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      <OtherExpensesScheduleGrp>
        <Desc>TELEPHONE-COMMUNCIATIONS</Desc>
        <RevenueAndExpensesPerBooksAmt>32357</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>UTILITIES</Desc>
        <RevenueAndExpensesPerBooksAmt>778</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>EMPLOYEE BENEFITS</Desc>
        <RevenueAndExpensesPerBooksAmt>52587</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>BUSINESS GIFT</Desc>
        <RevenueAndExpensesPerBooksAmt>2251</RevenueAndExpensesPerBooksAmt>
        <AdjustedNetIncomeAmt>2251</AdjustedNetIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>OUTSIDE SERVICES</Desc>
        <RevenueAndExpensesPerBooksAmt>62576</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>OTHER BUSINESS EXPENSE</Desc>
        <RevenueAndExpensesPerBooksAmt>1835</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>1835</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc7">
      <OtherIncomeDetail>
        <Desc>SERVICE FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>82963</RevenueAndExpensesPerBooksAmt>
        <AdjustedNetIncomeAmt>82963</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherLiabilitiesSchedule documentId="RetDoc8">
      <OtherLiabilitiesDetail>
        <Desc>EIDL LOAN</Desc>
        <EOYBookValueAmt>198900</EOYBookValueAmt>
      </OtherLiabilitiesDetail>
    </OtherLiabilitiesSchedule>
    <TaxesSchedule documentId="RetDoc9">
      <TaxesDetail>
        <CategoryTxt>LICENSES &amp; PERMITS</CategoryTxt>
        <Amt>463</Amt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>