2025-11-17T10:17:51-05:00 2024-12-31 461335331 ALTRUIC ADVISORS CPAS 417 FOREST AVENUE PLYMOUTH MI 48170 990 2024-01-01 363834357 ASSOCIATION FOR ENTERPRISE OPPORTUNITY ASSO 2026505580 1310 L STREET NW SUITE 830 WASHINGTON DC 20005 JOSE MARTINEZ TREASURER 2026505580 2025-11-17 false RYAN N HAGAN CPA P00293011 8882985297 2025-11-17 2024 2025-03-06 01:10:19Z NATALIE COFIELD 1310 L STREET NW SUITE 830 WASHINGTON DC 20005 2370233 false X WWW.AEOWORKS.ORG X 1991 DC AEO IS THE VOICE OF INNOVATION IN MICROBUSINESS AND MICROFINANCE IN THE UNITED STATES. AEO WORKS TO CHANGE THE WAY THAT CAPITAL AND SERVICES FLOW TO UNDERSERVED ENTREPRENEURS SO THAT THEY CAN CREATE JOBS AND OPPORTUNITIES FOR ALL. 14 14 15 0 3967635 2209136 126858 30750 -661754 130347 0 3432739 2370233 1669375 20500 0 1737885 1203057 0 137495 3603879 1605996 7011139 2829553 -3578400 -459320 5271289 2915815 2468690 645803 2802599 2270012 X AEO IS THE VOICE OF INNOVATION IN MICROBUSINESS AND MICROFINANCE IN THE UNITED STATES. AEO WORKS TO CHANGE THE WAY THAT CAPITAL AND SERVICES FLOW TO UNDERSERVED ENTREPRENEURS SO THAT THEY CAN CREATE JOBS AND OPPORTUNITIES FOR ALL. false false 1066562 20500 30750 INNOVATION: INNOVATION AT THE ORGANIZATION IS A FACILITATED PROCESS FOR ENGAGING COHORTS OF DIVERSE STAKEHOLDERS AND CO-DESIGNING NEW SOLUTIONS AND PLATFORMS THAT DRIVE TRANSFORMATIONAL CHANGE. THE INNOVATION PROGRAM USES THE ORGANIZATION'S CORE COMPETENCIES TO GENERATE TRANSFORMATIONAL CHANGE. ITS GOAL IS TO BUILD A MORE ROBUST AND INCLUSIVE MARKETPLACE FOR UNDERSERVED MICROBUSINESS ENTREPRENEURS. THE ORGANIZATION BRINGS A SERIES OF UNIQUE COMPETENCIES TO INNOVATION. A SYSTEMIC UNDERSTANDING, A CAPACITY TO COLLABORATE AND PARTNER WITH A BROAD AND DIVERSE RANGE OF MARKET ACTORS - AN ENTREPRENEURIAL, RESOURCEFUL APPROACH. 428877 ENGAGEMENT COMMUNICATIONS POLICY: THE ORGANIZATION IS LEADING SEVERAL INITIATIVES AROUND THE COUNTRY TO STRENGTHEN THE ORGANIZATION'S CAPACITY AND REACH TO UNDERSERVED ENTREPRENEURS. AEO HOSTS AN ANNUAL NATIONAL CONFERENCE TO PROVIDE TRAINING AND NETWORKING OPPORTUNITIES TO ITS MEMBERS AND THE INDUSTRY. AEO PROMOTES NETWORKING AND INFORMATION SHARING AMONG ITS MEMBERS VIA VARIOUS COMMUNICATIONS VEHICLES, SUCH AS THE AEO VOICE, THE ORGANIZATION'S WEBSITE, AND ROUNDTABLE DISCUSSIONS. 895849 RESEARCH AND INSIGHTS THE ORGANIZATION'S RESEARCH PROVIDES TIMELY INFORMATION ON THE INDUSTRY, INCLUDING ANALYZING MICROBUSINESSES' ECONOMIC IMPACT AND NEEDS. RESEARCH PRODUCES NEW INSIGHTS THAT CAN ASSIST WITH RESOURCE ALLOCATION FOR FUNDERS, GUIDE ADVOCACY PRIORITIES, AND OFFER INDUSTRY SERVICE PROVIDERS AND LENDERS INFORMATION THAT CAN DEEPEN THEIR IMPACT. THE ORGANIZATION'S RESEARCH UTILIZES DATA FROM A VARIETY OF SOURCES TO PROVIDE ANALYSES TO ILLUSTRATE THE MICROBUSINESS LANDSCAPE. --- POLICY AND ADVOCACY POLICY AND ADVOCACY EFFORTS FOCUS ON THE NEEDS OF THE MICROBUSINESS INDUSTRY IN THE AREAS OF TRAINING AND TECHNICAL ASSISTANCE, ACCESS TO MARKETS, CREDIT ACCESS, AND ASSET DEVELOPMENT STRATEGIES. THE ORGANIZATION ADVOCATES FOR FEDERAL PROGRAMS AND POLICIES THAT INVEST IN MICROBUSINESSES AND UNDERSERVED ENTREPRENEURS. 17587 BLACK INNOVATION ALLIANCE BLACK INNOVATION ALLIANCE IS A COALITION OF LIKE-MINDED BLACK-LED AND BLACK-SERVING COMPANIES AND ORGANIZATIONS WORKING TO ENSURE BLACK OWNERSHIP IS INCREASING THROUGH FAIR PARTICIPATION IN THE INNOVATION ECONOMY. --- THE AEO REGIONAL COUNCILS ARE ACTION-ORIENTED INITIATIVES DESIGNED TO ADDRESS REGION-SPECIFIC CHALLENGES THROUGH IN-PERSON CONVENINGS, WEBINARS, AND STRATEGIC PARTNERSHIPS. KEY TOPICS ARE COVERED SUCH AS ACCESS TO CAPITAL, POLICY ADVOCACY, AND DIGITAL TRANSFORMATION. THE COUNCILS WILL ALSO FORM PARTNERSHIPS WITH GOVERNMENT AGENCIES, PRIVATE ENTERPRISES, AND NONPROFITS, PROVIDING SMALL BUSINESSES WITH ESSENTIAL TOOLS AND NETWORKS. 17587 2408875 true true false true false false false false false false true false false false false false true true false false false false false false false false false false true true false false false false false false false false false false false false true false false false false true 33 0 15 true false false false false false false false false false false false false X 14 14 false false false false true true false true true false false true true true true true true true true false X X NATALIE COFIELD 2026505580 1310 L STREET NW STE 830 WASHINGTON DC 20005 NATALIE COFIELD PRESIDENT & 40.00 X 257500 0 4000 MABELL FERNANDEZ INNOVATION D 40.00 X 117763 0 4711 EBONY SUNALA JOHNSON MEMBER 1.00 X 0 0 0 CHRISTOPHER R UPPERMAN MEMBER 1.00 X 0 0 0 THERESA BEDEAU MEMBER 1.00 X 0 0 0 JOSE MARTINEZ TREASURER 3.00 X X 0 0 0 RON FONG SECRETARY 3.00 X X 0 0 0 MITCH JACOBS MEMBER 1.00 X 0 0 0 TYLER SPALDING MEMBER 1.00 X 0 0 0 JESSIE LEE MEMBER 1.00 X 0 0 0 JANAYE INGRAM MEMBER 1.00 X 0 0 0 LENWOOD LONG MEMBER 1.00 X 0 0 0 CAROLINA MARTINEZ MEMBER 1.00 X 0 0 0 IRMA ESPARZA DIGGS MEMBER 1.00 X 0 0 0 INES POLONIUS MEMBER 1.00 X 0 0 0 CHRIS WHEAT MEMBER 1.00 X 0 0 0 375263 8711 2 false true false MAULDIN JENKINS 200 GALLERIA PARKWAY SUITE 1700 ATLANTA GA 30339 ACCOUNTING 105205 PRISM STRATEGY INC 1333 H ST NW STE 800E WASHINGTON DC 20005 CONSULTING 102000 2 2209136 2209136 FEES FOR CONTRACTUAL SERVICES 30750 30750 30750 130347 130347 2370233 30750 130347 X 20500 20500 257500 218875 25750 12875 772958 657014 77296 38648 95011 80759 9501 4751 77588 65950 7759 3879 190653 148709 41944 811393 770823 40570 14767 10337 2953 1477 3799 1578 2136 85 123813 105241 12381 6191 37119 29695 5568 1856 41738 25043 16695 641 641 238336 190669 35750 11917 25425 25425 EVENT EXPENSES 87734 78961 8773 BANK FEES 10763 10763 MISC EXPENSE 9115 820 8022 273 BAD DEBT EXPENSE 6000 6000 4700 3901 599 200 2829553 2408875 283183 137495 1477412 294854 2825540 2045824 130000 35707 77447 24098 781963 317924 702375 464039 13450 15183 30000 30000 15065 6110 5271289 2915815 179599 127678 2279924 518125 9167 2468690 645803 X 2292482 2210020 510117 59992 2802599 2270012 5271289 2915815 -459320 1733 -75000 X false true X true false X 2836397 13134755 8285361 3967635 2209136 30433284 2836397 13134755 8285361 3967635 2209136 30433284 16143320 14289964 985 355 78671 182688 130347 393046 6335 6335 1261 1563 2824 30835489 1068044 0.46340 0.47080 X PART II, LINE 10 2,824 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false true false false false false true 102000 false false 102000 false SCHEDULE C, PART IV THE ORGANIZATION CONTACTS LEGISLATORS ON VARIOUS ISSUES. 94787 88865 5922 687176 229059 458117 464039 2371966 1733 1733 2370233 2370233 2829553 2829553 2829553 false INTERNSHIP STIPENDS 2 20500 X false false false false false false false false false NATALIE COFIELD PRESIDENT & CEO 257500 4000 261500 FORM 990 - ORGANIZATION'S MISSION AEO IS THE VOICE OF INNOVATION IN MICROBUSINESS AND MICROFINANCE IN THE UNITED STATES. AEO WORKS TO CHANGE THE WAY THAT CAPITAL AND SERVICES FLOW TO UNDERSERVED ENTREPRENEURS SO THAT THEY CAN CREATE JOBS AND OPPORTUNITIES FOR ALL. FORM 990, PAGE 2, PART III, LINE 4C RESEARCH AND INSIGHTS THE ORGANIZATION'S RESEARCH PROVIDES TIMELY INFORMATION ON THE INDUSTRY, INCLUDING ANALYZING MICROBUSINESSES' ECONOMIC IMPACT AND NEEDS. RESEARCH PRODUCES NEW INSIGHTS THAT CAN ASSIST WITH RESOURCE ALLOCATION FOR FUNDERS, GUIDE ADVOCACY PRIORITIES, AND OFFER INDUSTRY SERVICE PROVIDERS AND LENDERS INFORMATION THAT CAN DEEPEN THEIR IMPACT. THE ORGANIZATION'S RESEARCH UTILIZES DATA FROM A VARIETY OF SOURCES TO PROVIDE ANALYSES TO ILLUSTRATE THE MICROBUSINESS LANDSCAPE. --- POLICY AND ADVOCACY POLICY AND ADVOCACY EFFORTS FOCUS ON THE NEEDS OF THE MICROBUSINESS INDUSTRY IN THE AREAS OF TRAINING AND TECHNICAL ASSISTANCE, ACCESS TO MARKETS, CREDIT ACCESS, AND ASSET DEVELOPMENT STRATEGIES. THE ORGANIZATION ADVOCATES FOR FEDERAL PROGRAMS AND POLICIES THAT INVEST IN MICROBUSINESSES AND UNDERSERVED ENTREPRENEURS. FORM 990, PAGE 2, PART III, LINE 4D BLACK INNOVATION ALLIANCE BLACK INNOVATION ALLIANCE IS A COALITION OF LIKE-MINDED BLACK-LED AND BLACK-SERVING COMPANIES AND ORGANIZATIONS WORKING TO ENSURE BLACK OWNERSHIP IS INCREASING THROUGH FAIR PARTICIPATION IN THE INNOVATION ECONOMY. --- THE AEO REGIONAL COUNCILS ARE ACTION-ORIENTED INITIATIVES DESIGNED TO ADDRESS REGION-SPECIFIC CHALLENGES THROUGH IN-PERSON CONVENINGS, WEBINARS, AND STRATEGIC PARTNERSHIPS. KEY TOPICS ARE COVERED SUCH AS ACCESS TO CAPITAL, POLICY ADVOCACY, AND DIGITAL TRANSFORMATION. THE COUNCILS WILL ALSO FORM PARTNERSHIPS WITH GOVERNMENT AGENCIES, PRIVATE ENTERPRISES, AND NONPROFITS, PROVIDING SMALL BUSINESSES WITH ESSENTIAL TOOLS AND NETWORKS. FORM 990, PAGE 6, PART VI, LINE 6 AEO HAS THREE LEVELS OF MEMBERSHIP: 1) STANDARD, 2) CORE, AND 3) PREMIUM.AEO MEMBERSHIP IS AVAILABLE TO ORGANIZATIONS THAT PROVIDE DIRECT BUSINESS DEVELOPMENT SERVICES TO UNDERSERVED ENTREPRENEURS OR ORGANIZATIONS OR INDIVIDUALS THAT SUPPORT THE MISSION OF AEO BUT DO NOT PROVIDE DIRECT BUSINESS DEVELOPMENT SERVICES TO UNDERSERVED ENTREPRENEURS. MEMBERSHIP DUES WILL BE REVIEWED BY THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 7A THE GOVERNANCE COMMITTEE SOLICITS NOMINATIONS FOR THE BOARD OF DIRECTORS FROM AEO MEMBERS AND NONMEMBERS. NOMINATIONS SHOULD BE RECEIVED IN A TIMELY MANNER THAT ALLOWS VOTING TO OCCUR WITHIN NO MORE THAN 30 DAYS BEFORE THE ANNUAL MEETING OF THE ASSOCIATION. CANDIDATES MUST BE AEO MEMBERS IN GOOD STANDING AT THE TIME OF VOTING. THE BOARD OF DIRECTORS CONSISTS OF NO LESS THAN ELEVEN AND NO MORE THAN THIRTY-FIVE MEMBERS WHO REFLECT THE GEOGRAPHIC, GENDER, RACIAL, AGE, AND CULTURAL DIVERSITY OF THE MEMBERSHIP. FORM 990, PAGE 6, PART VI, LINE 11B THE 990 WAS PREPARED BY AN OUTSIDE ACCOUNTANT. IT WAS REVIEWED BY THE PRESIDENT/CEO AND CFO BEFORE THE RETURN WAS CIRCULATED TO THE BOARD MEMBERS FOR FINAL REVIEW AND BEFORE THE RETURN WAS FILED ELECTRONICALLY. FORM 990, PAGE 6, PART VI, LINE 12C IN ADHERENCE TO AEO'S CONFLICT OF INTEREST POLICY, THE BOARD OF DIRECTORS AND STAFF MUST DISCLOSE ANY CONFLICTS OF INTEREST AND ABSTAIN FROM VOTING ON ANY MATTERS FOR WHICH THEY HAVE A CONFLICT. THE MEMBER WITH A CONFLICT RECUSES THEMSELF FROM THE DISCUSSION, AND THE REMAINING BOARD MEMBERS RESOLVE THE MATTER IN WHAT IS DEEMED THE BEST INTEREST OF AEO. FORM 990, PAGE 6, PART VI, LINE 15A THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS CONDUCTS AN ANNUAL EVALUATION OF THE PERFORMANCE OF THE PRESIDENT/CEO. THE RECOMMENDATIONS OF THE EXECUTIVE COMMITTEE ARE PRESENTED TO THE FULL BOARD OF DIRECTORS FOR APPROVAL AND ADOPTION. FORM 990, PAGE 6, PART VI, LINE 15B THE PRESIDENT/CEO APPROVES THE COMPENSATION OF ALL OTHER STAFF WITHIN THE TOTAL BUDGETED AMOUNT AS APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 THE ORGANIZATION MAKES AVAILABLE UPON REQUEST THE FOLLOWING: GOVERNING DOCUMENTS CONFLICT OF INTEREST POLICY FINANCIAL STATEMENTS FORM 990, PART IX, LINE 11G CONSULTING FEES 770,823 0 40,570 DREAMFUND LLC CO ADF QI LLC 1310 L STREET NW SUITE 830 WASHINGTON DC 20005 320459757 DE AEO MYWAY TO CREDIT LLC 1310 L STREET NW SUITE 830 WASHINGTON DC 20005 320549776 DE AEO