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        <ProgramServicesAmt>0</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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      <ConferencesMeetingsGrp>
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        <EOYAmt>0</EOYAmt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>OFFICERS MEET TO REVIEW RETURN AND FINANCIAL STATEMENTS FOR ACCURACY PRIOR TO SIGNING AND SUBMITTING RETURN. RETURN IS COMPLETED BY A LOCAL ACCOUNTING FIRM WHICH IS INDEPENDENT OF THE OPERATIONS OF THE CREDIT UNION</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 6</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CREDIT UNION HAS MEMBERS WHO ARE FIREFIGHTERS INVOLVED WITH POOLING FUNDS WITH THE INTENTION OF GIVING AS MUCH BACK TO ITS MEMBERS AS POSSIBLE VIA INTEREST RATES WHILE REMAINING SOUND FINANCIALLY.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt XI</FormAndLineReferenceDesc>
        <ExplanationTxt>WITHDRAWAL OF MEMBERS FUNDS ON DEPOSIT</ExplanationTxt>
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