2025-04-15T14:06:32-07:00 2024-12-31 650152722 FINANCIAL STANDARDS GROUP INC 6447 W HIGHWAY 146 CRESTWOOD KY 40014 990 2024-01-01 386053685 Auto-Owners Associates Credit Union AUTO 5173231370 6101 ANACAPRI BLVD LANSING MI 48917 BRANDON BIDDINGER CEO 2025-04-15 true true Donald E Lingerfelt P00339004 8005225820 2024 2025-03-06 01:10:19Z BRANDON BIDDINGER 6101 ANACAPRI BLVD LANSING MI 48917 1779584 false X N/A X MI TO ENCOURAGE THRIFT AMONG ITS MEMBERS, PROVIDE A VARIETY OF FINANCIAL SERVICES TO ITS MEMBERS AND PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION. 7 7 0 7 0 0 628429 652737 804601 1126847 0 1433030 1779584 0 0 241585 236270 0 0 830461 741364 1072046 977634 360984 801950 44057972 41765855 37842411 34748344 6215561 7017511 TO ENCOURAGE THRIFT AMONG ITS MEMBERS, PROVIDE A VARIETY OF FINANCIAL SERVICES TO ITS MEMBERS AND PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION. false false PROVIDE DEPOSIT ACCOUNTS INCLUDING SHARE DRAFTS, CERTIFICATES, CHRISTMAS CLUBS AND SAVINGS ACCOUNTS TO 2,574 MEMBERS, AS OF DECEMBER 31, 2024. PROVIDE MEMBERS WITH 999 LOANS INCLUDING CREDIT CARDS, SIGNATURE, NEW AND USE VEHICLES AND RECREATIONAL VEHICLES AS OF DECEMBER 31, 2024. OFFER ATM & DEBIT CARDS, TRAVEL MONEY CARDS, GIFT CARDS, WIRE TRANSFERS, MONEY ORDERS, ELECTRONIC BANKING ACH, WEB BANKING, MOBILE, APP, MOBILE DEPOSIT, FREE BILL PAY, AND E-SIGNATURE DOCUMENTS TO ALL ELIGIBLE MEMBERS. false false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 2832 0 true 0 false false false false false false false false X 7 7 false false false false true true true true true false false false true true true true true true true false X BRANDON BIDDINGER 5173231370 6101 ANACAPRI BLVD LANSING MI 48917 X AMY CHICK Secretary 1.00 0.00 X 0 0 0 KARL RECKER Director 1.00 0.00 X 0 0 0 DIANA RIDDLE Director 1.00 0.00 X 0 0 0 DAVID LUEDERS Chairman 1.00 0.00 X 0 0 0 TREVOR MAHONEY Treasurer 1.00 0.00 X 0 0 0 MICHAELA BARNETT Director 1.00 0.00 X 0 0 0 MITCHELL LEE Treasurer 1.00 0.00 X 0 0 0 BRANDON BIDDINGER CEO 40.00 0.00 X 0 0 0 0 false false false 0 0 LOAN INTEREST 522100 411160 411160 OTHER 522100 241577 241577 652737 1126847 1126847 0 0 0 0 0 0 0 0 1779584 1779584 0 0 0 0 0 0 236270 0 0 0 0 0 20854 0 0 0 0 0 187250 34531 0 84000 17 0 0 290813 5312 557 15905 LOAN SERVICING 59860 PROF & OUTSIDE SERVICES 24161 PROVISION FOR LOAN LOSS 10378 OPERATING FEES 7935 -209 977634 0 0 0 248326 223244 16385336 15950791 0 0 0 0 8153186 7407686 0 8636 36633 15507 15507 556 0 9461000 18753714 8186714 0 0 508218 499787 44057972 41765855 144259 124982 37698152 34623362 37842411 34748344 X 6215561 7017511 6215561 7017511 44057972 41765855 801950 X false true X true false 15507 15507 8186714 MEMBER SHARES & DEPOSITS 34623362 34623362 Form 990, Part VI, Section A, Line 6 SECTION 501(C)(14) CREDIT UNION IS COMPOSED OF MEMBERS. Form 990, Part VI, Section A, Line 7a MEMBERS VOTE ON BYLAW AND CHARTER CHANGES. MEMBERS VOTE AND ELECT BOARD MEMBERS AT ANNUAL MEETING. Form 990, Part VI, Section A, Line 7b MERGERS ARE VOTED ON BY ENTIRE MEMBERSHIP. Form 990, Part VI, Section B, Line 11b MANAGEMENT REVIEWS TAX RETURNS AND FORWARDS US FORM 8879-TE TO TAX PREPARER. THE RETURNS ARE MADE AVAILABLE TO THE BOARD OF DIRECTORS FOR REVIEW. Form 990, Part VI, Section B, Line 12c EMPLOYEE LOANS ARE MANAGEMENT APPROVED. MANAGEMENT LOANS ARE BOARD APPROVED. LOANS TO BOARD MEMBERS ARE APPROVED BY THE BOARD MINUS THE LENDEE. Form 990, Part VI, Section B, Line 15a EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED. BOARD OF DIRECTORS ARE NOT COMPENSATED. Form 990, Part VI, Section C, Line 19 CREDIT UNION BYLAWS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST AT THE CREDIT UNION'S MAIN OFFICE. QUARTERLY FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBY WHICH IS ACCESSIBLE TO THE GENERAL PUBLIC. QUARTERLY FINANCIAL PERFORMANCE CALL REPORTS ARE ALSO AVAILABLE AT WWW.NCUA.GOV FOR ALL FEDERALLY INSURED CREDIT UNIONS.