2025-06-06T09:01:22-05:00 2025-01-31 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2024-02-01 166210688 THERESA & BELLE THOMPSON FBO YMCA THOM 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2025-05-27 true false JEFFREY E KUHLIN P00353001 4123556000 2025-05-27 X 2024 2025-03-06 01:10:19Z X 5903682 X 165417 164802 120516 399520 120516 0 285933 285318 34278 30850 3428 0 0 0 0 0 0 730 0 0 730 0 0 7303 1693 0 0 0 0 0 0 0 250 250 42561 32543 0 4408 269536 269536 312097 32543 0 273944 -26164 252775 0 -77083 13581 13581 0 0 0 1162861 1101841 3755389 372143 325485 331141 1360485 1424645 1754883 50000 50000 48688 2868406 2915552 5903682 0 X 2868406 2915552 2868406 2915552 2868406 2915552 2868406 -26164 74057 2916299 747 2915552 100000. MICROSOFT CORP 2.8750% 02/06/24 2017-02-17 2024-02-06 100000 100018 -18 -18 110. APPLE COMPUTER 2013-05-15 2024-02-27 20206 1695 18511 18511 200. BRISTOL MYERS SQUIBB CO COM 2004-05-12 2024-02-27 10056 5104 4952 4952 178. DOW INC COM 2024-02-27 9997 4041 5956 5956 73. DUPONT DE NEMOURS INC 2024-02-27 5062 2321 2741 2741 55. GENERAL DYNAMICS CORP COM 2017-08-10 2024-02-27 14956 11064 3892 3892 100. JOHNSON & JOHNSON COM 1995-02-08 2024-02-27 16043 1438 14605 14605 250. MERCK & CO INC 2024-02-27 32178 7825 24353 24353 50. MICROSOFT CORP COM 2016-03-09 2024-02-27 20356 2648 17708 17708 173. MATERIALS SELECT SPDR FUND 2011-10-18 2024-02-27 14956 5686 9270 9270 25. MICROSOFT CORP COM 2016-03-09 2024-10-11 10344 1324 9020 9020 75000. FLAGSTAR BK NATL ASSN 5.1000% 02/14/28 2024-02-13 2024-12-16 75000 75000 220. SPDR S&P DIVIDEND ETF 2012-03-28 2025-01-23 29262 12462 16800 16800 1755. SCHWAB US AGGREGATE BD ETF 2020-03-30 2025-01-23 39733 48378 -8645 -8645 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 CAPITAL GAIN DIVIDENDS P 1371 120516 3514 0 3514 0 3514 3592 0 0 3592 0 78 78 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 SOUTH BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 S BROAD STREET NORWICH NY 13815 TRUSTEE 1 34278 NONE 0 NONE 0 5848480 8008 0 5856488 0 0 5856488 87847 5768641 288432 288432 3514 3514 284918 0 284918 0 284918 273944 0 0 0 0 273944 284918 130351 0 0 0 0 0 0 0 273944 130351 0 0 143593 0 0 0 0 0 0 0 0 141325 0 0 0 0 0 0 0 0 X NORWICH YMCA 68 NORTH BROAD ST NORWICH NY 13815 NONE PC GENERAL OPERATING 269536 269536 14 165417 18 120516 285933 285933 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 730 730 MICROSOFT CORP 2.875% 2/6/24 BANK AMERICA CORP 5.1% 5/8/30 50000 49950 CELANESE US HLDGS LLC 6.165% 0 85000 86674 OWL ROCK CORE INCOME CORP 5.5% 137031 140047 WELLS FARGO CO MTN 4.3000% 07/ 53454 54470 MCDONALDS CORP 64370 219412 GENERAL MLS INC 27825 36084 WELLS FARGO 25539 78800 BRISTOL MYERS SQUIBB 27142 109058 PRUDENTIAL FINL INC 33316 60380 CHEVRON CORP 11872 74595 PFIZER INC 38048 51051 DISNEY WALT CO 70729 169590 DOMINION RESOURCES INC 14131 27795 EXXON MOBIL CORP 20973 69440 MICROCHIP TECHNOLOGY 19918 54300 METLIFE INC 54322 103812 JPMORGAN CHASE & CO 16837 207158 APPLE INC 29124 446040 JOHNSON & JOHNSON 10712 113352 HONEYWELL INTERNATIONAL 52189 123046 MERCK & CO 25152 123525 PEPSICO INC 20075 75345 PROCTER & GAMBLE CO 25203 82995 TARGET CORP 6467 75851 VERIZON COMMUNICATIONS 64488 59085 AT & T INC 45531 47460 MICROSOFT CORP 33835 466943 ORACLE CORP 32047 170060 LOWES COS INC 18844 65010 MATERIALS SELECT SPDR SECTOR 10748 29034 VANGUARD REAL ESTATE ETF 48696 67913 GENERAL DYNAMICS CORP 77119 106647 INTERCONTINENTAL EXCHANGE INC 24589 59936 SPDR S&P REGIONAL BANKING 18930 46516 DUPONT DE NEMOURS INC 8014 19968 DOW INC COM 3474 6053 CARRIER GLOBAL CORPORATION 2606 19614 INTL. BUSINESS MACHINES CORP 106376 236523 OTIS WORLDWIDE CORP 3907 14313 RTX CORPORATION 8693 38685 SPDR S&P DIVIDEND ETF AT COST 156049 374021 ISHARES MSCI EAFE ETF AT COST 263590 305074 VANGUARD INTER-TERM CORP BD ET AT COST 168511 151096 MIDCAP SPDR TRUST SERIES 1 AT COST 85710 144717 ISHARES RUSSELL 2000 ETF AT COST 75700 109843 ISHARES MSCI EMERG MKT ETF AT COST 229951 213386 INVESCO TR II SENIOR LOAN ETF AT COST 49822 45784 SCHLUMBERGER LTD AT COST 10187 40280 SCHWAB US AGGREGATE BD ETF AT COST 110125 94402 LAZARD GLOBAL LISTED INFRASTRU AT COST 150000 148605 BLACKROCK HIGH YIELD BOND PORT AT COST 125000 127675 SYNCHRONY BANK CD 2.2% 5/13/20 50000 50000 48688 VANGUARD REAL ESTATE ETF COST BASIS ADJ 674 MUTUAL FUND ADJUSTMENT 73 STATE FILING FEE 250 0 250 ROUNDING 1 GAIN ON PY SALE SETTLED IN CURRENT YEAR 74056 FEDERAL TAX PAYMENT - PRIOR YE 2018 0 0 FEDERAL ESTIMATES - PRINCIPAL 3592 0 0 FOREIGN TAXES ON QUALIFIED FOR 1296 1296 0 FOREIGN TAXES ON NONQUALIFIED 397 397 0