2025-08-12T08:49:27-04:00 2024-12-31 341088148 BHGP& S INC 21207 CHAGRIN BLVD BEACHWOOD OH 44122 990 2024-01-01 340281800 GMILUTH CHASODIM (THE HEBREW FREE LOAN ASSOCIATION) GMIL 2163789042 1422 EUCLID AVE SUITE 400 CLEVELAND OH 44115 JONATHAN BROWN PRESIDENT 2163789047 2025-08-01 true true ROBERT M PREBUL P00110484 2164918300 2025-08-07 2024 2025-03-06 01:10:19Z X HEBREW FREE LOAN ASSOCIATION JONATHAN BROWN 1422 EUCLID AVE SUITE 400 CLEVELAND OH 44115 604716 false X WWW.INTERESTFREE.ORG X 1904 OH TO PROVIDE INTEREST-FREE LOANS TO ADDRESS THE FINANCIAL CHALLENGES OF RESIDENTS OF NORTHEAST OHIO WHO LACK ACCESS TO TRADITIONAL LENDING SOURCES. 19 19 8 0 606185 474549 0 26865 43811 -10840 18282 622210 536642 0 0 239089 323886 0 0 314097 443100 553186 766986 69024 -230344 3218630 3152920 6431 7220 3212199 3145700 X TO PROVIDE INTEREST-FREE LOANS TO ADDRESS THE FINANCIAL CHALLENGES OF RESIDENTS OF NORTHEAST OHIO WHO LACK ACCESS TO TRADITIONAL LENDING SOURCES. false false 461012 LOAN PROGRAMS 4973 DONOR DEFINED LOAN PROGRAMS 4973 465985 true false false false false false false false false true true false false false true false false false false false false false false false true false false false false false false false false false false false false false false false false false false false false false false false 10 0 true 8 true false false false false false false false false false false false false false false X 19 19 false false false false false false false true true false false true true true true false false true true false OH X X X CARRIE MILLER 2163789042 1422 EUCLID AVE SUITE 400 CLEVELAND OH 44115 CARRIE MILLER EXECUTIVE DI 40.00 X 90000 0 0 JONATHAN BROWN PRESIDENT 1.00 X X 0 0 0 KERRI COLWELL VP DEVELPMEN 1.00 X 0 0 0 MELISSA DEGENNARO DIRECTOR 1.00 X 0 0 0 MARGARET EIGSTI DIRECTOR 1.00 X 0 0 0 BRUCE FALLICK DIRECTOR 1.00 X 0 0 0 EMMANUEL HILTON DIRECTOR 1.00 X 0 0 0 NINA HOLZER DIRECTOR 1.00 X 0 0 0 ERIC KASTON PAST PRESIDE 1.00 X 0 0 0 RICHARDO LEON VP LOAN POLI 1.00 X 0 0 0 IRWIN LOWENSTEIN VP DEVELOPME 1.00 X 0 0 0 MICHAEL PAULL TREASURER 1.00 X X 0 0 0 JASON POWERS VP GOVERNANC 1.00 X 0 0 0 MARQUETTES ROBINSON DIRECTOR 1.00 X 0 0 0 BRIAN ROSENFELT VP IT 1.00 X 0 0 0 DARA WEINERMAN STEINBERG SECRETARY 1.00 X X 0 0 0 CAROL WILLEN VP GOVERNANC 1.00 X 0 0 0 ERIC ZELL DIRECTOR 1.00 X 0 0 0 NAN ZIELENIEC DIRECTOR 1.00 X 0 0 0 90000 false false false 474549 474549 43811 43811 86356 68074 18282 18282 536642 43811 18282 X 90000 90000 186765 96630 90135 14000 4900 9100 11948 4181 7767 21173 7411 13762 155518 107607 47911 12096 4215 7881 2920 1022 1898 26697 9344 17353 4098 1434 2664 8509 2979 5530 CREDIT LOSSES/BAD DEBTS 226262 226262 TEMPORARY CONTRACT SERVIC 7000 7000 766986 465985 301001 0 326888 305164 1127214 1289119 1149 36972 36972 428 1558637 1762951 3218630 3152920 5633 6422 798 798 6431 7220 X 2527199 2450700 685000 695000 3212199 3145700 3218630 3152920 X -230344 164273 -428 X false false false X 1160043 912762 349993 606185 474549 3503532 4397 6813 9193 26865 43811 91079 1164440 919575 359186 633050 518360 3594611 3594611 4397 6813 11210 4397 6813 11210 93243 17282 110525 1168837 926388 452429 633050 535642 3716346 0.96720 0.97170 0.00000 0.01000 X 183824 24535 208359 false false 18486 18486 18486 18486 BOARD CHESED FUND 798 798 2024 EVENTS 86356 86356 68074 86356 86356 68074 68074 18282 FORM 990, PAGE 1, PART I, LINE 6 PROVIDE SERVICES AND EXPERTISE IN LOAN REVIEW AND APPROVAL PROCESS FORM 990, PAGE 2, PART III, LINE 4D DONOR DEFINED LOAN PROGRAMS FORM 990, PAGE 6, PART VI, LINE 11B FORM 990 IS PROVIDED TO THE GOVERNING BODY PRIOR TO BEING FILED. THE BOARD OF DIRECTORS REVIEWS FORM 990 PRIOR TO FILING, FORM 990, PAGE 6, PART VI, LINE 12C ANNUALLY THE CONFLICT OF INTEREST STATEMENT IS REQUIRED TO BE SIGNED AND COMPLIANCE ACKNOWLEDGED. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION IS REVIEWED AND APPROVED BY THE EXECUTIVE COMMITTEE FROM THE BOARD OF DIRECTORS. COMPARABLE SALARIES ARE TAKEN INTO CONSIDERATION WHEN DETERMINING A FAIR WAGE. FORM 990, PAGE 6, PART VI, LINE 15B COMPENSATION IS REVIEWED AND APPROVED BY THE EXECUTIVE COMMITTEE FROM THE BOARD OF DIRECTORS. COMPARABLE SALARIES ARE TAKEN INTO CONSIDERATION WHEN DETERMINING A FAIR WAGE. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC FORM 990, PART IX, LINE 11G OFFICE SUPPORT CONSULTANT 9,310 17,290 0 CONSULTING 3,815 7,085 0 DEVELOPMENT 34,199 0 0 BACKGROUND CHECKS & FEES 48,656 0 0 PROFESSIONAL FEES 11,627 21,593 0 BANK FEES & CHARGES 0 1,943 0 TOTAL 107,607 47,911 0 FORM 990, PART XI, LINE 9 BOOK / TAX DEPRECIATION DIFFERENCE -428