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        <FormAndLineReferenceDesc>Pt V, Line 3b</FormAndLineReferenceDesc>
        <ExplanationTxt>HAD $15,489 OF INTEREST AND DIVIDENDS EARNED AT A BROKERAKE ACCOUNT WITH US WEALTH MANAGEMENT</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>A COMPLETE RETURN IS AVAILABLE TO REVIEW AT ALL BOARD MEETINGS.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>