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          <PersonNm>CHARLES O MORGAN JR</PersonNm>
          <USAddress>
            <AddressLine1Txt>12465 52ND ST</AddressLine1Txt>
            <CityNm>LOWELL</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49331</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>A VERNER NELSON</PersonNm>
          <USAddress>
            <AddressLine1Txt>12465 52ND ST</AddressLine1Txt>
            <CityNm>LOWELL</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49331</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>1</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp />
      <SumOfProgramRelatedInvstGrp />
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>2084359</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>284865</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>2369224</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>2369224</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>35538</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>2333686</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>116684</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>116684</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>874</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>874</TotalTaxAmt>
        <DistributableBeforeAdjAmt>115810</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>115810</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>115810</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>114573</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <CharitableAssetsAcquisPaidAmt>0</CharitableAssetsAcquisPaidAmt>
        <SetAsideSuitabilityTestAmt>0</SetAsideSuitabilityTestAmt>
        <SetAsideCashDistriTestAmt>0</SetAsideCashDistriTestAmt>
        <QualifyingDistributionsAmt>114573</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>115810</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>0</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <ExcessDistributionCyovYr5Amt>2223</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>0</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>207</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>0</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>0</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>2430</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>114573</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>0</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>114573</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>0</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>1237</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>1237</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>1193</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>986</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>207</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>0</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>207</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>0</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>0</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>0</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>NONE</ContributingManagerNm>
        <ShareholderManagerNm>NONE</ShareholderManagerNm>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>A Verner Nelson</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>C/O Legacy Trust 99 Monroe NW Ste</AddressLine1Txt>
            <CityNm>Grand Rapids</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49503</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>6162886874</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>Submit request in a letter with purpose and proof of charitable exempt status.</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>none</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>none</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Grace United Reformed Church</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>9255 84TH STREET</AddressLine1Txt>
            <CityNm>Alto</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49302</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SUPPORT OF CHURCH</GrantOrContributionPurposeTxt>
          <Amt>13250</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CHRISTIAN LEGAL SOCIETY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>8001 BRADDOCK ROAD STE 302</AddressLine1Txt>
            <CityNm>SPRINGFIELD</CityNm>
            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>22151</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SUPPORT OF CHARITY</GrantOrContributionPurposeTxt>
          <Amt>7500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>LIBERTY COUNCIL</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 540774</AddressLine1Txt>
            <CityNm>ORLANDO</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>32854</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SUPPORT OF CHARITY</GrantOrContributionPurposeTxt>
          <Amt>30000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>TYNDALE THEOLOGICAL SEMINARY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 242</AddressLine1Txt>
            <CityNm>WHEATON</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60187</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SUPPORT OF SEMINARY</GrantOrContributionPurposeTxt>
          <Amt>55400</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>ROCKET PHONICS FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>7320 BOUNTY DRIVE</AddressLine1Txt>
            <CityNm>SARASOTA</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>34231</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SUPPORT OF CHARITY</GrantOrContributionPurposeTxt>
          <Amt>7386</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>113536</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <FeesContractsFromGovtAgGrp />
        <MembershipDuesAndAssmntGrp />
        <IntOnSavAndTempCashInvstGrp />
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>84404</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <NetRntlIncmReDebtFincdPropGrp />
        <NetRntlIncmReNotDebtFincdProp />
        <NetRentalIncomePersonalPropGrp />
        <OtherInvestmentIncomeGrp />
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>-36412</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <NetIncomeLossFromSpecialEvtGrp />
        <GrossProfitLossSlsOfInvntryGrp />
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>47992</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>47992</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp />
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <IRS990ScheduleB documentId="IRS990ScheduleB">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorPersonNm>ARNOLD V NELSON</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>C/O LEGACY TRUST</AddressLine1Txt>
          <AddressLine2Txt>99 MONROE AVENUE</AddressLine2Txt>
          <CityNm>GRAND RAPIDS</CityNm>
          <StateAbbreviationCd>MI</StateAbbreviationCd>
          <ZIPCd>49503</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>250000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
      <ContributorInformationGrp>
        <ContributorNum>2</ContributorNum>
        <ContributorPersonNm>MARGARET TJAPKES</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>C/O LEGACY TRUST</AddressLine1Txt>
          <AddressLine2Txt>99 MONROE AVENUE</AddressLine2Txt>
          <CityNm>GRAND RAPIDS</CityNm>
          <StateAbbreviationCd>MI</StateAbbreviationCd>
          <ZIPCd>49503</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>28000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
      <ContributorInformationGrp>
        <ContributorNum>3</ContributorNum>
        <ContributorPersonNm>NELSON PUBLISHING LLC</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>C/O LEGACY TRUST</AddressLine1Txt>
          <AddressLine2Txt>99 MONROE AVENUE</AddressLine2Txt>
          <CityNm>GRAND RAPIDS</CityNm>
          <StateAbbreviationCd>MI</StateAbbreviationCd>
          <ZIPCd>49503</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>32000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <AccountingFeesSchedule documentId="AccountingFeesSchedule">
      <AccountingFeesDetail>
        <CategoryTxt>TAX PREPARATION FEE (NON-ALLOC</CategoryTxt>
        <Amt>1017</Amt>
        <DisbursementsCharitablePrpsAmt>1017</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="InvestmentsCorpBondsSchedule">
      <InvestmentsCorporateBondsGrp>
        <BondNm>DUKE ENERGY OHIO INC. 3.65% FE</BondNm>
        <EOYBookValueAmt>49113</EOYBookValueAmt>
        <EOYFMVAmt>48507</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>APPLE INC 2.75%</BondNm>
        <EOYBookValueAmt>50161</EOYBookValueAmt>
        <EOYFMVAmt>50620</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BAKER HUGHES HOLDINGS LLC/BAKE</BondNm>
        <EOYBookValueAmt>47636</EOYBookValueAmt>
        <EOYFMVAmt>47671</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BANK OF AMERICA VARIABLE 2.496</BondNm>
        <EOYBookValueAmt>50946</EOYBookValueAmt>
        <EOYFMVAmt>53331</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>DUKE ENERGY OHIO 3.65% 01 FEB</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BOOKING HOLDINGS INC 4.624% AP</BondNm>
        <EOYBookValueAmt>50962</EOYBookValueAmt>
        <EOYFMVAmt>50036</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>SAN DIEGO GAS &amp; ELECTRIC 2.5%</BondNm>
        <EOYBookValueAmt>50029</EOYBookValueAmt>
        <EOYFMVAmt>48789</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>EATON VANCE CORP 3.5% 4-6-27</BondNm>
        <EOYBookValueAmt>51538</EOYBookValueAmt>
        <EOYFMVAmt>49104</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>INTERCONTINENTAL EXCHANGE INC</BondNm>
        <EOYBookValueAmt>49966</EOYBookValueAmt>
        <EOYFMVAmt>49791</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>PHILIP MORRIS INTERNATIONAL 5.</BondNm>
        <EOYBookValueAmt>51836</EOYBookValueAmt>
        <EOYFMVAmt>51845</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>QUALCOMM IMC 2.9% 5/20/24</BondNm>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>PRECISION CASTPARTS COR; 3.25%</BondNm>
        <EOYBookValueAmt>49656</EOYBookValueAmt>
        <EOYFMVAmt>49787</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>VF CORP 2.8% 4/23/27</BondNm>
        <EOYBookValueAmt>50672</EOYBookValueAmt>
        <EOYFMVAmt>47093</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>WESTERN ASSET INCOME FD</BondNm>
        <EOYFMVAmt>1514</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>JP MORGAN CHASE 4.25% MAY 2028</BondNm>
        <EOYBookValueAmt>50000</EOYBookValueAmt>
        <EOYFMVAmt>47573</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>SOUTHERN CAL EDISON 3.5% CT 20</BondNm>
        <EOYBookValueAmt>49154</EOYBookValueAmt>
        <EOYFMVAmt>49188</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>HARTFORD STRATEGIC INC FD</BondNm>
        <EOYBookValueAmt>188000</EOYBookValueAmt>
        <EOYFMVAmt>186096</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BERKSHIRE HATHAWAY ENERGY 1.65</BondNm>
        <EOYBookValueAmt>53131</EOYBookValueAmt>
        <EOYFMVAmt>52944</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BRISTOL MYERS SQUIBB 5.9%</BondNm>
        <EOYBookValueAmt>52876</EOYBookValueAmt>
        <EOYFMVAmt>52838</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>INTEL CORP 4.875%</BondNm>
        <EOYBookValueAmt>50285</EOYBookValueAmt>
        <EOYFMVAmt>50700</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>LOCKHEED MARTIN CORP 4.8%</BondNm>
        <EOYBookValueAmt>49434</EOYBookValueAmt>
        <EOYFMVAmt>49445</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>MARSH &amp; MCLENNAN COS 5.75%</BondNm>
        <EOYBookValueAmt>52519</EOYBookValueAmt>
        <EOYFMVAmt>52194</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="InvestmentsCorpStockSchedule">
      <InvestmentsCorporateStockGrp>
        <StockNm>META PLATFORMS INC</StockNm>
        <EOYBookValueAmt>5974</EOYBookValueAmt>
        <EOYFMVAmt>19907</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALBEMARIE CORP</StockNm>
        <EOYBookValueAmt>5145</EOYBookValueAmt>
        <EOYFMVAmt>6054</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALLY FINANCIAL</StockNm>
        <EOYBookValueAmt>7505</EOYBookValueAmt>
        <EOYFMVAmt>11883</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE, INC</StockNm>
        <EOYBookValueAmt>3468</EOYBookValueAmt>
        <EOYFMVAmt>17529</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALPHABET INC</StockNm>
        <EOYBookValueAmt>6452</EOYBookValueAmt>
        <EOYFMVAmt>18930</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHENIERE ENERGY, INC</StockNm>
        <EOYBookValueAmt>6587</EOYBookValueAmt>
        <EOYFMVAmt>25784</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CUMMINS, INC</StockNm>
        <EOYBookValueAmt>6692</EOYBookValueAmt>
        <EOYFMVAmt>13944</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LULULEMON ATHLETICA INC</StockNm>
        <EOYBookValueAmt>14429</EOYBookValueAmt>
        <EOYFMVAmt>19121</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DROPBOX, INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXPEDIA GROUOP</StockNm>
        <EOYBookValueAmt>11627</EOYBookValueAmt>
        <EOYFMVAmt>20496</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMAZON.COM INC</StockNm>
        <EOYBookValueAmt>11103</EOYBookValueAmt>
        <EOYFMVAmt>13163</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INTUITIVE SURGICAL INC</StockNm>
        <EOYBookValueAmt>11696</EOYBookValueAmt>
        <EOYFMVAmt>23488</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHEWY, INC</StockNm>
        <EOYBookValueAmt>18238</EOYBookValueAmt>
        <EOYFMVAmt>18085</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>GOLDMAN SACHS GROUP</StockNm>
        <EOYBookValueAmt>7906</EOYBookValueAmt>
        <EOYFMVAmt>21187</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ALIGN TECHNOLOGY</StockNm>
        <EOYBookValueAmt>12617</EOYBookValueAmt>
        <EOYFMVAmt>12511</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LENNAR CORP</StockNm>
        <EOYBookValueAmt>11655</EOYBookValueAmt>
        <EOYFMVAmt>15683</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>JOHNSON &amp; JOHNSON</StockNm>
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        <EOYFMVAmt>11570</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NIKE, INC</StockNm>
        <EOYBookValueAmt>12980</EOYBookValueAmt>
        <EOYFMVAmt>12552</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PALO ALTO NETWORKS, INC</StockNm>
        <EOYBookValueAmt>4546</EOYBookValueAmt>
        <EOYFMVAmt>21835</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PAYPAL, HOLDINGS, INC</StockNm>
        <EOYBookValueAmt>12651</EOYBookValueAmt>
        <EOYFMVAmt>13656</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>QUALCOMM INC</StockNm>
        <EOYBookValueAmt>7491</EOYBookValueAmt>
        <EOYFMVAmt>15362</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TAIWAN SEMICONDUCTOR</StockNm>
        <EOYBookValueAmt>4804</EOYBookValueAmt>
        <EOYFMVAmt>22782</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TJX COS INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNITED RENTALS INC</StockNm>
        <EOYBookValueAmt>3150</EOYBookValueAmt>
        <EOYFMVAmt>17611</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>US BANCOROP</StockNm>
        <EOYBookValueAmt>11146</EOYBookValueAmt>
        <EOYFMVAmt>12083</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SBA COMMUNICATIONS CORP</StockNm>
        <EOYBookValueAmt>16474</EOYBookValueAmt>
        <EOYFMVAmt>14266</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VISA INC</StockNm>
        <EOYBookValueAmt>12128</EOYBookValueAmt>
        <EOYFMVAmt>20543</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>AB SMALL CAP VALUE</StockNm>
        <EOYBookValueAmt>34996</EOYBookValueAmt>
        <EOYFMVAmt>44441</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALGER WEATHERBIE SPECIALIZED G</StockNm>
        <EOYBookValueAmt>51000</EOYBookValueAmt>
        <EOYFMVAmt>48226</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RTX CORP</StockNm>
        <EOYBookValueAmt>8701</EOYBookValueAmt>
        <EOYFMVAmt>15506</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TRANSAMERICA FUNDS MID CAP VAL</StockNm>
        <EOYBookValueAmt>42501</EOYBookValueAmt>
        <EOYFMVAmt>39981</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COLUMBIA PYRFORD INTERNATIONAL</StockNm>
        <EOYBookValueAmt>32128</EOYBookValueAmt>
        <EOYFMVAmt>30624</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WCM FOCUSED INTERNATIONAL GROW</StockNm>
        <EOYBookValueAmt>28198</EOYBookValueAmt>
        <EOYFMVAmt>30746</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DUPONT DE NEMOURS INC</StockNm>
        <EOYBookValueAmt>11158</EOYBookValueAmt>
        <EOYFMVAmt>12581</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INCYTE, CORP</StockNm>
        <EOYBookValueAmt>14221</EOYBookValueAmt>
        <EOYFMVAmt>13814</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TOUCHSTONE MID CAP GROWTH FD</StockNm>
        <EOYBookValueAmt>47720</EOYBookValueAmt>
        <EOYFMVAmt>54496</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JPMORGAN CHASE &amp; CO</StockNm>
        <EOYBookValueAmt>8724</EOYBookValueAmt>
        <EOYFMVAmt>23971</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORP</StockNm>
        <EOYBookValueAmt>7045</EOYBookValueAmt>
        <EOYFMVAmt>17703</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>STRYKER CORP</StockNm>
        <EOYBookValueAmt>8032</EOYBookValueAmt>
        <EOYFMVAmt>18045</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TAKE TWO INTERACTIVE SOFTWARE</StockNm>
        <EOYBookValueAmt>11625</EOYBookValueAmt>
        <EOYFMVAmt>12149</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WALT DISNEY CO</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WW GRAINGER INC</StockNm>
        <EOYBookValueAmt>6795</EOYBookValueAmt>
        <EOYFMVAmt>21081</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>REDWHEEL GLOBAL EMERGING EQUIT</StockNm>
        <EOYBookValueAmt>28130</EOYBookValueAmt>
        <EOYFMVAmt>27471</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>EOG RESOURCES INC</StockNm>
        <EOYBookValueAmt>12060</EOYBookValueAmt>
        <EOYFMVAmt>11032</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UBER TECHNOLOGIES</StockNm>
        <EOYBookValueAmt>13538</EOYBookValueAmt>
        <EOYFMVAmt>12064</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
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      <LegalFeesGrp>
        <CategoryTxt>LEGAL FEES - PRINCIPAL (ALLOCA</CategoryTxt>
        <LegalFeesAmt>20</LegalFeesAmt>
        <DisbursementsCharitablePrpsAmt>20</DisbursementsCharitablePrpsAmt>
      </LegalFeesGrp>
    </LegalFeesSchedule>
    <OtherDecreasesSchedule documentId="OtherDecreasesSchedule">
      <OtherDecreasesDetail>
        <Desc>ROUNDING</Desc>
        <Amt>16</Amt>
      </OtherDecreasesDetail>
      <OtherDecreasesDetail>
        <Desc>2024 INCOME POSTED FOR 2025</Desc>
        <Amt>2965</Amt>
      </OtherDecreasesDetail>
      <OtherDecreasesDetail>
        <Desc>COST BASIS ADJ FOR RETURN OF CAPITAL</Desc>
        <Amt>864</Amt>
      </OtherDecreasesDetail>
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        <Desc>2023 INCOME POSTED TO 2024</Desc>
        <Amt>3433</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
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      <OtherProfessionalFeesDetail>
        <CategoryTxt>CUSTODIAN &amp; MANAGEMENT FEES (A</CategoryTxt>
        <Amt>20937</Amt>
        <NetInvestmentIncomeAmt>20937</NetInvestmentIncomeAmt>
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        <Amt>65</Amt>
        <NetInvestmentIncomeAmt>65</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
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      <TaxesDetail>
        <CategoryTxt>FEDERAL TAX PAYMENT - PRIOR YE</CategoryTxt>
        <Amt>785</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
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      <TaxesDetail>
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      <TaxesDetail>
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        <Amt>191</Amt>
        <NetInvestmentIncomeAmt>191</NetInvestmentIncomeAmt>
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      <TaxesDetail>
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        <Amt>33</Amt>
        <NetInvestmentIncomeAmt>33</NetInvestmentIncomeAmt>
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</Return>