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        <Desc>TELEPHONE</Desc>
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      <MethodOfAccountingOtherInd>X</MethodOfAccountingOtherInd>
      <AccountantCompileOrReviewInd>true</AccountantCompileOrReviewInd>
      <AcctCompileOrReviewBasisGrp>
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      <FSAuditedInd>false</FSAuditedInd>
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      <PublicSupportPY509Pct>0.91250</PublicSupportPY509Pct>
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      <InvestmentIncomePYPct>0.02900</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsCY509Ind>X</ThirtyThrPctSuprtTestsCY509Ind>
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        <ContributorBusinessName>
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        <ContributorUSAddress>
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          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
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        <ExplanationTxt>FORM 990 IS REVIEWED BY THE PRESIDENT AND TREASURER PRIOR TO FILING. IT IS DUSCUSSED WITH THE FULL BOARD.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section C, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>NYS FORM CHAR 500 IS OPEN FOR PUBLIC INSPECTION. BY THE FILING OF THE CHAR 500, THE FORM 990 WHICH IS AN ATTACHMENT TO THE CHAR 500, IS MADE AVAILABLE TO THE PUBLIC.</ExplanationTxt>
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</Return>