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        <ExplanationTxt>ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES REQUIRE THE PLAN ADMINISTRATOR TO EVALUATE THE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY FOR ANY UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAX AUTHORITIES; HOWEVER, THERE ARE NOT CURRENTLY ANY AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE PLAN ADMINISTRATOR BELIEVES THE PLAN IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2020.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>THE ADMINSIRATOR OF THE FUND PROVIDES THE FORM 990 TO THE BOARD FOR ITS REVIEW AND APPROVAL.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>BOARD MEMBERS ARE REQUIRED TO ADVISE OTHER BOARD MEMBERS AT BOARD MEETING OF ANY CONFLICTS.</ExplanationTxt>
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        <ExplanationTxt>COPIES OF THE FINANCIAL STATEMENTS AND FORM 990 TAX FILINGS ARE AVAILABLE UPON REQUEST AT 421 WAVERLY AVENUE, MAMARONECK NY FOR INSPECTION.</ExplanationTxt>
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