﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2024v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2025-08-31T12:33:26-04:00</ReturnTs>
    <TaxPeriodEndDt>2024-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>832075999</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>TAX &amp; ACCOUNTING ADVISORY GROUP LLC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>1299 S BERETANIA ST STE 300</AddressLine1Txt>
        <CityNm>HONOLULU</CityNm>
        <StateAbbreviationCd>HI</StateAbbreviationCd>
        <ZIPCd>96814</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>990319128</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>WILFRED &amp; LILY ING FOUNDATION</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>WILF</BusinessNameControlTxt>
      <USAddress>
        <AddressLine1Txt>711 16TH AVENUE</AddressLine1Txt>
        <CityNm>HONOLULU</CityNm>
        <StateAbbreviationCd>HI</StateAbbreviationCd>
        <ZIPCd>96816</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>GEORGETTE I TAYLOR</PersonNm>
      <PersonTitleTxt>PRESIDENT</PersonTitleTxt>
      <SignatureDt>2025-08-08</SignatureDt>
    </BusinessOfficerGrp>
    <IRSResponsiblePrtyInfoCurrInd>true</IRSResponsiblePrtyInfoCurrInd>
    <PreparerPersonGrp>
      <PreparerPersonNm>CINDY M KAJIWARA</PreparerPersonNm>
      <PTIN>P01506305</PTIN>
      <PhoneNum>8085918370</PhoneNum>
      <PreparationDt>2025-08-30</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="7">
    <IRS990PF documentId="RetDoc7">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>201351</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>1</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>1</InterestOnSavNetInvstIncmAmt>
        <InterestOnSavingsAdjNetIncmAmt>1</InterestOnSavingsAdjNetIncmAmt>
        <DividendsRevAndExpnssAmt>3786</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>3786</DividendsNetInvstIncmAmt>
        <DividendsAdjNetIncmAmt>3786</DividendsAdjNetIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt referenceDocumentId="RetDoc2">7305</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>10703</GrossSalesPriceAmt>
        <TotalRevAndExpnssAmt>11092</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>3787</TotalNetInvstIncmAmt>
        <TotalAdjNetIncmAmt>3787</TotalAdjNetIncmAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc1">1432</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>716</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesChrtblPrpsAmt>716</AccountingFeesChrtblPrpsAmt>
        <OtherProfFeesRevAndExpnssAmt referenceDocumentId="RetDoc5">1846</OtherProfFeesRevAndExpnssAmt>
        <OtherProfFeesNetInvstIncmAmt>1846</OtherProfFeesNetInvstIncmAmt>
        <InterestRevAndExpnssAmt>1</InterestRevAndExpnssAmt>
        <InterestNetInvstIncmAmt>1</InterestNetInvstIncmAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc6">6</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>6</TaxesNetInvstIncmAmt>
        <TotOprExpensesRevAndExpnssAmt>3285</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>2569</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>716</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>7207</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>7207</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>10492</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>2569</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>7923</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>600</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>1218</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>3787</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashEOYAmt>96</CashEOYAmt>
        <CashEOYFMVAmt>96</CashEOYFMVAmt>
        <CorporateStockBOYAmt>87577</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc3">87806</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>201255</CorporateStockEOYFMVAmt>
        <TotalAssetsBOYAmt>87577</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>87902</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>201351</TotalAssetsEOYFMVAmt>
        <OtherLiabilitiesBOYAmt referenceDocumentId="RetDoc4">275</OtherLiabilitiesBOYAmt>
        <TotalLiabilitiesBOYAmt>275</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
        <NoDonorRstrNetAssestsBOYAmt>87302</NoDonorRstrNetAssestsBOYAmt>
        <NoDonorRstrNetAssestsEOYAmt>87902</NoDonorRstrNetAssestsEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>87302</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>87902</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>87577</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>87902</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>87302</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>600</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>87902</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>87902</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>17</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>17</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>17</TaxBasedOnInvestmentIncomeAmt>
        <ExtsnRequestIncomeTaxPaidAmt>100</ExtsnRequestIncomeTaxPaidAmt>
        <TotalPaymentsAndCreditsAmt>100</TotalPaymentsAndCreditsAmt>
        <OverpaymentAmt>83</OverpaymentAmt>
        <AppliedToESTaxAmt>73</AppliedToESTaxAmt>
        <RefundAmt>10</RefundAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>HI</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>GEORGETTE I TAYLOR</IndividualWithBooksNm>
        <PhoneNum>8083772356</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>711 16TH AVE</AddressLine1Txt>
          <AddressLine2Txt>711 16TH AVE</AddressLine2Txt>
          <CityNm>HONOLULU</CityNm>
          <StateAbbreviationCd>HI</StateAbbreviationCd>
          <ZIPCd>968164121</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>GEORGETTE I TAYLOR</PersonNm>
          <USAddress>
            <AddressLine1Txt>711 16TH AVE</AddressLine1Txt>
            <CityNm>HONOLULU</CityNm>
            <StateAbbreviationCd>HI</StateAbbreviationCd>
            <ZIPCd>968164121</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MITCHELL I TAYLOR</PersonNm>
          <USAddress>
            <AddressLine1Txt>711 16TH AVENUE</AddressLine1Txt>
            <CityNm>HONOLULU</CityNm>
            <StateAbbreviationCd>HI</StateAbbreviationCd>
            <ZIPCd>96816</ZIPCd>
          </USAddress>
          <TitleTxt>VICE PRESIDE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MATTHEW TAYLOR</PersonNm>
          <USAddress>
            <AddressLine1Txt>711 16TH AVE</AddressLine1Txt>
            <CityNm>HONOLULU</CityNm>
            <StateAbbreviationCd>HI</StateAbbreviationCd>
            <ZIPCd>96816</ZIPCd>
          </USAddress>
          <TitleTxt>SECRETARY</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>187033</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>229</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>187262</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>187262</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>2809</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>184453</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>9223</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>9223</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>17</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>17</TotalTaxAmt>
        <DistributableBeforeAdjAmt>9206</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>9206</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>9206</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>7923</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>7923</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>9206</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>7207</UndistributedIncomePYAmt>
        <QualifyingDistributionsAmt>7923</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>7207</AppliedToYear1Amt>
        <AppliedToCurrentYearAmt>716</AppliedToCurrentYearAmt>
        <UndistributedIncomeCYAmt>8490</UndistributedIncomeCYAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>FIRST CHINESE CHURCH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1054 S KIING ST</AddressLine1Txt>
            <CityNm>HONOLULU</CityNm>
            <StateAbbreviationCd>HI</StateAbbreviationCd>
            <ZIPCd>96814</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>RELIGIOUS</GrantOrContributionPurposeTxt>
          <Amt>7207</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>7207</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <RelatedOrExemptFunctionIncmAmt>1</RelatedOrExemptFunctionIncmAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <RelatedOrExemptFunctionIncmAmt>3786</RelatedOrExemptFunctionIncmAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <RelatedOrExemptFunctionIncmAmt>7305</RelatedOrExemptFunctionIncmAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <RelatedOrExemptFunctionIncmAmt>11092</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>11092</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc1">
      <AccountingFeesDetail>
        <Amt>1432</Amt>
        <NetInvestmentIncomeAmt>716</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>716</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <GainLossSaleOtherAssetsSch documentId="RetDoc2">
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD TOTAL STOCK MKT IDX ADM</AssetDesc>
        <AcquiredDt>2007-08</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-01</SoldDt>
        <GrossSalesPriceAmt>675</GrossSalesPriceAmt>
        <BasisAmt>251</BasisAmt>
        <TotalNetAmt>424</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD TOTAL STOCK MKT IDX ADM</AssetDesc>
        <AcquiredDt>2007-08</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-04</SoldDt>
        <GrossSalesPriceAmt>475</GrossSalesPriceAmt>
        <BasisAmt>166</BasisAmt>
        <TotalNetAmt>309</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD TOTAL STOCK MKT IDX ADM</AssetDesc>
        <AcquiredDt>2007-08</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-06</SoldDt>
        <GrossSalesPriceAmt>475</GrossSalesPriceAmt>
        <BasisAmt>158</BasisAmt>
        <TotalNetAmt>317</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD TOTAL STOCK MKT IDX ADM</AssetDesc>
        <AcquiredDt>2007-08</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-08</SoldDt>
        <GrossSalesPriceAmt>8975</GrossSalesPriceAmt>
        <BasisAmt>2784</BasisAmt>
        <TotalNetAmt>6191</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD TOTAL STOCK MKT IDX ADM</AssetDesc>
        <AcquiredDt>2007-08</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-10</SoldDt>
        <GrossSalesPriceAmt>92</GrossSalesPriceAmt>
        <BasisAmt>31</BasisAmt>
        <TotalNetAmt>61</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SCHWAB INTERNATIONAL EQUITY ETF</AssetDesc>
        <AcquiredDt>2024-03</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2024-10</SoldDt>
        <GrossSalesPriceAmt>11</GrossSalesPriceAmt>
        <BasisAmt>8</BasisAmt>
        <TotalNetAmt>3</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsCorpStockSchedule documentId="RetDoc3">
      <InvestmentsCorporateStockGrp>
        <StockNm>DT MIDSTREAM INC</StockNm>
        <EOYBookValueAmt>1064</EOYBookValueAmt>
        <EOYFMVAmt>4375</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BAXTER INTERNATIONAL, INC</StockNm>
        <EOYBookValueAmt>3561</EOYBookValueAmt>
        <EOYFMVAmt>2547</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DEERE &amp; CO</StockNm>
        <EOYBookValueAmt>7328</EOYBookValueAmt>
        <EOYFMVAmt>29471</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DTE ENERGY CO</StockNm>
        <EOYBookValueAmt>6110</EOYBookValueAmt>
        <EOYFMVAmt>12063</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TAKEDA PHARMA CO SPONSORED ADR</StockNm>
        <EOYBookValueAmt>951</EOYBookValueAmt>
        <EOYFMVAmt>662</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SCHWAB INTERNATIONAL EQUITY ETF</StockNm>
        <EOYBookValueAmt>17439</EOYBookValueAmt>
        <EOYFMVAmt>20208</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SCHWAB INTL INDEX FUND</StockNm>
        <EOYBookValueAmt>17670</EOYBookValueAmt>
        <EOYFMVAmt>18906</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD TOTAL STOCK MARKET INDEX FD</StockNm>
        <EOYBookValueAmt>33683</EOYBookValueAmt>
        <EOYFMVAmt>113023</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherLiabilitiesSchedule documentId="RetDoc4">
      <OtherLiabilitiesDetail>
        <Desc>MARGIN INTEREST LOAN</Desc>
        <BOYBookValueAmt>275</BOYBookValueAmt>
      </OtherLiabilitiesDetail>
    </OtherLiabilitiesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc5">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT ADVISOR</CategoryTxt>
        <Amt>1846</Amt>
        <NetInvestmentIncomeAmt>1846</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc6">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAX</CategoryTxt>
        <Amt>5</Amt>
        <NetInvestmentIncomeAmt>5</NetInvestmentIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>LICENSE &amp; FEES</CategoryTxt>
        <Amt>1</Amt>
        <NetInvestmentIncomeAmt>1</NetInvestmentIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>INVESTMENT TAX</CategoryTxt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>