2025-07-13T17:43:05-07:00 2024-12-31 472825045 Milford Consulting LLC 4327 S Hwy 27 Suite 419 Clermont FL 34711 990 2024-01-01 813359383 8 Cents in a Jar Inc 8CEN 4078019688 PO Box 8 Apopka FL 32704 Lashea Reaves Chairman 2025-07-13 true true Edmund Milford CPA P02149196 3529012573 X 2024 2025-03-06 01:10:19Z Lashea Reaves PO Box 8 Apopka FL 32704 487621 false X www.8cents.org X 2016 FL Enlighten youth from under-resourced communities with financial life skills and resources to prevent poverty and rise to a higher economic position. Our impact at 8 Cents in a Jar has produced more financially capable students as they enter adulthood and allow them to climb the socioeconomic ladder (from lower class to middle income). For the first time in the students' family's history, the reliance on applying for public assistance has diminished, and a reality of economic inclusion is within reach. 10 0 4 0 346375 487621 0 0 0 346375 487621 0 0 20239 0 15365 213690 402975 213690 423214 132685 64407 366565 428766 13002 10796 353563 417970 Enlighten youth from under-resourced communities with financial life skills and resources to prevent poverty and rise to a higher economic position. Our impact at 8 Cents in a Jar has produced more financially capable students as they enter adulthood and allow them to climb the socioeconomic ladder (from lower class to middle income). For the first time in the students' family's history, the reliance on applying for public assistance has diminished, and a reality of economic inclusion is within reach. false false 316753 Founded in 2016, 8 Cents in a Jar, Inc. is an award-winning 501c3 nonprofit organization serving the Central Florida community to create opportunities for students in marginalized communities to achieve intergenerational mobility through financial education. 8 Cents in a Jar represents a new beginning for students to save money and eradicate the cycle of generational poverty. Our objective is to equip the greatest possible number of students to transition as a role model for fiscal responsibility, measured in economic and demographic improvement behaviors consistent with those in a financially sound community. 316753 true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 8 0 true 4 false false false false false false false false 0 false false false false false false false X 10 0 false false false false false false false false false false false false false false false false false false LASHEA REAVES 4078019688 1317 Valley Pines Cir Apopka FL 32712 X Lashea Reaves President 20.00 0.00 X 0 0 0 Jamara Wilson Chairman 8.00 0.00 X 0 0 0 Charline Charles-Whittaker Trustee 8.00 0.00 X 0 0 0 Trimeshia Smiley Trustee 8.00 0.00 X 0 0 0 Njeri Gichia-Broussard Trustee 8.00 0.00 X 0 0 0 Clifford Marvin Director 8.00 0.00 X 0 0 0 Danisha Duncan-Phillips Director 8.00 0.00 X 0 0 0 Kendal O'Neal Director 8.00 0.00 X 0 0 0 Patrick Eichholtz Director 8.00 0.00 X 0 0 0 Shannon Latimar Director 8.00 0.00 X 0 0 0 0 false false false 0 487621 487621 0 0 0 0 0 0 0 0 0 0 487621 X 0 0 0 0 0 0 20239 20239 0 0 0 0 0 7025 7025 0 0 0 60096 60096 38818 38818 4452 4452 0 0 8070 8070 3377 3377 0 0 0 0 0 6478 6478 Contractors 193143 193143 Supplies 29840 29840 Technology System and Software 17635 9782 7853 Fundraising Expenses 15365 15365 18676 13484 5192 423214 316753 91096 15365 366564 389847 0 0 38919 0 0 0 0 0 0 0 0 0 0 1 0 366565 428766 13002 10796 13002 10796 X 353563 417970 353563 417970 366565 428766 64407 X false false false X 73434 162701 187221 346375 487621 1257352 0 0 73434 162701 187221 346375 487621 1257352 0 1257352 0 0 0 1257352 1.00000 1.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED Form 990, Part VI, Section B, Line 11b No review was or will be conducted. Form 990, Part VI, Section C, Line 19 No documents available to the public. Program Services Information 8 Cents in a Jar works to diminish generational poverty by equipping youth from under-resourced communities with financial education and tools that promote upward mobility and long-term wealth attainment. Our vision is to transform youth into financially independent adults, fostering resilience in their families and communities. At the heart of our mission is the belief in building a pipeline of economic succession through financial education. Using our "Coin Components of Change" approach?an integration of personal finance, socioeconomics, and financial social work?we empower students to shift their financial behaviors, establish goals, and gain access to opportunities that enhance financial wellness and inclusion. Our programs are designed to meet the needs of students at different stages of development, offering interactive, culturally relevant, and practical learning experiences. Our eight signature programs include: Careers and Currency: Degree Not Required / High School Hustlers & Affluent Adults Live experiences designed to spark students' interest in financial and career pathways through real-world interaction and exposure. Change Academy: Home Hacks Offers additional learning resources tailored for students, educators, and homeschoolers seeking foundational personal finance knowledge. Cents Academy: Coin Creator An intensive program that equips student entrepreneurs with the skills to launch and scale profitable, purpose-driven businesses. Student Stock Market Challenge: Investment Club Helps students understand the fundamentals of investing and risk management through hands-on trading and simulation. Senior Saturday of Savings: Economics Connects high school seniors with senior citizens to teach essential home economics and adulting skills. Community Change Jars: Student Savers A community-supported savings initiative that helps students open their first savings accounts with donated spare change. Teach Students Money Expo: Eightville A large-scale, hands-on learning experience where students engage in real-world financial simulations. Orlando Saves: Behavioral Economics A joint effort with America Saves using behavioral economics and social marketing to help low-to-moderate income families boost savings and reduce debt. Through these dynamic programs, 8 Cents in a Jar continues to make a measurable impact?supporting students in overcoming financial challenges and laying the foundation for generational wealth.