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      <InvestmentsOtherGrp>
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      <OtherExpensesScheduleGrp>
        <Desc>EMPLOYEE BACKGROUND CHECKS</Desc>
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      <OtherExpensesScheduleGrp>
        <Desc>REFERENCE MATERIAL</Desc>
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        <RevenueAndExpensesPerBooksAmt>1001</RevenueAndExpensesPerBooksAmt>
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        <AdjustedNetIncomeAmt>44848</AdjustedNetIncomeAmt>
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</Return>