2025-11-03T10:01:35-06:00 2024-12-31 990PF 2024-01-01 136072625 UW THE BETTERMENT FUND BETT 8888663275 PO BOX 653067 DALLAS TX 752653067 BANK OF AMERICA N A MANAGING DIR 8888663275 2025-10-30 true 2024 2025-03-06 01:10:19Z X 45979462 X 914858 914858 2307368 5418312 2307368 0 18088 19527 3240314 3241753 552172 162567 389605 0 0 0 0 0 0 1250 750 0 500 0 0 114074 12149 0 0 0 0 0 0 0 47150 12569 46890 714646 188035 0 436995 2462650 2462650 3177296 188035 0 2899645 63018 3053718 0 1672969 1491584 1491584 0 0 510380 0 510380 510380 510380 1605193 2680911 2721965 8959330 8636382 37443131 4218931 3674182 3464466 298457 347936 347936 17265260 17341375 45979462 0 X 17265260 17341375 17265260 17341375 17265260 17341375 17265260 63018 20820 17349098 7723 17341375 3300. ALPHABET INC SHS CL C 2011-04-19 2024-01-26 506243 43576 462667 462667 2600. APPLE INC COM 2013-03-07 2024-01-26 500915 39344 461571 461571 950. ARISTA NETWORKS INC 2020-08-11 2024-01-26 250381 53156 197225 197225 650. BERKSHIRE HATHAWAYINC DEL CL B NEW 2008-06-18 2024-01-26 249424 53751 195673 195673 1000. VERISK ANALYTICS INC CLASS A 2014-06-24 2024-01-26 242908 60278 182630 182630 920. VISA INC CL A SHRS 2014-09-17 2024-01-26 247001 49625 197376 197376 188.56 FNMA P745355 05%2036 2007-09-27 2024-01-31 189 180 9 9 9000. BAXTER INTERNATIONAL INC 1993-12-14 2024-02-14 357143 51580 305563 305563 196.96 FNMA P745355 05%2036 2007-09-27 2024-02-29 197 189 8 8 143.76 FNMA P745355 05%2036 2007-09-27 2024-03-31 144 138 6 6 147.27 FNMA P745355 05%2036 2007-09-27 2024-04-30 147 141 6 6 500000. CATERPILLAR INC GLB 2016-03-24 2024-05-15 500000 500000 146.95 FNMA P745355 05%2036 2007-09-27 2024-05-31 147 141 6 6 192.12 FNMA P745355 05%2036 2007-09-27 2024-06-30 192 184 8 8 1000000. U.S. TREASURY BILL ZERO% JUL 11 2024 2023-08-03 2024-07-11 951550 951550 176.92 FNMA P745355 05%2036 2007-09-27 2024-07-31 177 169 8 8 167.54 FNMA P745355 05%2036 2007-09-27 2024-08-31 168 160 8 8 132.86 FNMA P745355 05%2036 2007-09-27 2024-09-30 133 127 6 6 14000. US BANCORP DEL COM NEW 2002-03-12 2024-10-03 610722 306165 304557 304557 154.62 FNMA P745355 05%2036 2007-09-27 2024-10-31 155 148 7 7 1000000. VERIZON COMMUNICATIONS GLB 2021-09-17 2024-11-01 1000000 1000000 186. FNMA P745355 05%2036 2007-09-27 2024-11-30 186 178 8 8 170.95 FNMA P745355 05%2036 2007-09-27 2024-12-31 171 164 7 7 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 CAPITAL GAIN DIVIDENDS P 19 2307368 42447 0 42447 0 42447 126692 0 0 126692 0 84245 42448 41797 false false false false false false false true true ME true false false false false true www.bettermentfund.org BANK OF AMERICA NA 8888663275 PO BOX 653067 DALLAS TX 752653067 false false false false true false false false false false false false false false false false false false false false false false BANK OF AMERICA N A 114 WEST 47TH STREET NEW YORK NY 10036 CO-TTEE 1 198797 WILLIAM P CLOUGH P O BOX 1997 NEW LONDON NH 03257 CO-TTEE 8 57019 CAROL BERG GEIST 210 RIVERSIDE DRIVE NEW YORK NY 10025 CO-TTEE 12 58278 CAROLYN S WOLLEN 11 WILLOW GROVE RD BRUNSWICK ME 04011 CO-TTEE 13 63244 ANDREW L TANSEY 60 E 42ND ST FL 38 NEW YORK NY 10165 CO-TTEE 6 58278 MARTIN GROHMAN 9 LISA LANE BIDDEFORD ME 04005 CO-TTEE 21 58278 NANCY S WHITE PO BOX 962 BETHEL ME 04217 CO-TTEE 13 58278 NONE 0 NONE 0 42566795 2014190 510380 45091365 0 0 45091365 676370 44414995 2220750 2220750 42447 42447 2178303 0 2178303 0 2178303 2899645 0 0 0 0 2899645 2178303 0 0 325422 444731 51928 997130 1332011 3151222 2899645 0 0 0 2178303 721342 0 0 3872564 0 0 0 0 0 0 325422 3547142 444731 51928 997130 1332011 721342 NONE NONE WILLIAM BINGHAM 2ND BETTERMENT FUND PO BOX 979 BETHEL ME 04217 2125572779 Application avialable at www.bettermentfund.org March 15, July 15, and November 15 Advancement of health, Education, conservation and community development in state of Maine SEE ATTACHED VARIOUS CHARITIES PO BOX 1802 PROVIDENCE RI 02901 N/A PC ADVANCEMENT OF HEALTH, 2462650 2462650 14 914858 18 2307368 OID INCOME ON USGI 1 18088 3240314 3240314 false false false false false false false false false false TAX PREPARATION FEE - BOA 1250 750 500 FEDERAL FOOTNOTE PART VIII LIST OF OFFICERS AND DIRECTORS THE COMPENSATION SHOWN ON THE RETURN THAT IS PAID TO BANK OF AMERICA, N.A. AS CORPORATE TRUSTEE IS NOT CALCULATED BASED UPON AN HOURLY RATE FOR THE TIME SPENT BY THE TRUSTEE; RATHER, BANK OF AMERICA'S COMPENSATION AS CORPORATE TRUSTEE IS CALCULATED USING A MARKET VALUE FEE SCHEDULE. THE TRUST OFFICER'S TIME SPENT PERFORMING ADMINISTRATIVE RESPONSIBILITIES FOR THIS FOUNDATION AVERAGES ONE HOUR PER WEEK. IN ADDITION, TIME IS SPENT BY OTHER STAFF MEMBERS FOR RECORDKEEPING, INVESTMENT MANAGEMENT, INCOME COLLECTION, RENDERING STATEMENTS AND ACCOUNTINGS, REGULATORY REPORTING, REGULATORY COMPLIANCE, AND TAX SERVICES. 31403DBY4 FNMA P745355 05% 11750 12221 149123CC3 CATERPILLAR INC GLB 20030NBN0 COMCAST CORP COMPANY 500262 495715 172967LS8 CITIGROUP INC GLB 1059493 962430 931142EE9 WALMART INC GLB 1084075 977070 92343VCR3 VERIZON COMMUNICATIO 808513CG8 CHARLES SCHWAB CORP 1018602 1017030 166764100 CHEVRON CORP 306146 598913 291011104 EMERSON ELEC CO 20219 929475 302130109 EXPEDITORS INTL WASH 286200 897237 438516106 HONEYWELL INTL INC D 181230 1129450 452308109 ILLINOIS TOOL WORKS 3617 1141020 911312106 UNITED PARCEL SVC CL 324462 756600 B0CCH46#4 HEINEKEN HOLDINGS NV 294086 503191 171340102 CHURCH&DWIGHT CO INC 267654 1361230 5962280#4 LINDT UND SPRUENGI P 244337 1111172 609207105 MONDELEZ INTERNATION 102210 335802 641069406 NESTLE S A REP RG SH 367460 735300 713448108 PEPSICO INC 212790 912360 742718109 PROCTER & GAMBLE CO 240337 922075 871829107 SYSCO CORPORATION 332394 932812 002824100 ABBOTT LABS 236584 1029301 071813109 BAXTER INTERNTL INC 075887109 BECTON DICKINSON CO 222004 771358 478160104 JOHNSON AND JOHNSON 8829 792373 084670108 BERKSHIRE HATHAWAY I 372120 2042760 902973304 US BANCORP 037833100 APPLE INC 175536 2904872 053015103 AUTOMATIC DATA PROC 170785 1756380 92343V104 VERIZON COMMUNICATNS 545819 639840 92345Y106 VERISK ANALYTICS INC 331528 1514865 92826C839 VISA INC CL A SHRS 344137 2016335 311900104 FASTENAL COMPANY 340260 1150560 02079K107 ALPHABET INC SHS 34333 495144 02079K305 ALPHABET INC SHS 172687 2460900 855244109 STARBUCKS CORP 352401 593125 872540109 TJX COS INC NEW 353690 1135614 H1467J104 CHUBB LTD 166523 1519650 023135106 AMAZON COM INC COM 209829 658170 808513105 SCHWAB CHARLES CORP 322550 555075 17275R102 CISCO SYSTEMS INC 507731 651200 040413106 ARISTA NETWORKS INC 084670702 BERKSHIRE HATHAWAYIN 12404 67992 49177J102 KENVUE INC 117263 251930 009158106 AIR PRODUCTS&CHEM 218425 290040 040413205 ARISTA NETWORKS INC 237802 1879010 2680911 2721965 COASTAL VENTURES V LIMITED PAR AT COST 347936 347936 COST BASIS ADJUSTMENT 7417 TYE SALES ADJUSTMENT 2 TRANSACTION ADJUSTMENT 304 OTHER INVESTMENT FEE 12 12 0 INVESTMENT ADVISORY FEES 248 248 0 OTHER CHARITABLE EXPENSES 46890 0 46890 FROM PARTNERSHIP/S-CORP 12309 0 OID INCOME ON USGI 18088 18088 FROM PARTNERSHIP/S-CORP 1439 YEAR-END INCOME ADJUSTMENT 3564 PARTNERSHIP ADJUSTMENT 17256 FOREIGN TAXES 12149 12149 0 EXCISE TAX ESTIMATES 101925 0 0