2025-11-17T16:22:54-06:00 2024-12-31 450250958 Eide Bailly LLP 4585 Coleman St Ste 200 Bismarck ND 58503 990 2024-01-01 823520467 CUAD Health Benefits Trust CUAD 7012503926 2005 N Kavaney Dr Ste 201 Bismarck ND 58501 Bob Herrington Vice Chairperson 7012503926 2025-11-17 1 1 Lisa Chaffee CPA P00193453 7012551091 2025-11-17 2024 2025-03-06 01:10:19Z Bob Herrington 2005 N Kavaney Dr Ste 201 Bismarck ND 58501 11460193 0 X N/A X 2018 ND To provide health, dental, and vision benefits to employees of participating employers. 14 0 0 15 116011 0 0 0 14754990 11344182 58804 116011 0 0 14813794 11460193 0 0 9423342 6262855 0 0 0 0 0 4184259 2974211 13607601 9237066 1206193 2223127 5598020 7806020 129685 114558 5468335 7691462 None 0 0 In 2024 the Trust provided health, dental, and/or vision benefits to a total of 708 participants. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 1 0 1 1 0 0 0 0 0 0 0 X 14 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 X Bob Herrington - Dakota Credit Union Association 7012503926 2005 N Kavaney Dr Ste 201 Bismarck ND 58501 X Jeff Olson Chairperson 0.10 0.00 X X 0 0 0 Jim Schaefbauer Secretarty (from Dec)/Trustee 0.10 0.00 X X 0 0 0 Bob Herrington Vice Chair/Trustee 0.10 0.00 X X 0 0 0 Justin Maddison Trustee 0.10 0.00 X 0 0 0 Harold Hagen Trustee 0.10 40.00 X 0 0 0 Jeff Schmidt SD Trustee (See Sch O Exp) 0.10 40.00 X 0 0 0 Holly Jones SD Trustee (See Sch O Exp) 0.10 40.00 X 0 0 0 Keith Robbennolt - SD Trustee (See Sch O Exp)(thru Apr) 0.10 40.00 X 0 0 0 Floyd Rummel III SD Trustee (See Sch O Exp) 0.10 40.00 X 0 0 0 Brenda Schmidt SD Trustee (See Sch O Exp) 0.10 40.00 X 0 0 0 Tanya Hobson SD Trustee (See Sch O Exp) 0.10 40.00 X 0 0 0 Ryan Goehner SD Trustee (See Sch O Exp) 0.10 40.00 X 0 0 0 Carrie Van Orman - SD Trustee (See Sch O Exp)(from Jun) 0.10 40.00 X 0 0 0 Dorothy Vorhees SD Trustee (See Sch O Exp) 0.10 40.00 X 0 0 0 Jeff Meyer SD Trustee (See Sch O Exp) 0.10 40.00 X 0 0 0 0 0 0 0 0 0 0 Wellmark 1601 W Madison Street Sioux Falls SD 57104 Administrative Fees 474025 Brown & Brown Insurance Services Inc 901 Marquette Ave Ste 1800 Minneapolis MN 55402 Broker Fees 107013 2 Member Contributions 525100 11344182 11344182 11344182 116011 116011 11460193 11344182 116011 0 6262855 5000 41185 572649 29833 Stop Loss Fees 1901686 423858 9237066 4096051 6272643 1492055 1527686 9914 5691 5598020 7806020 129685 114558 129685 114558 X 0 0 0 0 5468335 7691462 5468335 7691462 5598020 7806020 2223127 0 X X 0 0 0 0 Broker Fees Payable 17638 Premium Tax Payable 96920 114558 X 11460193 0 11460193 0 11460193 9237066 0 9237066 0 9237066 Part X, Line 2: Accounting principles generally accepted in the United States of America require plan management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if it has taken an uncertain position that more likely than not would not be sustained upon examination by the Internal Revenue Service. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. Form 990, Part VI, Section A, line 1a The Board of Trustees consists of employees of the contributing employers and as such the board members are compensated by the contributing employers for the services they provide as employees of their respective employer. Due to this, they are not considered independent Trustees. Form 990, Part VI, Section A, line 7a The Trust shall be administered by the Benefit Plan Trustees, which shall consist of at least seven Trustees or such other number established by the Trustees from time to time. Form 990, Part VI, Section A, line 8b There are no committees that are able to act on behalf of the board. Form 990, Part VI, Section B, line 11b A copy of the Form 990 will be provided to the board prior to its filing and will be reviewed at the next regularly scheduled board meeting after the Form 990 is filed. Form 990, Part VI, Section C, line 19 The organization does not make its governing documents, conflict of interest policy, and financial statements available to the public. Form 990, Part VII, Section A: Reasonable Effort to Obtain Compensation: CUAD Health Benefit Trust e-mailed the trustees and alternatives of the board with voting powers requesting compensation and benefits paid by a related organization. The organization was unable to obtain the requested information from the trustees. Form 990, Part IV, Line 12a and Part XII, Line 2: The CUAD Health Benefits Tust Financial statements are audited on an annual basis; however, at the time of filing the financial statement audit had not been completed, so we are answering both Part IV, Line 12a and Part XII, Line 2 no. Upon completion of the financial statement audit the Form 990 will be reviewed and amended if determined necessary. Credit Union Association of the Dakotas 2005 N Kavaney Dr Bismarck ND 58501 204608169 Promote Member Credit Unions 501(c)(6) N/A 0 DAKOTA RAIL LINE FEDERAL CREDIT UNION DAKOTALAND FEDERAL CREDIT UNION EAST RIVER FEDERAL CREDIT UNION EXPLORERS FEDERAL CREDIT UNION HEALTHCARE PLUS FEDERAL CREDIT UNION HURON AREA EDUCATION FEDERAL CREDIT UNION LEVO FEDERAL CREDIT UNION M-O FEDERAL CREDIT UNION NORSTAR FEDERAL CREDIT UNION NORTHERN HILLS FEDERAL CREDIT UNION SENTINEL FEDERAL CREDIT UNION VOYAGE FEDERAL CREDIT UNION BLACK HILLS FEDERAL CREDIT UNION AVANTI FEDERAL CREDIT UNION COTEAU VALLEY FEDERAL CREDIT UNION OAHE FEDERAL CREDIT UNION MIDWEST BUSINESS SOLUTIONS DBA PACTOLA Mid America Service Corporation 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 1