2025-10-20T15:01:21-05:00 2023-12-31 346565596 ERNST & YOUNG US LLP 40 WESTMINSTER ST STE 800 PROVIDENCE RI 02903 990 2023-01-01 546198695 VIRGINIA BANKERS ASSOCIATION MEDICAL AND VIRG 8042737445 PO BOX 919798 ORLANDO FL 328919798 TRUIST BANK DIRECTOR 8042737445 2025-09-18 true true RICHARD RALEIGH P00382844 4014573839 2025-09-18 2023 2025-03-06 01:10:19Z X TRUIST BANK PO BOX 919798 ORLANDO FL 328919798 86528320 false X N/A X 1989 VA VEBA TRUST FOR THE VIRGINIA BANKERS ASSOCIATION GROUP HEALTH BENEFIT PLANS 11 10 0 1200381 1173860 0 78699751 85327939 367772 1200381 0 79067523 86528320 0 82159850 80066998 26970 25521 0 0 20839 82186820 80113358 -3119297 6414962 28676501 35702785 11221030 11047042 17455471 24655743 VEBA TRUST FOR THE VIRGINIA BANKERS ASSOCIATION GROUP HEALTH BENEFIT PLANS false false PREMIUMS PAID FOR MEDICAL AND DENTAL COVERAGE false false false false false false false false false false false false false true true true false false false false false false false false false false false false false false false false false false false false false false false false false true false false true 0 0 true 0 true true false false false false false false false X 11 10 false false false false false false false true true false false true true true true true true false false false VA X TRUIST BANK 8042737445 PO BOX 919798 ORLANDO FL 32891 JOHN R CALDWELL CHAIRMAN 1.0 X 0 0 0 THOMAS CHERRY BOARD MEMBER 1.0 X 0 0 0 JAY A STAFFORD BOARD MEMBER 1.0 X 0 0 0 BARRY C ELSWICK BOARD MEMBER 1.0 X 0 0 0 MICHELLE R AUSTIN BOARD MEMBER 1.0 X 0 0 0 W MARK NELSON BOARD MEMBER 1.0 X 0 0 0 JAMES HENDRICKS JR BOARD MEMBER 1.0 X 0 0 0 ELIZABETH T BEALE BOARD MEMBER 1.0 X 0 0 0 MELODY D EMSWILER BOARD MEMBER 1.0 X 0 0 0 BRANDON LOREY BOARD MEMBER 1.0 X 0 0 0 TRUIST BANK TRUSTEE 1.0 X 25521 0 0 25521 0 0 false false false INSURANCE PREMIUMS 525100 85327939 85327939 85327939 1160355 1160355 0 40026 0 40026 40026 0 40026 0 86528320 85327939 1200381 0 80066998 80066998 25521 25521 20839 20839 ADMINTRATION FEES 80113358 80087837 25521 0 19052355 161957 2065821 18856386 6474568 8299308 1083757 8385134 28676501 35702785 4376010 4241430 6845020 6805612 11221030 11047042 X 17455471 24655743 17455471 24655743 28676501 35702785 6414962 785310 X X false true X true false INCURRED BUT NOT REPORTED CLAIMS 6805612 6805612 87267270 785310 785310 86481960 46360 46360 86528320 80066998 80066998 46360 46360 80113358 EXPLANATION FOR SCHEDULE D, PART X INCOME TAXES: AS EVIDENCED BY A TAX DETERMINATION LETTER DATED JUNE 25, 1990, THE TRUST HAS RECEIVED A FAVORABLE DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE SPECIFYING THAT THE TRUST IS A VOLUNTARY EMPLOYEES BENEFICIARY ASSOCATION AND IS A QUALIFIED TRUST UNDER SECTION 501(c)(9) OF THE INTERNAL REVENUE CODE AND, EXPLANATION FOR SCHEDULE D, PART X ACCORDINGLY, IS GENERALLY EXEMPT FROM TAXATION UNDER THE PROVISIONS OF SECTION 501(a) AND THE TAX STATUES OF THE COMMONWEALTH OF VIRGINIA TO THE EXTENT THE ASSETS IN THE TRUST EXCEED STATUTORY LIMITS, THE TRUST MAY BE SUBJECT TO TAX ON ITS UNRELATED BUSINESS EXPLANATION FOR SCHEDULE D, PART X INCOME. ACCORDINGLY, THE ACCOMPANYING FINANCIAL STATEMENTS DO NO REFLECT A PROVISION OR LIABILITY FOR FEDERAL AND STATE INCOME TAXES. MANAGEMENT HAS DETERMINED THAT THE TRUST DOES NOT HAVE ANY MATERIAL UNRECOGNIZED TAX BENEFITS OR OBLIGATIONS AS OF DECEMBER 31, 2023 OR 2022. FORM 990, PAGE 6, PART VI, LINE 11-DESCRIPTION OF PROCESS FOR REVIEW FORM 990 IS REVIEWED BY THE HEALTH AND WELFARE COMMITTEE OF THE VBA BENEFITS CORPORATION'S BOARD OF DIRECTORS EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 12c THE CONFLICT OF INTEREST POLICY IS DISTRIBUTED EACH YEAR TO THE VBA BENEFITS CORPORATION'S BOARD OF DIRECTORS FORM 990, PAGE 6, PART VI, LINE 19 THE ORGANIZATION DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, OR FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC FORM 990, PAGE 12, PART XII, LINE 2 NEW AUDITORS WERE CHOSEN FOR THE 2023 TAX YEAR. THERE WERE NO ADDITIONAL CHANGES TO THE ORGANIZATION'S OVERSIGHT REVIEW PROCESS DURING THE TAX YEAR. VIRGINIA BANKERS ASSOCIATION 4490 COX ROAD GLEN ALLEN VA 23060 540417722 REPRESENTS BANKING INDUSTRY VA 501(C)(6) N/A false VBA BENEFITS CORPORATION 4490 COX ROAD GLEN ALLEN VA 23060 541741661 PROVIDE HEALTH AND WELFARE VA VIRGINIA BANK C CORP false false false false false false false false false false false false false false false false false false false