2025-07-16T15:01:48-04:00 2024-12-31 383133790 ANDREWS HOOPER PAVLIK PLC 2311 EAST BELTLINE AVE SE STE 200 GRAND RAPIDS MI 49546 990 2024-01-01 382886028 GRAND RAPIDS OPPORTUNITIES FOR WOMEN GRAN 6164583404 1333 ALGER ST SE STE 5 GRAND RAPIDS MI 49507 MILINDA YSASI CHIEF EXEC. OFFICER 6164583404 2025-07-15 true true MAGGIE M TUCHOLSKI P01865981 6169426440 2025-07-15 2024 2025-03-06 01:10:19Z GROW MILINDA YSASI 1333 ALGER ST SE STE 5 GRAND RAPIDS MI 49507 1437200 false X WWW.GROWBUSINESS.ORG X 1989 MI GROW COMMITS TO A FUTURE WHERE SMALL BUSINESS OWNERSHIP CAN BE REALIZED AS A PATHWAY TO WEALTH CREATION. WE STRIVE TO PROVIDE CAPITAL AND KNOWLEDGE THAT IS INFORMED THROUGH CURIOSITY AND AUTHENTIC RELATIONSHIPS. 9 9 11 11 0 967402 1323975 96987 110205 4617 3020 0 1069006 1437200 0 0 693109 649832 5938 79250 183112 271957 876221 927727 192785 509473 2666345 3360215 744104 933011 1922241 2427204 GROW COMMITS TO A FUTURE WHERE SMALL BUSINESS OWNERSHIP CAN BE REALIZED AS A PATHWAY TO WEALTH CREATION. WE STRIVE TO PROVIDE CAPITAL AND KNOWLEDGE THAT IS INFORMED THROUGH CURIOSITY AND AUTHENTIC RELATIONSHIPS. false false 310000 BUSINESS TRAINING AND SUPPORT SERVICES - TO HELP PARTICIPANTS DEVELOP SKILLS AND ACQUIRE KNOWLEDGE NEEDED TO OPERATE A BUSINESS, EVALUATE A BUSINESS IDEA AND/OR WRITE A BUSINESS PLAN, ESTABLISH NETWORKS TO HELP MAINTAIN THEIR NEW OR GROWING BUSINESSES, AND LINE UP MENTORS FOR PARTICIPANTS VIA CLASSES AND/OR BUSINESS COUNSELING. 411477 110205 BUSINESS LENDING - TO PROVIDE RESPONSIBLE AND ACCESSIBLE LOANS THAT EXPAND ECONOMIC OPPORTUNITY FOR SMALL BUSINESS OWNERS AT EVERY STAGE OF THEIR BUSINESS. WE ARE COMMITTED TO ELEVATING ENTREPRENEURS BY PROVIDING ACCESS TO CAPITAL, FINANCIAL TRAINING, AND MENTORSHIP FROM GROW'S NETWORK OF INDUSTRY PROFESSIONALS. THESE RESOURCES ASSIST ENTREPRENEURS IN MAKING SUSTAINABLE DECISIONS AS THEY BUILD FINANCIAL SECURITY AS SMALL BUSINESS OWNERS IN WEST MICHIGAN. 721477 true true false false false false false false false true true false true false true true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 11 0 true 11 true false false false false false false false false false false false false X 9 9 false false false false false false false true true false false true true true true true true true false false MI X MILINDA YSASI 6164583404 1333 ALGER ST SE STE 5 GRAND RAPIDS MI 49507 MILINDA YSASI CHIEF EXEC. 40.00 X 111300 0 68 KAREN BRITNER DIRECTOR 0.50 X 0 0 0 TRACEY BURKE DIRECTOR (PA 0.50 X 0 0 0 SHANNON COHEN DIRECTOR (PA 0.50 X 0 0 0 KENIA ESPINOZA DIRECTOR 0.50 X 0 0 0 FLORIZA GENAUTIS DIRECTOR 0.50 X 0 0 0 MONICA KREIGER DIRECTOR 0.50 X 0 0 0 ZARA SMITH DIRECTOR 0.50 X 0 0 0 LACHAUN STEVERSON PRESIDENT 2.00 X X 0 0 0 MCKENZIE VANPATTEN SECRETARY 1.00 X X 0 0 0 JULIE WESTRA VICE PRESIDE 1.00 X X 0 0 0 LIZ ZIESMER TREASURER 1.00 X X 0 0 0 111300 68 1 false false false 772794 551181 1323975 MICROLOAN INTEREST 611430 82924 82924 MICROLOAN PROGRAM FEES 611710 27281 27281 110205 3020 3020 1437200 110205 3020 111368 86701 12715 11952 453492 352984 51808 48700 35117 26510 3937 4670 49855 37314 7598 4943 313 313 49069 22196 26683 190 5938 5938 90285 80459 9826 23995 21545 2450 4289 3704 585 14886 13503 1355 28 18960 15828 1606 1526 7361 7361 10166 10166 456 365 91 13031 10817 911 1303 PROGRAM SUPPORT 19729 19729 PROFESSIONAL DEVELOPMENT 7970 6720 1250 BANK & CREDIT CARD FEES 4509 4509 DUES & SUBSCRIPTIONS 1365 1000 365 5573 66 5507 927727 721477 127000 79250 520232 367991 518807 667580 137247 566245 7173 26357 3909 1238 3127 2671 1351170 1614064 128589 115307 2666345 3360215 15818 18337 37500 728286 877174 744104 933011 X 1673817 1701994 248424 725210 1922241 2427204 2666345 3360215 X 509473 -4510 X false true X true true true X 1403510 790111 1027685 967402 1323975 5512683 1403510 790111 1027685 967402 1323975 5512683 178840 5333843 2092 867 5735 4617 3020 16331 5529014 417008 0.96470 0.95450 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 23464 3062 1008 185 123 25210 21663 3084 990 170 124 23464 26735 -3768 1005 180 119 21663 24044 3937 961 190 95 26735 23457 1819 970 164 98 24044 1.00000 true false 3909 1238 2671 2671 MICROLOAN NOTES RECEIVABLE 1614064 C 1614064 SBA NOTE PAYABLE 787077 OPERATING LEASE LIABILITY 90097 877174 X 1439954 2754 2754 1437200 1437200 934991 7264 7264 927727 927727 SCHEDULE D, PAGE 2, PART V, LINE 4 THE ORGANIZATION HOLDS A TOTAL OF 25,210 IN AN AGENCY ENDOWMENT FUND HELD BY THE GRAND RAPIDS COMMUNITY FOUNDATION. INCOME FROM THE PERMENANT ENDOWMENT IS AVAILABLE FOR GRANTMAKING. ADDITIONALLY, THE ORGANIZATION ALSO MAINTAINS A DONOR ADVISED FUND ESTABLISHED FOR THE ORGANIZATION, BUT NOT UNDER CONTROL OF THE ORGANIZATION. THE FAIR MARKET VALUE OF THE DONOR ADVISED FUND IS 322,930. SCHEDULE D, PAGE 3, PART X THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER 501(C)(3) OF THE INTERNAL REVENUE CODE. HOWEVER, INCOME FROM CERTAIN ACTIVITIES NOT DIRECTLY RELATED TO THE ORGANIZATIONS TAX-EXEMPT PURPOSE MAY BE SUBJECT TO TAXATION AS UNRELATED BUSINESS INCOME. SINCE THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES, NO PROVISION FOR INCOME TAXES IS INCLUDED IN THE ACCOMPANYING FINANCIAL STATEMENTS. GENERALLY, TAX YEARS FROM 2021 THROUGH THE CURRENT YEAR REMAIN OPEN TO EXAMINATION. THE ORGANIZATION DOES NOT BELIEVE THAT THE RESULTS FROM THE EXAMINATION OF ANY OPEN YEARS WOULD HAVE A MATERIAL ADVERSE EFFECT ON THE ORGANIZATION. SCHEDULE D, PAGE 4, PART XI, LINE 2D CHANGE IN BENEFICIAL INTEREST 2,754 SCHEDULE D, PAGE 4, PART XII, LINE 2D CHANGE IN MICROLOAN ALLOWANCE 7,264 FORM 990, PAGE 6, PART VI, LINE 11B THE RETURN IS REVIEWED BY THE BOARD OF DIRECTORS AT THEIR MONTHLY BOARD MEETING BEFORE IT IS FILED. FORM 990, PAGE 6, PART VI, LINE 12C BOARD MEMBERS ARE REQUIRED TO SIGN THE CONFLICT OF INTEREST POLICY YEARLY. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION FOR THE EXECUTIVE DIRECTOR IS DETERMINED BY THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 THE ORGANIZATION MAKES ALL GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICIES, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9 CHANGE IN BENEFICIAL INTEREST 2,754 CHANGE IN MICROLOAN ALLOWANCE -7,264 TOTAL -4,510