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        <Desc>LOAN PROGRAM - Loan program - In FY2022 NWWPA partnered with Neighborhood Housing Services of Greater Berks (NHSGB), the Pennsylvania Lending Collaborative Inc. (PHLC) and the NeighborWorks Association of Pennsylvania to build and successfully launch a new lending partnership in the western Pennsylvania markets. The program focuses predominantly on making down payment and closing cost second mortgage loans to first time, low-moderate income buyers. NWWPA works to market the program and create local partnerships to best connect with communities throughout western Pennsylvania and NHSGB/PHLC originate, underwrite, fund and service the loans. NWWPA continues the servicing of the remaining four loans from its previous portfolio</Desc>
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      <AllOtherContributionsAmt>744902</AllOtherContributionsAmt>
      <TotalContributionsAmt>744902</TotalContributionsAmt>
      <ProgramServiceRevenueGrp>
        <Desc>Program Revenue</Desc>
        <BusinessCd>522200</BusinessCd>
        <TotalRevenueColumnAmt>168154</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>168154</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <TotalProgramServiceRevenueAmt>168154</TotalProgramServiceRevenueAmt>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>913056</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>168154</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>0</ExclusionAmt>
      </TotalRevenueGrp>
      <InfoInScheduleOPartIXInd>X</InfoInScheduleOPartIXInd>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>783823</TotalAmt>
        <ProgramServicesAmt>582245</ProgramServicesAmt>
        <ManagementAndGeneralAmt>201578</ManagementAndGeneralAmt>
      </OtherSalariesAndWagesGrp>
      <OtherEmployeeBenefitsGrp>
        <TotalAmt>75956</TotalAmt>
        <ProgramServicesAmt>65126</ProgramServicesAmt>
        <ManagementAndGeneralAmt>10830</ManagementAndGeneralAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
        <TotalAmt>73324</TotalAmt>
        <ProgramServicesAmt>54477</ProgramServicesAmt>
        <ManagementAndGeneralAmt>18847</ManagementAndGeneralAmt>
      </PayrollTaxesGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>956</TotalAmt>
        <ManagementAndGeneralAmt>956</ManagementAndGeneralAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>20403</TotalAmt>
        <ProgramServicesAmt>7393</ProgramServicesAmt>
        <ManagementAndGeneralAmt>13010</ManagementAndGeneralAmt>
      </FeesForServicesAccountingGrp>
      <FeesForServicesOtherGrp>
        <TotalAmt>20265</TotalAmt>
        <ProgramServicesAmt>1292</ProgramServicesAmt>
        <ManagementAndGeneralAmt>18973</ManagementAndGeneralAmt>
      </FeesForServicesOtherGrp>
      <InformationTechnologyGrp>
        <TotalAmt>20840</TotalAmt>
        <ProgramServicesAmt>14280</ProgramServicesAmt>
        <ManagementAndGeneralAmt>6560</ManagementAndGeneralAmt>
      </InformationTechnologyGrp>
      <OccupancyGrp>
        <TotalAmt>8709</TotalAmt>
        <ProgramServicesAmt>3965</ProgramServicesAmt>
        <ManagementAndGeneralAmt>4744</ManagementAndGeneralAmt>
      </OccupancyGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>5970</TotalAmt>
        <ProgramServicesAmt>4119</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1851</ManagementAndGeneralAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
        <TotalAmt>4427</TotalAmt>
        <ProgramServicesAmt>3055</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1372</ManagementAndGeneralAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>Marketing and Research</Desc>
        <TotalAmt>30610</TotalAmt>
        <ProgramServicesAmt>13852</ProgramServicesAmt>
        <ManagementAndGeneralAmt>16758</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Supplies</Desc>
        <TotalAmt>7800</TotalAmt>
        <ProgramServicesAmt>1091</ProgramServicesAmt>
        <ManagementAndGeneralAmt>6709</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Rental Expense</Desc>
        <TotalAmt>9636</TotalAmt>
        <ProgramServicesAmt>6649</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2987</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>Program expense</Desc>
        <TotalAmt>100092</TotalAmt>
        <ProgramServicesAmt>100092</ProgramServicesAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>179718</TotalAmt>
        <ProgramServicesAmt>24343</ProgramServicesAmt>
        <ManagementAndGeneralAmt>155375</ManagementAndGeneralAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>1342529</TotalAmt>
        <ProgramServicesAmt>881979</ProgramServicesAmt>
        <ManagementAndGeneralAmt>460550</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>991514</BOYAmt>
        <EOYAmt>1078042</EOYAmt>
      </CashNonInterestBearingGrp>
      <PledgesAndGrantsReceivableGrp>
        <BOYAmt>817755</BOYAmt>
        <EOYAmt>303824</EOYAmt>
      </PledgesAndGrantsReceivableGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>9907</BOYAmt>
        <EOYAmt>7298</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <PrepaidExpensesDefrdChargesGrp>
        <BOYAmt>9684</BOYAmt>
        <EOYAmt>10710</EOYAmt>
      </PrepaidExpensesDefrdChargesGrp>
      <LandBldgEquipCostOrOtherBssAmt>39238</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>29013</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>16196</BOYAmt>
        <EOYAmt>10225</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>2500</BOYAmt>
        <EOYAmt>49352</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>1847556</BOYAmt>
        <EOYAmt>1459451</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>99165</BOYAmt>
        <EOYAmt>95796</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <OtherLiabilitiesGrp>
        <EOYAmt>44737</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>99165</BOYAmt>
        <EOYAmt>140533</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>1748391</BOYAmt>
        <EOYAmt>1318918</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>1748391</BOYAmt>
        <EOYAmt>1318918</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>1847556</BOYAmt>
        <EOYAmt>1459451</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>-429473</ReconcilationRevenueExpnssAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>true</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="990A">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>1013436</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>722351</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1276067</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>1744685</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>913056</CurrentTaxYearAmt>
        <TotalAmt>5669595</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>1013436</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>722351</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>1276067</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>1744685</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>913056</CurrentTaxYearAmt>
        <TotalAmt>5669595</TotalAmt>
      </TotalCalendarYear170Grp>
      <PublicSupportTotal170Amt>5669595</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>12594</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>531</CurrentTaxYearMinus3YearsAmt>
        <TotalAmt>13125</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <TotalSupportAmt>5682720</TotalSupportAmt>
      <PublicSupportCY170Pct>0.99770</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.98220</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="990B">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="990D">
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>39238</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>29013</DepreciationAmt>
        <BookValueAmt>10225</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>10225</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
        <Desc>Property Held for Sale</Desc>
        <BookValueAmt>2500</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Other Assets</Desc>
        <BookValueAmt>2115</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>Operating Lease Right of Use Asset</Desc>
        <BookValueAmt>44737</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>49352</TotalBookValueOtherAssetsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>Operating Lease Liability</Desc>
        <Amt>44737</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>44737</TotalLiabilityAmt>
      <TotalRevEtcAuditedFinclStmtAmt>913056</TotalRevEtcAuditedFinclStmtAmt>
      <RevenueSubtotalAmt>913056</RevenueSubtotalAmt>
      <TotalRevenuePerForm990Amt>913056</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>1342529</TotExpnsEtcAuditedFinclStmtAmt>
      <ExpensesSubtotalAmt>1342529</ExpensesSubtotalAmt>
      <TotalExpensesPerForm990Amt>1342529</TotalExpensesPerForm990Amt>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="990O">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990 governing body review Part VI line 11</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990 IS REVIEWED BY COO AND THE ORGANIZATIONS ACCOUNTANT BEFORE FINALIZING AND FILING THE RETURN.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Conflict of interest policy compliance Part VI line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>BOARD MEMBERS AND STAFF ALL SIGN CONFLICT OF INTEREST STATEMENTS AND THE NWWPA EMPLOYEE GUIDEBOOK ALSO COVERS THIS TOPIC AND REQUIREMENT.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>CEO executive director top management comp Part VI line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>BOARD OF DIRECTORS REVIEW AND APPROVE THE CHIEF EXECUTIVE OFFICERS SALARY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Other officer or key employee compensation Part VI line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>BOARD OF DIRECTORS REVIEW AND APPROVE THE SALARY AND RAISES FOR THE CEO. THE CEO REVIEWS AND APPROVES RAISES FOR THE CHIEF OPERATING AND FINANCIAL OFFICER AND CHIEF STRATEGY OFFICER AND ALL STAFF.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Governing documents etc available to public Part VI line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION MAKES ALL OF ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICIES AND AUDITED FINANCIAL STATEMENTS AVAILABLE UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>List of other expenses Part IX line 24e</FormAndLineReferenceDesc>
        <ExplanationTxt>Program:Payroll Process 3,458Bank Charges 801Postage and Delivery 61Staff Training 20,023M&amp;G:Payroll Process 1,218Repairs and Maintenance 1,760Bank Charges 1,250Licenses and Permits 300Dues and Subscriptions 3,263Staff Training 14,539ERTC Write-Off 131,842</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>