2025-11-06T10:46:24-06:00 2024-12-31 042734674 DANIEL DENNIS AND COMPANY LLP 990 WASHINGTON STREET SUITE 308A DEDHAM MA 02026 990 2024-01-01 042605504 MASSACHUSETTS MORTGAGE BANKERS ASSOCIATION MASS 6175709114 185 DEVONSHIRE STREET SUITE 601 BOSTON MA 02110 DEBORAH SOUSA EXECUTIVE DIRECTOR 6175709114 2025-11-05 0 KENNETH LUND P01430775 6172629898 2025-11-04 2024 2025-03-06 01:10:19Z DEBORAH SOUSA 185 DEVONSHIRE ST SUITE 703 BOSTON MA 02110 916268 0 X WWW.MASSMBA.COM X 1976 MA TO SPONSOR EDUCATIONAL SEMINARS RELATIVE TO THE MORTGAGE INDUSTRY AND TO ATTEMPT TO SOLVE MORTGAGE RELATED PROBLEMS. 20 19 3 0 0 0 120765 113935 358114 262884 13866 189649 0 0 492745 566468 0 0 0 0 212854 203927 0 0 0 406966 360669 619820 564596 -127075 1872 722644 482451 333272 91207 389372 391244 TO SPONSOR EDUCATIONAL SEMINARS RELATIVE TO THE MORTGAGE INDUSTRY AND ATTEMPT TO SOLVE MORTGAGE REALTED PROBLEMS. 0 0 428730 262894 TO SPONSOR EDUCATIONAL SEMINARS RELATIVE TO THE MORTGAGE INDUSTRY AND ATTEMPT TO SOLVE MORTGAGE REALTED PROBLEMS. 428730 0 0 0 1 0 0 0 0 0 1 1 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 3 0 3 1 0 0 0 0 0 0 0 0 X 20 19 0 0 0 0 1 0 0 1 1 0 0 1 1 1 1 0 1 0 0 0 X DEBORAH SOUSA 6175709114 185 DEVONSHIRE ST SUITE 703 BOSTON MA 02110 RYAN M HAYES CHAIR 1.00 X X 0 0 0 BEN GUIMARRA CHAIR ELECT 1.00 X X 0 0 0 SHANE BELLEVANCE DIRECTOR 1.00 X 0 0 0 CRAIG M NARDI DIRECTOR 1.00 X 0 0 0 ERIC PRUE DIRECTOR 1.00 X 0 0 0 SARAH BLAKE DIRECTOR 1.00 X 0 0 0 DARRYL CAFFEE SECRETARY 1.00 X X 0 0 0 CHIP COVENEY DIRECTOR 1.00 X 0 0 0 RICHARD HOGAN TREASURER 1.00 X X 0 0 0 CHERI MCCARTHY DIRECTOR 1.00 X 0 0 0 SEAN FLEMING DIRECTOR 1.00 X 0 0 0 GREG KORN DIRECTOR 1.00 X 0 0 0 MICHAEL KELLEHER DIRECTOR 1.00 X 0 0 0 JENNIFER ROACH DIRECTOR 1.00 X 0 0 0 JEREMY POTTER DIRECTOR 1.00 X 0 0 0 BRIAN BROWN DIRECTOR 1.00 X 0 0 0 SHANIKA ROGOWSKI DIRECTOR 1.00 X 0 0 0 BARBARA YANKE DIRECTOR 1.00 X 0 0 0 DEBORAH SOUSA EXECUTIVE DIRECTOR 1.00 X X 92626 0 0 DAVID GRAVELLE DIRECTOR 1.00 X 0 0 0 92626 0 0 0 0 0 0 0 113935 113935 CONFERENCE INCOME 531390 250384 250384 CORPORATE ADVISORY 812900 12500 12500 262884 14449 14449 525000 349800 175200 175200 175200 566468 262884 0 189649 158964 119223 39741 33245 24934 8311 11718 8788 2930 11600 11600 48000 48000 4427 2214 2213 24064 7219 16845 21367 16025 5342 25142 2766 22376 17954 14363 3591 182205 182205 7912 870 7042 3315 365 2950 10512 10512 DUES AND SUBSCRIPTIONS 2413 2413 MEMBERSHIP CONTESTS AND 1758 1758 564596 428730 135866 0 81802 94100 11741 14524 15045 16599 31885 31885 324588 0 287833 357228 1635 722644 482451 27703 34802 84041 56405 221528 333272 91207 X 389372 391244 389372 391244 722644 482451 1872 0 X 0 1 X 1 0 0 0 0 113935 48000 48000 48000 31885 31885 0 0 CERTIFICATE OF DEPOSIT 357228 C 357228 566468 0 566468 0 566468 564596 0 564596 0 564596 SCHEDULE D PART XIII THE ASSOCIATION EVALUATES TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN ITS TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE-LIKELY-THAN-NOT OF BEING SUSTAINED BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD, ALONG WITH ACCRUED INTEREST AND PENALTY THEREON WOULD BE RECORDED AS AN EXPENSE IN THE CURRENT YEAR FINANCIAL STATEMENTS. THE ASSOCIATION HAS EVALUATED THE TAX POSITIONS TAKEN IN ITS PREVIOUSLY FILED RETURNS AND THOSE EXPECTED TO BE TAKEN IN ITS 2024, RETURN AND BELIEVE THEY ARE MORE-LIKELY-THAN-NOT OF BEING SUSTAINED IF EXAMINED BY FEDERAL OR STATE TAX AUTHORITIES. THE ASSOCIATION'S 2021 THROUGH 2023, TAX YEARS REMAIN SUBJECT TO EXAMINATION BY FEDERAL AND STATE TAX AUTHORITIES. ANY CHANGES IN TAX POSITIONS WILL BE RECORDED WHEN THE ULTIMATE OUTCOME BECOMES KNOWN. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBER ORGANIZATIONS IN THE MORTGAGE BANKING INDUSTRY. FORM 990, PART VI, SECTION B, LINE 11B FORM 990, PART VI, SECTION B, LINE 11B ONE OF THE DIRECTORS SIGNS THE FORM 990 AFTER IT HAS BEEN REVIEWED BY THE BOARD MEMBERS. FORM 990, PART VI, SECTION B, LINE 12C MEMBERS WITH A CONFLICT OF INTEREST MUST IMMEDIATELY DISCLOSE THEIR INTEREST AT THE OUTSET OF ANY DISCUSSIONS BY A DECISION MAKING BODY PERTAINING TO THE BUSINESS OR ANY OF ITS PRODUCTS OR SERVICES. SUCH MEMBERS MAY NOT PARTICIPATE IN THE DISCUSSION RELATING TO BUSINESS OTHER THAN TO RESPOND TO QUESTIONS ASKED OF THEM BY OTHER MEMBERS OF THE BODY. FURTHERMORE, NO MEMBER WITH A CONFLICT OF INTEREST MAY VOTE ON ANY MATTER IN WHICH THE MEMBER HAS A CONFLICT OF INTEREST, INCLUDING VOTES TO BLOCK OR ALTER THE ACTIONS OF THE BODY IN ORDER TO BENEFIT THE BUSINESS IN WHICH THEY HAD AN INTEREST. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNMENT DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST AT THE ORGANIZATION'S OFFICE.