2025-11-03T11:49:26-06:00 2024-12-31 310800053 CLARK SCHAEFER HACKETT & CO 1656 HENTHORNE DR SUITE 400 MAUMEE OH 43537 990 2024-01-01 341584728 MAUMEE VALLEY HABITAT FOR HUMANITY MAUM 4193821964 1310 CONANT ST MAUMEE OH 43537 ERIN KWIATKOWSKI EXECUTIVE DIRECTOR 4193821964 2025-10-20 1 1 KRISTI L LEETH P00182413 4198412848 2025-10-20 2024 2025-03-06 01:10:19Z ERIN J KWIATKOWSKI 1310 CONANT STREET MAUMEE OH 43537 10457568 0 8545 X WWW.MVHABITAT.ORG X 1988 OH MAUMEE VALLEY HABITAT FOR HUMANITY IS A CHRISTIAN, NON-PROFIT ORGANIZATION THAT BRINGS PEOPLE TOGETHER TO PROVIDE SAFE, DECENT AND AFFORDABLE HOUSING FOR LOWER-INCOME PEOPLE IN LUCAS COUNTY, OHIO AND AROUND THE WORLD THROUGH HOMEOWNERSHIP AND HOME PRESERVATION PROGRAMS. 16 16 40 1774 0 0 8392333 7170358 3190585 1586725 -59370 -28720 74642 42721 11598190 8771084 0 146500 0 0 2170234 2356721 0 0 333357 8601239 6525662 10771473 9028883 826717 -257799 8041437 7687704 1105384 997759 6936053 6689945 X SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. MAUMEE VALLEY HABITAT FOR HUMANITY ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT BASE AN OFFER OF ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE MUST ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH. 0 0 2994886 146500 1414404 HOMEOWNERSHIP PROGRAM: FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED; LARGE ENOUGH FOR THE HOMEOWNER'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS (18,625 DONATED HOURS IN 2024 BY 1,774 VOLUNTEERS), KEEPING HOUSE SIZES MODEST, USING DONATED CONSTRUCTION MATERIALS AND APPLIANCES, AND ISSUING NO-PROFIT LOANS, HABITAT MAKES ITS HOUSES AFFORDABLE FOR LOW-INCOME FAMILIES TO PURCHASE. WE CLOSED ON 8 HOMES IN 2024. THROUGH OUR 2024 TITHE (10% GIFT OF ALL UNDESIGNATED DONATIONS) TO HABITAT FOR HUMANITY ETHIOPIA, HAITI, GUATEMALA, AND INTERNATIONAL DISASTER RESPONSE FUND, AN ADDITIONAL 5.5 FAMILIES WERE HOUSED IN 2024. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGES SELF-RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. 4258222 172321 HOME PRESERVATION PROGRAM: OUR HOME PRESERVATION PROGRAM IS AN OUTREACH INITIATIVE THAT SEEKS TO PROVIDE A WIDE RANGE OF OPPORTUNITIES FOR LOW-TO MODERATE-INCOME HOMEOWNERS, INCLUDING VETERANS AND SENIORS, WHO ARE STRUGGLING TO MAINTAIN THEIR HOMES BECAUSE OF AGE, DISABILITY OR FAMILY CIRCUMSTANCES. OUR PROGRAMS ALLOW FAMILIES TO STAY IN THEIR HOME AND AVOID UNCERTAINTY, TRAUMA, AND EXPENSE OF MOVING. THROUGH OUR ROOF REPLACEMENT PROGRAMS, 500 FAMILIES HAVE HAD THEIR ROOF REPLACED; 52 WERE COMPLETED IN 2024. OUR HOME RESCUE PROGRAM ADDRESSES CODE VIOLATIONS AND LEAD HAZARD ISSUES. WE COMPLETED 24 OF THESE LARGE-SCALE REHABILITATION PROJECTS IN 2024. NEIGHBORHOOD REVITALIZATION PROGRAM: THROUGH OUR NEIGHBORHOOD REVITALIZATION WORK, WE TAILOR OUR EFFORTS BY PARTNERING LOCALLY WITH RESIDENTS, NEIGHBORHOOD COALITIONS, COMMUNITY LEADERS AND ORGANIZATIONS TO BEST ADDRESS THE REAL CONCERNS OF THE COMMUNITY AND IMPROVE THE LIVES OF THE PEOPLE WHO LIVE THERE. WE FOCUS ON FIRST UNDERSTANDING THE CONCERNS OF THE RESIDENTS AND THEN EMPOWERING THEM TO LEAD THE PROJECTS THEY WANT TO SEE. WE HELP TO ORGANIZE "ROCK THE BLOCK" EVENTS TO BRING COMMUNITY VOLUNTEERS TOGETHER WITH THE RESIDENTS TO CLEAN UP PARKS, REMOVE TIRES, BRUSH TRIMMING, AND LIGHT EXTERIOR REPAIR AND PAINTING PROJECTS. OUR EFFORTS FOCUS PRIMARILY ON NRSA NEIGHBORHOODS IN LUCAS COUNTY. 774699 31827 FINANCIAL HOMEBUYER EDUCATION PROGRAMS: AS PART OF THE HOMEOWNERSHIPPROCESS, WE BELIEVE FINANCIAL EDUCATION BUILDS A MORE SOLID FOUNDATIONFOR LONG-TERM PERSONAL SUCCESS AND HELPS ALLEVIATE ANY CONCERNS ORBARRIERS ON THE PATH TO HOMEOWNERSHIP. DURING THESE FINANCIAL EDUCATIONCLASSES, WE COVER TOPICS SUCH AS BUDGETING, CREDIT CARDS AND CREDITREPORTS, DEBT AND LOANS, SAVING, INVESTING, PLANNING FOR THE FUTURE,EMERGENCY SITUATIONS, AND HABITAT HOMEOWNER MORTGAGES. A MORE IN-DEPTHUNDERSTANDING OF THESE IMPORTANT CONCEPTS IS A TOOL THAT CAN BE USED TOBUILD A BETTER FUTURE. 774699 31827 8027807 1 1 0 0 0 0 0 0 1 1 1 0 0 0 1 1 1 0 0 0 0 0 0 0 1 0 0 1 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 52 0 1 40 1 0 0 0 0 0 0 0 0 0 0 0 0 X 16 16 0 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X X AMY MERKEL 4193821964 1310 CONANT STREET MAUMEE OH 43537 MARK ANDREWS TRUSTEE 1.00 X 0 0 0 LAUREN CLARKE TRUSTEE 1.00 X 0 0 0 GREGORY CEPEK TRUSTEE 1.00 X 0 0 0 TRACY RIVERA TRUSTEE 1.00 X 0 0 0 ROBERT DUFFEY TRUSTEE 1.00 X 0 0 0 DAVE HADDIX TRUSTEE 1.00 X 0 0 0 WILLIAM MCNEAL TREASURER 1.00 X X 0 0 0 KEN MEYER TRUSTEE 1.00 X 0 0 0 LINDA CHAMBERS SECRETARY 1.00 X X 0 0 0 ROD HOYNG PRESIDENT 2.00 X X 0 0 0 JOEL HERALD VICE PRESIDENT 1.00 X X 0 0 0 SICCORAH DALE TRUSTEE 1.00 X 0 0 0 BRIAN MCNULTY TRUSTEE 1.00 X 0 0 0 MAJOR SMITH JR TRUSTEE 1.00 X 0 0 0 AMANDA NELSON TRUSTEE 1.00 X 0 0 0 DAVID CAPUTO TRUSTEE 1.00 X 0 0 0 ERIN KWIATKOWSKI EXECUTIVE DIRECTOR 50.00 X 144872 0 6169 AMY MERKEL FINANCE DIRECTOR 45.00 X 109404 0 7144 254276 0 13313 2 0 1 0 PEAKE PROPERTIES SERVICES 2448 OAK GROVE ST TOLEDO OH 43613 ROOF REPLACEMENT 556996 REALITY CONSTRUCTION LLC 422 ARCADIA AVE TOLEDO OH 43610 HOME REHAB 201350 BLUE LINE REMODELING-ROOFING LLC 2511 SUMMIT ST TOLEDO OH 43611 ROOF REPLACEMENT 192610 GROUND WORKS EXCAVATING LLC 1026 N COUSINO RD OREGON OH 43616 EXCAVATING 176947 HONEY DO'S CONSTRUCTION 2139 CROFT ST OREGON OH 43616 HOME REHAB 146665 6 269802 4676958 2223598 1617358 7170358 HOME SALES 531390 1107000 1107000 MORTGAGE DISCOUNT AMORTIZATION 522292 307404 307404 HOME REPAIR 811000 172321 172321 1586725 2179 2179 21915 23 52791 -23 -30876 -30899 -30899 14224 269802 107668 -93444 -93444 1630340 1526002 104338 104338 MISCELLANEOUS INCOME 531390 31827 31827 31827 8771084 1618552 0 -17826 146500 146500 267589 172327 62081 33181 1742940 1122632 404247 216061 169584 108574 41550 19460 176608 118216 37415 20977 17940 12662 5278 19750 19750 388 388 102188 68392 23944 9852 74405 55786 13258 5361 95973 90130 5843 39430 37110 2273 47 20537 5345 9998 5194 500 500 47613 37043 9810 760 63615 59232 4383 78548 77752 686 110 MATERIALS AND SUPPLIES 2642369 2642369 PURCHASED SERVICES 2596367 2558819 17334 20214 DISCOUNT ON MORTGAGES I 544067 544067 AFFORDABILITY SUBSIDY 137000 137000 44972 33851 8981 2140 9028883 8027807 667719 333357 1779 1352 811310 935204 1128910 963717 70476 6008 3163229 3346393 1935975 1429561 33596 35975 1462695 589775 811535 872920 84627 96574 8041437 7687704 387246 272670 305638 424089 412500 301000 1105384 997759 X 6936053 6689945 6936053 6689945 8041437 7687704 -257799 10179 1512 0 X X 0 1 X 1 1 1 X 2243824 3362869 5767429 8391536 7170358 26936016 2243824 3362869 5767429 8391536 7170358 26936016 467910 26468106 2274 1990 1594 1999 2179 10036 1011872 85126 107719 95919 104338 1404974 28351026 9108629 0.93360 0.86490 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: RESTORE SALES - 2020 AMOUNT: $ 1,011,872. 2021 AMOUNT: $ 85,126. 2022 AMOUNT: $ 99,598. 2023 AMOUNT: $ 95,919. 2024 AMOUNT: $ 104,338. GAIN ON SALE OF INVESTMENTS - 2022 AMOUNT: $ 8,121. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 84627 12335 388 96574 71478 13508 359 84627 86342 -14538 326 71478 75108 11502 268 86342 64110 26 11192 220 75108 0.20000 0.80000 0.00000 1 0 245000 245000 278575 95686 182889 408539 119340 289199 82810 74370 8440 447771 300379 147392 872920 LINES OF CREDIT 301000 301000 X 10416057 10179 1512 1633670 1645361 8770696 388 388 8771084 10662165 1633670 1633670 9028495 388 388 9028883 PART V, LINE 4: ENDOWFUND FUNDS ARE USED BY THE ORGANIZATION WHEREEVER THEY ARE MOST NEEDED. PART X, LINE 2: THE ORGANIZATION HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS THAT REQUIRE DISCLOSURE IN THESE FINANCIAL STATEMENTS UNDER THE FASB ACCOUNTING STANDARDS CODIFICATION TOPIC, INCOME TAXES. THE TAX YEARS 2021 THROUGH 2024 ARE SUBJECT TO POSSIBLE EXAMINATION BY THE INTERNAL REVENUE SERVICE. PART XI, LINE 2D - OTHER ADJUSTMENTS: PROGRAM SERVICE EXPENSES IN PART VIII LINE 10B 1,526,002. FUNDRAISING EXPENSES IN PART VIII LINE 8B 107,668. PART XII, LINE 2D - OTHER ADJUSTMENTS: PROGRAM SERVICE EXPENSES IN PART VIII LINE 10B 1,526,002. FUNDRAISING EXPENSES IN PART VIII LINE 8B 107,668. PROJECT PLAYHOUSE 264351 264351 94539 BENEFIT CONCERT 10455 5451 5004 1000 3501 950 5 9220 9220 7678 284026 269802 14224 1000 3501 103167 107668 -93444 1 SANDUSKY COUNTY HABITAT FOR HUMANITY 1515 CROGHAN ST FREMONT OH 43420 341605960 501(C)(3) 99000 0 NEW HOME CONSTRUCTION SENECA HABITAT FOR HUMANITY 65 GRACE ST TIFFIN OH 44883 341536262 501(C)(3) 47500 0 NEW HOME CONSTRUCTION 2 PART I, LINE 2: MAUMEE VALLEY HABITAT FOR HUMANITY (MVHFH) MONITORS SUBRECIPIENTS TO ENSURE FEDERAL FUNDS ARE USED APPROPRIATELY, IN COMPLIANCE WITH REGULATIONS, AND THAT PROJECT GOALS ARE MET. MONITORING IS BASED ON A RISK ASSESSMENT AND INCLUDES REGULAR PROGRESS REPORTING, REVIEW OF DOCUMENTATION TO CONFIRM COMPLIANCE AND COST ALLOWABILITY, AND PERFORMANCE OVERSIGHT BY MVHFH STAFF. SUBRECIPIENTS MUST CORRECT ANY DEFICIENCIES IDENTIFIED. MVHFH ALSO ENSURES THAT REQUIRED AUDITS ARE COMPLETED AND ISSUES MANAGEMENT DECISIONS ON ANY FINDINGS, FOLLOWING UP TO CONFIRM TIMELY RESOLUTION. ADDITIONAL MONITORING, SUCH AS TECHNICAL ASSISTANCE, SITE OR VIRTUAL REVIEWS, AND FINANCIAL STATEMENT EVALUATIONS, MAY BE CONDUCTED. 1 X X X 0 0 0 0 0 0 0 0 0 ERIN KWIATKOWSKI EXECUTIVE DIRECTOR 135000 0 9000 0 872 0 4346 0 1823 0 151041 0 0 0 X 1618870 RESALE VALUE 0 1 1 PART I, LINE 32B: HABITAT FOR HUMANITY INTERNATIONAL HAS A "CARS FOR HOMES" PROGRAM WHERE IT WILL PROCESS AUTOMOBILE DONATIONS TO AFFILIATES AND SELL THE DONATED PROPERTY, REMITTING THE PROCEEDS TO THE AFFILIATE. MAUMEE VALLEY HABITAT FOR HUMANITY PARTICIPATES IN THIS PROGRAM. FORM 990, PART VI, SECTION B, LINE 11B THE FINANCE COMMITTEE REVIEWS AND DISCUSSES THE FORM 990. THE 990 IS THEN PROVIDED TO EACH BOARD MEMBER AND QUESTIONS/COMMENTS ARE SOLICITED PRIOR TO FILING IT WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C EACH BOARD MEMBER AND OFFICER MUST REVIEW AND SIGN A CONFLICT OF INTEREST STATEMENT ANNUALLY. FORM 990, PART VI, SECTION B, LINE 15 THE HUMAN RESOURCE COMMITTEE USES HABITAT FOR HUMANITY INTERNATIONAL SURVEY RESULTS AND AT LEAST ONE OTHER NON-PROFIT PUBLISHED SURVEY TO DETERMINE MARKET RANGE FOR THE EXECUTIVE DIRECTOR POSITION. THE EXECUTIVE DIRECTOR IS REVIEWED ANNUALLY BY THE HR COMMITTEE AND EXECUTIVE COMMITTEE OF THE BOARD USING A PERFORMANCE EVALUATION. KEY EMPLOYEES ARE REVIEWED ANNUALLY BY THE CEO USING A PERFORMANCE EVALUATION. KEY EMPLOYEE COMPENSATION IS DETERMINED BASED ON HFHI SUGGESTED RANGES, LOCAL RATES, COMPARABLE PAY WITHIN THE ORGANIZATION, EXPERIENCE AND PERFORMANCE. FORM 990, PART VI, SECTION C, LINE 19 EACH BOARD MEMBER AND OFFICER MUST REVIEW AND SIGN A CONFLICT OF INTEREST STATEMENT ANNUALLY. PART XII, LINE 2C THERE HAS BEEN NO CHANGE IN THE PROCESS FROM PRIOR YEARS.