2025-01-29T10:31:52-05:00 2023-12-31 994124805 KELLY PARTNERSFRS ACCOUNTANTS 1301 66TH ST N SAINT PETERSBURG FL 337105501 990 2023-01-01 431963410 HOUSING & EDUCATION ALLIANCE INC HOUS 8139324663 9215 N FLORIDA AVENUE STE 104 TAMPA FL 33612 SYLVIA ALVAREZ EXECUTIVE DIRECTOR 2025-01-27 true true PAUL E HOROWITZ P01474269 7273471120 2025-01-28 2023 2025-03-06 01:10:19Z DR4834FL SYLVIA ALVAREZ 1220414 false X WWW.HEAUSA.ORG X 2002 FL TO PROVIDE AND SUSTAIN HOMEOWNERSHIP OPPORTUNITIES THROUGH SERVICES IN HOMEBUYER EDUCATION, COUNSELING, LENDING AND THE DEVELOPMENT OF AFFORDABLE HOUSING. 7 7 7 7 0 2479578 1133397 52641 87017 0 0 2532219 1220414 1310138 240085 0 527754 353644 0 41197 269091 521547 2106983 1115276 425236 105138 651175 739769 223221 206677 427954 533092 X TO PROVIDE AND SUSTAIN HOMEOWNERSHIP OPPORTUNITIES THROUGH SERVICES IN HOMEBUYER EDUCATION, COUNSELING, LENDING AND THE DEVELOPMENT OF AFFORDABLE HOUSING. false false 587108 240085 87017 HEA IS A 501(C)3 HUD CERTIFIED COUNSELING AGENCY FOUNDED IN 2002 TO PROVIDE CULTURALLY SENSITIVE BILINGUAL HOUSING COUNSELING SERVICES TO OUR COMMUNITY. AS AN AFFILIATE OF THE NATIONAL COUNCIL OF LA RAZA (NCLR) AND A MEMBER OF THEIR NATIONAL HOMEOWNERSHIP NETWORK (NHN), HEA IS ABLE TO BRING ADDITIONAL RESOURCES TO HELP THE RESIDENTS OF THE COMMUNITIES WE SERVE. HEA CELEBRATES AND EMBRACES THE GIFT AND RICHNESS OF DIVERSITY. EDUCATION & ONE-ON-ONE COUNSELING: FROM ITS INCEPTION IN 2002, HEA HAS DELIVERED OVER 500,000 HOURS IN EDUCATION AND ONE-ON-ONE COUNSELING TO OVER 49,000 FAMILIES AND/OR INDIVIDUALS ON THE SUBJECT OF FINANCIAL LITERACY AND THE HOMEBUYING PROCESS. OUT OF THOSE SERVED APPROXIMATELY 18,000 PURCHASED THEIR FIRST HOME EITHER WITH OR WITHOUT GOVERNMENT DOWN PAYMENT ASSISTANCE STUDENTS LEARN HOW TO IMPROVE THEIR BUDGET AND CREDIT PROFILES, SHOP FOR AND SECURE A MORTGAGE LOAN AND MAINTAIN THEIR HOME AND FINANCES AFTER THE PURCHASE. THE GOAL OF THIS CLASS IS TO PROVIDE PARTICIPANTS WITH THE TOOLS FOR HOUSEHOLD FINANCIAL MANAGEMENT AND BUDGETING TO ENABLE THEM TO MAKE INFORMED DECISIONS IN THE HOME PURCHASING PROCESS. SOME OF THE TOPICS COVERED INCLUDE: UNDERSTANDING CREDIT AND READING A CREDIT REPORT, REPAIRING CREDIT, CHOOSING AND WORKING WITH A LENDER AND THE MORTGAGE PROCESS, UNDERSTANDING MORTGAGE TERMS AND CONDITIONS, CHOOSING A REALTOR AND SELECTING THE RIGHT HOME FOR YOU, CLOSING DOCUMENTS AND WHAT TO EXPECT AT CLOSING. FORECLOSURE PREVENTION: THE HOUSING & EDUCATION ALLIANCE WAS THE LOCAL PARTNER AT TWO FORECLOSURE WORKSHOPS PRESENTED IN PARTNERSHIP WITH HOPE NOW, NEIGHBORWORKS, ALLIANCE FOR STABILIZING OUR COMMUNITIES, NATIONAL COUNCIL OF LA RAZA, NATIONAL URBAN LEAGUE, NATIONAL CAPCD AND BANK OF AMERICA. THE EVENTS PROVIDED NEARLY 5,000 HOMEOWNERS AN OPPORTUNITY TO MEET FACE-TO-FACE WITH THEIR MORTGAGE LENDERS AND LOCAL HOUSING COUNSELORS FROM HUD-APPROVED ORGANIZATIONS IN ORDER TO LOOK FOR SOLUTIONS TO THEIR MORTGAGE ISSUES. FINANCIAL LITERACY: THE FINANCIAL LITERACY PROJECT WILL EDUCATE YOUNG ADULTS AGES 17-19 AS WELL AS ADULTS ON FINANCIAL MATTERS, BANKING, GOAL SETTING, BUDGETING, AND UNDERSTANDING CREDIT. THE PROJECT WILL ENGAGE THE PARTICIPANTS WITH FUN AND AGE APPROPRIATE CLASSROOM EXERCISES AS WELL AS ONLINE FINANCIAL GAMES THAT WILL HELP THEM DEVELOP GOOD BEHAVIORS AND LIFE SKILLS. THESE POSITIVE BEHAVIORS WILL GIVE THEM A HIGHER PROBABILITY OF A FINANCIALLY SUCCESSFUL ADULTHOOD. THE PARTICIPANTS WILL IDENTIFY GOALS AND REWARDS FOR ATTAINING THE GOALS. THERE WILL BE A COMPONENT TO ENGAGE PARTICIPANTS IN COMPETITION WITH THE VIDEO GAMES AND WITH REWARDS FOR HIGHEST SCORES PROVING TO THEM THAT BEING "FINANCIALLY FIT" CAN BE FUN AS WELL AS REWARDING. THE PROGRAM WILL DEMONSTRATE THE BENEFITS OF BEING "FINANCIALLY FIT". PARTICIPANTS WILL UNDERSTAND THE FINANCIAL BENEFIT OF SAVING FOR A GOAL INSTEAD OF USING CREDIT WHICH CAN BE COSTLY. PARTICIPANTS WILL UNDERSTAND HOW TO PREPARE FOR CREDIT, HOW TO PRACTICE GOOD CREDIT BEHAVIORS BY DEVELOPING TRUST THROUGH RESPONSIBLE ACTIONS. PROJECT WILL HELP PARTICIPANTS DEVELOP SMART SPENDING HABITS AND RESPONSIBLE CREDIT CARD USE. PARTICIPANTS WILL BE INSPIRED WITH THE REWARDS OF SAVING, INVESTING WISELY AND BUILDING WEALTH AS WELL AS BE GIVEN WARNING SIGNS OF PREDATORY PRACTICES AND HOW TO AVOID THEM. 587108 true true false false false false false false false false true false false false true false true false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false true 6 0 7 true false false false false false false false false X 7 7 false false false false false false false true true false false true true true true true true false false false FL X X SYLVIA ALVAREZ 8139324663 9215 N FLORIDA AVE STE 104 TAMPA FL 33612 SYLVIA ALVAREZ EXECUTIVE DI 40.00 X 88500 0 0 JIM PARKER CHAIR 1.00 X X 0 0 0 PATRICIA CAMPBELL SEC/TREAS 1.00 X X 0 0 0 DARIO JIMENEZ DIRECTOR 1.00 X 0 0 0 DAN MCDONALD DIRECTOR 1.00 X 0 0 0 RENE MARTINEZ DIRECTOR 1.00 X 0 0 0 WALTER WALKER JR DIRECTOR 1.00 X 0 0 0 MIREYA LOCICERO DIRECTOR 1.00 X 0 0 0 88500 false false false 813311 320086 1133397 EDUCATION AND COUNSELING 611600 87017 87017 87017 1220414 87017 X 240085 240085 162083 72937 72938 16208 166927 94951 48420 23556 24634 22170 1232 1232 16250 16250 206903 206903 246063 136345 109718 20114 10057 9856 201 25540 10216 15324 496 347 149 6144 6144 37 37 1115276 587108 486971 41197 179743 424747 470936 315022 21779 21779 496 651175 739769 35750 31206 128900 116900 58571 58571 223221 206677 X 427954 533092 427954 533092 651175 739769 105138 X false true true false X 377928 450317 807846 2479578 1133397 5249066 71309 94455 53478 52641 87017 358900 77010 77010 449237 544772 938334 2532219 1220414 5684976 5684976 449237 544772 938334 2532219 1220414 5684976 1.00000 1.00000 0.00000 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 21779 21779 HOGAR HISPANO - PROFIT SHARING 58571 58571 1220414 1220414 1220414 1115276 1115276 1115276 false RENT AND MTG ASSISTANCE 74 240085 FORM 990, PAGE 2, PART III, LINE 4A HEA IS A 501(C)3 HUD CERTIFIED COUNSELING AGENCY FOUNDED IN 2002 TO PROVIDE CULTURALLY SENSITIVE BILINGUAL HOUSING COUNSELING SERVICES TO OUR COMMUNITY. AS AN AFFILIATE OF THE NATIONAL COUNCIL OF LA RAZA (NCLR) AND A MEMBER OF THEIR NATIONAL HOMEOWNERSHIP NETWORK (NHN), HEA IS ABLE TO BRING ADDITIONAL RESOURCES TO HELP THE RESIDENTS OF THE COMMUNITIES WE SERVE. HEA CELEBRATES AND EMBRACES THE GIFT AND RICHNESS OF DIVERSITY. EDUCATION & ONE-ON-ONE COUNSELING: FROM ITS INCEPTION IN 2002, HEA HAS DELIVERED OVER 500,000 HOURS IN EDUCATION AND ONE-ON-ONE COUNSELING TO OVER 49,000 FAMILIES AND/OR INDIVIDUALS ON THE SUBJECT OF FINANCIAL LITERACY AND THE HOMEBUYING PROCESS. OUT OF THOSE SERVED APPROXIMATELY 18,000 PURCHASED THEIR FIRST HOME EITHER WITH OR WITHOUT GOVERNMENT DOWN PAYMENT ASSISTANCE STUDENTS LEARN HOW TO IMPROVE THEIR BUDGET AND CREDIT PROFILES, SHOP FOR AND SECURE A MORTGAGE LOAN AND MAINTAIN THEIR HOME AND FINANCES AFTER THE PURCHASE. THE GOAL OF THIS CLASS IS TO PROVIDE PARTICIPANTS WITH THE TOOLS FOR HOUSEHOLD FINANCIAL MANAGEMENT AND BUDGETING TO ENABLE THEM TO MAKE INFORMED DECISIONS IN THE HOME PURCHASING PROCESS. SOME OF THE TOPICS COVERED INCLUDE: UNDERSTANDING CREDIT AND READING A CREDIT REPORT, REPAIRING CREDIT, CHOOSING AND WORKING WITH A LENDER AND THE MORTGAGE PROCESS, UNDERSTANDING MORTGAGE TERMS AND CONDITIONS, CHOOSING A REALTOR AND SELECTING THE RIGHT HOME FOR YOU, CLOSING DOCUMENTS AND WHAT TO EXPECT AT CLOSING. FORECLOSURE PREVENTION: THE HOUSING & EDUCATION ALLIANCE WAS THE LOCAL PARTNER AT TWO FORECLOSURE WORKSHOPS PRESENTED IN PARTNERSHIP WITH HOPE NOW, NEIGHBORWORKS, ALLIANCE FOR STABILIZING OUR COMMUNITIES, NATIONAL COUNCIL OF LA RAZA, NATIONAL URBAN LEAGUE, NATIONAL CAPCD AND BANK OF AMERICA. THE EVENTS PROVIDED NEARLY 5,000 HOMEOWNERS AN OPPORTUNITY TO MEET FACE-TO-FACE WITH THEIR MORTGAGE LENDERS AND LOCAL HOUSING COUNSELORS FROM HUD-APPROVED ORGANIZATIONS IN ORDER TO LOOK FOR SOLUTIONS TO THEIR MORTGAGE ISSUES. FINANCIAL LITERACY: THE FINANCIAL LITERACY PROJECT WILL EDUCATE YOUNG ADULTS AGES 17-19 AS WELL AS ADULTS ON FINANCIAL MATTERS, BANKING, GOAL SETTING, BUDGETING, AND UNDERSTANDING CREDIT. THE PROJECT WILL ENGAGE THE PARTICIPANTS WITH FUN AND AGE APPROPRIATE CLASSROOM EXERCISES AS WELL AS ONLINE FINANCIAL GAMES THAT WILL HELP THEM DEVELOP GOOD BEHAVIORS AND LIFE SKILLS. THESE POSITIVE BEHAVIORS WILL GIVE THEM A HIGHER PROBABILITY OF A FINANCIALLY SUCCESSFUL ADULTHOOD. THE PARTICIPANTS WILL IDENTIFY GOALS AND REWARDS FOR ATTAINING THE GOALS. THERE WILL BE A COMPONENT TO ENGAGE PARTICIPANTS IN COMPETITION WITH THE VIDEO GAMES AND WITH REWARDS FOR HIGHEST SCORES PROVING TO THEM THAT BEING "FINANCIALLY FIT" CAN BE FUN AS WELL AS REWARDING. THE PROGRAM WILL DEMONSTRATE THE BENEFITS OF BEING "FINANCIALLY FIT". PARTICIPANTS WILL UNDERSTAND THE FINANCIAL BENEFIT OF SAVING FOR A GOAL INSTEAD OF USING CREDIT WHICH CAN BE COSTLY. PARTICIPANTS WILL UNDERSTAND HOW TO PREPARE FOR CREDIT, HOW TO PRACTICE GOOD CREDIT BEHAVIORS BY DEVELOPING TRUST THROUGH RESPONSIBLE ACTIONS. PROJECT WILL HELP PARTICIPANTS DEVELOP SMART SPENDING HABITS AND RESPONSIBLE CREDIT CARD USE. PARTICIPANTS WILL BE INSPIRED WITH THE REWARDS OF SAVING, INVESTING WISELY AND BUILDING WEALTH AS WELL AS BE GIVEN WARNING SIGNS OF PREDATORY PRACTICES AND HOW TO AVOID THEM. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS PROVIDED THE BOARD FOR REVIEW PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C AT EACH BOARD MEETING, A GENERAL INQUIRY IS MADE AS TO WHETHER ANY BOARD MEMBER HAS MADE A CHANGE IN THEIR BUSINESS OR OTHER RELATIONSHIPS THAT COULD POTENTIALLY CREATE A CONFLICT. FORM 990, PAGE 6, PART VI, LINE 19 ALL GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART IX, LINE 11G PROFESSIONAL SERVICES 0 206,903 0