2025-12-01T19:34:43-07:00 2024-12-31 990 2024-01-01 760762490 MORNING STAR URBAN DEVELOPMENT INC MORN 7704924037 4002 HWY 78 SUITE 530 pmb 232 SNELLVILLE GA 30039 Carne Mahone Executive Director 6783183676 2025-11-01 1 2024 2025-03-06 01:10:19Z X Carne Mahone 2501 Lantrac Ct Decatur GA 30035 269603 0 X WWW.MORNINGSTARURBANSDEVELOPMENT.ORG X 2004 GA COMMUNITY DEVELOPMENT, HOUSING EDUCATION AND COUNSELING SERVICES 6 5 1 3 0 0 149206 269603 0 0 0 0 0 0 149206 269603 0 0 0 0 103039 128638 0 0 0 59053 78067 162092 206705 -12886 62898 118279 175671 358 -5033 117921 180704 X COMMUNITY DEVELOPMENT, HOUSING AND COUNSELING SERVICES 1 0 206705 0 123243 During the reporting period, our organization demonstrated strong impact and consistent productivity in delivering housing counseling and education services to the community. We welcomed 844 new clients, reflecting continued trust in our programs and outreach efforts. A total of 866 new cases were created, and we successfully resolved or closed 643 cases, ensuring families received the guidance and support needed to move forward confidently. Across all services, we maintained 460 active cases, highlighting our ongoing commitment to providing sustained, individualized assistance. Our educational programming also remained strong, with 56 participants attending our workshops and 45 clients successfully completing their education requirements, positioning them for informed and empowered decision-making. Our one-on-one counseling services continued to be a cornerstone of our mission. We conducted 3,897 counseling appointments, dedicating over 2,953 hours to personalized guidance that helps clients navigate financial goals, overcome barriers, and work toward stable, sustainable housing. These accomplishments reflect our dedication to uplifting individuals and strengthening communities through comprehensive, client-centered support. 0 0 105804 Administered comprehensive Housing and Financial Counseling services for the Department of Community Affairs' Housing Assistance Fund, supporting previous recipients of COVID-19 mortgage assistance who continued to experience financial hardship. Provided tailored guidance to help homeowners reassess their financial stability, identify ongoing challenges, and access additional relief resources, ensuring sustained housing security and improved long-term outcomes. 0 0 0 206705 1 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 0 0 0 0 0 0 0 0 X 6 5 0 0 0 0 0 0 0 1 0 0 0 0 1 1 1 0 0 1 0 0 GA X Carne Mahone 7704924037 4002 Hwy 78 Suite 530 PMB 232 Snellville GA 30039 Carne Mahone Executive Director 60 60 X X X X 66600 0 0 Kevina Howard Board Member 2 0 X 0 0 0 Uso Sayer Board Member 2 0 X 0 0 0 Corliss Heath Board Member 2 0 X 0 0 0 Mayme Grant Treasurer 4 X 0 0 0 Mary Swift Secretary 4 0 X 0 0 0 66600 0 0 0 0 0 0 0 0 0 0 0 53243 216360 0 269603 0 0 0 0 0 0 0 0 0 0 0 269603 0 0 0 66600 66600 56943 56943 5095 5095 1200 1200 0 0 20039 20039 50634 50634 1023 1023 200 200 1859 1859 3112 3112 0 0 206705 206705 0 0 117995 175343 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 284 328 118279 175671 358 -5033 0 0 358 -5033 X 117921 180704 0 0 117921 180704 118279 175671 X 62898 0 0 0 0 -115 X 1 X 0 0 0 X 50694 73136 268968 149206 269603 811607 50694 73136 268968 149206 269603 811607 0 811607 811607 1 1 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 Schedule D, Part III, Line 1 We do not have anything to report in this section Schedule D, Part III, Line 4 We do not have anything to report in this section Form 990, Part III, Line 2 Program to help homeowners in mortgage default. Form 990, Part VI, Section A, Line 8b we have no separate committees at this time Form 990, Part VI, Section B, Line 11b Form will be discussed at the next board meeting Form 990, Part VI, Section B, Line 12c it is required and understood by all board members, staff, and contractors to immediately report any conflicts with the services or programs administered by the organization and is strict in it's enforcement. Form 990, Part VI, Section B, Line 15 The Executive Director's salary is determined through a formal and compliant process led by the organization's Board of Directors.o ensure that the Executive Director's compensation is reasonable and consistent with IRS standards, the committee reviews objective, comparable data from multiple sources. This includes salary information from organizations of similar size and scope, publicly available Form 990 filings, and regional nonprofit compensation surveys. The committee also evaluates the organization's financial capacity and annual budget to ensure that the approved salary is both appropriate and sustainable.As part of the process, the committee conducts a performance review of the Executive Director, taking into account leadership responsibilities, program outcomes, compliance oversight, and overall contributions to the organization's mission. A recommendation is then presented to the full Board of Directors. The Executive Director does not participate in the discussion or vote. The board votes to approve the compensation in a formal meeting, and all steps-including the data reviewed, individuals involved, and the final decision-are documented in the meeting minutes. The executive director has not received an increase in salary for the last 2 years. Form 990, Part VI, Section C, Line 19 The organization made its governing documents, conflict of interest policy, and financial statements available to the public during the tax year upon request and to any of the funders that requested them Form 990, Part XI, Line 9 We have taken time to figure out why we are either over or under on one of our expenses. This $115 has held us up longer than we wanted it aside from the staffing issue that delayed us in the first place. We have finally come to the conclusion that there was an entry in the accounting that we can not determine that cause the discrepancy. Our Form 990 was filed late due to an unexpected staffing transition that left our organization temporarily without sufficient support for day-to-day operations. As a result, the Executive Director-who oversees financial management-experienced delays in preparing the annual return. During this period, access to key financial records was slowed while we worked closely with our banking partners to properly identify and verify several transactions. In addition, a delay in HUD funding further impacted our ability to reconcile accounts and complete the financial review in a timely manner. These issues were identified and resolved and steps to gather the necessary documentation and finalize the filing.