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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>FOUNDATION OF CATHOLIC HEALTH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>144 GENESEE STREET 6TH FLOOR</AddressLine1Txt>
            <CityNm>BUFFALO</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14203</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>UPGRADE OF INFUSION SUITE</GrantOrContributionPurposeTxt>
          <Amt>100000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>THE UNIVERSITY OF MS FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>406 UNIVERSITY AVENUE</AddressLine1Txt>
            <CityNm>OXFORD</CityNm>
            <StateAbbreviationCd>MS</StateAbbreviationCd>
            <ZIPCd>38655</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>ENDOWMENT FOR TRANSFORMING LIVES</GrantOrContributionPurposeTxt>
          <Amt>60000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>JERICHO ROAD COMMUNITY HEALTH CENTER</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>184 BARTON STREET</AddressLine1Txt>
            <CityNm>BUFFALO</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14213</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
          <Amt>45000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SAFESPACE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>612 SE DIXIE HIGHWAY</AddressLine1Txt>
            <CityNm>STUART</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>34994</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>TIMES AND SEASONS FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>119 OLD CARRIAGE HOUSE ROAD</AddressLine1Txt>
            <CityNm>GRAND ISLAND</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14072</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>DAN &amp; GWEN SLADE UKRAINE REFUGEE CRISIS - GENERAL FUND</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ROSWELL PARK ALLIANCE FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>ELM CARLTON STREETS</AddressLine1Txt>
            <CityNm>BUFFALO</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14263</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BRADLEY UNIVERSITY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1501 W BRADLEY AVENUE</AddressLine1Txt>
            <CityNm>PEORIA</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>61625</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>JOHN HARVEY INTERNATIONAL ENDOWNMENT FUND</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>THE FRIENDS OF THE LYRIC INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>59 SW FLAGLER AVENUE</AddressLine1Txt>
            <CityNm>STUART</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>34994</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>DIRECTORS CIRCLE</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NEW COVENANT CHURCH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>345 MCCONKEY DRIVE</AddressLine1Txt>
            <CityNm>BUFFALO</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>14223</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHEPHERD OF THE GLADES ELCA LUTHERAN CHURCH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>6020 RATTLESNAKE HAMMOCK ROAD</AddressLine1Txt>
            <CityNm>NAPLES</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>34113</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>GLOBAL OUTREACH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 1</AddressLine1Txt>
            <CityNm>TUPELO</CityNm>
            <StateAbbreviationCd>MS</StateAbbreviationCd>
            <ZIPCd>38802</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>JOSIP &amp; KELLY DEBELJUH MISSION TRIP FUND</GrantOrContributionPurposeTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SUSAN G KOMEN FOR THE CURE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>5005 LBJ FREEWAY SUITE 250</AddressLine1Txt>
            <CityNm>DALLAS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75244</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
          <Amt>1500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>VISUALLY IMPAIRED ADVANCEMENT</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1170 MAIN STREET</AddressLine1Txt>
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          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>509(A)(1)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
          <Amt>1500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>HEARTS FOR THE HOMELESS</BusinessNameLine1Txt>
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            <AddressLine1Txt>139 MAIN STREET</AddressLine1Txt>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
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          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>YMCA OF THE TREASURE COAST FLORIDA INC</BusinessNameLine1Txt>
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            <AddressLine1Txt>1700 SE MONTEREY ROAD</AddressLine1Txt>
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          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SNYDER FIRE COMPANY</BusinessNameLine1Txt>
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            <AddressLine1Txt>4531 MAIN STREET</AddressLine1Txt>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
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          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BUFFALO DREAM CENTER</BusinessNameLine1Txt>
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            <AddressLine1Txt>286 LAFAYETTE AVENUE</AddressLine1Txt>
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            <StateAbbreviationCd>NY</StateAbbreviationCd>
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          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
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          <GrantOrContributionPurposeTxt>GENERAL FUND</GrantOrContributionPurposeTxt>
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        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
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        <DividendsAndInterestFromSecDtl>
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          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
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      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
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        <SalesOrExchangesOfAssetsInd>0</SalesOrExchangesOfAssetsInd>
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        <NetInvestmentIncomeAmt>5565</NetInvestmentIncomeAmt>
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      <DepreciationPropertyGrp>
        <PropertyDesc>COMPUTER NETWORK SETUP</PropertyDesc>
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      <DepreciationPropertyGrp>
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      <DepreciationPropertyGrp>
        <PropertyDesc>OFFICE EQUIP-SHREDDER &amp; GARBAGE BINS</PropertyDesc>
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      <DepreciationPropertyGrp>
        <PropertyDesc>MAC COMPUTER</PropertyDesc>
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      <DepreciationPropertyGrp>
        <PropertyDesc>SECURITY SYSTEM</PropertyDesc>
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      <DepreciationPropertyGrp>
        <PropertyDesc>FURNITURE &amp; FIXTURES</PropertyDesc>
        <AcquiredDt>2016-11-25</AcquiredDt>
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        <ComputationMethodTxt>200DB</ComputationMethodTxt>
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      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>LEASEHOLD IMPROVEMENTS</PropertyDesc>
        <AcquiredDt>2017-01-25</AcquiredDt>
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        <ComputationMethodTxt>SL</ComputationMethodTxt>
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      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>FURNITURE &amp; FIXTURES</PropertyDesc>
        <AcquiredDt>2017-06-26</AcquiredDt>
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        <ComputationMethodTxt>200DB</ComputationMethodTxt>
        <LifeRt>7.000000000000</LifeRt>
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      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>FURNITURE &amp; FIXTURES</PropertyDesc>
        <AcquiredDt>2017-07-19</AcquiredDt>
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        <ComputationMethodTxt>200DB</ComputationMethodTxt>
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      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>LEASEHOLD IMPROVEMENTS</PropertyDesc>
        <AcquiredDt>2017-05-25</AcquiredDt>
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        <ComputationMethodTxt>SL</ComputationMethodTxt>
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      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>VOICEMAIL SERVER</PropertyDesc>
        <AcquiredDt>2017-09-08</AcquiredDt>
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        <ComputationMethodTxt>200DB</ComputationMethodTxt>
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      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>TELEPHONE SYSTEM - APC REPLACEMENT</PropertyDesc>
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        <ComputationMethodTxt>200DB</ComputationMethodTxt>
        <LifeRt>7.000000000000</LifeRt>
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      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>DESK/CABINET</PropertyDesc>
        <AcquiredDt>2018-08-10</AcquiredDt>
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        <LifeRt>7.000000000000</LifeRt>
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        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
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        <EOYFMVAmt>14080</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ABB LTD SPON ADR - 473 SH</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ABBVIE INC - 396 SH</StockNm>
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        <StockNm>ADIDAS AG</StockNm>
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      <InvestmentsCorporateStockGrp>
        <StockNm>AIA GROUP LTD ADR - 784 SH</StockNm>
        <EOYBookValueAmt>24628</EOYBookValueAmt>
        <EOYFMVAmt>19136</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AIR LIQUIDE ADR - 631 SH</StockNm>
        <EOYBookValueAmt>28454</EOYBookValueAmt>
        <EOYFMVAmt>31605</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALPHABET INC CL C - 660 SH</StockNm>
        <EOYBookValueAmt>15755</EOYBookValueAmt>
        <EOYFMVAmt>95220</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AON PLC SHS CL A - 85 SH</StockNm>
        <EOYBookValueAmt>16692</EOYBookValueAmt>
        <EOYFMVAmt>40226</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE, INC. - 342 SH</StockNm>
        <EOYBookValueAmt>24207</EOYBookValueAmt>
        <EOYFMVAmt>50084</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASICS CORP - 434 SH</StockNm>
        <EOYBookValueAmt>3276</EOYBookValueAmt>
        <EOYFMVAmt>15102</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASM INTERNATIONAL N V - 46 SH</StockNm>
        <EOYBookValueAmt>5926</EOYBookValueAmt>
        <EOYFMVAmt>9106</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASML HOLDINGS N V - 19 SH</StockNm>
        <EOYBookValueAmt>31279</EOYBookValueAmt>
        <EOYFMVAmt>29802</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASSURED GUARANTY LTD - 833 SH</StockNm>
        <EOYBookValueAmt>19202</EOYBookValueAmt>
        <EOYFMVAmt>72008</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASTRAZENECA PLC</StockNm>
        <EOYBookValueAmt>23195</EOYBookValueAmt>
        <EOYFMVAmt>19263</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BANKINTER S A</StockNm>
        <EOYBookValueAmt>12969</EOYBookValueAmt>
        <EOYFMVAmt>12262</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BERKSHIRE HATHAWAY B - 1,000 SH</StockNm>
        <EOYBookValueAmt>192105</EOYBookValueAmt>
        <EOYFMVAmt>453280</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BERKSHIRE HATHAWAY B - 307 SH</StockNm>
        <EOYBookValueAmt>36152</EOYBookValueAmt>
        <EOYFMVAmt>116493</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BOOKING HOLDINGS - 16 SH</StockNm>
        <EOYBookValueAmt>20552</EOYBookValueAmt>
        <EOYFMVAmt>54653</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BROOKFIELD CORP CLASS A - 2,382 SH</StockNm>
        <EOYBookValueAmt>79230</EOYBookValueAmt>
        <EOYFMVAmt>134031</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BUREAU VERITAS SA F - 377 SH</StockNm>
        <EOYBookValueAmt>22737</EOYBookValueAmt>
        <EOYFMVAmt>22726</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CANADIAN PAC RAILWAY - 1,785 SH</StockNm>
        <EOYBookValueAmt>38372</EOYBookValueAmt>
        <EOYFMVAmt>72370</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CAPGEMINI S E - 391 SH</StockNm>
        <EOYBookValueAmt>27539</EOYBookValueAmt>
        <EOYFMVAmt>22852</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CAPITAL ONE FC - 282 SH</StockNm>
        <EOYBookValueAmt>10819</EOYBookValueAmt>
        <EOYFMVAmt>35664</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHUBB LTD - 78 SH</StockNm>
        <EOYBookValueAmt>12987</EOYBookValueAmt>
        <EOYFMVAmt>16302</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMPAGNIE FINANCIERE R F - 1,404 SH</StockNm>
        <EOYBookValueAmt>23371</EOYBookValueAmt>
        <EOYFMVAmt>26277</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMPASS GROUP PLC - 1,071 SH</StockNm>
        <EOYBookValueAmt>18778</EOYBookValueAmt>
        <EOYFMVAmt>29761</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONTINENTAL AG HANNOVE SPONSORED ADR - 2449 SH</StockNm>
        <EOYBookValueAmt>9576</EOYBookValueAmt>
        <EOYFMVAmt>8309</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CRH PUBLIC LIMITED CO</StockNm>
        <EOYBookValueAmt>7939</EOYBookValueAmt>
        <EOYFMVAmt>9530</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CRODA INTL PLC</StockNm>
        <EOYBookValueAmt>13579</EOYBookValueAmt>
        <EOYFMVAmt>10653</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CVS HEALTH CORP - 1,064 SH</StockNm>
        <EOYBookValueAmt>104324</EOYBookValueAmt>
        <EOYFMVAmt>67200</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DBS GROUP HOLDINGS LTD SPONSORED ADR - 120 SH</StockNm>
        <EOYBookValueAmt>6978</EOYBookValueAmt>
        <EOYFMVAmt>16901</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DIPLOMA PLC</StockNm>
        <EOYBookValueAmt>17728</EOYBookValueAmt>
        <EOYFMVAmt>21344</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DISCO CORP F - 718 SH</StockNm>
        <EOYBookValueAmt>7959</EOYBookValueAmt>
        <EOYFMVAmt>8024</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DSV A/S</StockNm>
        <EOYBookValueAmt>9278</EOYBookValueAmt>
        <EOYFMVAmt>9239</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EPIROC AKTIEBOI.AG</StockNm>
        <EOYBookValueAmt>18680</EOYBookValueAmt>
        <EOYFMVAmt>17308</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXPERIAN PLC - 254 SH</StockNm>
        <EOYBookValueAmt>21324</EOYBookValueAmt>
        <EOYFMVAmt>21920</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FANUC LTD JAPAN - 1043 SH</StockNm>
        <EOYBookValueAmt>19527</EOYBookValueAmt>
        <EOYFMVAmt>17826</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FISERV INC - 711 SH</StockNm>
        <EOYBookValueAmt>81728</EOYBookValueAmt>
        <EOYFMVAmt>146054</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FLEXTRONICS INTL LTD ORD - 1,498 SH</StockNm>
        <EOYBookValueAmt>5906</EOYBookValueAmt>
        <EOYFMVAmt>38390</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GILDAN ACTIVEWEAR - 330 SH</StockNm>
        <EOYBookValueAmt>18501</EOYBookValueAmt>
        <EOYFMVAmt>22913</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HALMA PLC - 190 SH</StockNm>
        <EOYBookValueAmt>15152</EOYBookValueAmt>
        <EOYFMVAmt>18769</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HEXAGON AB</StockNm>
        <EOYBookValueAmt>6734</EOYBookValueAmt>
        <EOYFMVAmt>6484</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HOYA CORP - 167 SH</StockNm>
        <EOYBookValueAmt>17840</EOYBookValueAmt>
        <EOYFMVAmt>20708</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ICON PLC - 81 SH</StockNm>
        <EOYBookValueAmt>16754</EOYBookValueAmt>
        <EOYFMVAmt>14889</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>IMCD GROUP N V - 147 SH</StockNm>
        <EOYBookValueAmt>18735</EOYBookValueAmt>
        <EOYFMVAmt>18642</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ING GROEP ADR REP 1 OR F - 1356 SH</StockNm>
        <EOYBookValueAmt>17401</EOYBookValueAmt>
        <EOYFMVAmt>21249</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ITT, INC. - 364 SH</StockNm>
        <EOYBookValueAmt>14355</EOYBookValueAmt>
        <EOYFMVAmt>28576</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JAMES HARDIE INDS PLC</StockNm>
        <EOYBookValueAmt>15114</EOYBookValueAmt>
        <EOYFMVAmt>11923</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JPMORGAN CHASE &amp; CO - 244 SH</StockNm>
        <EOYBookValueAmt>20993</EOYBookValueAmt>
        <EOYFMVAmt>47942</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>KAO CORP</StockNm>
        <EOYBookValueAmt>9367</EOYBookValueAmt>
        <EOYFMVAmt>9348</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>KBC GROUP NV - 473 SH</StockNm>
        <EOYBookValueAmt>18465</EOYBookValueAmt>
        <EOYFMVAmt>21136</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LOCKHEED MARTIN CORP COM - 106 SH</StockNm>
        <EOYBookValueAmt>43427</EOYBookValueAmt>
        <EOYFMVAmt>57827</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LONDON STOCK EXCHANGE - 569 SH</StockNm>
        <EOYBookValueAmt>16097</EOYBookValueAmt>
        <EOYFMVAmt>21735</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MARKEL GROUP INC - 62 SH</StockNm>
        <EOYBookValueAmt>54247</EOYBookValueAmt>
        <EOYFMVAmt>93216</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MASTERCARD INC - 181 SH</StockNm>
        <EOYBookValueAmt>34867</EOYBookValueAmt>
        <EOYFMVAmt>52657</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MCKESSON CORPORATION - 266 SH</StockNm>
        <EOYBookValueAmt>31772</EOYBookValueAmt>
        <EOYFMVAmt>127660</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP - 1,108 SH</StockNm>
        <EOYBookValueAmt>86417</EOYBookValueAmt>
        <EOYFMVAmt>421500</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP - 255 SH</StockNm>
        <EOYBookValueAmt>6537</EOYBookValueAmt>
        <EOYFMVAmt>102425</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MITSUI FUDOSAN CO LTD F</StockNm>
        <EOYBookValueAmt>17135</EOYBookValueAmt>
        <EOYFMVAmt>14544</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MIZUHO FINL GROUP INC</StockNm>
        <EOYBookValueAmt>26918</EOYBookValueAmt>
        <EOYFMVAmt>31648</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MTU AERO ENGINES HOLDI F - 94 SH</StockNm>
        <EOYBookValueAmt>18071</EOYBookValueAmt>
        <EOYFMVAmt>26343</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NIPPON SANSO HLDGS COR</StockNm>
        <EOYBookValueAmt>20715</EOYBookValueAmt>
        <EOYFMVAmt>18512</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NITORI HLDGS CO LTD</StockNm>
        <EOYBookValueAmt>20447</EOYBookValueAmt>
        <EOYFMVAmt>17109</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NOMURA RESEARCH IND F - 691 SH</StockNm>
        <EOYBookValueAmt>14548</EOYBookValueAmt>
        <EOYFMVAmt>15571</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NORDEA BANK</StockNm>
        <EOYBookValueAmt>10527</EOYBookValueAmt>
        <EOYFMVAmt>9834</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NOVARTIS AG SPONSORED ADR - 679 SH</StockNm>
        <EOYBookValueAmt>51833</EOYBookValueAmt>
        <EOYFMVAmt>66073</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NOVO-NORDISK A S</StockNm>
        <EOYBookValueAmt>39576</EOYBookValueAmt>
        <EOYFMVAmt>37247</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ORACLE CORPORATION - 688 SH</StockNm>
        <EOYBookValueAmt>26843</EOYBookValueAmt>
        <EOYFMVAmt>83320</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ORACLE CORPORATION - 896 SH</StockNm>
        <EOYBookValueAmt>22094</EOYBookValueAmt>
        <EOYFMVAmt>73322</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PUMA FE</StockNm>
        <EOYBookValueAmt>10296</EOYBookValueAmt>
        <EOYFMVAmt>9807</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>QUANTA SERVICES INC - 317 SH</StockNm>
        <EOYBookValueAmt>13897</EOYBookValueAmt>
        <EOYFMVAmt>94815</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RECRUIIT CO. LTD - 1404 SH</StockNm>
        <EOYBookValueAmt>6318</EOYBookValueAmt>
        <EOYFMVAmt>13844</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RELX PLC ADR - 1,085 SH</StockNm>
        <EOYBookValueAmt>26826</EOYBookValueAmt>
        <EOYFMVAmt>50552</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RENESAS ELECTRS CO - 1855 SH</StockNm>
        <EOYBookValueAmt>8950</EOYBookValueAmt>
        <EOYFMVAmt>8128</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RYANAIR HLDGS PLC ADR - 233 SH</StockNm>
        <EOYBookValueAmt>17373</EOYBookValueAmt>
        <EOYFMVAmt>20357</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SAMPO OYJ ADR - 862 SH</StockNm>
        <EOYBookValueAmt>16047</EOYBookValueAmt>
        <EOYFMVAmt>18499</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SAP SE - 131 SH</StockNm>
        <EOYBookValueAmt>11053</EOYBookValueAmt>
        <EOYFMVAmt>20189</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SHIN ETSU CHEMICAL CO - 926 SH</StockNm>
        <EOYBookValueAmt>18147</EOYBookValueAmt>
        <EOYFMVAmt>15298</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SIEMENS HEALTHINEERS - 509 SH</StockNm>
        <EOYBookValueAmt>24639</EOYBookValueAmt>
        <EOYFMVAmt>25137</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SUNCOR ENERGY INC.- 534 SH</StockNm>
        <EOYBookValueAmt>13798</EOYBookValueAmt>
        <EOYFMVAmt>18803</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SUZUKI MTR CORP UNSPONSORD ADR - 81 SH</StockNm>
        <EOYBookValueAmt>14242</EOYBookValueAmt>
        <EOYFMVAmt>14590</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SYMRISE AG</StockNm>
        <EOYBookValueAmt>17664</EOYBookValueAmt>
        <EOYFMVAmt>15344</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TECHTRONIC INDS LTD</StockNm>
        <EOYBookValueAmt>18853</EOYBookValueAmt>
        <EOYFMVAmt>19093</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>THALES SA - 769 SH</StockNm>
        <EOYBookValueAmt>17672</EOYBookValueAmt>
        <EOYFMVAmt>19485</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TOKYO ELECTRON LTD</StockNm>
        <EOYBookValueAmt>21908</EOYBookValueAmt>
        <EOYFMVAmt>17740</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>U HAUL HOLDING NON VOTING - 906 SH</StockNm>
        <EOYBookValueAmt>53009</EOYBookValueAmt>
        <EOYFMVAmt>63089</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNILEVER PLC ADR - 528 SH</StockNm>
        <EOYBookValueAmt>43715</EOYBookValueAmt>
        <EOYFMVAmt>50293</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNION PACIFIC CORP - 303 SH</StockNm>
        <EOYBookValueAmt>63709</EOYBookValueAmt>
        <EOYFMVAmt>69096</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNIVERSAL MUSIC GROUP - 1117 SH</StockNm>
        <EOYBookValueAmt>16418</EOYBookValueAmt>
        <EOYFMVAmt>19038</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VAT GROUP</StockNm>
        <EOYBookValueAmt>8336</EOYBookValueAmt>
        <EOYFMVAmt>5991</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VISA INC CLASS A - 303 SH</StockNm>
        <EOYBookValueAmt>68381</EOYBookValueAmt>
        <EOYFMVAmt>90387</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AIR PRODS &amp; CHEMS INC</StockNm>
        <EOYBookValueAmt>74745</EOYBookValueAmt>
        <EOYFMVAmt>86722</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AON PLC</StockNm>
        <EOYBookValueAmt>40018</EOYBookValueAmt>
        <EOYFMVAmt>48846</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CENTENE CORP DEL</StockNm>
        <EOYBookValueAmt>81443</EOYBookValueAmt>
        <EOYFMVAmt>78209</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CME GROUP INC</StockNm>
        <EOYBookValueAmt>51221</EOYBookValueAmt>
        <EOYFMVAmt>59219</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMCAST CORP NEW</StockNm>
        <EOYBookValueAmt>53367</EOYBookValueAmt>
        <EOYFMVAmt>61474</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMPASS GROUP PLC ORDF</StockNm>
        <EOYBookValueAmt>51702</EOYBookValueAmt>
        <EOYFMVAmt>65002</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DISNEY WALT CO</StockNm>
        <EOYBookValueAmt>29168</EOYBookValueAmt>
        <EOYFMVAmt>37859</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DONALDSON INC</StockNm>
        <EOYBookValueAmt>46844</EOYBookValueAmt>
        <EOYFMVAmt>42969</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GENTEX CORP</StockNm>
        <EOYBookValueAmt>40309</EOYBookValueAmt>
        <EOYFMVAmt>34131</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HEINEKEN NV</StockNm>
        <EOYBookValueAmt>83218</EOYBookValueAmt>
        <EOYFMVAmt>65584</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>OCCIDENTAL PETE CORP</StockNm>
        <EOYBookValueAmt>101853</EOYBookValueAmt>
        <EOYFMVAmt>87011</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SCHLUMBERGER LTD</StockNm>
        <EOYBookValueAmt>43451</EOYBookValueAmt>
        <EOYFMVAmt>38110</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SMITH &amp; NEPHEW GROUP</StockNm>
        <EOYBookValueAmt>47134</EOYBookValueAmt>
        <EOYFMVAmt>45743</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc2210400001">
      <USGovtObligationsBookVlEOYAmt>31271</USGovtObligationsBookVlEOYAmt>
      <USGovtObligationsEOYFMVAmt>31509</USGovtObligationsEOYFMVAmt>
      <StateLocalSecBookVlEOYAmt>0</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>0</StateLocalSecEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <InvestmentsOtherSchedule2 documentId="RetDoc2018100001">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>COMMUNICAT SVS SLCT SEC - 331 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>42167</BookValueAmt>
        <EOYFMVAmt>57796</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ENERGY SELECT SECTOR SPDR ETF IV - 220 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>10451</BookValueAmt>
        <EOYFMVAmt>9680</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES 1-3 YEAR TREASURY BOND ETF - 334 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>30484</BookValueAmt>
        <EOYFMVAmt>30579</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES 3-7 YEAR TREASURY BOND ETF - 330 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>27873</BookValueAmt>
        <EOYFMVAmt>26577</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES CORE 1-5 YEAR</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>40177</BookValueAmt>
        <EOYFMVAmt>38789</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES CORE MSCI EMERGING ETF - 415 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>64227</BookValueAmt>
        <EOYFMVAmt>67259</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES CORE MSCI PACIFIC ETF - 651 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>13676</BookValueAmt>
        <EOYFMVAmt>13992</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES MSCIJAPAN ETF</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>20735</BookValueAmt>
        <EOYFMVAmt>19459</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES RUSSELL MID CAP ETF - 500 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>40022</BookValueAmt>
        <EOYFMVAmt>44200</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES TIPS BOND ETF</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>30558</BookValueAmt>
        <EOYFMVAmt>26851</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES US TREASURY BOND ETF - 2,683 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>69418</BookValueAmt>
        <EOYFMVAmt>69974</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHR ETF GSCI CMD DYN STR ETF - 924 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>45134</BookValueAmt>
        <EOYFMVAmt>40901</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SELECT SECTOR HEALTH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>8959</BookValueAmt>
        <EOYFMVAmt>8804</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SELECT STR FINANCIAL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>8940</BookValueAmt>
        <EOYFMVAmt>11406</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR DOW JONES INDUSTRIAL AVR ETF - 300 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>100206</BookValueAmt>
        <EOYFMVAmt>127650</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR FUND CONSUMER DISCRE SELECT ETF - 106 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>18318</BookValueAmt>
        <EOYFMVAmt>23781</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR FUND CONSUMER STAPLES ETF - 308 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>22546</BookValueAmt>
        <EOYFMVAmt>24212</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR S&amp;P 500 ETF - 145 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>164908</BookValueAmt>
        <EOYFMVAmt>203956</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>TECHNOLOGY SELECT SECTOR - 347 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>52073</BookValueAmt>
        <EOYFMVAmt>73244</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD DIV APPRECIATION FD ETF - 193 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>20262</BookValueAmt>
        <EOYFMVAmt>37599</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD FTSE DEVELOPED MKTS ETF - 1,464 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>58951</BookValueAmt>
        <EOYFMVAmt>61312</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD INTERMEDIATE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>117504</BookValueAmt>
        <EOYFMVAmt>119361</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD REAL ESTATE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>20559</BookValueAmt>
        <EOYFMVAmt>19063</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD SMALL CAP ETF - 100 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>22311</BookValueAmt>
        <EOYFMVAmt>24028</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD TOTAL STK MKT - 109 SH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>16575</BookValueAmt>
        <EOYFMVAmt>29271</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <LandEtcSchedule2 documentId="RetDoc2059000001">
      <LandEtcGrp>
        <CategoryOrItemTxt>COMPUTER NETWORK</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>2201</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>2201</AccumulatedDepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>COMPUTER NETWORK SETUP</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>626</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>626</AccumulatedDepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>TELEPHONE SYSTEM</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>2859</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>2359</AccumulatedDepreciationAmt>
        <BookValueAmt>500</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>OFFICE EQUIP-SHREDDER &amp; GARBAGE BINS</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>1157</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>1157</AccumulatedDepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>MAC COMPUTER</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>1761</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>1761</AccumulatedDepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>SECURITY SYSTEM</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>6050</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>5475</AccumulatedDepreciationAmt>
        <BookValueAmt>575</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>FURNITURE &amp; FIXTURES</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>42084</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>32724</AccumulatedDepreciationAmt>
        <BookValueAmt>9360</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>LEASEHOLD IMPROVEMENTS</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>2700</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>549</AccumulatedDepreciationAmt>
        <BookValueAmt>2151</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>FURNITURE &amp; FIXTURES</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>3882</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>3882</AccumulatedDepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>FURNITURE &amp; FIXTURES</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>3034</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>3034</AccumulatedDepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>LEASEHOLD IMPROVEMENTS</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>650</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>129</AccumulatedDepreciationAmt>
        <BookValueAmt>521</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>VOICEMAIL SERVER</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>2204</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>2204</AccumulatedDepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>TELEPHONE SYSTEM - APC REPLACEMENT</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>114</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>114</AccumulatedDepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CategoryOrItemTxt>DESK/CABINET</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>12000</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>12000</AccumulatedDepreciationAmt>
        <BookValueAmt>0</BookValueAmt>
      </LandEtcGrp>
    </LandEtcSchedule2>
    <LegalFeesSchedule documentId="RetDoc2002100001">
      <LegalFeesGrp>
        <CategoryTxt>LEGAL FEES</CategoryTxt>
        <LegalFeesAmt>483</LegalFeesAmt>
        <NetInvestmentIncomeAmt>289</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>194</DisbursementsCharitablePrpsAmt>
      </LegalFeesGrp>
    </LegalFeesSchedule>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpensesScheduleGrp>
        <Desc>COMPUTER NETWORK - 4476 MAIN</Desc>
        <RevenueAndExpensesPerBooksAmt>12294</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>12294</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INSURANCE - 4476 MAIN</Desc>
        <RevenueAndExpensesPerBooksAmt>1309</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>1309</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>LEASE - COPIER</Desc>
        <RevenueAndExpensesPerBooksAmt>2879</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>2879</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>OFFICE SUPPLIES</Desc>
        <RevenueAndExpensesPerBooksAmt>242</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>242</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncreasesSchedule documentId="RetDoc2049700001">
      <OtherIncreasesDetail>
        <Desc>CASH FLOW TIMING DIFFERENCES</Desc>
        <Amt>129583</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc2002300001">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT FEES</CategoryTxt>
        <Amt>61016</Amt>
        <NetInvestmentIncomeAmt>61016</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc2002500001">
      <TaxesDetail>
        <CategoryTxt>PAYROLL TAXES</CategoryTxt>
        <Amt>4051</Amt>
        <NetInvestmentIncomeAmt>2025</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>2026</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>