2025-11-10T13:04:55-06:00 2024-12-31 410746749 CLIFTONLARSONALLEN LLP 6116 EXECUTIVE BLVD 500 NORTH BETHESDA MD 20852 990 2024-01-01 412141786 US TRAVEL INSURANCE ASSOCIATION INC USTR 2403423816 1300 PICCARD DRIVE LL 14 ROCKVILLE MD 20850 THOMAS L STEFANIAK CAE EXECUTIVE DIRECTOR 2403423816 2025-11-05 1 1 JOSHUA G DZYAK CPA P01398949 3017705100 2025-11-05 2024 2025-03-06 01:10:19Z THOMAS L STEFANIAK CAE 1300 PICCARD DRIVE LL 14 ROCKVILLE MD 20850 932150 0 X WWW.USTIA.ORG X 2004 DC TO PROMOTE EXCELLENCE IN THE TRAVEL INSURANCE INDUSTRY. 15 15 0 15 0 0 0 0 883439 929338 887 2812 0 0 884326 932150 0 0 0 0 0 0 0 0 0 749733 853270 749733 853270 134593 78880 639065 692613 350511 325179 288554 367434 TO FOSTER ETHICAL CONDUCT, ENSURE THAT THE PUBLIC HAS ACCESS TO AFFORDABLE TRAVEL INSURANCE, EDUCATE THE PUBLIC, AND PROMOTE A COMMITMENT TO EXCELLENCE IN THE TRAVEL INSURANCE INDUSTRY. 0 0 TO FOSTER ETHICAL AND PROFESSIONAL STANDARDS OF INDUSTRY CONDUCT THROUGH CONFERENCES AND COMMUNICATIONS WITH INDUSTRY MEMBERS. CULTIVATE EFFECTIVE STATE AND FEDERAL GOVERNMENT RELATIONS. INFORM AND ASSIST MEMBERS AND EDUCATE CONSUMERS. 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 4 0 1 0 0 0 0 0 0 0 0 0 X 15 15 0 1 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 X THE ORGANIZATION 2403423816 1300 PICCARD DRIVE LL 14 ROCKVILLE MD 20850 X ROBERT GALLAGHER PRESIDENT 1.00 X X 0 0 0 SUSAN SILFEN IMMEDIATE PAST PRESIDENT 1.00 X X 0 0 0 BRANDON BATES SECRETARY 1.00 X X 0 0 0 JOE MUCCIA TREASURER 1.00 X X 0 0 0 JEFFREY WRIGHT DIRECTOR - FULL 1.00 X 0 0 0 BETH GODLIN DIRECTOR - FULL 1.00 X 0 0 0 BRICE KING DIRECTOR - FULL 1.00 X 0 0 0 DEAN SIVLEY DIRECTOR - FULL 1.00 X 0 0 0 BONNIE RASCHKA DIRECTOR - FULL 1.00 X 0 0 0 CHRIS CARNICELLI DIRECTOR - FULL 1.00 X 0 0 0 MARK CARNEY DIRECTOR - FULL 1.00 X 0 0 0 SEAN BRADY DIRECTOR - FULL 1.00 X 0 0 0 MATT KINNEY DIRECTOR - ASSOCIATE 1.00 X 0 0 0 BLAKE YTURRALDE DIRECTOR - ASSOCIATE 1.00 X 0 0 0 ELLIOTT DRAGA DIRECTOR - INTERNATIONAL ADVISORY 1.00 X 0 0 0 THOMAS STEFANIAK EXECUTIVE DIRECTOR 15.00 X 0 0 0 0 0 0 0 0 0 1 MANAGEMENT SOLUTIONS PLUS 1300 PICCARD DRIVE SUITE LL 14 ROCKVILLE MD 20850 MANAGEMENT COMPANY 174027 1 MEMBER DUES 900099 387825 387825 ANNUAL CONFERENCE 900099 285513 285513 SPONSORSHIPS 900099 228000 228000 TRAVEL REGISTRY 900099 28000 28000 929338 2812 2812 932150 929338 0 2812 174027 11750 27707 46261 6013 341516 16460 2981 REGULATORY REFORM 129763 MARKET STUDY 74000 SPONSORSHIP EXPENSE 15426 CREDIT LOSS EXPENSE 7366 853270 454421 568299 50000 50000 32273 0 31874 20277 70497 54037 639065 692613 117486 95604 233025 229575 350511 325179 X 288554 367434 288554 367434 639065 692613 78880 0 X X 0 1 X 1 0 0 1 0 0 X 932150 0 932150 0 932150 853270 0 853270 0 853270 PART X, LINE 2: THE ASSOCIATION IS EXEMPT FROM THE PAYMENT OF INCOME TAXES ON ITS EXEMPT ACTIVITIES UNDER THE PROVISIONS OF SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE. UNDER THESE PROVISIONS, NO TAX IS IMPOSED ON ANY INCOME RELATED TO THE ASSOCIATION'S TAX-EXEMPT PURPOSE. THE ASSOCIATION HAS DETERMINED THAT IT DOES NOT HAVE ANY MATERIAL UNRECOGNIZED TAX BENEFITS OR OBLIGATIONS AS OF DECEMBER 31, 2024 AND 2023. THE ASSOCIATION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE ASSOCIATION'S FEDERAL AND STATE INCOME TAX RETURNS ARE SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE AND STATE TAX AUTHORITIES, GENERALLY FOR A PERIOD OF THREE YEARS AFTER THE RETURNS ARE FILED. 0 0 0 FORM 990, PART VII, LINE 5 THE BOARD IS A VOLUNTEER BOARD AND IS NOT COMPENSATED. THE ASSOCIATION HAS NO EMPLOYEES AND CONTRACTS WITH A THIRD PARTY MANAGEMENT COMPANY TO PERFORM THE ADMINISTRATIVE AND MANAGERIAL FUNCTIONS TRADITIONALLY PERFORMED BY EMPLOYEES. THE EXECUTIVE DIRECTOR IS AN EMPLOYEE OF THE MANAGEMENT COMPANY AND IS ONLY COMPENSATED BY THE MANAGEMENT COMPANY AT ITS FULL DISCRETION. THE ASSOCIATION HAS NO CONTROL OVER THAT COMPENSATION. THE BOARD EVALUATES THE WORK OF THE MANAGEMENT COMPANY AND REVIEWS THE CONTRACT FEE PAID AT LEAST ANNUALLY. FORM 990, PART VI, SECTION A, LINE 3 A MANAGEMENT COMPANY WAS SELECTED TO MANAGE THE PROGRAMS AND ADMINISTRATION OF THE ASSOCIATION. THEIR CONTRACT IS REVIEWED ANNUALLY BY THE ASSOCIATION'S BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION HAS MEMBERS THAT ARE ELECTED TO THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B THE DECISIONS OF THE BOARD OF DIRECTORS ARE SUBJECT TO THE APPROVAL BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS REVIEW A COPY OF THE 990 BEFORE THE RETURN IS FILED. FORM 990, PART VI, SECTION B, LINE 12C MEMBERS ARE TO SIGN CONFLICT OF INTEREST FORMS ANNUALLY AND THEY ARE ASKED IN PERSON AT BOARD MEETINGS TO DISCLOSE ANY NEW CONFLICTS, IF ANY, THAT THEY BECAME AWARE OF RECENTLY. FORM 990, PART VI, SECTION B, LINE 15 THE MANAGEMENT COMPANY IS EVALUATED ANNUALLY. FEES ARE SET THROUGH NEGOTIATION AND A REQUEST FOR PROPOSAL PROCESS. THE EXECUTIVE DIRECTOR IS PAID BY THE MANAGEMENT COMPANY. FORM 990, PART VI, SECTION C, LINE 19 ALL GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990 PART XII LINE 2C - AUDIT OVERSIGHT THE PROCESS HAS NOT CHANGED FROM PRIOR YEAR.