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        <FormAndLineReferenceDesc>Other</FormAndLineReferenceDesc>
        <ExplanationTxt>NA</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <FormAndLineReferenceDesc>Pt XI</FormAndLineReferenceDesc>
        <ExplanationTxt>Assets</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>Other Assets</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>Prepaid Expense</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>990 is reviewed by audit committee then presented to the entire board</ExplanationTxt>
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</Return>