2025-11-15T18:55:44-08:00 2024-12-31 843951178 THERESA M LADERER CPA 153 RIDGEMONT DR DARLINGTON PA 16115 990 2024-01-01 813390257 RIVER COMMUNITIES FIDUCIARY SERVICES INC RIVE 7243858492 2097 Duss Avenue Ambridge PA 15003 ERIC O'CONNOR VICE PRESIDENT 7243858492 2025-11-04 true true Theresa Laderer P00741697 7244944411 2025-11-15 X 2024 2025-03-06 01:10:19Z ERIC O'CONNOR 2097 Duss Avenue Ambridge PA 15003 683934 false X www.rcfstrusts.org X 2016 PA TO MAKE OUR SERVICES ACCESSIBLE TO ALL INDIVIDUALS IN NEED OF SUPPORT THAT WILL HELP THEM IMPROVE THEIR QUALITY OF LIFE AND PROTECT THEIR ASSETS. THROUGH THE RIVER COMMUNITIES FIDUCIARY SERVICES COMMON TRUST, 8 6 10 0 0 0 14116 20 501353 683914 0 0 515469 683934 0 0 350370 357854 0 0 250446 234482 600816 592336 -85347 91598 9615710 9454974 9571583 9319249 44127 135725 TO MAKE OUR SERVICES ACCESSIBLE TO ALL INDIVIDUALS IN NEED OF SUPPORT THAT WILL HELP THEM IMPROVE THEIR QUALITY OF LIFE AND PROTECT THEIR ASSETS. THROUGH THE RIVER COMMUNITIES FIDUCIARY SERVICES COMMON TRUST, false false 417528 0 683914 WE WERE ABLE TO ASSIST AND IMPROVE THE QUALITY OF LIFE OF INDIVIDUALS BY BECOMING THEIR FIDUCIARY. WE WERE ALSO ABLE TO PROTECT THEIR ASSETS BY INVESTING THEM IN A COMMON TRUST. 417528 true false false false false false false false true false true false true false true false false false false false false false false false false false false false false true false false false true false false false false false false false false false false false false false true 0 0 true 10 true false false false false false false false false false false false false false false false false X 8 6 false false false false false false false true true false false true true true true false true false false false PA X ERIC O'CONNOR 7243858492 2097 DUSS AVENUE AMBRIDGE PA 15003 KIM ORLANDO CHAIRWOMAN 5.00 X X 0 0 0 PATRICIA HANSON VICE CHAIR 5.00 X X 0 0 0 ERIC O'CONNOR TREASURER 40.00 X X 53000 0 0 ALEX GLOOR SECRETARY 5.00 X X 0 0 0 JAMES TURNBULL BOARD MEMBER 1.00 X 0 0 0 GREG DITULLIO BOARD MEMBER 1.00 X 0 0 0 RICHARD HOWARD BOARD MEMBER 40.00 X 53000 0 0 ALONDA MILLER BOARD MEMBER 1.00 X 0 0 0 106000 0 0 false false true 20 20 TRUSTEE FEES 525920 114967 0 0 POOLED TRUST FEES 525920 130143 0 0 GUARDIANSHIP FEES 525920 226455 0 0 ESTATE ADMIN FEES 525920 176250 0 0 CLIENT REAL ESTATE MGMT FEES 525920 32483 0 0 3616 0 0 683914 683934 683914 0 0 106000 84800 21200 0 222503 222503 0 0 29351 27504 1847 0 38840 13315 25525 0 5418 0 5418 0 3962 2683 1279 0 4521 0 4521 0 46478 0 46478 0 481 481 0 0 5672 5672 0 0 18943 0 18943 0 9940 0 9940 0 65218 44680 20538 0 BANK FEES 7079 0 7079 0 UTILITIES 11155 0 11155 0 MEALS 1272 1272 0 0 MEMBERSHIP FEES 1108 554 554 0 14395 14064 331 0 592336 417528 174808 0 39219 85407 64250 176543 25188 27187 0 258580 49258 192827 209322 9294226 8956515 9615710 9454974 4643 0 9294226 8956515 26738 29539 140750 121028 105226 192631 19536 9571583 9319249 X 44127 135725 44127 135725 9615710 9454974 91598 X false false false X 0 0 9 32030 38 207 20 32304 321150 359372 557930 503153 683914 2425519 0 0 321159 391402 557968 503360 683934 2457823 0 0 0 2457823 7240 7240 7240 7240 2465063 0.99710 0.99670 0.00290 0.00330 X false true 6162 6162 180077 18660 161417 34499 1543 32956 37842 29055 8787 209322 RCFS POOLED TRUST FUND 8956515 F 8956515 CREDIT CARD PAYABLE 19536 19536 Pt IV, Line 2b RCFS MAINTAINS A COMMON FUND FOR ITS AGENT, GUARDIANSHIP, TRUSTEE, AND POOLED TRUST CLIENTS TO PROVIDE FOR THEIR NEEDS AND/OR SPECIAL NEEDS. false false false false false false false false false ERIC O'CONNER 53000 0 0 0 0 9424 0 0 0 0 53000 9424 0 0 Other Part II Executive Vice President receives commission for Life Insurance Policies and Medicaid Compliant Annuity contracts with Life Insurance companies that service clients, through his insurance agency. RICHARD HOWARD PRESIDENT OPERATING CAPITAL X 10000 14770 false true true ERIC O'CONNOR VICE PRESIDENT OPERATING CAPITAL X 10000 14769 false true true OLIMPIKRAMER LAW J OLIMPI/FMR BOARD COMMUNICATION EQUIP X 27750 27187 true true true 56726 Other FORM 990, PART i, LINE 1, DESCRIPTION OF ORGANIZATION MISSION (CONTINUED): WE PROTECT CLIENT FUNDS WITHOUT RISKING ELIGIBILITY FOR MEANS-TESTED BENEFITS SUCH AS MEDICAID AND SSI. WE WORK CLOSELY WITH YOUR PERSONAL INJURY ATTORNEYS CLASS ACTION FIRM, AND SETTLEMENT SPECIALISTS TO HELP ENHANCE THE QUALITY OF SERVICE WE PROVIDE. Pt VI, Line 8a THE ORGANIZATION KEEPS MINUTES OF ALL MEETINGS Pt VI, Line 8b THE ORGANIZATION KEEPS MINUTES OF ALL MEETINGS Pt VI, Line 11b ALL BOARD MEMBERS GIVEN OPPORTUNITY TO REVIEW 990 BEFORE FILING Pt VI, Line 19 GOVERNING DOCUMENTS, POLICIES AND FINANCIAL STATEMENTS MADE AVAILABLE TO PUBLIC UPON REQUEST. Pt VI, Line 12c BOARD MEMBERS AND KEY EMPLOYEES MEET REGULARLY AND DISCUSS ANY ISSUES THAT MAY CAUSE CONFLICT OF INTEREST