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        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <BusinessName>
            <BusinessNameLine1Txt>THE PEOPLES BANK</BusinessNameLine1Txt>
          </BusinessName>
          <USAddress>
            <AddressLine1Txt>136 S MAIN</AddressLine1Txt>
            <CityNm>SMITH CENTER</CityNm>
            <StateAbbreviationCd>KS</StateAbbreviationCd>
            <ZIPCd>66967</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>435</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>497513</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>4917</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>502430</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>502430</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>7536</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>494894</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>24745</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>24745</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>130</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>130</TotalTaxAmt>
        <DistributableBeforeAdjAmt>24615</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>24615</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>24615</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>22323</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>22323</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>24615</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>19351</UndistributedIncomePYAmt>
        <QualifyingDistributionsAmt>22323</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>19351</AppliedToYear1Amt>
        <AppliedToCurrentYearAmt>2972</AppliedToCurrentYearAmt>
        <UndistributedIncomeCYAmt>21643</UndistributedIncomeCYAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>THE PEOPLES BANK</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>136 S MAIN</AddressLine1Txt>
            <AddressLine2Txt>PO BOX 307</AddressLine2Txt>
            <CityNm>SMITH CENTER</CityNm>
            <StateAbbreviationCd>KS</StateAbbreviationCd>
            <ZIPCd>669670307</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>7852826682</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>APPLICATIONS ARE PROVIDED UPON REQUEST. ALSO INCLUDE, A CURRENT TRANSCRIPT, A SHORT ESSAY STATING EDUCATIONAL GOALS AND PLANS FOR ACHIEVEMENT, AND A LIST OF SCHOLASTIC, EXTRACURRICULAR ACTIVITIES, AND WORK HISTORY.</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>APRIL 1ST</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>MUST BE A PROSPECTIVE GRADUATE OF SMITH CENTER HIGH SCHOOL AND PURSUING A POST-SECONDARY EDUCATION FOR (A) COLLEGE, (B) VOCATIONAL-TECHNICAL SCHOOL IN A HEALTH RELATED FIELD, (C) MEDICAL SCHOOL OR (D) OTHER POST SECONDARY STUDY IN ANY MEDICALLY RELATED FIELD OTHER THAN MENTAL HEALTH.</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>FORT HAYS STATE UNIVERSITY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>600 PARK ST</AddressLine1Txt>
            <CityNm>HAYS</CityNm>
            <StateAbbreviationCd>KS</StateAbbreviationCd>
            <ZIPCd>67601</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL</GrantOrContributionPurposeTxt>
          <Amt>8869</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>UNIVERSITY OF PHOENIX</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>4035 S RIVERPOINT PARKWAY</AddressLine1Txt>
            <CityNm>PHOENIX</CityNm>
            <StateAbbreviationCd>AZ</StateAbbreviationCd>
            <ZIPCd>85040</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL</GrantOrContributionPurposeTxt>
          <Amt>2419</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>WASHBURN UNIVERSITY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1700 SW COLLEGE AVE</AddressLine1Txt>
            <CityNm>TOPEKA</CityNm>
            <StateAbbreviationCd>KS</StateAbbreviationCd>
            <ZIPCd>66621</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL</GrantOrContributionPurposeTxt>
          <Amt>4031</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>STERLING COLLEGE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>125 W COOPER ST</AddressLine1Txt>
            <CityNm>STERLING</CityNm>
            <StateAbbreviationCd>KS</StateAbbreviationCd>
            <ZIPCd>67579</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL</GrantOrContributionPurposeTxt>
          <Amt>6450</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>21769</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>1513</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>552</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <NetRntlIncmReNotDebtFincdProp>
          <ExclusionCd>16</ExclusionCd>
          <ExclusionAmt>5063</ExclusionAmt>
        </NetRntlIncmReNotDebtFincdProp>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>2654</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <OtherRevenueDescribedGrp>
          <Desc>USED SCHOLARSHIP</Desc>
          <RelatedOrExemptFunctionIncmAmt>2419</RelatedOrExemptFunctionIncmAmt>
        </OtherRevenueDescribedGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>9782</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>2419</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>12201</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc1">
      <AccountingFeesDetail>
        <CategoryTxt>GAREN L KUHLMANN CPA CHTD</CategoryTxt>
        <Amt>567</Amt>
        <NetInvestmentIncomeAmt>57</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>510</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2">
      <InvestmentsCorporateBondsGrp>
        <BondNm>CORPORATE SECURITIES</BondNm>
        <EOYBookValueAmt>15407</EOYBookValueAmt>
        <EOYFMVAmt>15165</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BOND FUNDS</BondNm>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc3">
      <InvestmentsCorporateStockGrp>
        <StockNm>STOCK FUNDS</StockNm>
        <EOYBookValueAmt>2000</EOYBookValueAmt>
        <EOYFMVAmt>2216</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMMON STOCKS</StockNm>
        <EOYBookValueAmt>3435</EOYBookValueAmt>
        <EOYFMVAmt>8360</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXCHANGE TRADED FUNDS/STK ETF</StockNm>
        <EOYBookValueAmt>5450</EOYBookValueAmt>
        <EOYFMVAmt>11466</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FOREIGN STOCKS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FOREIGN STOCK FUNDS</StockNm>
        <EOYBookValueAmt>4000</EOYBookValueAmt>
        <EOYFMVAmt>3975</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc4">
      <StateLocalSecBookVlEOYAmt>5000</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>4781</StateLocalSecEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <LandEtcSchedule2 documentId="RetDoc5">
      <LandEtcGrp>
        <CategoryOrItemTxt>FARM REAL ESTATE</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>43800</CostOrOtherBasisAmt>
        <BookValueAmt>43800</BookValueAmt>
        <EOYFMVAmt>461426</EOYFMVAmt>
      </LandEtcGrp>
    </LandEtcSchedule2>
    <OtherDecreasesSchedule documentId="RetDoc6">
      <OtherDecreasesDetail>
        <Desc>ROUNDING</Desc>
        <Amt>3</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="RetDoc7">
      <OtherExpensesScheduleGrp>
        <Desc>FARM CASH RENT</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>FARM MANAGEMENT FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>354</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>354</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INSURANCE</Desc>
        <RevenueAndExpensesPerBooksAmt>88</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>88</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc8">
      <OtherIncomeDetail>
        <Desc>USED SCHOLARSHIP</Desc>
        <RevenueAndExpensesPerBooksAmt>2419</RevenueAndExpensesPerBooksAmt>
        <AdjustedNetIncomeAmt>2419</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <TaxesSchedule documentId="RetDoc9">
      <TaxesDetail>
        <CategoryTxt>FEDERAL EXCISE TAX</CategoryTxt>
        <Amt>122</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN WITHHOLDING TAX</CategoryTxt>
        <Amt>2</Amt>
        <NetInvestmentIncomeAmt>2</NetInvestmentIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FARM CASH RENT</CategoryTxt>
        <Amt>1581</Amt>
        <NetInvestmentIncomeAmt>1581</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>