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          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-05-24</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>1314</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>941</CostOrOtherBasisAmt>
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          <PropertyDesc>ISHARES BIOTECHNOLOGY ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>543</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>443</CostOrOtherBasisAmt>
          <GainOrLossAmt>100</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>JP MORGAN CHASE &amp; CO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>1959</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>947</CostOrOtherBasisAmt>
          <GainOrLossAmt>1012</GainOrLossAmt>
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          <PropertyDesc>JOHNSON &amp; JOHNSON</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>934</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>794</CostOrOtherBasisAmt>
          <GainOrLossAmt>140</GainOrLossAmt>
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          <PropertyDesc>MERCK &amp; CO INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>995</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>526</CostOrOtherBasisAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MICROSOFT CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>3301</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>761</CostOrOtherBasisAmt>
          <GainOrLossAmt>2540</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2540</GainsMinusExcessOrLossesAmt>
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          <PropertyDesc>NESTLE SA SPONS ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>513</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>485</CostOrOtherBasisAmt>
          <GainOrLossAmt>28</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
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          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>1003</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>495</CostOrOtherBasisAmt>
          <GainOrLossAmt>508</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NVIDIA CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-04-22</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>3984</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>413</CostOrOtherBasisAmt>
          <GainOrLossAmt>3571</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PEPSICO INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>798</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>558</CostOrOtherBasisAmt>
          <GainOrLossAmt>240</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>240</GainsMinusExcessOrLossesAmt>
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          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-07-06</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>788</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>357</CostOrOtherBasisAmt>
          <GainOrLossAmt>431</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PROLOGIS INC REIT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-02</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>457</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>414</CostOrOtherBasisAmt>
          <GainOrLossAmt>43</GainOrLossAmt>
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          <PropertyDesc>RIO TINTO PLC SPONS ADR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-02-06</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>563</GrossSalesPriceAmt>
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          <PropertyDesc>SPDR PORTFOLIO EMERGING MARKETS ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-12-22</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>1058</GrossSalesPriceAmt>
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          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>1021</GrossSalesPriceAmt>
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          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-01-01</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>2627</GrossSalesPriceAmt>
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          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-05-24</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>1048</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>501</CostOrOtherBasisAmt>
          <GainOrLossAmt>547</GainOrLossAmt>
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          <PropertyDesc>TJX COS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-04-22</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>1075</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>626</CostOrOtherBasisAmt>
          <GainOrLossAmt>449</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>449</GainsMinusExcessOrLossesAmt>
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          <PropertyDesc>UNION PAC CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>715</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>405</CostOrOtherBasisAmt>
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          <PropertyDesc>UNITEDHEALTH GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-05-07</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>598</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>235</CostOrOtherBasisAmt>
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          <PropertyDesc>VANGUARD DIVIDEND APPREC ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-12-22</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>1005</GrossSalesPriceAmt>
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          <PropertyDesc>VERIZON COMMUNICATIONS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>511</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>585</CostOrOtherBasisAmt>
          <GainOrLossAmt>-74</GainOrLossAmt>
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          <PropertyDesc>VISA INC CL A</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>930</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>374</CostOrOtherBasisAmt>
          <GainOrLossAmt>556</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>556</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
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          <PropertyDesc>WALMART INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-08</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>1587</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>721</CostOrOtherBasisAmt>
          <GainOrLossAmt>866</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>XYLEM INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-08-20</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>885</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>533</CostOrOtherBasisAmt>
          <GainOrLossAmt>352</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>352</GainsMinusExcessOrLossesAmt>
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          <PropertyDesc>ZOETIS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>529</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>247</CostOrOtherBasisAmt>
          <GainOrLossAmt>282</GainOrLossAmt>
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          <PropertyDesc>EATON CORP PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2023-01-24</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>745</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>323</CostOrOtherBasisAmt>
          <GainOrLossAmt>422</GainOrLossAmt>
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          <PropertyDesc>LINDE PLC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-10-31</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>907</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>327</CostOrOtherBasisAmt>
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          <PropertyDesc>ABBOTT LABS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-08-20</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>118</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>65</CostOrOtherBasisAmt>
          <GainOrLossAmt>53</GainOrLossAmt>
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          <PropertyDesc>APPLE INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>235</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>45</CostOrOtherBasisAmt>
          <GainOrLossAmt>190</GainOrLossAmt>
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          <PropertyDesc>BANK OF AMERICA CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>95</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>65</CostOrOtherBasisAmt>
          <GainOrLossAmt>30</GainOrLossAmt>
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          <PropertyDesc>BROADCOM INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-08-11</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>163</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>33</CostOrOtherBasisAmt>
          <GainOrLossAmt>130</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>130</GainsMinusExcessOrLossesAmt>
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          <PropertyDesc>COCA COLA CO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2019-01-14</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>64</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>47</CostOrOtherBasisAmt>
          <GainOrLossAmt>17</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>17</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
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          <PropertyDesc>INTERCONTINENTAL EXCHANGE INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-05-19</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>160</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>96</CostOrOtherBasisAmt>
          <GainOrLossAmt>64</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>64</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES CORE S&amp;P MID-CAP ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-05-24</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>67</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>47</CostOrOtherBasisAmt>
          <GainOrLossAmt>20</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>20</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>JP MORGAN CHASE &amp; CO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>250</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>118</CostOrOtherBasisAmt>
          <GainOrLossAmt>132</GainOrLossAmt>
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        </CapGainsLossTxInvstIncmGrp>
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          <PropertyDesc>NVIDIA CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-04-22</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>272</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>31</CostOrOtherBasisAmt>
          <GainOrLossAmt>241</GainOrLossAmt>
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          <PropertyDesc>PROGRESSIVE CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-07-06</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>267</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>119</CostOrOtherBasisAmt>
          <GainOrLossAmt>148</GainOrLossAmt>
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        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR PORTFOLIO EMERGING MARKETS ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-12-22</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>39</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>33</CostOrOtherBasisAmt>
          <GainOrLossAmt>6</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>6</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
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          <PropertyDesc>ENERGY SELECT SECTOR SPDR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-03-08</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>95</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>53</CostOrOtherBasisAmt>
          <GainOrLossAmt>42</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>42</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>TJX COS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-04-22</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>126</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>70</CostOrOtherBasisAmt>
          <GainOrLossAmt>56</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>56</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>U.S. TREASURY NOTES 4.250% 10/15/25</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-10-17</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>2995</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2985</CostOrOtherBasisAmt>
          <GainOrLossAmt>10</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>10</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VANGUARD DIVIDEND APPREC ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-12-22</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>204</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>150</CostOrOtherBasisAmt>
          <GainOrLossAmt>54</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>54</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VERIZON COMMUNICATIONS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>44</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>49</CostOrOtherBasisAmt>
          <GainOrLossAmt>-5</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-5</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>JP MORGAN CHASE &amp; CO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-02-27</AcquiredDt>
          <SoldDt>2024-12-27</SoldDt>
          <GrossSalesPriceAmt>4830</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2367</CostOrOtherBasisAmt>
          <GainOrLossAmt>2463</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2463</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NVIDIA CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-04-22</AcquiredDt>
          <SoldDt>2024-12-27</SoldDt>
          <GrossSalesPriceAmt>4591</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>520</CostOrOtherBasisAmt>
          <GainOrLossAmt>4071</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4071</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WALMART INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-08</AcquiredDt>
          <SoldDt>2024-12-27</SoldDt>
          <GrossSalesPriceAmt>4660</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2044</CostOrOtherBasisAmt>
          <GainOrLossAmt>2616</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2616</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES GOLD TRUST</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-01-01</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>4627</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3131</CostOrOtherBasisAmt>
          <GainOrLossAmt>1496</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1496</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES GOLD TRUST</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-05-12</AcquiredDt>
          <SoldDt>2024-11-26</SoldDt>
          <GrossSalesPriceAmt>198</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>131</CostOrOtherBasisAmt>
          <GainOrLossAmt>67</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>67</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PROCTER &amp; GAMBLE CO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>1940-09-19</AcquiredDt>
          <SoldDt>2024-11-21</SoldDt>
          <GrossSalesPriceAmt>1038</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1</CostOrOtherBasisAmt>
          <GainOrLossAmt>1037</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1037</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAINS DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GrossSalesPriceAmt>12</GrossSalesPriceAmt>
          <GainOrLossAmt>12</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>12</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>44003</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>720</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtotalAmt>720</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>720</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>1000</EstimatedPlusOvpmtIncmTxAmt>
        <ExemptFrgnOrgTaxWthldAtSrceAmt>0</ExemptFrgnOrgTaxWthldAtSrceAmt>
        <ExtsnRequestIncomeTaxPaidAmt>500</ExtsnRequestIncomeTaxPaidAmt>
        <BackupWithholdingWithheldAmt>0</BackupWithholdingWithheldAmt>
        <TotalPaymentsAndCreditsAmt>1500</TotalPaymentsAndCreditsAmt>
        <EsPenaltyAmt>0</EsPenaltyAmt>
        <OverpaymentAmt>780</OverpaymentAmt>
        <AppliedToESTaxAmt>780</AppliedToESTaxAmt>
        <RefundAmt>0</RefundAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>0</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>0</MoreThan100SpentInd>
        <Form1120POLFiledInd>0</Form1120POLFiledInd>
        <Section4955OrganizationTaxAmt>0</Section4955OrganizationTaxAmt>
        <Section4955ManagersTaxAmt>0</Section4955ManagersTaxAmt>
        <TaxReimbursedAmt>0</TaxReimbursedAmt>
        <ActivitiesNotPreviouslyRptInd>0</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>0</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>0</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>0</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>0</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>1</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>VT</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>1</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>0</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>0</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>0</OwnControlledEntityInd>
        <DonorAdvisedFundInd>0</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>1</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>WWW.GUIDESTAR.ORG</WebsiteAddressTxt>
        <IndividualWithBooksNm>ELIZABETH S COLT</IndividualWithBooksNm>
        <PhoneNum>6174235705</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>JM FORBES 121 MOUNT VERNON ST</AddressLine1Txt>
          <CityNm>BOSTON</CityNm>
          <StateAbbreviationCd>MA</StateAbbreviationCd>
          <ZIPCd>02108</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>0</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>0</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>0</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>0</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>0</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>0</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>0</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>0</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>0</UndistributedIncomePYInd>
        <BusinessHoldingsInd>0</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>0</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>0</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>0</InfluenceLegislationInd>
        <InfluenceElectionInd>0</InfluenceElectionInd>
        <GrantsToIndividualsInd>0</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>0</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>0</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>0</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>0</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>0</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>0</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ELIZABETH S COLT</PersonNm>
          <USAddress>
            <AddressLine1Txt>C/O JM FORBES COLLP 121 MOUNT</AddressLine1Txt>
            <AddressLine2Txt>VERNON ST</AddressLine2Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02108</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JEFFREY L BERNIER</PersonNm>
          <USAddress>
            <AddressLine1Txt>C/O JM FORBES COLLP 121 MOUNT</AddressLine1Txt>
            <AddressLine2Txt>VERNON ST</AddressLine2Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02108</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <TotalAmt>0</TotalAmt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>778866</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>24</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>778890</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>778890</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>11683</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>767207</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>38360</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>38360</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>720</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>720</TotalTaxAmt>
        <DistributableBeforeAdjAmt>37640</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>37640</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>37640</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>85000</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <QualifyingDistributionsAmt>85000</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>37640</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>0</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <ExcessDistributionCyovYr5Amt>38896</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>40487</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>39512</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>44902</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>48975</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>212772</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>85000</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>0</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>37640</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>47360</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>260132</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>38896</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>221236</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>40487</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>39512</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>44902</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>48975</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>47360</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>ELIZABETH S COLT</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>C/O JM FORBES COLLP 121 MOUNT</AddressLine1Txt>
            <AddressLine2Txt>VERNON ST</AddressLine2Txt>
            <CityNm>BOSTON</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02108</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>6174235705</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>NO SPECIFIC APPLICATION</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>NONE</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>BASED ON AVAILABLE FUNDS</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BERKSHIRE NATURAL RESOURCES COUNCIL INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>309 PITTSFIELD ROAD SUITE B</AddressLine1Txt>
            <CityNm>LENOX</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01240</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC TAX-EXEMPT OR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GRANT TO SUPPORT PROTECTION AND PRESERVATION OF NATURAL BEAUTY AND ECOLOGICAL INTEGRITY IN THE BERKSHIRES.</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NATIONAL AUDUBON SOCIETY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>255 SHERMAN HOLLOW ROAD</AddressLine1Txt>
            <CityNm>HUNTINGTON</CityNm>
            <StateAbbreviationCd>VT</StateAbbreviationCd>
            <ZIPCd>05462</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC TAX-EXEMPT OR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GRANT TO SUPPORT MISSION TO PROTECT BIRDS, WILDLIFE, AND THEIR HABITAT.</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NATIONAL WILDLIFE FEDERATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>11100 WILDLIFE CENTER DRIVE</AddressLine1Txt>
            <CityNm>RESTON</CityNm>
            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>20190</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC TAX-EXEMPT OR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GRANT TO SUPPORT PRESERVATION OF WILDLIFE.</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>STERLING COLLEGE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 72 16 STERLING DRIVE</AddressLine1Txt>
            <CityNm>CRAFTSBURY COMMON</CityNm>
            <StateAbbreviationCd>VT</StateAbbreviationCd>
            <ZIPCd>05827</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC TAX-EXEMPT OR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GRANT TO SUPPORT THE COLLEGE'S GENERAL FUND.</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>VT NATURAL RESOURCES COUNCIL</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>11 BALDWIN STREET</AddressLine1Txt>
            <CityNm>MONTPELIER</CityNm>
            <StateAbbreviationCd>VT</StateAbbreviationCd>
            <ZIPCd>05602</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PUBLIC TAX-EXEMPT OR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GRANT TO SUPPORT VERMONT'S NATURAL ENVIRONMENTS.</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>85000</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DividendsAndInterestFromSecDtl>
          <RelatedOrExemptFunctionIncmAmt>18949</RelatedOrExemptFunctionIncmAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <RelatedOrExemptFunctionIncmAmt>44003</RelatedOrExemptFunctionIncmAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>0</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>62952</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>62952</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>4</LineNumberTxt>
          <RelationshipStatementTxt>ASSETS ARE INVESTED IN A BROKERAGE ACCOUNT TO GENERATE INVESTMENT</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>8</LineNumberTxt>
          <RelationshipStatementTxt>INCOME TO SUPPORT THE TRUST'S EXEMPT PURPOSE</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>8</LineNumberTxt>
          <RelationshipStatementTxt>SAME AS ABOVE</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
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