2025-08-19T10:03:44-05:00 2024-12-31 341310124 REA & ASSOCIATES INC 5400 FRANTZ RD SUITE 200 DUBLIN OH 43016 990 2024-01-01 310916384 OHIO BANKERS LEAGUE OHIO 6143407606 4215 WORTH AVE 300 COLUMBUS OH 43219 MICHAEL J ADELMAN PRESIDENT/CEO 6143407595 2025-08-15 1 1 ANDREA HOSTETLER CPA P00607721 6148898725 2024 2025-03-06 01:10:19Z MICHAEL J ADELMAN 4215 WORTH AVE 300 COLUMBUS OH 43219 3919191 0 X WWW.OHIOBANKERSLEAGUE.COM X 1891 OH PROVIDE COMPREHENSIVE SERVICES THAT BENEFIT THE FINANCIAL INSTITUTION INDUSTRY IN OHIO. 26 25 23 25 0 0 0 0 3517203 3694110 484105 197600 33086 27481 4034394 3919191 0 0 0 0 2687056 2478800 0 0 0 1734920 1625419 4421976 4104219 -387582 -185028 8375543 9308779 1029789 2923713 7345754 6385066 X SEE SCHEDULE O 0 0 EDUCATION AND TRAINING - OBL EDUCATION AND TRAINING PROGRAMS PROVIDE A MULTITUDE OF PROFESSIONAL DEVELOPMENT AND EDUCATIONAL OPPORTUNITIES FOR EVERYONE FROM TELLERS TO SENIOR EXECUTIVES, DELIVERED IN THE RIGHT FORMAT, WITH THE RIGHT CONTENT, AT THE RIGHT TIME. OBL OFFERS EDUCATION AND TRAINING ON THE FOLLOWING TOPICS: LEADERSHIP MANAGEMENT DEVELOPMENT, ACCOUNT AND BACK OFFICE OPERATIONS, COMPLIANCE, DIRECTORS TRAINING, FINANCIAL SERVICES, FRONTLINE TRAINING, HUMAN RESOURCES/ADMINISTRATION, LENDING, RETAIL MANAGEMENT, SALES & MARKETING, SECURITY & TECHNOLOGY, TRUST, AS WELL AS A VARIETY OF SPECIAL MEETINGS AND EVENTS. OBL OFFERS THEIR TRAINING AND EDUCATION PROGRAMS THROUGH A VARIETY OF DIFFERENT FORMATS, INCLUDING CLASSROOM SEMINARS, ONLINE SEMINARS, TRAINING SCHOOLS, AND CONFERENCES. GOVERNMENT RELATIONS - PARTICIPATION WITH THE OHIO BANKERS LEAGUE ALLOWS OHIO BANKERS TO STAY ABREAST OF OFTEN FAST-MOVING LEGISLATION BOTH IN OHIO AND IN WASHINGTON. THE OBL PROVIDES A COLLECTIVE VOICE FOR OHIO'S FINANCIAL INSTITUTIONS AT BOTH THE STATE AND NATIONAL LEVEL. COMMUNICATIONS AND MEDIA RELATIONS - OBL KEEPS ITS MEMBERS UP TO DATE ON THE LATEST INFORMATION IN THE INDUSTRY THROUGH REGULATORY BULLETINS AND OHIO BANKER DIRECT. THROUGH WWW.OHIOBANKERSLEAGUE.COM THE STATE'S BANKING INDUSTRY IS KEPT UP TO THE HOUR WITH THE LATEST INDUSTRY UPDATES AS THEY HAPPEN. COMPLIANCE COACH - PROVIDES OHIO BANKS WITH RISK ASSESSMENT SOFTWARE, WEB-BASED TRAINING AND WEBINARS, AND OTHER TOOLS TO ENABLE COMPLIANCE WITH APPLICABLE LAWS AND REGULATIONS. 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 25 0 23 1 0 0 0 0 0 0 0 0 X 26 25 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 X JENNIFER OSBURN 6143407606 4215 WORTH AVE 300 COLUMBUS OH 43219 BRIAN YOUNG IMMEDIATE PAST CHAIR 1.00 X X 0 0 0 JENNY SAUNDERS FIRST VICE CHAIR 1.00 X X 0 0 0 MICHAEL ADELMAN CEO/SECRETARY 25.00 10.00 X X 318930 136684 61383 TODD MASON TREASURER 1.00 X X 0 0 0 RONALD ZIMMERLY CHAIR 1.00 X X 0 0 0 MICHAEL TOTH AT LARGE DIRECTOR 1.00 X 0 0 0 TAMMY BOBO DISTRICT 6 DIRECTOR 1.00 X 0 0 0 MICHAEL E BROSKY BANK SERVICES REPRESENTITI 1.00 X 0 0 0 MICHAEL A LEWIS DISTRICT 2 DIRECTOR 1.00 X 0 0 0 KENDALL RIEMAN DISTRICT 1 DIRECTOR 1.00 X 0 0 0 NICOLE ZESIGER DISTRICT 4 DIRECTOR 1.00 X 0 0 0 JAMES NICHOLSON DISTRICT 4 DIRECTOR 1.00 X 0 0 0 ERIC MEILSTRUP BANK SERVICES REPRESENTITI 1.00 X 0 0 0 MICHAEL A ST JOHN DISTRICT 5 DIRECTOR 1.00 X 0 0 0 DENNIS SHAFFER DISTRICT 2 DIRECTOR 1.00 X 0 0 0 KEITH BORDERS DISTRICT 5 DIRECTOR 1.00 X 0 0 0 JEFFERY CLOUD DISTRICT 6 DIRECTOR 1.00 X 0 0 0 TONY DAVIS SECOND VICE CHAIR 1.00 X 0 0 0 MATT TOMB AT LARGE DIRECTOR 1.00 X 0 0 0 LARS ELLER DISTRICT 1 DIRECTOR 1.00 X 0 0 0 JUSTIN DINOVO DISTRICT 3 DIRECTOR 1.00 X 0 0 0 DALE LUEBKE AT LARGE DIRECTOR 1.00 X 0 0 0 JENEEN MARZIANI AT LARGE DIRECTOR 1.00 X 0 0 0 WILLIAM A DAILY DISTRICT 3 DIRECTOR 1.00 X 0 0 0 STEWART GREENLEE AT LARGE DIRECTOR 1.00 X 0 0 0 LISA ROBINSON SHAW AT LARGE DIRECTOR 1.00 X 0 0 0 GAURI AIRI EXECUTIVE DIRECTOR, OBBT 1.00 35.00 X 0 241407 67913 JENNIFER OSBURN CHIEF FINANCIAL OFFICER 25.00 10.00 X 134258 33565 24954 DON BOYD SENIOR VP GOVT AFFAIRS & G 35.00 5.00 X 158740 17638 16273 EVAN KLEYMEYER SENIOR VP GOVT & EXTERNAL 30.00 5.00 X 171307 0 32490 JACQUELINE CRUME SR VP/EXECUTIVE DIRECTOR O 5.00 30.00 X 19804 178233 25324 803039 607527 228337 4 0 1 0 0 SEMINAR, CONVENTION,ME 900099 1851766 1851766 MEMBERSHIP DUES 900099 1777844 1777844 RELATED PARTY SPONSORS 900099 64500 64500 3694110 197600 197600 23608 23608 MISCELLANEOUS 900099 3873 3873 3873 3919191 3697983 0 221208 361899 1221916 646074 147271 101640 11165 13121 25 150868 14556 93747 141216 56089 926048 51206 11687 MISCELLANEOUS EXPENSES 65850 DUES AND SUBSCRIPTIONS 49508 FOUNDATION EXPENSES 27612 12721 4104219 5166440 5037202 2842289 2838067 46767 138637 1150090 1064637 111711 85453 -263815 -1039475 472151 2248895 8375543 9308779 44181 53985 191903 273491 793705 2596237 1029789 2923713 X 7345754 6385066 7345754 6385066 8375543 9308779 X -185028 -775660 X X 0 1 X 1 0 0 0 1 1593927 287520 73649 361169 318785 42384 237787 230966 6821 912303 833671 78632 85453 DEFERRED COMPENSATION 110576 RIGHT OF USE ASSETS 2077265 OTHER ASSETS 61054 2248895 DEFERRED COMPENSATION 110576 LEASE LIABILITY 2101543 ST LEASE LIABILITY 167077 ACCRUED RETIREMENT BENEFITS 217041 2596237 X 3919191 0 3919191 0 3919191 4104219 0 4104219 0 4104219 PART X, LINE 2: FIN 48: GENERALLY ACCEPTED ACCOUNTING PRINCIPLES REQUIRE THE ORGANIZATION TO EVALUATE THE LEVEL OF UNCERTAINTY RELATED TO WHETHER TAX POSITIONS TAKEN WILL BE SUSTAINED UPON EXAMINATION. ANY POSITIONS TAKEN THAT DO NOT MEET THE MORE-LIKELY-THAN-NOT THRESHOLD MUST BE QUANTIFIED AND RECORDED AS A LIABILITY FOR UNRECOGNIZED TAX BENEFITS IN THE ACCOMPANYING CONSOLIDATED STATEMENTS OF FINANCIAL POSITION ALONG WITH INTEREST AND PENALTIES THAT WOULD BE PAYABLE TO THE TAXING AUTHORITIES UPON EXAMINATION. THE ORGANIZATION BELIEVES THAT NONE OF THE TAX POSITIONS TAKEN WOULD MATERIALLY IMPACT THE FINANCIAL STATEMENTS, AND NO SUCH LIABILITIES HAVE BEEN RECORDED. X X 0 1 X X X 0 0 0 MICHAEL ADELMAN CEO/SECRETARY 271925 116539 47005 20145 0 0 16175 6932 26793 11483 361898 155099 0 0 GAURI AIRI EXECUTIVE DIRECTOR, OBBT 0 203607 0 37800 0 0 0 30500 0 37413 0 309320 0 0 JACQUELINE CRUME SR VP/EXECUTIVE DIRECTOR O 18304 164733 1500 13500 0 0 994 8944 1539 13847 22337 201024 0 0 EVAN KLEYMEYER SENIOR VP GOVT & EXTERNAL 156307 0 15000 0 0 0 15196 0 17294 0 203797 0 0 0 JENNIFER OSBURN CHIEF FINANCIAL OFFICER 122258 30565 12000 3000 0 0 18111 4528 1852 463 154221 38556 0 0 DON BOYD SENIOR VP GOVT AFFAIRS & G 143440 15938 15300 1700 0 0 12744 1416 1902 211 173386 19265 0 0 PART I, LINE 1A TRAVEL EXPENSES PAID FOR CEO'S COMPANIONS (FAMILY) - TOTAL $2,043 FORM 990, PART III, LINE 1, DESCRIPTION OF ORGANIZATION MISSION: THE OHIO BANKERS LEAGUE IS 133-YEAR-OLD STATEWIDE TRADE ASSOCIATION SERVING 170 FDIC INSURED FINANCIAL INSTITUTIONS AND THEIR NEARLY 325,000 EMPLOYEES NATIONWIDE (60,000 OHIO). BY LINKING BANKS, BANKERS AND INDUSTRY EXPERTS - AND BY POOLING THEIR INTELLECTUAL AND CAPITAL RESOURCES - THE OBL SERVES AS A POWERFUL CREATOR OF KNOWLEDGE AND COOPERATIVE RESOURCES FOR THE OHIO BANKING INDUSTRY. THE OBL PROVIDES PROFESSIONAL EDUCATION, COLLECTIVE BUYING, COMMUNICATIONS, AND GOVERNMENT SERVICES TO ITS MEMBERS. FORM 990, PART VI, SECTION A, LINE 6 VOTING MEMBERS - ANY COMMERCIAL BANK, SAVINGS BANK, OR SAVINGS AND LOAN ASSOCIATION ORGANIZED UNDER THE LAWS OF THE UNITED STATES, THE STATE OF OHIO OR ANY OTHER STATE, MAY BECOME A VOTING MEMBER OF THE LEAGUE UPON APPROVAL BY THE BOARD OF DIRECTORS AND UPON PAYMENT OF SUCH ANNUAL DUES AS MAY BE DETERMINED BY THE BOARD. AFFILIATE MEMBERS - ANY CORPORATION, PARTNERSHIP, LIMITED LIABILITY COMPANY, PROFESSIONAL ASSOCIATION, PERSON OR OTHER ENTITY MAY BECOME AN AFFILIATE MEMBER UPON APPROVAL BY THE BOARD AND UPON THE PAYMENT OF SUCH ANNUAL DUES AS MAY BE DETERMINED BY THE BOARD. FORM 990, PART VI, SECTION A, LINE 7A THE OBL BOARD OF DIRECTORS IS COMPRISED OF 25 INDEPENDENT INDIVIDUALS. THE EXECUTIVE COMMITTEE OF OFFICERS INCLUDES THE CHAIRMAN, FIRST VICE CHAIRMAN, SECOND VICE CHAIRMAN, TREASURER, IMMEDIATE PAST CHAIRMAN AND PRESIDENT; TWO DIRECTORS OF THE BOARD ARE ELECTED BY THE VOTING MEMBERS IN EACH OF THE SIX OBL DISTRICTS (FOR A TOTAL OF 12 DISTRICT DIRECTORS). SIX DIRECTORS-AT-LARGE ARE NOMINATED BY THE CHAIRMAN AND ELECTED BY THE MEMBERSHIP AT LARGE. CAREFUL CONSIDERATION IS GIVEN TO ASSET SIZE, GEOGRAPHIC LOCATION, AND FINANCIAL BUSINESS MODEL TO ACHIEVE BALANCED REPRESENTATION ON THE BOARD. FORM 990, PART VI, SECTION A, LINE 7B VOTING MEMBERS SHALL EACH BE ENTITLED TO ONE VOTE ON EACH MATTER SUBMITTED TO THE MEMBERS FOR THEIR VOTE. THIS VOTE SHALL BE CAST BY A DELEGATE OF THE VOTING MEMBER WHO SHALL BE EITHER THE CHIEF EXECUTIVE OFFICER OF THE VOTING MEMBER OR AN OFFICER DESIGNATED BY THE CHIEF EXECUTIVE OFFICER. AFFILIATE MEMBERS SHALL HAVE NO VOTING RIGHTS. EXCEPT AS OTHERWISE PROVIDED IN THE ARTICLES OF INCORPORATION OR THE REGULATIONS, THE VOTE OF A MAJORITY OF VOTING MEMBERS PRESENT AT A MEETING AT WHICH A QUORUM IS PRESENT SHALL CONSTITUTE THE ACTION OF THE MEMBERS OF THE LEAGUE. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY AN OUTSIDE PUBLIC ACCOUNTING FIRM AND REVIEWED BY MANAGEMENT. ONCE IT IS DETERMINED BY MANAGEMENT THAT THE FORM 990 IS READY TO FILE, THE AUDIT AND PERFORMANCE OVERSIGHT COMMITTEE REVIEWS THE FILING AND RECOMMENDS APPROVAL TO THE BOARD. A COPY IS THEN PROVIDED TO EACH OF THE BOARD MEMBERS PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR, THE OFFICERS, DIRECTORS, TRUSTEES, AND KEY EMPLOYEES ARE GIVEN COPIES OF THE CONFLICT OF INTEREST POLICY AND ARE REQUIRED TO SIGN OFF AND DISCLOSE ANY POTENTIAL CONFLICTS OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION OF THE CEO AND OTHER OFFICERS OR KEY EMPLOYEES IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS OR THE COMPENSATION COMMITTEE OF THE OHIO BANKERS LEAGUE. THE COMPENSATION OF THE PERSON IS REVIEWED AND APPROVED USING DATA AS TO COMPARABLE COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN FUNCTIONALLY COMPARABLE POSITIONS AT SIMILAR SITUATED ORGANIZATIONS. THERE IS THEN CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING WITH RESPECT TO THE DELIBERATIONS AND DECISIONS REGARDING THE COMPENSATION ARRANGEMENT. FORM 990, PART VI, SECTION C, LINE 19 THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS OF THE OHIO BANKERS LEAGUE ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9: EQUITY EARNINGS OF AFFILIATE -775,660. FORM 990, PART XII, LINE 2C, OVERSIGHT OF AUDIT AND SELECTION OF ACCOUNTANT THE ORGANIZATION HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT ACCOUNTANT. THE PROCESS FOR OVERSEEING THE AUDIT OF THE FINANCIAL STATEMENTS AND SELECTION OF AN INDEPENDENT ACCOUNTANT HAS NOT CHANGED FROM THE PREVIOUS YEAR. OHIO BANKERS BENEFITS TRUST 4215 WORTH AVENUE SUITE 300 COLUMBUS OH 43219 316172509 MEWA THAT PROVIDES MEDICAL AND LIFE INSURANCE BENEFITS TO MEMBERS OH 501(C)(9) N/A N/A 0 OHIO BANKERS POLITICAL ACTION COMMITTEE 4215 WORTH AVENUE SUITE 300 COLUMBUS OH 43219 316172759 POLITICAL CONTRIBUTIONS OH 527 N/A N/A 0 OHIO BANKERS FOUNDATION FOR FINANCIAL LITERACY 4215 WORTH AVENUE SUITE 300 COLUMBUS OH 43219 201241143 EDUCATIONAL SUPPORT TO THE OHIO BANKERS LEAGUE OH 501(C)(3) 509(A)(3) OHIO BANKERS LEAGUE 0 OHIO BANKERS LEAGUE BANK SERVICES INC 4215 WORTH AVENUE SUITE 300 COLUMBUS OH 43219 311054279 BUYING COOPERATIVE FOR FINANCIAL PRODUCTS AND SERVICES OH OHIO BANKERS LEAGUE C 1.00000 1 OBL INSURANCE SERVICES AGNCY INC 4215 WORTH AVENUE SUITE 300 COLUMBUS OH 43219 311282063 COMPREHENSIVE INSURANCE BENEFITS OH OHIO BANKERS LEAGUE BANK SERVICES INC C 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0 OHIO BANKERS LEAGUE BANK SERVICES Q 170404 ACTUAL OHIO BANKERS LEAGUE BANK SERVICES O 1305448 ACTUAL OHIO BANKERS LEAGUE BANK SERVICES N 90778 ACTUAL OHIO BANKERS FOUNDATION FOR FINANCIAL LITERACY O 123175 ACTUAL