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        <FormAndLineReferenceDesc>PART I, LINE 2:</FormAndLineReferenceDesc>
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        <FormAndLineReferenceDesc>SCHEDULE L</FormAndLineReferenceDesc>
        <ExplanationTxt>THE 4-YEAR LOAN TO GALE COMMERCE CENTER LTD. WAS MADE TO GENERATE A REASONABLE RATE OF RETURN ON TEMPORARILY UNUSED FUNDS WHILE MAINTAINING SUFFICIENT CAPITAL TO CONTINUE ALL CHARITABLE PROGRAMS AND ACTIVITIES. THE LOAN CARRIES A 6% INTEREST RATE, CONSISTENT WITH PREVAILING MARKET CONDITIONS, AND IS SECURED BY A SECOND DEED OF TRUST ON REAL PROPERTY. THE PRESIDENT, WHO HOLDS A CONTROLLING INTEREST IN THE BORROWING ENTITY, HAS PERSONALLY GUARANTEED REPAYMENT. THE LOAN REMAINS CURRENT AND IS SCHEDULED FOR FULL REPAYMENT IN 2027.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>STEVEN WISE IS THE FATHER OF ORION WISE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>BOARD MEMBERS RECEIVE A COPY OF THE 990 FOR DISCUSSION AND REVIEW PRIOR TO SIGNING AND FILING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>THE DIRECTORS AND OFFICERS MUST ANNUALLY SIGN A DOCUMENT THAT THEY HAVE RECEIVED, READ AND AGREE TO ABIDE BY THE CONFLICT OF INTEREST POLICY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>