2025-08-13T16:41:19-04:00 2024-12-31 Philip A Bleier CPA 22 Union Square Batavia NY 14020 990 2024-01-01 160769914 ERIE COUNTY EMPLOYEES CREDIT UNION % JOSEPH SURDYK ERIE 7168586245 95 FRANKLIN STREET STE 111 BUFFALO NY 14202 JOSEPH SURDYK TREASURER 7168586245 2025-08-11 false true PHILIP A BLEIER CPA P00028476 5852300188 2025-08-13 X 2024 2025-03-06 01:10:19Z 921555 false X ERIECOUNTYCREDITUNION.NET X 1940 NY THE ORGANIZATION IS A STATE CHARTERED CREDIT UNION THAT PROVIDES LOAN SAVINGS AND RELATED FINANCIAL SERVICES TO MEMBERS 9 8 5 0 0 0 579155 584117 281606 337438 0 860761 921555 0 0 333697 351945 0 0 394219 415137 727916 767082 132845 154473 31829729 30867766 27954506 26838070 3875223 4029696 THE ORGANIZATION IS A STATE CHARTERED CREDIT UNION THAT PROVIDES LOAN SAVINGS AND RELATED FINANCIAL SERVICES TO MEMBERS false false 644730 584117 THE ORGANIZATION PROVIDES FINANCIAL SERVICES INCLUDING LOANS SAVINGS CHECKING AND DEBIT CARD SERVICES TO ITS MEMBERS. ALL REVENUE AND EXPENSES ARE RELATED TO PROVIDING FINANCIAL SERVICES. 644730 false false false false false false false false true true false false true false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false true 322 0 true 5 true false false false false false false false false X 9 8 false false false false true true true true true false false true true true true true true true false false X KRISTY DREW-GABIOUD 7168586245 95 FRANKLIN ST ROOM 111 BUFFALO NY 14202 KRISTY DREW-GABIOUD MANAGER BOARD MEMBER 40.00 0.00 X X 87888 0 16097 ANTHONY HOUSE BOARD MEMBER 0.00 0.00 X 0 0 0 ROBIN HICKS BOARD MEMBER 0.00 0.00 X 0 0 0 WALTER SIENKIEWICZ BOARD MEMBER 0.00 0.00 X 0 0 0 LINDA WALKER BOARD MEMBER 0.00 0.00 X 0 0 0 PAUL OWENS VICE CHAIR 0.00 0.00 X X 0 0 0 BARBARA YOUNG CHAIR 0.00 0.00 X X 0 0 0 DAVID KINDA SECRETARY 0.00 0.00 X X 0 0 0 JOSEPH SURDYK TREASURER 0.00 0.00 X X 0 0 0 87888 0 16097 0 false false false INTEREST ON LOANS 522100 584117 584117 584117 337438 337438 0 921555 921555 0 0 X 87888 87888 191180 191180 11788 5079 6709 40501 31113 9388 20588 13565 7023 47288 47288 4893 4893 69228 69228 10470 10470 37752 37752 12727 1383 11344 6322 6322 2665 2665 20887 20887 DIVIDENDS ON SHARES 46667 46667 ASSOCIATION FEES 4762 4762 LOAN SERVICING 14966 14966 STATE EXAMINATION FEES 10291 10291 126219 126219 767082 644730 122352 0 307624 325493 843041 192703 186823 11207930 9581717 348423 348423 2665 19317689 19145476 801118 785216 31829729 30867766 155505 167278 27799001 26670792 27954506 26838070 X 3875223 4029696 3875223 4029696 31829729 30867766 X 154473 0 X false false false 348423 348423 CORPORATE CREDIT UNION PERPETUAL CA 30878 F CERTIFICATES OF DEPOSIT 17980000 C FEDERAL SECURITIES 1134598 C 19145476 MEMBER SHARES 26670792 26670792 BARBARA YOUNG VICE CHAIR UNSECURED LOAN X 9000 4513 false true true KRISTY DREW-GABIOUD MANAGER BOARD MEMBER MORTGAGE X 194000 182310 false true true 186823 Members or stockholder classes and rights Part VI line 6 EACH CREDIT UNION MEMBER HAS PURCHASED A SHARE IN THE CREDIT UNION THAT ALLOWS THEM TO RECEIVE SERVICES Member election for additional members Part VI line 7a AN ANNUAL MEETING IS HELD AT WHICH BOARD OF DIRECTORS CANDIDATES ARE ELECTED Governing body decisions Part VI line 7b MINUTES OF THE BOARD OF DIRECTORS MONTHLY AND SPECIAL MEETINGS ARE PREPARED BY THE SECRETARY AND APPROVED AT THE SUBSEQUENT MEETING Form 990 governing body review Part VI line 11 A COPY OF FORM 990 IS PRESENTED TO THE BOARD FOR THEIR REVIEW BEFORE FILING Conflict of interest policy compliance Part VI line 12c BOARD MEMBERS ARE REQUIRED TO SIGN A CONFILCT OF INTEREST POLICY ON AN ANNUAL BASIS CEO executive director top management comp Part VI line 15a AN ANNUAL REVIEW OF THE MANAGER IS PERFORMED. THE SALARY COMMITTEE RECEIVES THE ANNUAL REVIEW AND PROPOSES SALARY ADJUSTMENTS THAT ARE APPROVED BY THE BOARD OF DIRECTORS Governing documents etc available to public Part VI line 19 DOCUMENTS ARE AVAILABLE AT THE CREDIT UNION OFFICE Explanation of other changes in net assets or fund balances Part XI line 9 SCHEDULE XI LINE 9 IMPLEMENTION OF ASC 326 ON JANUARY 1 2023 -$27,000 List of other expenses Part IX line 24e ATM EXPENSES $143,219PROVISION FOR LOAN LOSSES $-17,000