE ANDERSON President/Ex Di 40.00 1.00 X 50000 0 0 MITCH BRADLEY Chairman 1.00 0.00 X X 0 0 0 GARY MCDANIEL Vice Chairman 1.00 0.00 X X 0 0 0 KATHIE EMMETT Secretary/Treas 1.00 0.00 X X 0 0 0 BRUCE SWANSON Director 1.00 0.00 X 0 0 0 RICHARD STANG Director 1.00 0.00 X 0 0 0 TIM HORTON Director 1.00 0.00 X 0 0 0 CHRIS SCHELL Director 1.00 0.00 X 0 0 0 RICHARD ANDERSON Council Rep 1.00 0.00 X 0 0 0 50000 0 false false false 0 42690 42690 COMP WATCH INCOME 525100 76443 76443 COUPON HANDLING INCOME 561499 3067 3067 HEALTH & LIFE GROUP 23418 23418 WORKPLACE SAFETY PROGRAM 561499 102928 15217 15217 0 0 0 0 0 0 0 MISCELLANEOUS 75 75 75 160910 75 102928 15217 0 0 0 0 50000 0 43182 430 12411 8576 0 0 1724 0 0 0 0 0 6595 0 0 20613 0 0 0 0 0 0 2068 Postage and Shipping 1838 DUES & SUBSCRIPTIONS 470 BANK FEES 160 BOARD REIMBURSED EXPENSES 79 55 148201 0 0 0 226638 228568 1543539 1512500 0 494385 154303 0 0 0 0 0 75184 75184 0 0 0 0 0 1154609 1215951 3419171 3111322 461259 462236 2110336 1788801 2571595 2251037 X 847576 860285 847576 860285 3419171 3111322 12709 X false false false false false true false 75184 75184 CASH HELD IN TRUST FOR MEMBERS 614984 LOAN TO RELATED GBT 600967 1215951 CASH HELD IN TRUST FOR MEMBERS 614984 OTHER LIABILITIES 1173817 1788801 Form 990, Part VI, Section A, Line 6 THE ORGANIZATION IS COMPRISED OF MEMBERS WHO PAY ANNUAL DUES. Form 990, Part VI, Section B, Line 11b THE FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR PRIOR TO BEING FILED. Form 990, Part VI, Section B, Line 12c THE BOARD DISCUSSES AND DOCUMENTS (IN THE MINUTES) CONFLICTS OF INTEREST AT THE BOARD MEETING HELD IN JANUARY OF EACH YEAR. IF CONFLICTS OF INTEREST WERE TO ARISE AT OTHER TIMES DURING THE YEAR, THEY WOULD BE DISCUSSED AND DOCUMENTED IN BOARD MEETING MINUTES. Form 990, Part VI, Section B, Line 15a WHEN THE CURRENT EXECUTIVE DIRECTOR WAS HIRED, A COMPENSATION STUDY WAS PERFORMED, ALONG WITH A REVIEW AND SUBSEQUEST APPROVAL BY THE BOARD'S EXECUTIVE COMMITTEE. THE CONTRACT WITH THE CURRENT EXECUTIVE DIRECTOR IS FOR SIX YEARS (ENDING IN 2021). THEREFORE, THIS PROCESS IS NOT PERFORMED ANNUALLY. Form 990, Part VI, Section C, Line 19 THE GOVERNING DOCUMENTS, POLICIES AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. THE ANNUAL FINANCIALS AND FORM 990 ARE PRESENTED TO THE BOARD AT A MEETING TO MEMBERS AT THEIR ANNUAL MEETING. MONTANA FOOD DISTRIBUTORS GROUP BENEFIT PO BOX 5775 HELENA MT 59604 383978534 HEALTH INSURANCE BENEFITS MT 501(C)(9) N/A false false false false false false false false false false false false false false false false false false false false