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        <ExplanationTxt>GOAL OF THE NJ COALITION FOR FINANCIAL EDUCATION (NJCFE) IS TO IMPROVE THE PERSONAL FINANCIAL LITERACY OF NJ CITIZENS BY PROMOTING THE TEACHING OF PERSONAL FINANCE. NJCPE BELIEVES THAT ALL NJ CITIZENS NEEDS FINANCIAL LITERACY TO MAKE INFORMED FINANCIAL DECISIONS.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>DEFERRED GRANT INCOME</ExplanationTxt>
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