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        <CityNm>Wheeling</CityNm>
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      <InCareOfNm>% Robert J Krall</InCareOfNm>
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    <BusinessOfficerGrp>
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        <OtherInvestmentsEOYAmt referenceDocumentId="STM118">6150000</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>6192722</OtherInvestmentsEOYFMVAmt>
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        <TotalAssetsEOYFMVAmt>36538904</TotalAssetsEOYFMVAmt>
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        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
        <NoDonorRstrNetAssestsBOYAmt>21990079</NoDonorRstrNetAssestsBOYAmt>
        <NoDonorRstrNetAssestsEOYAmt>23354945</NoDonorRstrNetAssestsEOYAmt>
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        <TotNetAstOrFundBalancesEOYAmt>23354945</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>21990079</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>23354945</TotalLiabilitiesNetAstEOYAmt>
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      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>21990079</TotNetAstOrFundBalancesBOYAmt>
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        <TotNetAstOrFundBalancesEOYAmt>23354945</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>Publically Traded Securities</PropertyDesc>
          <GrossSalesPriceAmt>4459218</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2276514</CostOrOtherBasisAmt>
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        <CapitalGainNetIncomeAmt>2182704</CapitalGainNetIncomeAmt>
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        <TaxDueAmt>31182</TaxDueAmt>
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        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
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        <Form1120POLFiledInd>false</Form1120POLFiledInd>
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        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
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        <OrgReportOrRegisterStateCd>WV</OrgReportOrRegisterStateCd>
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        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <IndividualWithBooksNm>THE FOUNDATION</IndividualWithBooksNm>
        <PhoneNum>3042422300</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>83 EDGINGTON LANE</AddressLine1Txt>
          <CityNm>Wheeling</CityNm>
          <StateAbbreviationCd>WV</StateAbbreviationCd>
          <ZIPCd>26003</ZIPCd>
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        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
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        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
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        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
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        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
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      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>William J Yaeger Jr</PersonNm>
          <USAddress>
            <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </USAddress>
          <TitleTxt>Trustee</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>2.50</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>120549</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Robert J Krall</PersonNm>
          <USAddress>
            <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
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          <TitleTxt>Trustee</TitleTxt>
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          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Holly S Planinsic</PersonNm>
          <USAddress>
            <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
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          <TitleTxt>Trustee</TitleTxt>
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        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Robert P Fitzsimmons</PersonNm>
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            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
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          <TitleTxt>Trustee</TitleTxt>
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        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
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        <DistributableAsAdjustedAmt>1708476</DistributableAsAdjustedAmt>
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        <QualifyingDistributionsAmt>1622129</QualifyingDistributionsAmt>
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        <DistributableAsAdjustedAmt>1708476</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>1621408</UndistributedIncomePYAmt>
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        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>Robert J Krall</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>83 Edgington Lane</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
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          <RecipientPhoneNum>3042422300</RecipientPhoneNum>
          <RecipientEmailAddressTxt>rkrall@hmhy.com</RecipientEmailAddressTxt>
          <FormAndInfoAndMaterialsTxt>ALL APPLICATIONS FOR GRANTS SHOULD BE MADE BY COMPLETING THE FOUNDATION GRANT APPLICATION FORM. THE APPLICATION FORM REQUESTS VARIOUS INFORMATION AND MATERIALS, INCLUDING GENERAL INFORMATION ABOUT THE OPERATIONS AND EXEMPT STATUS OF THE ORGANIZATION AND REGARDING THE PURPOSE AND USE OF REQUESTED GRANT.</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>none</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>GRANTS ARE LIMITED TO CHARITABLE PURPOSES IN THE US; HOWEVER, PREFERENCE IS AFFORDED TO OHIO COUNTY, WV, AND ITS CONTIGUOUS COUNTIES. IN ADDITION, SPECIAL ONSIDERATION IS GIVEN TO THE EDUCATION OF CHILDREN, HEALTH CARE FOR THE COMMUNITY AND THE NEEDS OF THE POOR AND INFIRM.</RestrictionsOnAwardsTxt>
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          <RecipientPersonNm>MADISON ELEMENTARY SCHOOL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>91 ZANE ST</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>ANCHOR PROGRAM</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>OGLEBAY FOUNDATION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>255 MANSION DR</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Youth Activities</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>KINGS DAUGHTERS CHILD CARE CENTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>61 13TH ST</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CONSTRUCTION PROJECT STAFF RETENTION GENERAL</GrantOrContributionPurposeTxt>
          <Amt>305000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>WHEELING HEALTH RIGHT INC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>61 29TH ST</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PAY OFF MORTGAGE MOBILE MEDICAL UNIT STAFF</GrantOrContributionPurposeTxt>
          <Amt>491000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>WHEELING CENTRAL CATHOLIC HIGH SCH</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>75 14TH ST</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOOL WISH LIST ITEMS</GrantOrContributionPurposeTxt>
          <Amt>156000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SHRINERS CHILDREN HOSPITALS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1 CHILDRENS PLAZA 2 WEST</AddressLine1Txt>
            <CityNm>Dayton</CityNm>
            <StateAbbreviationCd>OH</StateAbbreviationCd>
            <ZIPCd>45404</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL PURPOSES</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BEYOND THE BACKYARD</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>227 CAPITOL STREET</AddressLine1Txt>
            <CityNm>Charleston</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>253026003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL PURPOSES</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HOUSE OF THE CARPENTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>200 S FRONT ST</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL PURPOSES</GrantOrContributionPurposeTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>CENTER WHEELING FELLOWSHIP</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>41-22ND STREET</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
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          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>NEW BOILER</GrantOrContributionPurposeTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>CITY OF WHEELING PARKS RECREATION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>51 16TH STREET</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>NEW ROOF ISLAND POOL</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SOCIETY OF ST VINCENT DE PAUL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2244 MARSHALL AVENUE</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
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          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL OPERATIONS</GrantOrContributionPurposeTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SOUP KITCHEN OF GREATER WHEELING</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1610 EOFF STREET</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
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          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>100000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HOH SHARE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>88 14TH STREET</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL PURPOSES</GrantOrContributionPurposeTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>DRY RIDGE COMMUNITY CENTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>259 CEDAR CREEK LANE</AddressLine1Txt>
            <CityNm>Cameron</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26033</ZIPCd>
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          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>IMPROVEMENTS</GrantOrContributionPurposeTxt>
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        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>FAMILY SERVICES</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2200 MAIN STREET</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>8000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>FRIENDS OF WHEELING</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 889</AddressLine1Txt>
            <CityNm>Wheeling</CityNm>
            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26003</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>REFURBISH 722-724 MAIN STREET</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>OHIO VALLEY RECOVERY INC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>4850 EOFF STREET</AddressLine1Txt>
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            <StateAbbreviationCd>WV</StateAbbreviationCd>
            <ZIPCd>26031</ZIPCd>
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          <RecipientRelationshipTxt>NA</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>UNITY CENTER GENERAL OPERATIONS</GrantOrContributionPurposeTxt>
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        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
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          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>144894</ExclusionAmt>
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        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>3116550</ExclusionAmt>
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        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
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        <EOYFMVAmt>59225</EOYFMVAmt>
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        <EOYFMVAmt>135732</EOYFMVAmt>
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        <EOYFMVAmt>213240</EOYFMVAmt>
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        <EOYFMVAmt>457056</EOYFMVAmt>
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        <EOYFMVAmt>631843</EOYFMVAmt>
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        <EOYFMVAmt>312768</EOYFMVAmt>
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        <EOYFMVAmt>48489</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>617600</EOYFMVAmt>
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        <EOYFMVAmt>54638</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>191712</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>439133</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>1722249</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>243 SHS ORION OFFICE REIT</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>4600 SHS PAYCHEX INC</StockNm>
        <EOYBookValueAmt>167842</EOYBookValueAmt>
        <EOYFMVAmt>645012</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2732 SHS PEPSICO INCORPORATED</StockNm>
        <EOYBookValueAmt>236563</EOYBookValueAmt>
        <EOYFMVAmt>415428</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>12862 SHS PFIZER</StockNm>
        <EOYBookValueAmt>243282</EOYBookValueAmt>
        <EOYFMVAmt>341229</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>650 shs phillips 66</StockNm>
        <EOYBookValueAmt>39252</EOYBookValueAmt>
        <EOYFMVAmt>74055</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2036 SHS PRCTOR &amp; GAMBLE</StockNm>
        <EOYBookValueAmt>136030</EOYBookValueAmt>
        <EOYFMVAmt>341335</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1550 SHS RAYTHEON TECH UNITED</StockNm>
        <EOYBookValueAmt>74694</EOYBookValueAmt>
        <EOYFMVAmt>179366</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2431 SHS REALTY INCOME CORP</StockNm>
        <EOYBookValueAmt>83102</EOYBookValueAmt>
        <EOYFMVAmt>129840</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1100 SHS SCHLUMBERGER LTD</StockNm>
        <EOYBookValueAmt>76148</EOYBookValueAmt>
        <EOYFMVAmt>42174</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2524 SHS SPDR FUND CONSUMER</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>4125 SHS SECTOR SPRD TECH SELE</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1565 SHS SERVICE PPTYS TR</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>22 SHS SYLVAMO CORP</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>150 SHS SIMON PPTY GROUP</StockNm>
        <EOYBookValueAmt>23622</EOYBookValueAmt>
        <EOYFMVAmt>25832</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>5145 SHS SPDR S&amp;P REGIONAL BAN</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1600 SHS THE COCA COLA CO</StockNm>
        <EOYBookValueAmt>61934</EOYBookValueAmt>
        <EOYFMVAmt>99616</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>300 SHS THERMO FISHER SCNTFC</StockNm>
        <EOYBookValueAmt>47643</EOYBookValueAmt>
        <EOYFMVAmt>156069</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>9640 SHS TJX COS INC</StockNm>
        <EOYBookValueAmt>207745</EOYBookValueAmt>
        <EOYFMVAmt>1164608</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1654 SHS TRAVELERS COMPANIES I</StockNm>
        <EOYBookValueAmt>120999</EOYBookValueAmt>
        <EOYFMVAmt>398432</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>749 SHS UNION PACIFIC CORP</StockNm>
        <EOYBookValueAmt>24206</EOYBookValueAmt>
        <EOYFMVAmt>170802</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1514 SHS VANGUARD INFO TECHNLO</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>262 SHS UNITEDHEALTH GROUP</StockNm>
        <EOYBookValueAmt>137891</EOYBookValueAmt>
        <EOYFMVAmt>132535</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1265 SHS VISA INC</StockNm>
        <EOYBookValueAmt>23706</EOYBookValueAmt>
        <EOYFMVAmt>399791</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2300 SHS WALGREEN COMPANY</StockNm>
        <EOYBookValueAmt>88922</EOYBookValueAmt>
        <EOYFMVAmt>21459</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>3000 SHS WALMART INC</StockNm>
        <EOYBookValueAmt>144726</EOYBookValueAmt>
        <EOYFMVAmt>271050</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>7360 SHS WEYERHAEUSER CO</StockNm>
        <EOYBookValueAmt>192902</EOYBookValueAmt>
        <EOYFMVAmt>207184</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>541 SHS ZIMMER HOLDINGS INC</StockNm>
        <EOYBookValueAmt>42450</EOYBookValueAmt>
        <EOYFMVAmt>57146</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>522 SHS DOW INC</StockNm>
        <EOYBookValueAmt>24379</EOYBookValueAmt>
        <EOYFMVAmt>20948</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>314 SHS WARNER BROS DISCOVER</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>614 SHS WOODSIDE ENERGY GROUP</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>54 SHS ZIMVIE INC</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>617 SHS PROLOGIS INC</StockNm>
        <EOYBookValueAmt>33527</EOYBookValueAmt>
        <EOYFMVAmt>65217</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>365 SHS AIR PROD &amp; CHEMS INC</StockNm>
        <EOYBookValueAmt>100847</EOYBookValueAmt>
        <EOYFMVAmt>105865</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>31 SHS BOOKING HLDGS INC</StockNm>
        <EOYBookValueAmt>116662</EOYBookValueAmt>
        <EOYFMVAmt>154021</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>184 SHS COSTCO WHOLESALE</StockNm>
        <EOYBookValueAmt>156980</EOYBookValueAmt>
        <EOYFMVAmt>168594</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>604 SHS DANAHER CORP</StockNm>
        <EOYBookValueAmt>160047</EOYBookValueAmt>
        <EOYFMVAmt>138648</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>600 SHS GE AEROSPACE</StockNm>
        <EOYBookValueAmt>100116</EOYBookValueAmt>
        <EOYFMVAmt>100074</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2059 SHS GE HEALTHCARE TECH</StockNm>
        <EOYBookValueAmt>163347</EOYBookValueAmt>
        <EOYFMVAmt>160972</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>921 SHS GE VERONA INC</StockNm>
        <EOYBookValueAmt>164108</EOYBookValueAmt>
        <EOYFMVAmt>302945</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1686 SHS MORGAN STANLEY</StockNm>
        <EOYBookValueAmt>164200</EOYBookValueAmt>
        <EOYFMVAmt>211964</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1283 SHS NVIDIA CORP</StockNm>
        <EOYBookValueAmt>155057</EOYBookValueAmt>
        <EOYFMVAmt>172294</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>335 SHS SALESFORCE</StockNm>
        <EOYBookValueAmt>79938</EOYBookValueAmt>
        <EOYFMVAmt>112001</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>200 SHS SALENTUM CORP</StockNm>
        <EOYBookValueAmt>19728</EOYBookValueAmt>
        <EOYFMVAmt>13212</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="STM118">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>POPULAR BANK 4.85%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>200391</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K SALLIE MAE BANK CD 0.55%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K BMO HARRIS BANK 2.8%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K UNIVERSITY BANK 4.15%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100442</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>STATE BANK OF INDIA 4.95%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100370</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BMW BANK OF NORTH 4.35%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101260</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>STATE BANK 4.85%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>103148</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>225K SYNCHRONY BANK CD 3.3%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K CAPITAL ONE BANK 3.15%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K FORBRIGHT BANK 4%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100277</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BANK OF CHINA 5.15%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100135</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>bmw bANK OF NORTH 3.8%</CategoryOrItemTxt>
        <BookValueAmt>50000</BookValueAmt>
        <EOYFMVAmt>49744</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>bARCLAYS bANK 5.0%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>200928</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>75K AMERICAN EXPRESS 3.3%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AVAILA BANK 5.05%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101917</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BANK OF AMERICA 4.35%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>150285</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MERRICK BANK 4.0%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>150444</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K GOLDMAN SACHS CD 2.8%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K UBS BANK USA CD 0.65%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K WELLS FARGO &amp; CO 3.75%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CELTIC BANK 4.7%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101416</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>THE LYONS BANK 4.85%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100878</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MORGAN STANLEY 4.35%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101551</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K GOLDMAN SACHS BANK CD 2.75%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>THE STATE BANK 4.7%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100928</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K FIRST FOUNDATION 4.5%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>UBS BANK 4.55%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>202966</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST GUARANTY BANK 3.9%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>99855</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>TEXAS EXCHANGE 3.7%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>198068</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>225K GOLDMAN SACHS BANK CD 3.3%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>75K CUSTOMERS BANK 3.2%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K CAPITAL ONE 3.3%</CategoryOrItemTxt>
        <BookValueAmt>50000</BookValueAmt>
        <EOYFMVAmt>49743</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPIRITBANK 4.9%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>102650</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BMW BANK OF NORTH 4.6%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101426</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SECURITY FIRST 5.25%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100825</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>200K SALLIE MAE BANK 1.7%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K FNB OF MCGREGOR 3.7%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>99653</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CELTIC BANK CORP</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>152883</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST FEDERAL BANK 3.9%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100004</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BANK OF AMERICA 5.05%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100802</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K WELLS FARGO &amp; CO 3.7%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>200K DISCOVER BANK 4.95%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>201373</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CIBC BANK USA 4.5%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>203571</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AMERICA EXPRESS 3.85%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>199588</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K MORGAN STANLEY CD 2.75%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>150K AMERICAN EXPRESS 2.25%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K UNIVERSITY BANK 4.3%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100146</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>UNITED FIDELITY 4.5%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101924</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SALLIE MAE BANK 4.05%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>150529</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MEDALLION BANK 4.5%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>201157</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K MORGAN STANLEY PR 2.9%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K DISCOVER BANK 4.85%</CategoryOrItemTxt>
        <BookValueAmt>50000</BookValueAmt>
        <EOYFMVAmt>50822</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PARK STATE BANK 4.4%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>203304</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST NATIONAL BANK 3.95%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>150219</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K WELLS FARGO BANK CD 2.8%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K MORGAN STANLEY 3.15%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>99591</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST FOUNDATION 4.55%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>101465</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BANK HAPOALIM 4.05%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>150260</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST NATIONAL BANK 3.95%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>100097</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SOUTHERN BANK 4.75%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>202373</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K BMW BANK OF NORT 2.85%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>50K CAPITAL ONE BANK 3%</CategoryOrItemTxt>
        <BookValueAmt>50000</BookValueAmt>
        <EOYFMVAmt>49734</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PROVIDENCE BANK 4.6%</CategoryOrItemTxt>
        <BookValueAmt>200000</BookValueAmt>
        <EOYFMVAmt>203512</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GATE CITY BANK 4.05%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>150347</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MALAGA BANK 4.0</CategoryOrItemTxt>
        <BookValueAmt>50000</BookValueAmt>
        <EOYFMVAmt>50160</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K BLUE FOUNDRY BANK 4.7%</CategoryOrItemTxt>
        <BookValueAmt>0</BookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>100K CAPITAL ONE 3.9%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>99935</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CITIZENS BANK 4.7%</CategoryOrItemTxt>
        <BookValueAmt>150000</BookValueAmt>
        <EOYFMVAmt>150010</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MERRICK BANK 3.8%</CategoryOrItemTxt>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>99616</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="STM103">
      <OtherExpensesScheduleGrp>
        <Desc>Membership dues</Desc>
        <RevenueAndExpensesPerBooksAmt>1000</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>1000</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>ADR Fees</Desc>
        <RevenueAndExpensesPerBooksAmt>105</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>105</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Insurance</Desc>
        <RevenueAndExpensesPerBooksAmt>0</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>WV annual report</Desc>
        <RevenueAndExpensesPerBooksAmt>25</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>25</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Software</Desc>
        <RevenueAndExpensesPerBooksAmt>4384</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>4384</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Postage</Desc>
        <RevenueAndExpensesPerBooksAmt>7</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>7</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <TaxesSchedule documentId="STM110">
      <TaxesDetail>
        <CategoryTxt>2024 Estimated Taxes</CategoryTxt>
        <Amt>4517</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>