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      <FormerOfcrEmployeesListedInd>false</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>true</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>false</CompensationFromOtherSrcsInd>
      <ContractorCompensationGrp>
        <ContractorName>
          <BusinessName>
            <BusinessNameLine1Txt>PAUL H VAN DYKE PLLC</BusinessNameLine1Txt>
          </BusinessName>
        </ContractorName>
        <ContractorAddress>
          <USAddress>
            <AddressLine1Txt>PO BOX 9843</AddressLine1Txt>
            <CityNm>SALT LAKE CITY</CityNm>
            <StateAbbreviationCd>UT</StateAbbreviationCd>
            <ZIPCd>84109</ZIPCd>
          </USAddress>
        </ContractorAddress>
        <ServicesDesc>ATTORNEY</ServicesDesc>
        <CompensationAmt>303500</CompensationAmt>
      </ContractorCompensationGrp>
      <ContractorCompensationGrp>
        <ContractorName>
          <BusinessName>
            <BusinessNameLine1Txt>DESERET GRSS LLC</BusinessNameLine1Txt>
          </BusinessName>
        </ContractorName>
        <ContractorAddress>
          <USAddress>
            <AddressLine1Txt>2595 E 3300 S</AddressLine1Txt>
            <CityNm>SALT LAKE CITY</CityNm>
            <StateAbbreviationCd>UT</StateAbbreviationCd>
            <ZIPCd>84109</ZIPCd>
          </USAddress>
        </ContractorAddress>
        <ServicesDesc>RENTAL</ServicesDesc>
        <CompensationAmt>195622</CompensationAmt>
      </ContractorCompensationGrp>
      <ContractorCompensationGrp>
        <ContractorName>
          <BusinessName>
            <BusinessNameLine1Txt>WALKER AND JONES PLLC</BusinessNameLine1Txt>
          </BusinessName>
        </ContractorName>
        <ContractorAddress>
          <USAddress>
            <AddressLine1Txt>520 E TABERNACLE STE 100</AddressLine1Txt>
            <CityNm>ST GEORGE</CityNm>
            <StateAbbreviationCd>UT</StateAbbreviationCd>
            <ZIPCd>84770</ZIPCd>
          </USAddress>
        </ContractorAddress>
        <ServicesDesc>ATTORNEY</ServicesDesc>
        <CompensationAmt>102100</CompensationAmt>
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      <CntrctRcvdGreaterThan100KCnt>3</CntrctRcvdGreaterThan100KCnt>
      <ProgramServiceRevenueGrp>
        <Desc>SBA INCOME</Desc>
        <TotalRevenueColumnAmt>9868691</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>9868691</RelatedOrExemptFuncIncomeAmt>
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      <ProgramServiceRevenueGrp>
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        <RelatedOrExemptFuncIncomeAmt>620528</RelatedOrExemptFuncIncomeAmt>
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      <ProgramServiceRevenueGrp>
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        <TotalRevenueColumnAmt>296436</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>296436</RelatedOrExemptFuncIncomeAmt>
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      <ProgramServiceRevenueGrp>
        <Desc>USDA IRP</Desc>
        <TotalRevenueColumnAmt>104943</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>104943</RelatedOrExemptFuncIncomeAmt>
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      <TotalProgramServiceRevenueAmt>10890598</TotalProgramServiceRevenueAmt>
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        <TotalRevenueColumnAmt>58219</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>58219</RelatedOrExemptFuncIncomeAmt>
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      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>2683850</TotalAmt>
        <ProgramServicesAmt>2281274</ProgramServicesAmt>
        <ManagementAndGeneralAmt>402576</ManagementAndGeneralAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
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        <ManagementAndGeneralAmt>295019</ManagementAndGeneralAmt>
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      <OtherEmployeeBenefitsGrp>
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        <ProgramServicesAmt>841941</ProgramServicesAmt>
        <ManagementAndGeneralAmt>148578</ManagementAndGeneralAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
        <TotalAmt>305357</TotalAmt>
        <ProgramServicesAmt>259553</ProgramServicesAmt>
        <ManagementAndGeneralAmt>45804</ManagementAndGeneralAmt>
      </PayrollTaxesGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>10458</TotalAmt>
        <ProgramServicesAmt>8889</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1569</ManagementAndGeneralAmt>
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      <FeesForServicesAccountingGrp>
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        <ProgramServicesAmt>48011</ProgramServicesAmt>
        <ManagementAndGeneralAmt>8472</ManagementAndGeneralAmt>
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        <ProgramServicesAmt>128568</ProgramServicesAmt>
        <ManagementAndGeneralAmt>22689</ManagementAndGeneralAmt>
      </FeesForServicesOtherGrp>
      <AdvertisingGrp>
        <TotalAmt>423943</TotalAmt>
        <ProgramServicesAmt>360352</ProgramServicesAmt>
        <ManagementAndGeneralAmt>63591</ManagementAndGeneralAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
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        <ProgramServicesAmt>20760</ProgramServicesAmt>
        <ManagementAndGeneralAmt>3663</ManagementAndGeneralAmt>
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      <InformationTechnologyGrp>
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        <ProgramServicesAmt>163201</ProgramServicesAmt>
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        <ProgramServicesAmt>209097</ProgramServicesAmt>
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      <TravelGrp>
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      <InterestGrp>
        <TotalAmt>3111</TotalAmt>
        <ProgramServicesAmt>2644</ProgramServicesAmt>
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        <ProgramServicesAmt>461469</ProgramServicesAmt>
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      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
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      <FootnoteTextInd>X</FootnoteTextInd>
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      <RevenueSubtotalAmt>10948817</RevenueSubtotalAmt>
      <TotalRevenuePerForm990Amt>10948817</TotalRevenuePerForm990Amt>
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      <ExpensesSubtotalAmt>8339332</ExpensesSubtotalAmt>
      <TotalExpensesPerForm990Amt>8339332</TotalExpensesPerForm990Amt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 3, PART X</FormAndLineReferenceDesc>
        <ExplanationTxt>MWSBF IS A NON-PROFIT ORGANIZATION, WHICH IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(4) OF THE INTERNAL REVENUE CODE. THEREFORE, NO PROVISION HAS BEEN MADE IN THE FINANCIAL STATEMENTS FOR INCOME TAXES, OR RELATED INCOME TAX ASSETS AND LIABILITIES. FASB HAS PROVIDED GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE ENTITY'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE- LIKELY-THAN-NOT" OF BEING SUSTAINED "WHEN CHALLENGED- OR "WHEN EXAMINED" BY THE APPLICABLE TAXING AUTHORITY. FOR 2024 AND 2023, MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN INCOME TAX POSITIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="RetDoc3">
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      <CompensationSurveyInd>X</CompensationSurveyInd>
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <CompBasedOnRevenueOfFlngOrgInd>false</CompBasedOnRevenueOfFlngOrgInd>
      <CompBsdOnRevRelatedOrgsInd>false</CompBsdOnRevRelatedOrgsInd>
      <CompBsdNetEarnsFlngOrgInd>false</CompBsdNetEarnsFlngOrgInd>
      <CompBsdNetEarnsRltdOrgsInd>false</CompBsdNetEarnsRltdOrgsInd>
      <AnyNonFixedPaymentsInd>false</AnyNonFixedPaymentsInd>
      <InitialContractExceptionInd>false</InitialContractExceptionInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>JOHN D EVANS</PersonNm>
        <TitleTxt>PRESIDENT</TitleTxt>
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        <BonusFilingOrganizationAmount>175388</BonusFilingOrganizationAmount>
        <NontaxableBenefitsFilingOrgAmt>1572</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>353641</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>SPENCER DAVIS</PersonNm>
        <TitleTxt>SR. VP LOAN OFFICER</TitleTxt>
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        <BonusFilingOrganizationAmount>177550</BonusFilingOrganizationAmount>
        <NontaxableBenefitsFilingOrgAmt>124</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>312529</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>JUDSON BLAKESLEY</PersonNm>
        <TitleTxt>VP LOAN OFFICER</TitleTxt>
        <BaseCompensationFilingOrgAmt>134855</BaseCompensationFilingOrgAmt>
        <BonusFilingOrganizationAmount>176250</BonusFilingOrganizationAmount>
        <NontaxableBenefitsFilingOrgAmt>124</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>311229</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>DANIEL MANGUM</PersonNm>
        <TitleTxt>EXECUTIVE VP</TitleTxt>
        <BaseCompensationFilingOrgAmt>144929</BaseCompensationFilingOrgAmt>
        <BonusFilingOrganizationAmount>158828</BonusFilingOrganizationAmount>
        <NontaxableBenefitsFilingOrgAmt>124</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>303881</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>TYLER HEALEY</PersonNm>
        <TitleTxt>VP LOAN OFFICER</TitleTxt>
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        <BonusFilingOrganizationAmount>123427</BonusFilingOrganizationAmount>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>CURTIS SINGLETON</PersonNm>
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        <BonusFilingOrganizationAmount>90750</BonusFilingOrganizationAmount>
        <NontaxableBenefitsFilingOrgAmt>111</NontaxableBenefitsFilingOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>ROBERT EDMINISTER</PersonNm>
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        <BonusFilingOrganizationAmount>60000</BonusFilingOrganizationAmount>
        <NontaxableBenefitsFilingOrgAmt>1571</NontaxableBenefitsFilingOrgAmt>
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      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>BLAKE BECK</PersonNm>
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        <BonusFilingOrganizationAmount>94500</BonusFilingOrganizationAmount>
        <NontaxableBenefitsFilingOrgAmt>111</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>192335</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>JEFFREY VANCHIERE</PersonNm>
        <TitleTxt>VP LOAN OFFICER</TitleTxt>
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        <BonusFilingOrganizationAmount>102923</BonusFilingOrganizationAmount>
        <NontaxableBenefitsFilingOrgAmt>111</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>191091</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>KIMBERLY HOLLEY</PersonNm>
        <TitleTxt>VP LOAN OFFICER</TitleTxt>
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        <BonusFilingOrganizationAmount>88075</BonusFilingOrganizationAmount>
        <NontaxableBenefitsFilingOrgAmt>124</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>181191</TotalCompensationFilingOrgAmt>
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    <IRS990ScheduleL documentId="RetDoc4">
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        <NameOfInterested>
          <PersonNm>TYLER EVANSJOHN EVANS</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>SON OF</RelationshipDescriptionTxt>
        <TransactionAmt>5235</TransactionAmt>
        <TransactionDesc>EMPLOYEE</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>TRACEY THORUPJOHN EVANS</PersonNm>
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        <RelationshipDescriptionTxt>SISTER OF</RelationshipDescriptionTxt>
        <TransactionAmt>19727</TransactionAmt>
        <TransactionDesc>FULL-TIME EMPLOYEE</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>JEN ELTON JEFF VANCHIERE</PersonNm>
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        <RelationshipDescriptionTxt>SISTER OF</RelationshipDescriptionTxt>
        <TransactionAmt>48593</TransactionAmt>
        <TransactionDesc>EMPLOYEE</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
      </BusTrInvolveInterestedPrsnGrp>
      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <BusinessName>
            <BusinessNameLine1Txt>DESERET GRSS</BusinessNameLine1Txt>
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        </NameOfInterested>
        <RelationshipDescriptionTxt>OWNERSHIP</RelationshipDescriptionTxt>
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        <TransactionDesc>CURRENT OFFICER</TransactionDesc>
        <SharingOfRevenuesInd>false</SharingOfRevenuesInd>
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    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc5">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>SEE SCHEDULE L, PART IV</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE MEMBERSHIP ELECTS THE GOVERNING BOARD OF DIRECTORS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>EACH VOTING MEMBER OF THE BOARD OF DIRECTORS RECEIVES A COPY OF THE 990 PRIOR TO ITS BEING FILED. THE 990 IS PREPARED BY AN INDEPENDENT CPA FIRM. THE INDEPENDENT CPA REVIEWS THE 990 WITH THE AUDIT COMMITTEE OF THE ORGANIZATION AND ONCE THE AUDIT COMMITTEE AND BOARD OF DIRECTORS ARE SATISFIED THAT THE RETURN IS COMPLETE AND ACCURATE THEY ADVISE THE CPA TO FILE THE RETURN ELECTRONICALLY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>ONCE EACH YEAR THE FULL BOARD OF DIRECTORS IS ASKED IF THEY HAVE ANY CONFLICTS OF INTEREST. IF A BOARD MEMBER DISCLOSES A CONFLICT OF INTEREST THE FULL BOARD REVIEWS THE POTENTIAL CONFLICT AND DELIBERATES ON THE ULTIMATE DISPOSITION OF THE CONFLICT.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL COMPENSATION PAYMENTS ARE REVIEWED ANNUALLY BY THE ORGANIZATION'S COMPENSATION COMMITTEE. THE COMMITTEE REVIEWS COMPENSATION SURVEYS BOTH FOR THE STATE OF UTAH AND NATIONAL SURVEYS PRIOR TO EVALUATING AND REVIEWING EACH EMPLOYEE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL COMPENSATION PAYMENTS ARE REVIEWED ANNUALLY BY THE ORGANIZATION'S COMPENSATION COMMITTEE. THE COMMITTEE REVIEWS COMPENSATION SURVEYS BOTH FOR THE STATE OF UTAH AND NATIONAL SURVEYS PRIOR TO EVALUATING AND REVIEWING EACH EMPLOYEE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>