2025-10-13T07:06:32-07:00 2025-06-30 133774222 BERARD & ASSOCIATES CPAS PC 44 PARK AVE SUFFERN NY 10901 990 2024-07-01 542096241 MALOTO INC MALO 6465766485 21 WEST 46TH STREET 1408 NEW YORK NY 10036 LIZA NUGENT Executive Dir. 2025-10-13 true true DONALEE R BERARD P00106728 8453575668 X 2024 2025-03-06 01:10:19Z 21 WEST 46TH STREET 1408 NEW YORK NY 10036 1357414 false X WWW.MALOTO.ORG X 2007 WA Maloto, Inc. is a non-profit organization dedicated to improving the lives of some of the most vulnerable women and children in northern Malawi by feeding, educating and empowering. Maloto is rooted in the belief that, through access to education and economic development activities, women and children can improve their quality of life and lift themselves out of poverty. We accomplish this by providing financial and technical assistance to three effective local organizations: Kwithu Womens Group (aka Kwithu CBO), Mzuzu International Academy, and Kwithu Kitchen. Together, these organizations provide a continuum of services that can be accessed throughout a beneficiary's lifetime and also provide a holistic solution for health, educational, social and economic needs.Against this landscape, Maloto, meaning "dreams" in the local language, was formed in 2007 by a group of Malawians living in the United States in direct response to the specific challenges facing their communities in northern 15 14 3 14 0 1097229 1356382 0 1522 0 2123 1032 1100874 1357414 0 0 266816 289057 0 49629 857693 1120351 1124509 1409408 -23635 -51994 148870 229079 16959 149162 131911 79917 Maloto, Inc. is a non-profit organization dedicated to improving the lives of some of the most vulnerable women and children in northern Malawi by feeding, educating and empowering. Maloto is rooted in the belief that, through access to education and economic development activities, women and children can improve their quality of life and lift themselves out of poverty. We accomplish this by providing financial and technical assistance to three effective local organizations: Kwithu Womens Group (aka Kwithu CBO), Mzuzu International Academy, and Kwithu Kitchen. Together, these organizations provide a continuum of services that can be accessed throughout a beneficiary's lifetime and also provide a holistic solution for health, educational, social and economic needs.Against this landscape, Maloto, meaning "dreams" in the local language, was formed in 2007 by a group of Malawians living in the United States in direct response to the specific challenges facing their communities in northern false false 1243165 In 2010, the 20 women associated with the Kwithu Womens Group, in conjunction with several Maloto Board Members, recognized that tomatoes, among the countrys most important natural resources, were not being well-utilized because of the existing agricultural systems limitations. The organization took an entrepreneurial approach to addressing the matter. Leaders of Kwithu Kitchen brought the women together with the Board Members and developed its first commercial product: a naturally preserved whole tomato product, called Garden Fresh Tomatoes. Responding to consumer demand, Kwithu Kitchen developed popular Chopped Tomato and Tomato Puree products.Since 2014, Kwithu Kitchen has built tomato and honey processing facilities and built relationships with more than 750 small-holder farmers and beekeepers. Kwithu Kitchen - ContinuedIn 2020, Kwithu Kitchen received government approval to begin selling honey products. KK quickly became the countrys largest honey processor and supplier (processing and selling more than 40 tons of honey annually). Kwithu Kitchens tomato and honey products can be found in all of the countrys major supermarket and hotel chains.The ultimate goal is to make Kwithu Kitchen a viable business, which would provide employment for up to 50 people and a means of regular income for 1,000 small-holder famers and beekeepers. A portion of Kwithu Kitchens sales is donated to the Kwithu Womens Group to support their programs (described above). Kwithu Womens Group (aka Kwithu CBO)Kwithu, which translated means "home", was formed in 2005 by an inspiring group of women who came together to provide assistance to the large number of orphans living in the outskirts of Mzuzu, Malawi even though they themselves had limited means. The Kwithu Orphan Feeding Program was originally conceived to provide hot meals to these orphaned children at a temporary, make-shift community center consisting of a dirt floor and a thatched roof. In 2010, Maloto provided funding for construction of a permanent building to replace this temporary shelter. This new structure has allowed the group to greatly expand its capacity and feed many more children. The feeding program now serves hot, nutritious meals to over 300 children three times a week. For many of these children, this is the most nutritious food they will receive all week. Kwithu is a dynamic, community-based organization and has greatly expanded its activities and its reach. In addition to the feeding program, the Group now operates a number of other initiatives for vulnerable children and families in the community, including:before- and after-school tutoring and recreation programs for over 270 children, an HIV/AIDS information and education service, which supports more than 60 HIV+ children and their families and conducts information and education campaigns in the broader community,an early childhood education program which provides two full-day learning programs for 60 children, ages 3-5 years, providing scholarships for over 70 local orphans and vulnerable children to attend local secondary schools and Malawian Universities, andthe development of income-generation projects for women in the community who often bear the burden of providing for their families alone.The Group also owns and operates its own garden, which not only provides food for the feeding program, but also produces excess produce that is sold in local markets and given to the neediest of families within the Group. Mzuzu International AcademyIn 2003, Malotos founder, Anna Msowoya, and a group of local community leaders in northern Malawi identified the lack of educational opportunities created by the critical shortage of secondary schools as one of the most urgent challenges in the region: Malawi has lost a generation to HIV/AIDS and cannot afford to lose another generation due to a lack of education. They raised over $600,000 and, in September of 2010, Mzuzu International Academy was opened with 35 students the first internationally accredited school in northern Malawi. In 2013, Mzuzu International Academy expanded to include an international primary school. Currently there are over 375 students attending school at Mzuzu Academy. At this time, Maloto provides a small annual operating subsidy to Mzuzu Academy, which is primarily supported by tuition and boarding fees. Maloto provides scholarships to over 20 local vulnerable children to attend Mzuzu Academy. Maloto also provides some funding for capital improvement projects as needed. 1243165 true true false false false false false false false false true false false false true false true false false true true false false false false false false false false false false false false false false false false false true false false false false false false false false true 4 0 false 3 true false false false false false false false 0 false false false false false false false X 15 14 true false false false false false false true false false false true true true true true true false false false CA CT DC FL GA IL NM NY VA WA WI X ANNA RODRIGUEZ 8453583272 21 WEST 46TH STREET SUITE 1408 NEW YORK NY 10036 X ANA MSOWOYA KEYS PRESIDENT 40.00 0.00 92000 0 0 JOHN KEYS COO 40.00 0.00 74000 0 0 LIZA NUGENT Executive Dir. 40.00 0.00 X 0 0 0 VICTORIA HARMON Director 1.00 0.00 X 0 0 0 CLAIRE JOHNSTON Chairman 5.00 0.00 X X 0 0 0 JACOB KOSHLAND Treasurer 5.00 0.00 X X 0 0 0 PHLYSSA KOSHLAND Director 1.00 0.00 X 0 0 0 NELSON CHIKUSA Director 0.00 0.00 X 0 0 0 DANIEL ANDROUIN Director 1.00 0.00 X 0 0 0 MEREDITH BROKAW EMERITUS 1.00 0.00 X 0 0 0 ROSE ALLEN-TAYLOR Director 0.00 0.00 X 0 0 0 GINA PAOLONI EMERITUS 1.00 0.00 X 0 0 0 CLAIRE KOSHLAND Director 1.00 0.00 X 0 0 0 ELIZABETH BOHART EMERITUS 1.00 0.00 X 0 0 0 ANDREA CUVELIER Secretary 1.00 0.00 X 0 0 0 STACEY LAUREN Director 1.00 0.00 X 0 0 0 166000 0 false false false 0 1356382 251295 1356382 0 0 0 0 0 0 0 0 0 other income 1032 1032 1032 1357414 1032 0 0 0 0 166000 114540 38180 13280 0 27985 19310 6437 2238 0 59102 40781 13593 4728 35970 24819 8273 2878 0 0 8732 8732 0 0 0 0 0 14081 12673 1408 0 0 19200 17280 1920 25112 24610 502 0 0 6400 6400 0 822 740 82 4080 816 3264 MZUZU ACADEMY 457937 457937 KWITHU KITCHEN 354609 354609 KWITHU WOMENS GROUP 205383 205383 DEVELOPMENT AND MARKETING 23095 23095 900 360 540 1409408 1243165 116614 49629 33679 113172 1 0 40319 100000 8000 0 0 0 0 11750 58125 19811 12898 890 6913 0 0 0 0 2550 2550 148870 229079 16958 10707 138454 1 1 16959 149162 X 97943 -5587 33968 85504 131911 79917 148870 229079 -51994 X X false true X true false X 1056486 1232194 1242021 1097229 1356382 5984312 0 0 1056486 1232194 1242021 1097229 1356382 5984312 3748688 2235624 5772 -3922 -18253 1522 -14881 0 4094 4693 2605 2123 1032 14547 5983978 0.37360 0.41980 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 19811 12898 6913 6913 Rounding 1 1 1457414 100000 100000 1357414 1357414 1509408 100000 100000 1409408 1409408 true KWITHU KITCHEN 0 0 GRANTS TO RECIP IN THE REGION 365440 KWITHU WOMENS CENTER 0 0 GRANTS TO RECIP IN THE REGION 205383 MZUZU ACADEMY 0 0 GRANTS TO RECIP IN THE REGION 457937 1028760 1028760 false false false false false false Part I, Line 2 - Grantmakers Explanation For Monitoring Use of Funds Outside US ALL PROJECTS ARE MONITORED CLOSELY BY BUDGET AND ACTUAL COSTS. THE PRESIDENT MAKES FREQUENT TRIPS TO SUPERVISE THE PROJECTS AND APPROVE THE ACTIVITIES AND COSTS X 2 251295 FMV false false false Form 990, Part VI, Section A, Line 2 THE PRESIDENT AND THE CHIEF OPERATING OFFICER ARE MARRIED. Form 990, Part VI, Section A, Line 8b THE ORGANIZATION DOCUMENTS THEIR MEETINGS HELD TWO TIMES PER YEAR. Form 990, Part VI, Section B, Line 11b A DRAFT VERSION OF THE FORM 990 IS SENT TO THE PRESIDENT, THE BOARD CHAIR AND THE BOARD TREASURER WHO REVIEW IT AND AFTER ANY CHANGES, APPROVE IT FILING WITH THE IRS. Form 990, Part VI, Section B, Line 12c Administrator collects and reports to the Board Form 990, Part VI, Section C, Line 19 THE FORM 990 IS AVAILABLE ON THE PREMISES AND BY MAIL. Form 990, Part XII, Line 2c THE DRAFT VERSION OF THE FORM 990 IS SENT TO THE PRESIDENT WHO REVIEWS IT AND AFTER ANY CHANGES, GIVES IT THE BOARD FOR THE REVIEW PRIOR TO FILING WITH THE IRS. FORM 990, PART I, LINE 1 - ORGANIZATION MISSION OR SIGNIFICANT ACTIVIT MALOTO, INC. IS A NON-PROFIT ORGANIZATION DEDICATED TO IMPROVING THE LIVES OF SOME OF THE MOST VULNERABLE WOMEN AND CHILDREN IN NORTHERN MALAWI BY FEEDING, EDUCATING AND EMPOWERING. MALOTO IS ROOTED IN THE BELIEF THAT, THROUGH ACCESS TO EDUCATION ANDECONOMIC DEVELOPMENT ACTIVITIES, WOMEN AND CHILDREN CAN IMPROVE THEIR QUALITY OF LIFE AND LIFT THEMSELVES OUT OF POVERTY. WE ACCOMPLISH THIS BY PROVIDING FINANCIAL AND TECHNICAL ASSISTANCE TO THREE EFFECTIVE LOCAL ORGANIZATIONS: KWITHU WOMENS GROUP (AKA KWITHU CBO), MZUZU INTERNATIONAL ACADEMY, AND KWITHU KITCHEN. TOGETHER, THESE ORGANIZATIONS PROVIDE A CONTINUUM OF SERVICES THAT CAN BE ACCESSED THROUGHOUT A BENEFICIARY'S LIFETIME AND ALSO PROVIDE A HOLISTIC SOLUTION FOR HEALTH, EDUCATIONAL, SOCIAL AND ECONOMIC NEEDS.AGAINST THIS LANDSCAPE, MALOTO, MEANING "DREAMS" IN THE LOCAL LANGUAGE, WAS FORMED IN 2007 BY A GROUP OF MALAWIANS LIVING IN THE UNITED STATES IN DIRECT RESPONSE TO THE SPECIFIC CHALLENGES FACING THEIR COMMUNITIES IN NORTHERN MALAWI. THESE ISSUES OFPOVERTY, HIV/AIDS, AND LACK OF EDUCATIONAL OPPORTUNITIES CALLED OUT TO THEM FORINTERVENTION. FORM 990, PART III, LINE 4A - PROGRAM SERVICE ACCOMPLISHMENTS MZUZU INTERNATIONAL ACADEMYIN 2003, MALOTOS FOUNDER, ANNA MSOWOYA, AND A GROUP OF LOCAL COMMUNITY LEADERS INNORTHERN MALAWI IDENTIFIED THE LACK OF EDUCATIONAL OPPORTUNITIES CREATED BY THECRITICAL SHORTAGE OF SECONDARY SCHOOLS AS ONE OF THE MOST URGENT CHALLENGES IN THEREGION: MALAWI HAS LOST A GENERATION TO HIV/AIDS AND CANNOT AFFORD TO LOSE ANOTHERGENERATION DUE TO A LACK OF EDUCATION. THEY RAISED OVER $600,000 AND, IN SEPTEMBEROF 2010, MZUZU INTERNATIONAL ACADEMY WAS OPENED WITH 35 STUDENTS THE FIRSTINTERNATIONALLY ACCREDITED SCHOOL IN NORTHERN MALAWI. IN 2013, MZUZU INTERNATIONALACADEMY EXPANDED TO INCLUDE AN INTERNATIONAL PRIMARY SCHOOL. CURRENTLY THERE ARE OVER 375 STUDENTS ATTENDING SCHOOL AT MZUZU ACADEMY. AT THIS TIME, MALOTO PROVIDES A SMALL ANNUAL OPERATING SUBSIDY TO MZUZU ACADEMY, WHICH IS PRIMARILY SUPPORTED BY TUITION AND BOARDING FEES. MALOTO PROVIDES SCHOLARSHIPS TO OVER 20 LOCAL VULNERABLE CHILDREN TO ATTEND MZUZU ACADEMY. MALOTO ALSO PROVIDES SOME FUNDING FOR CAPITAL IMPROVEMENT PROJECTS AS NEEDED. FORM 990, PART III, LINE 4B - PROGRAM SERVICE ACCOMPLISHMENTS KWITHU WOMENS GROUP (AKA KWITHU CBO)KWITHU, WHICH TRANSLATED MEANS "HOME", WAS FORMED IN 2005 BY AN INSPIRING GROUP OFWOMEN WHO CAME TOGETHER TO PROVIDE ASSISTANCE TO THE LARGE NUMBER OF ORPHANS LIVINGIN THE OUTSKIRTS OF MZUZU, MALAWI EVEN THOUGH THEY THEMSELVES HAD LIMITED MEANS.THE KWITHU ORPHAN FEEDING PROGRAM WAS ORIGINALLY CONCEIVED TO PROVIDE HOT MEALS TOTHESE ORPHANED CHILDREN AT A TEMPORARY, MAKE-SHIFT COMMUNITY CENTER CONSISTING OF ADIRT FLOOR AND A THATCHED ROOF. IN 2010, MALOTO PROVIDED FUNDING FOR CONSTRUCTIONOF A PERMANENT BUILDING TO REPLACE THIS TEMPORARY SHELTER. THIS NEW STRUCTURE HASALLOWED THE GROUP TO GREATLY EXPAND ITS CAPACITY AND FEED MANY MORE CHILDREN. THEFEEDING PROGRAM NOW SERVES HOT, NUTRITIOUS MEALS TO OVER 300 CHILDREN THREE TIMES AWEEK. FOR MANY OF THESE CHILDREN, THIS IS THE MOST NUTRITIOUS FOOD THEY WILLRECEIVE ALL WEEK.KWITHU IS A DYNAMIC, COMMUNITY-BASED ORGANIZATION AND HAS GREATLY EXPANDED ITSACTIVITIES AND ITS REACH. IN ADDITION TO THE FEEDING PROGRAM, THE GROUP NOWOPERATES A NUMBER OF OTHER INITIATIVES FOR VULNERABLE CHILDREN AND FAMILIES IN THECOMMUNITY, INCLUDING:BEFORE- AND AFTER-SCHOOL TUTORING AND RECREATION PROGRAMS FOR OVER 270CHILDREN,AN HIV/AIDS INFORMATION AND EDUCATION SERVICE, WHICH SUPPORTS MORE THAN 60HIV+ CHILDREN AND THEIR FAMILIES AND CONDUCTS INFORMATION AND EDUCATION CAMPAIGNS INTHE BROADER COMMUNITY,AN EARLY CHILDHOOD EDUCATION PROGRAM WHICH PROVIDES TWO FULL-DAY LEARNINGPROGRAMS FOR 60 CHILDREN, AGES 3-5 YEARS,PROVIDING SCHOLARSHIPS FOR OVER 70 LOCAL ORPHANS AND VULNERABLE CHILDREN TOATTEND LOCAL SECONDARY SCHOOLS AND MALAWIAN UNIVERSITIES, AND THE DEVELOPMENT OF INCOME-GENERATION PROJECTS FOR WOMEN IN THE COMMUNITY WHOOFTEN BEAR THE BURDEN OF PROVIDING FOR THEIR FAMILIES ALONE.THE GROUP ALSO OWNS AND OPERATES ITS OWN GARDEN, WHICH NOT ONLY PROVIDES FOOD FORTHE FEEDING PROGRAM, BUT ALSO PRODUCES EXCESS PRODUCE THAT IS SOLD IN LOCAL MARKETSAND GIVEN TO THE NEEDIEST OF FAMILIES WITHIN THE GROUP. FORM 990, PART III, LINE 4C - PROGRAM SERVICE ACCOMPLISHMENTS IN 2010, THE 20 WOMEN ASSOCIATED WITH THE KWITHU WOMENS GROUP, IN CONJUNCTION WITHSEVERAL MALOTO BOARD MEMBERS, RECOGNIZED THAT TOMATOES, AMONG THE COUNTRYS MOSTIMPORTANT NATURAL RESOURCES, WERE NOT BEING WELL-UTILIZED BECAUSE OF THE EXISTINGAGRICULTURAL SYSTEMS LIMITATIONS. THE ORGANIZATION TOOK AN ENTREPRENEURIAL APPROACHTO ADDRESSING THE MATTER. LEADERS OF KWITHU KITCHEN BROUGHT THE WOMEN TOGETHER WITHTHE BOARD MEMBERS AND DEVELOPED ITS FIRST COMMERCIAL PRODUCT: A NATURALLY PRESERVEDWHOLE TOMATO PRODUCT, CALLED GARDEN FRESH TOMATOES. RESPONDING TO CONSUMER DEMAND,KWITHU KITCHEN DEVELOPED POPULAR CHOPPED TOMATO AND TOMATO PUREE PRODUCTS.SINCE 2014, KWITHU KITCHEN HAS BUILT TOMATO AND HONEY PROCESSING FACILITIES ANDBUILT RELATIONSHIPS WITH MORE THAN 750 SMALL-HOLDER FARMERS AND BEEKEEPERS.KWITHU KITCHEN - CONTINUEDIN 2020, KWITHU KITCHEN RECEIVED GOVERNMENT APPROVAL TO BEGIN SELLING HONEYPRODUCTS. KK QUICKLY BECAME THE COUNTRYS LARGEST HONEY PROCESSOR AND SUPPLIER(PROCESSING AND SELLING MORE THAN 40 TONS OF HONEY ANNUALLY). KWITHU KITCHENSTOMATO AND HONEY PRODUCTS CAN BE FOUND IN ALL OF THE COUNTRYS MAJOR SUPERMARKET ANDHOTEL CHAINS.THE ULTIMATE GOAL IS TO MAKE KWITHU KITCHEN A VIABLE BUSINESS, WHICH WOULD PROVIDEEMPLOYMENT FOR UP TO 50 PEOPLE AND A MEANS OF REGULAR INCOME FOR 1,000 SMALL-HOLDERFAMERS AND BEEKEEPERS. A PORTION OF KWITHU KITCHENS SALES IS DONATED TO THE KWITHUWOMENS GROUP TO SUPPORT THEIR PROGRAMS (DESCRIBED ABOVE). FORM 990, PART VI, LINE 11B - FORM 990 REVIEW PROCESS A DRAFT VERSION OF THE FORM 990 IS SENT TO THE PRESIDENT, THE BOARD CHAIR AND THEBOARD TREASURER WHO REVIEW IT AND AFTER ANY CHANGES, APPROVE IT FILING WITH THE IRS. FORM 990, PART VI, LINE 12C - EXPLANATION OF MONITORING AND ENFORCEMEN ADMINISTRATOR COLLECTS AND REPORTS TO THE BOARD FORM 990, PART VI, LINE 19 - OTHER ORGANIZATION DOCUMENTS PUBLICLY AVA THE FORM 990 IS AVAILABLE ON THE PREMISES AND BY MAIL FORM 990, PART VI, LINE 1A - EXPLANATION OF MATERIAL DIFFERENCES OF VO PRESIDENT IS A PAID EMPLOYEE, THEREFORE SHE IS NOT INDEPENDENT FORM 990, PART VI, LINE 2 - BUSINESS OR FAMILY RELATIONSHIP OF OFFICER THE PRESIDENT AND THE CHIEF OPERATING OFFICER ARE MARRIED. FORM 990, PART VI, LINE 8 - EXPLANATION OF NO CONTEMPORANEOUSLY DOCUME THE ORGANIZATION DOCUMENTS THEIR MEETINGS HELD TWO TIMES PER YEAR. FORM 990, PART XII, LINE 2 - CHANGE OF OVERSIGHT OR SELECTION PROCESS THE DRAFT VERSION OF THE FORM 990 IS SENT TO THE PRESIDENT WHO REVIEWS IT AND AFTERANY CHANGES, GIVES IT THE BOARD FOR THE REVIEW PRIOR TO FILING WITH THE IRS.