2025-11-12T13:34:41-06:00 2024-12-31 872525370 CITRIN COOPERMAN ADVISORS LLC 30 BRAINTREE HL OFFICE PARK STE 300 BRAINTREE MA 02184 990 2024-01-01 800348382 THE CAPITAL GOOD FUND CAPI 8665843651 333 SMITH STREET PROVIDENCE RI 02908 ANDREW POSNER FOUNDER & CEO 8665843651 2025-10-28 1 1 AMANDA ADAMS P00748038 7813562000 2025-10-28 2024 2025-03-06 01:10:19Z ANDREW POSNER 333 SMITH STREET PROVIDENCE RI 02908 9591116 0 X WWW.CAPITALGOODFUND.ORG X 2009 RI THE CAPITAL GOOD FUND IS A U.S. TREASURY CERTIFIED COMMUNITY DEVELOPMENT FOUNDATION THAT TARGETS ROOT CAUSES OF POVERTY AND ENVIRONMENTAL INJUSTICE THROUGH INNOVATIVE PERSONAL LOANS AND FINANCIAL COACHING. ITS MISSION IS TO CREATE PATHWAYS OUT OF POVERTY AND ADVANCE A GREEN ECONOMY THROUGH INCLUSIVE FINANCIAL SERVICES. 9 7 65 0 0 0 4971830 6391274 1783018 3199842 0 0 0 0 6754848 9591116 0 0 0 0 3163179 3891349 0 0 427372 3328566 4363586 6491745 8254935 263103 1336181 23807401 32638172 21642033 29136623 2165368 3501549 TO CREATE PATHWAYS OUT OF POVERTY AND ADVANCE A GREEN ECONOMY THROUGH INCLUSIVE FINANCIAL SERVICES. 0 0 6614220 3199842 WE ARE A NONPROFIT, CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION THAT BELIEVES IN EQUITABLE FINANCING FOR ALL. WE CURRENTLY OFFER FINANCING IN RHODE ISLAND, FLORIDA, MASSACHUSETTS, ILLINOIS, DELAWARE, TEXAS, COLORADO, NEW JERSEY, CONNECTICUT, GEORGIA AND PENNSYLVANIA. 262100 IN 2024, CAPITAL GOOD FUND GRADUATED OVER 100 FAMILIES FROM OUR NATIONALLY RECOGNIZED, ONE-ON-ONE FINANCIAL AND HEALTH COACHING PROGRAM, COVERING TOPICS LIKE BUDGETING, BANKING, SAVINGS, DEBT, AND HEALTHY EATING ON A BUDGET. 6876320 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 1 1 1 1 0 0 1 2 0 1 65 1 0 0 0 0 0 0 0 0 0 0 0 0 X 9 7 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X X JAMES MAZJANIS 8665843651 333 SMITH STREET PROVIDENCE RI 02908 ARTHUR S GABINET SECRETARY 1.00 1.00 X X 0 0 0 BETSY HARRIS CO-CHAIR 1.00 1.00 X X 0 0 0 LIBBY KIMZEY CO-CHAIR 1.00 1.00 X X 0 0 0 ERIC COHEN DIRECTOR 1.00 0.00 X 0 0 0 ASHLEY COOKE DIRECTOR 1.00 0.00 X 0 0 0 NISHA FLOYD DIRECTOR 1.00 0.00 X 0 0 0 RAHUL GUPTA DIRECTOR 1.00 0.00 X 0 0 0 ELINA MAGALY SANTANA ESQ DIRECTOR 1.00 0.00 X 0 0 0 JANELLE WILLIAMS DIRECTOR 1.00 0.00 X 0 0 0 ANDREW POSNER FOUNDER & CEO 40.00 1.00 X 150000 0 6000 AISHA BUSSEY CHIEF BUSINESS OFFICER 40.00 1.00 X 146063 0 5843 JAMES MAZJANIS CHIEF FINANCIAL OFFICER 40.00 1.00 X 144828 0 11894 SARAH M MANDT SENIOR VP INVESTOR RELATIONS 40.00 0.00 X 105319 0 8465 546210 0 32202 4 0 1 0 SOCIAL CAPITAL FUND 333 SMITH STREET PROVIDENCE RI 02908 LOAN SERVICING 761822 1 2335000 4056274 6391274 PROGRAM LOAN INTEREST 525990 1935652 1935652 TAX CREDITS, REBATES, OTHER FEES 900099 641491 641491 SOLAR INVESTMENT TAX CREDITS 900099 382909 382909 SHARED SERVICES 561000 239790 239790 3199842 9591116 3199842 0 0 464628 376349 46463 41816 2925165 2369385 292516 263264 54419 44079 5442 4898 167718 135851 16772 15095 279419 226329 27942 25148 109957 109957 64008 51846 6401 5761 214602 37655 173437 3510 226906 113651 102971 10284 86291 69896 8629 7766 423481 343020 42348 38113 29727 1427 28300 570290 570290 63497 51432 6350 5715 64732 52433 6473 5826 LOAN LOSS RESERVE 1396582 1396582 LOAN SERVICING 761822 761822 PROFESSIONAL DEVELOPMEN 89267 36216 53051 CREDIT REPORTS 62601 62601 199823 175456 24191 176 8254935 6876320 951243 427372 1154007 1578270 963068 2317801 23910 17142 515006 487395 20147312 23742874 39778 101579 3258820 172535 922675 3086285 0 1265665 41645 41161 23807401 32638172 636354 2080752 2983695 3426922 223949 173949 17798035 23455000 21642033 29136623 X 1191367 2283736 974001 1217813 2165368 3501549 23807401 32638172 1336181 0 X 0 1 X 1 0 X 3909625 5268536 4512079 4971830 6391274 25053344 3909625 5268536 4512079 4971830 6391274 25053344 8696666 16356678 6454 9658 16112 25069456 8068294 0.65250 0.57770 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: MISCELLANEOUS INCOME - 2020 AMOUNT: $ 6,454. 2021 AMOUNT: $ 9,658. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 123700 123700 367633 27474 340159 295522 145061 150461 2471965 2471965 3086285 X 7043352 788908 788908 6254444 3336672 3336672 9591116 7733946 2815683 2815683 4918263 3336672 3336672 8254935 PART X, LINE 2: THE ORGANIZATION ACCOUNTS FOR UNCERTAIN TAX POSITIONS IN ACCORDANCE WITH FASB ASC TOPIC INCOME TAXES. THIS TOPIC PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT PROCESS FOR FINANCIAL STATEMENT RECOGNITION OF UNCERTAIN TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE TOPIC ALSO PROVIDES GUIDANCE ON RECOGNITION, DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION. AT DECEMBER 31, 2024, MANAGEMENT BELIEVES THAT THE ORGANIZATION HAS NO MATERIAL UNCERTAIN TAX POSITIONS. PART XI, LINE 2D - OTHER ADJUSTMENTS: REVENUE OF SOCIAL CAPITAL FUND 788,908. PART XI, LINE 4B - OTHER ADJUSTMENTS: INTERCOMPANY ELIMINATIONS 3,336,672. PART XII, LINE 2D - OTHER ADJUSTMENTS: EXPENSES OF SOCIAL CAPITAL FUND 2,815,683. PART XII, LINE 4B - OTHER ADJUSTMENTS: INTERCOMPANY ELIMINATIONS 3,336,672. X 0 0 0 0 0 0 0 0 0 JAMES MAZJANIS CHIEF FINANCIAL OFFICER 144828 0 0 0 0 0 5793 0 6101 0 156722 0 0 0 ANDREW POSNER FOUNDER & CEO 150000 0 0 0 0 0 6000 0 0 0 156000 0 0 0 AISHA BUSSEY CHIEF BUSINESS OFFICER 146063 0 0 0 0 0 5843 0 0 0 151906 0 0 0 BETSY HARRIS BOARD MEMBER TO SUPPORT CAPITAL GOOD FUND'S MISSION X 22449 22449 0 1 1 ANDREW POSNER OFFICER TO SUPPORT CAPITAL GOOD FUND'S MISSION X 54000 51500 0 1 1 RICHARD POSNER FAMILY MEMBER OF OFFICER TO SUPPORT CAPITAL GOOD FUND'S MISSION X 100000 100000 0 1 1 173949 FORM 990, PART VI, SECTION B, LINE 11B MANAGEMENT REVIEWS AND APPROVES THE 990 PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE BOARD IS REQUIRED ANNUALLY TO REVIEW AND SIGN THE CONFLICT OF INTEREST POLICY. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD DETERMINES THE CEO'S COMPENSATION. THE COMPENSATION FOR OTHER OFFICERS IS BASED ON A SALARY FORMULA THAT APPLIES TO ALL EMPLOYEES OTHER THAN THE CEO. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC THROUGH REQUEST OF THE CEO. AMERICA BRIGHT SOLAR LLC 333 SMITH STREET PROVIDENCE RI 02908 932646051 TO SUPPORT AND FURTHER THE CHARITABLE ACTIVITIES OF CAPITAL GOOD FUND RI 0 0 THE CAPITAL GOOD FUND GEORGIA BRIGHT SOLAR COMMUNITIES LLC 1800 PHOENIX BOULEVARD SUITE 128-12 ATLANTA GA 30349 992349779 TO SUPPORT AND FURTHER THE CHARITABLE ACTIVITIES OF CAPITAL GOOD FUND GA 8759 1365014 THE CAPITAL GOOD FUND GEORGIA BRIGHT SOLAR LLC 4485 FULTON INDUSTRIAL BOULEVARD SO ATLANTA GA 30336 932747605 TO SUPPORT AND FURTHER THE CHARITABLE ACTIVITIES OF CAPITAL GOOD FUND GA 541532 3733104 THE CAPITAL GOOD FUND GREEN NEW DEAL FUND LLC 333 SMITH STREET PROVIDENCE RI 02908 922220094 TO SUPPORT AND FURTHER THE CHARITABLE ACTIVITIES OF CAPITAL GOOD FUND RI 114350 1088276 THE CAPITAL GOOD FUND PENNSLYVANIA BRIGHT SOLAR LLC 6375 PENN AVENUE PITTSBURGH PA 152064010 993843492 TO SUPPORT AND FURTHER THE CHARITABLE ACTIVITIES OF CAPITAL GOOD FUND PA 0 1269953 THE CAPITAL GOOD FUND SOCIAL CAPITAL FUND 333 SMITH STREET PROVIDENCE RI 02908 474670143 SUPPORT THE CAPITAL GOOD FUND'S GROWING SMALL-DOLLAR PERSONAL LOAN PORTFOLIO RI 501(C)(3) LINE 12A, I THE CAPITAL GOOD FUND 1 0 0 1 0 0 0 0 0 0 0 0 1 1 0 0 1 1 0 0 SOCIAL CAPITAL FUND C 2335000 BOOK SOCIAL CAPITAL FUND L 239790 BOOK SOCIAL CAPITAL FUND M 761822 BOOK